Crystal Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Crystal Creek is a built-out early-2000s community in Jacksonville, with homes dating from 1999 to 2005 and a median just over 2,200 square feet. Pricing here is driven less by location swings and more by condition and updates: the median sits at $310,500, or about $164 per square foot, and the spread within that reflects how much a given home has been maintained or renovated since it was built. There is no meaningful new-construction competition inside the community, so the story is entirely about resale stock roughly two decades old.
The market posture is slow and deliberate. A median of 117 days on market and a heat score of 33 tell you this is not a place where sellers dictate terms — buyers have time to inspect, negotiate, and walk. Year-over-year pricing is essentially flat at 1.8%, so sellers should price to the comps and condition rather than to hope. For buyers, the long marketing times are the leverage; patient offers on homes that have lingered are where the value sits.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Crystal Creek right now
🟡 Off the recent peak. The trailing-12-month median ($310K) is down 5.9% from the prior 12 months ($330K) and up 163% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 23. Confidence: Low (6 and 4 sales in the two windows).
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· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Crystal Creek market snapshot (as of October 23, 2026): the median sale price is about $310K ($165 per sq ft over the trailing 12 months of closed sales), and a median 77 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months and up 163% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).
Crystal Creek is a community of 286 homes in Jacksonville, Duval County, built between 1999 and 2005 (median 2002.0), with a median living area of about 2,204 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Crystal Creek is a stable, fully established neighborhood of 286 homes clustered in a tight construction window, where roughly three-quarters are owner-occupied — a sign of a settled, low-churn community rather than a rental-heavy one.
Who Crystal Creek is best for.
Best for
- Buyers around the $310K median seeking a settled, established community with low turnover
- Buyers with room in their budget to update kitchens, baths, and aging systems over time
- Patient shoppers who want time to inspect and negotiate rather than bid against a crowd
Probably not for
- Investors looking for a quick flip or fast appreciation in the near term
- Buyers who want new construction or move-in-ready with all major systems already replaced
- Sellers who need to move quickly and expect to price above condition-supported comps
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($310K) IS the median in the snapshot above, and the move from 2025 ($330K) IS the -5.9% one-year change.
Windows contain 3 to 14 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32221 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Housing distress & ownership in Crystal Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Crystal Creek buying strategy.
If we were buying in Crystal Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Creek.
A condition-driven resale market
With every home built between 1999 and 2005 and a median build year of 2002, buyers should shop the systems, not just the square footage. Roofs, HVAC, water heaters, and original kitchens and baths are all at the age where they either have been addressed or are due. Two homes at the same price can be very different purchases here, which is why the price spread reflects updates more than floor plan.
The homestead share of nearly 76% points to a neighborhood held by long-term owners rather than investors flipping inventory. That tends to mean well-kept common areas and predictable turnover, but it also means the homes that do come up have often been lived in for years and may need modernizing. The since-2012 gain of 161% shows the long arc has been strong, even as the current year is flat.
The location and the amenities are priced into every listing in Crystal Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Crystal Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +163% since 2012; Recent Direction -5.9% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this slow-moving, the win is in reading condition against price. We help sellers position homes honestly against the comps so they don't sit for four months, and we help buyers separate a well-maintained home from one that is one system failure away from a five-figure bill. With a median of 117 days on market, there is room to be selective — and knowing which listings to press on is where local judgment pays.
Crystal Creek in 15 seconds.
Tools for a Crystal Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Creek home worth?
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Recent Developments in Crystal Creek
Development, infrastructure, retail, and school activity affecting Crystal Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 11 miles east of Crystal Creek.
Source: Jacksonville Today - October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 5 miles northwest of Crystal Creek, elsewhere in Duval County.
Source: Hoodline - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 5 miles southeast of Crystal Creek.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southwest of Crystal Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 6 miles southeast of Crystal Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 6 miles southeast of Crystal Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Crystal Creek?
How long do homes in Crystal Creek take to sell?
How many homes are in Crystal Creek?
What share of Crystal Creek is owner-occupied?
When were the homes in Crystal Creek built?
Have Crystal Creek home prices gone up?
Who is the best real estate agent for Crystal Creek?
How do I find a top Jacksonville real estate agent who knows Crystal Creek?
Can Momentum Realty connect me with an agent for Crystal Creek?
Should you buy in Crystal Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Crystal Creek with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32210/32211/32221/32233/32257)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (251 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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