BANANA BAY ESTATES
Homes for Sale in WINTER GARDEN, FL

Community in WINTER GARDEN · Orange County · ZIP 34787
32 homesBuilt 1990–2003
Free · No obligation
Talk to a BANANA BAY ESTATES Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · BANANA BAY ESTATES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
81%
Owner-occupied · BANANA BAY ESTATES
26 of 32 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · BANANA BAY ESTATES
incl. 16% trust or LLC-held · 100% out-of-state
33%
Cash buyers · BANANA BAY ESTATES
1 of 3 sales, 12 mo ending June 2019
32
Homes in the community
32 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1990
Community established
homes built 1990-2003, median 1996 (FL DOR 2025)
1
Failed listings · 2026
peaked at 3 in 2013

The market around BANANA BAY ESTATES

BANANA BAY ESTATES is a small community — 17 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 34787, 984 homes are on the market and 28% are under contract — a steady corner of WINTER GARDEN.

Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not BANANA BAY ESTATES specifically. Momentum Research analysis of MLS records.

If we were buying in BANANA BAY ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BANANA BAY ESTATES.

A closer look at the BANANA BAY ESTATES market

The housing stock is 32 homes built between 1990 and 2003, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in BANANA BAY ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BANANA BAY ESTATES sales matched to your home.

What is your BANANA BAY ESTATES home worth?

Get a no-obligation home value based on real comparable sales in BANANA BAY ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in BANANA BAY ESTATES on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in BANANA BAY ESTATES?
The Florida DOR 2025 assessment roll shows 32 homes in BANANA BAY ESTATES (public records).
What share of BANANA BAY ESTATES is owner-occupied?
81% of BANANA BAY ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in BANANA BAY ESTATES built?
Homes in BANANA BAY ESTATES were built between 1990 and 2003, with a median year built of 1996 (FL DOR 2025 roll).
Do cash buyers compete in BANANA BAY ESTATES?
Cash buyers took 33% of BANANA BAY ESTATES sales in the 12 months ending June 2019 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for BANANA BAY ESTATES?
The best agent for BANANA BAY ESTATES is one who actively works WINTER GARDEN and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for BANANA BAY ESTATES.
How do I find a top WINTER GARDEN real estate agent who knows BANANA BAY ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows BANANA BAY ESTATES and the wider WINTER GARDEN area.
Can Momentum Realty connect me with an agent for BANANA BAY ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your BANANA BAY ESTATES purchase or sale - no call center and no pressure.

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34787))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2014 (9 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in BANANA BAY ESTATES? See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local BANANA BAY ESTATES Expert
Call Get Listings