Aerial view of Habersham

Habersham
Homes for Sale in Orange Park, FL

Community in Orange Park · Clay County · ZIP 32003
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Built fromLive realMLS data24 years of closingsUpdated twice daily

As of September 2026, the MLS records 2 closed sales in Habersham in Orange Park, FL since 2002, the most recent in October 2021. Across Orange Park as a whole, 656 homes closed in the last 12 months at a median of $330,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Habersham sits in Orange Park, on the Clay County side of the metro. Because the only hard price figure I have here is the median, I'll say plainly what I don't have: I can't quote you a floor or a ceiling, and I won't fake one. What sets price in a community like this is condition and updates far more than square footage alone, so the spread between a dated home and a renovated one tends to be wide.

For buyers, that means the work is in the walkthrough, not the listing sheet — two homes at similar asking prices can be very different once you account for roof, systems, and finishes. For sellers, it means presentation is doing real work on your final number. Come to me for a straight read on where a specific address falls, because the median alone won't tell you that.

The 60-Second Overview

Habersham is an Orange Park community in Clay County, west of the St. Johns River corridor and its bridges into Jacksonville proper.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Commuters who prioritize highway access into Jacksonville over an urban-core location
  • Buyers willing to weigh a home's condition and updates rather than shopping on price alone
  • Value-focused buyers who want a Clay County address and will do the walkthrough homework

Probably not for

  • Buyers who need to be near the St. Johns waterfront or downtown Jacksonville
  • Anyone wanting a turnkey guarantee without inspecting roof, systems, and finishes
  • Buyers set on a specific price tier who can't flex on condition

The market around Habersham

Habersham is too small for its own price trend, so here is the market around it.

In ZIP 32003, 153 homes are on the market and 35% are under contract — a fast-moving corner of Orange Park.

Across Clay County, 1,267 homes are active and 451 pending (26% under contract).

ZIP and county figures describe the wider market, not Habersham specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Habersham, Orange Park

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Habersham today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Habersham.

Best Buy
Buyers who want an Orange Park address with straightforward access to Jacksonville.
Biggest Risk
A wide condition spread means the median tells you very little about any one home.
Sweet Spot
An updated home priced honestly against its condition, not just its median.
Avoid If
You need a short commute deep into central or coastal Jacksonville.

What actually moves a number in Habersham

The Orange Park part of Clay County trades on commute and everyday convenience — access to the major arteries heading north into Jacksonville, and the retail and services clustered along them. When you evaluate a Habersham home, weigh drive times and daily logistics as heavily as the house itself; that location math is a real part of the value.

On the home side, treat the median as a midpoint and nothing more. I'd rather walk you through a specific property's condition, updates, and lot than pretend a single figure describes the whole community. Ask about the roof age, the HVAC, and any recent work before you anchor on price.

The location and the amenities are priced into every listing in Habersham. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Clay County and the Orange Park submarkets directly, so we can tell you how a given Habersham listing compares to what's actually moving nearby rather than what a headline number implies. We'll flag the condition and commute trade-offs before you write an offer, and we'll tell you when a home isn't worth its ask.

Habersham in 15 seconds.

Best forBuyers who want an Orange Park address with straightforward access to Jacksonville.
Biggest advantageA Clay County location tied to major commuting arteries.
Biggest riskA wide condition spread means the median tells you very little about any one home.
Sweet spotAn updated home priced honestly against its condition, not just its median.
Avoid ifYou need a short commute deep into central or coastal Jacksonville.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Habersham sales matched to your home.

What is your Habersham home worth?

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Real comps, not an automated estimate.
Commuters who prioritize highway access into Jacksonville over an urban-core locationExcellent fit
Buyers willing to weigh a home's condition and updates rather than shopping on price aloneExcellent fit
Value-focused buyers who want a Clay County address and will do the walkthrough homeworkExcellent fit
Buyers who need to be near the St. Johns waterfront or downtown JacksonvilleProbably not
Anyone wanting a turnkey guarantee without inspecting roof, systems, and finishesProbably not
Buyers set on a specific price tier who can't flex on conditionProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2002 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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