Crystal Creek
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 126 homes for sale in 32221 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via realMLS
As of November 2026, Crystal Creek in Jacksonville, FL has 5 homes for sale and 1 pending, asking from $310,000 to $425,000 (median $317,000). Over the 12 months ending 2026-11-12, 6 recorded sales closed at a median of $282,000, $160 per square foot, a median 34 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 1995–2005; 11 of 12 report an HOA (median $23/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 80 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,040 ($4,300 with the full homestead exemption).
Last 30 days in Crystal Creek: 1 under contract right now, 2 closed sales (median $283,250). As of November 13, 2026, realMLS.
Homes For Sale Right Now in Crystal Creek
Live MLS inventory for Crystal Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 50 daysTop listingActive · 43 days
Active · 46 days
Active · 87 days
Active · 43 days
Pending · 89 daysActive and pending Crystal Creek listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Crystal Creek Jacksonville Right Now (6)
All 6 active and pending Crystal Creek Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1246 Summit Oaks Drive · $365,000 · 4 bd / 2 ba · listed Oct 1, 2026 · listed by Tu Familia Real Estate
- 1204 Summit Oaks Drive · $310,000 · 3 bd / 2 ba · listed Sep 30, 2026 · listed by Eagles World Realty, Inc
- 1434 Summit Oaks Drive · $317,000 · 3 bd / 2 ba · listed Sep 28, 2026 · listed by Lokation
- 1350 Summit Oaks Drive · $425,000 · 4 bd / 3 ba · listed Sep 24, 2026 · listed by Remi Realty, Llc
- 1378 Summit Oaks Drive · $315,000 · 3 bd / 2 ba · listed Aug 18, 2026 · listed by Sovereign Real Estate Group
- 1438 Blues Creek Drive · $299,900 · 4 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Re/Max Specialists
Crystal Creek is a built-out early-2000s community in Jacksonville, with homes dating from 1999 to 2005 and a median just over 2,200 square feet. Pricing here is driven less by location swings and more by condition and updates: the median sits at $310,500, or about $164 per square foot, and the spread within that reflects how much a given home has been maintained or renovated since it was built. There is no meaningful new-construction competition inside the community, so the story is entirely about resale stock roughly two decades old.
The market posture is slow and deliberate. A median of 117 days on market and a heat score of 33 tell you this is not a place where sellers dictate terms — buyers have time to inspect, negotiate, and walk. Year-over-year pricing is essentially flat at 1.8%, so sellers should price to the comps and condition rather than to hope. For buyers, the long marketing times are the leverage; patient offers on homes that have lingered are where the value sits.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Crystal Creek right now
🟢 Buyer-leaning market. 10.0 months of supply and 17% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Medium (6 active and pending listings, 6 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($282K) is down 12.4% from the prior 12 months ($322K) and up 138% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (6 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Crystal Creek market snapshot (as of November 12, 2026): the median sale price is about $282K ($160 per sq ft over the trailing 12 months of closed sales), a median 34 days on market for closed sales, and 10.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 12% from the prior 12 months and up 138% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).
In ZIP 32221 (Jacksonville), 383 homes closed in the last 12 months at a median of $320K ($178/sq ft), down 0.6% year over year, with a median 56 days on market. Right now 114 active and 30 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32221 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 147 homes in Crystal Creek that have changed hands since 2001, built between 1995 and 2005 (median 2002), with a median living area of about 1,937 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Crystal Creek: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Crystal Creek is a stable, fully established neighborhood of 286 homes clustered in a tight construction window, where roughly three-quarters are owner-occupied — a sign of a settled, low-churn community rather than a rental-heavy one.
The setting & the homes.
Aerial and on-site photos of Crystal Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Crystal CreekCrystal CreekCrystal CreekCrystal CreekCrystal CreekCrystal Creek
Crystal Creek
Crystal CreekPhotos from realMLS listings in Crystal Creek; content deemed reliable but not guaranteed.
Who Crystal Creek is best for.
Best for
- Buyers around the $310K median seeking a settled, established community with low turnover
- Buyers with room in their budget to update kitchens, baths, and aging systems over time
- Patient shoppers who want time to inspect and negotiate rather than bid against a crowd
Probably not for
- Investors looking for a quick flip or fast appreciation in the near term
- Buyers who want new construction or move-in-ready with all major systems already replaced
- Sellers who need to move quickly and expect to price above condition-supported comps
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($282K) IS the median in the snapshot above, and the move from 2025 ($322K) IS the -12.4% one-year change.
Windows contain 3 to 13 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Crystal Creek Market Scorecard
Crystal Creek is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $317,000, and homes go under contract in about 46 days.
Typical home value in the 32221 ZIP is $294,540, about 25.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Crystal Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crystal Springs · Elementary
- Joseph Stilwell · Middle
- Edward White · High
Zoned schools reflect the assignments reported on recent Crystal Creek listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Crystal Creek address.
The Crystal Creek buying strategy.
If we were buying in Crystal Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Creek.
A condition-driven resale market
With every home built between 1999 and 2005 and a median build year of 2002, buyers should shop the systems, not just the square footage. Roofs, HVAC, water heaters, and original kitchens and baths are all at the age where they either have been addressed or are due. Two homes at the same price can be very different purchases here, which is why the price spread reflects updates more than floor plan.
The homestead share of nearly 76% points to a neighborhood held by long-term owners rather than investors flipping inventory. That tends to mean well-kept common areas and predictable turnover, but it also means the homes that do come up have often been lived in for years and may need modernizing. The since-2012 gain of 161% shows the long arc has been strong, even as the current year is flat.
The location and the amenities are priced into every listing in Crystal Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Crystal Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.4). Basis: Long-Term Appreciation +138% since 2012; Recent Direction -12.4% year-over-year; Liquidity & Demand 10.0 months of supply; Pricing Power 94.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this slow-moving, the win is in reading condition against price. We help sellers position homes honestly against the comps so they don't sit for four months, and we help buyers separate a well-maintained home from one that is one system failure away from a five-figure bill. With a median of 117 days on market, there is room to be selective — and knowing which listings to press on is where local judgment pays.
Crystal Creek in 15 seconds.
Tools for a Crystal Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Creek home worth?
Get a no-obligation home value based on real comparable sales in Crystal Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Crystal Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Crystal Creek
The newest homes for sale in Crystal Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1246 Summit Oaks Drive $365,000 · 4 bd · 2 ba · 2,156 sq ft · listed Oct 1, 2026 Courtesy of TU FAMILIA REAL ESTATE
- 1204 Summit Oaks Drive $310,000 · 3 bd · 2 ba · 1,714 sq ft · listed Oct 1, 2026 Courtesy of EAGLES WORLD REALTY, INC
- 1434 Summit Oaks Drive $317,000 · 3 bd · 2 ba · 1,424 sq ft · listed Sep 28, 2026 Courtesy of LOKATION
- 1350 Summit Oaks Drive $425,000 · 4 bd · 3 ba · 2,442 sq ft · listed Sep 24, 2026 Courtesy of REMI REALTY, LLC
- 1378 Summit Oaks Drive $315,000 · 3 bd · 2 ba · 2,107 sq ft · listed Aug 18, 2026 Courtesy of SOVEREIGN REAL ESTATE GROUP
Checked against the MLS nightly. All new listings in this market.
Recently sold in Crystal Creek Jacksonville
- 1288 W Summit Oaks Drive · sold $210,000
- 1230 Summit Oaks Drive · sold $356,500
- 1530 Summit Oaks Drive · sold $220,000
- 909 Gavagan Road · sold $265,000
- 1472 Redbird Creek Drive · sold $299,000
- 9691 Cedar Ridge Drive · sold $400,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Summit Oaks Drive W (32 homes on record)
- Summit Oaks Drive E (29 homes on record)
- Summit Oaks Drive W (28 homes on record)
- Summit Oaks Drive W (19 homes on record)
- Summit Oaks Drive E (19 homes on record)
- Blues Creek Drive (19 homes on record)
- Redbird Creek Drive (13 homes on record)
- Summit Oaks Drive (12 homes on record)
- Redbird Creek Drive (8 homes on record)
- Redbird Creek Drive (8 homes on record)
- Summit Oaks Drive E (6 homes on record)
- Blues Creek Drive (6 homes on record)
What it really costs to own in Crystal Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $317,000, the first-year bill with homestead is about $4,900/yr (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
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Ask an agent about Crystal Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Crystal Creek will answer, and the answer is published on this page for the next buyer.
Recent Developments in Crystal Creek
Development, infrastructure, retail, and school activity affecting Crystal Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 12 miles southwest of Crystal Creek.
Source: Clay Today - October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 11 miles east of Crystal Creek.
Source: Jacksonville Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 5 miles southeast of Crystal Creek.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southwest of Crystal Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 6 miles southeast of Crystal Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 6 miles southeast of Crystal Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Crystal Creek?
How long do homes in Crystal Creek take to sell?
Is Crystal Creek a buyer's or seller's market right now?
Have Crystal Creek home prices gone up?
Who is the best real estate agent for Crystal Creek?
How do I find a top Jacksonville real estate agent who knows Crystal Creek?
Can Momentum Realty connect me with an agent for Crystal Creek?
Where is Crystal Creek, and what county is it in?
How far is Crystal Creek from downtown Jacksonville and the beach?
Is Crystal Creek in a flood zone?
Is Crystal Creek a good place to live?
Should you buy in Crystal Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (138 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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