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Ashford in Jacksonville

Ashford
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32221
385 homesBuilt 1993–2003Median sale $338K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
36/100
Market Heat
Cooler than normal
2013 → 2026 · 87 at the 2022 peak
0 is Ashford's coldest market since 2013, 100 its hottest. Today: 36. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Ashford Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$338K
Median sold · 12 mo
down 6.2% vs the prior 12 months
-6.2%
1-yr price change
n = 6 and 5 sales in the two windows
$165/sf
Sold $/sqft · 12 mo
peak $182 in 2023
97.9%
Sale vs ask
+196%
T12M median vs 2012
from a $114K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
46days
Median DOM · closed
9 days at the 2021 low
0%
Under contract
Duval: 30% (1,188 of 4,002)
2 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 9 a year
Ownership and context
76%
Owner-occupied · Ashford
294 of 387 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Ashford
incl. 10% trust or LLC-held · 13% out-of-state
38%
Cash buyers · Ashford
3 of 8 sales, 12 mo ending July 2024
385
Homes in the community
plus 2 vacant residential lots · 387 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1993
Community established
homes built 1993-2003, median 2000 (FL DOR 2025)
1
Failed listings · 2026
peaked at 27 in 2023
1,933sqft
Median sold home size
12-mo windows, closed sales
1.6%/yr
Turnover rate
about 6 of 385 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ashford is a compact, established Duval County community of 385 homes, virtually all built between 1993 and 2003 (median year built 2000), with a typical floorplan running about 2,318 square feet — a narrow, single-era build-out rather than a mixed-vintage subdivision. A 76% homestead-exemption share also points to a stock of owner-held homes rather than one turning over through frequent resale or investor activity, which tends to keep supply tight and each closing driven more by individual upkeep and updates than by lot or floorplan differences.

At a median of $337,500 ($164.57 per square foot), Ashford's trailing window shows price down 6.2% year over year, even as the community is still up 196% since 2012 — a pullback from a longer run rather than a reversal of it. A market heat score of 36 and zero active listings at this snapshot point to thin, closely-held inventory: sellers should price to the most recent comparable sales rather than the multi-year trend, and buyers tracking this pocket should be ready to move quickly once something does list.

Ashford Housing Pulse · Momentum Research · as of July 14, 2026

Ashford right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (2 active and pending listings, 6 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($338K) is down 6.2% from the prior 12 months ($360K) and up 196% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (6 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Ashford market snapshot (as of July 14, 2026): the median sale price is about $338K ($165 per sq ft over the trailing 12 months of closed sales), a median 46 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 6% from the prior 12 months and up 196% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).

Ashford is a community of 385 homes in Jacksonville, Duval County, built between 1993 and 2003 (median 2000), with a median living area of about 2,318 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Ashford's story right now is scarcity: a single-era, owner-anchored community where nothing was actively listed at last snapshot, so the numbers below reflect a small handful of recent closings rather than a broad, active market.

Best for

  • Buyers set on a specific, single-era build style (1993-2003) who are willing to wait for the right listing to surface.
  • Long-term owners or move-up buyers comfortable pricing off a small recent-sales sample rather than a deep pool of comps.
  • Buyers targeting a home near the $337,500 median with roughly 2,318 square feet who can move quickly once something lists.

Probably not for

  • Buyers who need to compare multiple active listings side by side — there is currently no active inventory here.
  • Anyone shopping strictly on year-over-year price momentum, given the recent 6.2% pullback.
  • Buyers uncomfortable with pricing decisions based on a trailing window of just 6 closings.
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How Ashford is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
4Months of supplytight
15Median days on marketdays
0 : 2Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
+7%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ashford listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ashford buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ashford

Live MLS inventory for Ashford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ashford listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 295 / I-95~5 to 11 min · the interstate network
Jacksonville Int'l Airport (JAX)~10 to 18 min · north
River City Marketplace~8 to 14 min · shopping and dining
Downtown Jacksonville~16 to 24 min · employers
Shopping and services~5 to 10 min · everyday needs
Jacksonville Beaches~30 to 45 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ashford Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Oakhurst Park Homes for Sale in Jacksonville, FLOakhurst Park Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentWhitmore Oaks Homes for Sale in Jacksonville, FLWhitmore Oaks Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentVictoria Lakes Homes for Sale in Jacksonville, FLVictoria Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miTurtle Creek Village Homes for Sale in Jacksonville, FLTurtle Creek Village Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miNJNorthside Jacksonville Real Estate Homes for SaleJacksonville, FL · 0.6 miCambridge Estates Homes for Sale in Jacksonville, FLCambridge Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miBeacon Hills and Harbour Homes for Sale in Jacksonville, FLBeacon Hills and Harbour Homes for Sale in Jacksonville, FLJacksonville, FL · 1.2 miEgret Creek Homes for Sale in Jacksonville, FLEgret Creek Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miNorthwoods Homes for Sale in Jacksonville, FLNorthwoods Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ashford (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ashford is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ashford address.

The takeaway

What is actually shaping value near Ashford, sourced and dated. We do not publish rumor.

Recent Developments in Ashford

Our read on what is being built around Ashford, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn affordable, established North Jacksonville neighborhood trades on the condition and lot of the specific home, with the value pricing and the interstate and airport access as durable draws.

Affordable, access-rich North Jacksonville location

BullishNotable impact
SignificanceRadius: Ashford

An affordable North Jacksonville location with quick interstate and airport access is a durable draw for value buyers.

Duval County tax and flood picture

NeutralNotable impact
SignificanceRadius: Ashford

Carrying cost turns on the Duval County millage and the FEMA flood zone for the specific parcel; both are verifiable and worth pulling before you write.

Mature-home condition

NeutralMinor impact
SignificanceRadius: Ashford

On established homes, roof, HVAC, and updates vary; price each home on its condition rather than a neighborhood average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ashford, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on an Ashford parcel set the carrying cost alongside any flood insurance. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Neighborhood documented by third-party sources

    Third-party sources list Ashford among the Jacksonville subdivisions, with the name appearing in the North Jacksonville 32218 area. Why it matters: Neighborhood context is reported by third-party sources; confirm the exact location and ZIP, and verify the specific home's condition, the lot, and any HOA before relying on it. Source

Development alerts for AshfordGet a short monthly email when something new is approved, funded, or opens near Ashford.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ashford, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the exact location and any HOA. Verify the specific home's street, ZIP, and whether any HOA or deed restriction applies before you write, as the Ashford name appears in more than one area.

2

Inspect the home and systems. Roof, HVAC, plumbing, and electrical vary home to home; budget for them and price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Duval County parcel taxes before you write.

5

Comp on condition. Price the home against the closest comparable Ashford or nearby Jacksonville sale of similar size and condition.

Best Buy
An updated home on a clean, dry lot with a newer roof and HVAC, priced to its true condition.
Biggest Risk
Deferred maintenance, an unverified lot or flood issue, or an unconfirmed exact location.
Best Lot
The lot and the home's condition are the value here; verify both.
Smart Timing
An affordable, access-rich North Jacksonville neighborhood rewards a prepared buyer who has confirmed the location and comped the specific home.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ashford is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32218, in the North Jacksonville area; confirm the exact street and ZIP for a specific home, as the Ashford name appears in more than one part of the city (watsonrealtycorp.com; floridarealestatecentral.com, 2026). The housing stock is established homes on real lots, and its strength is an affordable North Jacksonville location with quick access to the interstate network, the airport, and the city's employers. As an established neighborhood, value is read home-by-home on condition and lot, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the Duval County parcel taxes, and any HOA status.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition homes
$294K to $310K

Original or lightly updated homes are the value entry near Ashford. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated homes
$310K to $450K

Updated homes with newer roof and HVAC are the core of the area. Price each on its renovations and lot against the closest comparable sale.

Most inventory
High: best-lot or fully renovated homes
$450K to $475K

Fully renovated homes and those on the best lots sit at the top here. Price each on its own condition and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$294K to $310K
Entry: original-condition homes
Original or lightly updated homes are the value entry near Ashford. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).
$310K to $450K
Mid: updated homes
Updated homes with newer roof and HVAC are the core of the area. Price each on its renovations and lot against the closest comparable sale.
$450K to $475K
High: best-lot or fully renovated homes
Fully renovated homes and those on the best lots sit at the top here. Price each on its own condition and lot, not a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$197
Original$156
Median days on market
Renovated17
Original14

From current Ashford listings (renovated 1, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ashford

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Ashford is affordable, established North Jacksonville living on a real lot. The deal is read home-by-home in the location, the condition, the lot, and the flood picture, not a neighborhood average.

Jon Brooks · Founder, Momentum Realty
6.3B · Buy Score
Resale Strength6.2/10
Renovation Risk5.6/10
Location Efficiency7.0/10
Long-Term Defensibility6.1/10
Carrying Cost Advantage6.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ashford is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Confirm the exact location; the lot and the home's condition are the value.
  • Verify any HOA status, the flood zone, and the parcel taxes.
  • Comp against the closest same-size, same-condition Jacksonville sale.

In an established neighborhood like Ashford, value is driven by the specific home's location, condition, and lot, not a builder spec. That means confirming the exact street and ZIP, inspecting the roof, HVAC, and systems, verifying the lot lines, the FEMA flood zone, and the Duval County parcel taxes, and confirming any HOA status, then pricing the home against the closest comparable same-size, same-condition Jacksonville sale, with the affordable, access-rich North Jacksonville location as the durable advantage.

Ashford in 15 seconds.

Best forBuyers who want an affordable, established single-family home in North Jacksonville at a value price.
Strong onValue and access: an affordable position near the interstates and the airport.
WatchConfirming the exact location and ZIP, condition and systems, the lot, and the FEMA flood zone.
Not forBuyers who want new construction, a large amenity community, or a custom home.
The edgeAn affordable established pocket lets a prepared buyer price the specific home honestly and negotiate on condition.

HOA, CDD & Fees

15-Second Take
  • Confirm the exact location, ZIP, and whether any HOA applies.
  • Verify the lot, systems, and the FEMA flood zone for the specific home.
  • No CDD is expected; confirm per parcel.

Ashford is an established single-family neighborhood; confirm whether any HOA or deed restrictions apply and what any dues cover for the specific home before you offer. No CDD is expected; confirm per parcel.

If an HOA applies, confirm exactly what any dues cover and whether membership is mandatory; if minimal or none, you own the home and lot with little or no association obligation.

No large community amenity package is assumed; the value is the affordable North Jacksonville location near the interstates, the airport, and employers. Confirm any shared facilities in the public records.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ashford, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ashford home worth?

Get a no-obligation home value based on real comparable sales in Ashford matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ashford on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 5 to 13 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Down 6.2% year over year; up 196% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k3k
273 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$15020122014201620182020202220242026
Up from $53 in 2012 to a $182 peak in 2023; $165 now.
Median days on market · closed sales
05010020122014201620182020202220242026
9 days at the 2021 low; 46 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
97.9% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
5 to 13 a year; 6 in the current window.
Sellers who gave up · failed listings per year
01020200420082012201620242026
Canceled, expired, or withdrawn. 27 quit in 2023; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
87 at the 2022 peak, 19 in the troughs, 36 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

32% of homes for sale in ZIP 32221 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Ashford Market Scorecard

Balanced

Ashford is currently a balanced. About 4.0 months of supply, a median asking price of $382,400, and homes go under contract in about 24 days.

4.0
Months supply
$382,400
Median list
$337,500
Median sold
$176
Per sqft
24
Days on mkt
2/0/6
Active/Pend/Sold

Typical home value in the 32221 ZIP is $297,077, about 27.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Ashford

Live MLS inventory for Ashford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ashford listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

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Ashford Market Scorecard

Balanced

Ashford is currently a balanced. About 4.0 months of supply, a median asking price of $382,400, and homes go under contract in about 24 days.

4.0
Months supply
$382,400
Median list
$337,500
Median sold
$176
Per sqft
24
Days on mkt
2/0/6
Active/Pend/Sold

Typical home value in the 32221 ZIP is $297,077, about 27.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main

If we were buying in Ashford today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ashford.

Best Buy
Buyers and sellers comfortable in a small, owner-held community where a listing is the exception, not the rule.
Biggest Risk
Only 6 closings in the trailing window makes every pricing and timing signal here directional, not exact.
Sweet Spot
Homes built in the 1993-2003 window, around 2,318 sq ft, priced near the $337,500 median.
Avoid If
Buyers who need active inventory to choose from today — there were zero active listings at this snapshot.

A Small Sample, Read Carefully

The last closings window here included just 6 sales, so the median days-on-market figure of 46 and the $164.57 per-square-foot number should be read as directional rather than exact — a single unusual closing can move both meaningfully in a community this size. Still, a 46-day median suggests homes that are priced correctly are not sitting for long once thin inventory becomes available.

A market heat score of 36 sits on the cooler side, consistent with the 6.2% year-over-year price pullback, but the 196% gain since 2012 is the more important number for anyone who has owned here a while — this is a community that has done most of its appreciating already. With zero active listings at this snapshot and 76% of the 385 homes carrying a homestead exemption, expect availability to be driven by individual owner decisions rather than a steady pipeline of new listings.

The location and the amenities are priced into every listing in Ashford. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction4.5/10
Liquidity & Demand6.0/10
Owner Commitment7.6/10
Pricing Power8.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.3). Basis: Long-Term Appreciation +196% since 2012; Recent Direction -6.2% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 76% owner-occupied; Pricing Power 97.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only a handful of closings to work from and zero active listings at any given moment, pricing and timing in Ashford take more than a quick comp pull — Momentum tracks this community's thin resale activity closely enough to price a listing against the 6 most recent comparable sales rather than a stale average, and to reach a buyer the moment something in this owner-heavy, single-era build comes up.

Ashford in 15 seconds.

Best forBuyers and sellers comfortable in a small, owner-held community where a listing is the exception, not the rule.
Biggest advantageA 196% gain since 2012 means long-term owners have real equity to work with.
Biggest riskOnly 6 closings in the trailing window makes every pricing and timing signal here directional, not exact.
Sweet spotHomes built in the 1993-2003 window, around 2,318 sq ft, priced near the $337,500 median.
Avoid ifBuyers who need active inventory to choose from today — there were zero active listings at this snapshot.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ashford sales matched to your home.

What is your Ashford home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Ashford?
The median sale price in Ashford was $338K over the 12 months ending July 14, 2026 (6 closed sales, realMLS).
How long do homes in Ashford take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 46 days on market (6 sales, realMLS).
Is Ashford a buyer's or seller's market right now?
As of July 14, 2026, Ashford is roughly balanced: 4.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Ashford?
The Florida DOR 2025 assessment roll shows 385 homes plus 2 vacant residential lots in Ashford (public records).
What share of Ashford is owner-occupied?
76% of Ashford parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ashford built?
Homes in Ashford were built between 1993 and 2003, with a median year built of 2000 (FL DOR 2025 roll).
Do cash buyers compete in Ashford?
Cash buyers took 38% of Ashford sales in the 12 months ending July 2024 (3 of 8 closings, realMLS).
Have Ashford home prices gone up?
The trailing-12-month median is up 196% since 2012, from $114K to $338K (realMLS closed records).
Who is the best real estate agent for Ashford?
The best agent for Ashford is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ashford.
How do I find a top Jacksonville real estate agent who knows Ashford?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ashford and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Ashford?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ashford purchase or sale - no call center and no pressure.
Buyers set on a specific, single-era build style (1993-2003) who are willing to wait for the right listing to surface.Excellent fit
Long-term owners or move-up buyers comfortable pricing off a small recent-sales sample rather than a deep pool of comps.Excellent fit
Buyers targeting a home near the $337,500 median with roughly 2,318 square feet who can move quickly once something lists.Excellent fit
Buyers who need to compare multiple active listings side by side — there is currently no active inventory here.Probably not
Anyone shopping strictly on year-over-year price momentum, given the recent 6.2% pullback.Probably not
Buyers uncomfortable with pricing decisions based on a trailing window of just 6 closings.Probably not

Nearby Communities

Explore more neighborhoods near Ashford with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32073/32218/32221/32224/32225/32226))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (273 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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