Florida Housing IntelligenceDuval County › 32221 (Jacksonville)
Aerial view of 32221, Florida

32221 (Jacksonville)
Homes for Sale & Housing Market

ZIP code market report · Duval County

Median sale price $316,400, down 4.4% year over year, with homes going under contract in about 62 days, 121 homes on the market.

36 communities reporting438 sales analyzedRefreshed twice dailyMomentum Score 50
Live Market Pulse
50/100
Momentum
Balanced Market
About 5 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32221 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$316K
Median sold · 12 moConfidence: High
down 4.4% vs the prior 12 months
-4.4%
1-yr price change
n = 438 recent sales
$178/sf
Sold $/sqft · 12 mo
Duval County: $183 · -2.8% vs prior yr
96.1%
Sale vs ask
Duval County: 95.6% · -0.4pp vs prior yr
$296K
Duval County home value
Zillow ZHVI, monthly · -1.2% vs a year ago
Tempo
4.8mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
Duval County: 44 days · -7.0 days vs prior yr
23%
Under contract
Duval County: 35%
121 · 39 ▼1
For sale · pending
live counts, refreshed twice daily
317
Sold · last 12 mo
closed across all tracked communities · +14.4% vs prior yr
Market context
28%
Listings with price cuts
Duval County · Zillow · +1.1pp vs prior month
5,435
County for-sale inventory
Zillow, monthly · -0.5% vs prior month
32%
New construction
share of recent sales · +8.9pp vs prior yr
50/100
Momentum score
Balanced Market
36
Communities reporting
of 74 tracked in 32221
Economy & people · county layer
$68,447
Median household income
U.S. Census ACS, county
1,007,189
County population
+9.0% since 2018
4.3×
Price to income
county home value vs median income
58%
Owner-occupied
U.S. Census ACS, county
$2,142/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are down 4.4% versus the prior year, but sellers are still collecting 96.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 50
Momentum Score
Buyer leverage50
Seller leverage50

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 23% of inventory sits under contract.
  • Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32221 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.5 mo · balanced band · 33 active
$300K–$500K
5.2 mo · balanced band · 87 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32221 is hot — and where it isn't

Each dot is a community (33 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32221 (Jacksonville)

The median sale price across 32221 currently stands at $316,400, down 4.4% from a year ago. Buyers are paying a median of $178 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 96.1% of their original asking price on average.

There are 121 active listings on the market, with 39 more already under contract. At the current sales pace that works out to 4.8 months of supply — roughly balanced conditions by the standard six-month benchmark. 317 homes closed here over the trailing 12 months.

Zillow's home value index for Duval County stands at $296,317. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32221 is 50 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32221 since 2012 — and where it’s heading

A median home here sold for $114,249 in 2012 and $304,026 over the last recorded year — 166% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (7,734 recorded sales)

$110K$219K$328K$304K2012: $114K2013: $127K2014: $128K2015: $139K2016: $155K2017: $178K2018: $191K2019: $202K2020: $213K2021: $249K2022: $306K2023: $317K2024: $323K2025: $313K2026: $304K20122015201920232026

Days on market by year

15d50d84d62d2012: 83d2013: 72d2014: 61d2015: 55d2016: 57d2017: 52d2018: 34d2019: 36d2020: 40d2021: 19d2022: 17d2023: 41d2024: 48d2025: 69d2026: 62d20122015201920232026

Home value trend · Duval County (Zillow ZHVI)

$296K$298K$300K$296KJul '25: $300KAug '25: $298KSep '25: $297KOct '25: $297KNov '25: $296KDec '25: $296KJan '26: $296KFeb '26: $297KMar '26: $298KApr '26: $298KMay '26: $297KJun '26: $297KJul '26: $296KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

5,2075,8356,4635,435Jul '25: 6,438Aug '25: 6,349Sep '25: 6,193Oct '25: 6,087Nov '25: 5,883Dec '25: 5,602Jan '26: 5,338Feb '26: 5,233Mar '26: 5,326Apr '26: 5,415May '26: 5,453Jun '26: 5,461Jul '26: 5,435Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Duval County (MLS)

1,6622,9244,185Jul 07 · Active: 4,030Aug 03 · Active: 4,015Aug 04 · Active: 3,979Aug 05 · Active: 3,982Aug 06 · Active: 3,986Aug 07 · Active: 4,037Aug 08 · Active: 4,070Aug 09 · Active: 4,065Aug 10 · Active: 4,051Aug 11 · Active: 4,047Aug 12 · Active: 4,058Aug 13 · Active: 4,072Aug 15 · Active: 4,135Aug 17 · Active: 4,048Aug 19 · Active: 4,034Aug 22 · Active: 4,116Aug 23 · Active: 4,108Aug 28 · Active: 4,120Aug 29 · Active: 4,126Aug 30 · Active: 4,106Aug 31 · Active: 4,098Sep 07 · Active: 4,093Sep 09 · Active: 4,082Sep 11 · Active: 4,099Sep 12 · Active: 4,087Sep 13 · Active: 4,067Sep 14 · Active: 4,055Sep 15 · Active: 4,054Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$311K$314K$317K$316KAug 06: $311KAug 08: $311KAug 09: $311KAug 10: $311KAug 11: $311KAug 12: $311KAug 13: $311KAug 15: $311KAug 17: $313KAug 18: $313KAug 19: $313KAug 20: $313KAug 21: $311KAug 22: $311KAug 23: $311KAug 24: $311KAug 26: $314KAug 28: $316KAug 29: $316KAug 30: $316KAug 31: $316KSep 01: $316KSep 04: $316KSep 05: $316KSep 06: $316KSep 07: $316KSep 08: $316KSep 09: $316KSep 10: $316KSep 11: $316KSep 12: $316KSep 13: $316KSep 14: $316KSep 15: $316KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving 32221

Who’s moving here
+912 net residents/yr

Top inbound states: GA, CA, VA, NY. Movers arriving report ~$67,296 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,315/yr avg premium

2,001 Citizens policies in force in Duval County — the state-backed insurer of last resort. Budget insurance into any Duval purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
6,017 units permitted -7% YoY

3,732 single-family · 2,285 multi-family · 6.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Glen Eagle ▼ 13%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 5.2 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32221 right now.

Biggest opportunity
Under $300K: 3.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Duval

MarketMedianActiveScore
32221 ← this page$316K12150
32218$301K23268Open →
32256$386K21956Open →
32219$316K20157Open →
32244$260K17562Open →
32210$220K17165Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Jax HeightsJacksonville$236K▲ 3%
Timber CreekYulee$350K▲ 2%
BaldwinJacksonville$255K▲ -3%
Heritage SouthJacksonville$227K▲ -3%
Country CreekJacksonville$270K▲ -4%
Prices cooling fastest
Glen EagleJacksonville$472K▼ 13%
Rolling HillsJacksonville$316K▼ 9%
Adams LakeJacksonville$300K▼ 6%
Patriot RidgeJacksonville$295K▼ 5%
Panther CreekJacksonville$336K▼ 4%
Most homes for sale
Rolling HillsJacksonville$316K47
Panther CreekJacksonville$336K17
Adams LakeJacksonville$300K7
Country CreekJacksonville$270K6
Crystal CoveJacksonville$320K6
Selling fastest
Patriot RidgeJacksonville$295K10 days
Adams LakeJacksonville$300K16 days
Jax HeightsJacksonville$236K19 days
Timber CreekYulee$350K21 days
Country CreekJacksonville$270K28 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32221 right now?

The data says conditions currently favor neither side decisively in 32221 — the Momentum Score reads 50/100 with 4.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32221 becoming more affordable?

Yes, modestly — the median sale price in 32221 is $316,400, down 4.4% versus the prior year, while sellers still capture 96.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32221?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Glen Eagle (-13%); Rolling Hills (-9%); Adams Lake (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32221 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Patriot Ridge (10 days); Adams Lake (16 days); Jax Heights (19 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

32221 (Jacksonville) housing market FAQ

How is the housing market in 32221 right now?

As of September 15, 2026, the 32221 housing market is roughly balanced: the median sale price is $316,400 (down 4.4% year over year), 121 homes are for sale against 317 sales in the last 12 months, which is 4.8 months of supply, and the typical home goes under contract in about 62 days.

How much is a house in 32221?

The median home sold for $316,400 in 32221 over the last 12 months, about $178 per square foot; asking prices on the 121 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32221?

By the numbers, sellers in 32221 are getting 96.1% of asking price and going under contract in about 62 days with 4.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32221 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32221 median sale prices are down 4.4% year over year, inventory stands at 4.8 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32221?

The median sale price in 32221 is currently $316,400, down 4.4% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32221 a buyer's or seller's market right now?

The data currently is roughly balanced. 32221 scores 50 of 100 on the Momentum Score, with 4.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32221?

The typical home in 32221 goes under contract in about 62 days, per current MLS data.

How many homes are for sale in 32221?

There are approximately 121 active listings in 32221 as of September 15, 2026.

Are home prices in 32221 rising or falling?

Median sale prices are down 4.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32221 (Jacksonville). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.