Bayou Ridge in Pace

Bayou Ridge

Established 1988 · Intracoastal West · ZIP 32224

An established 1990s Pace subdivision with no HOA, below the county median, in A-rated schools.

No HOA / no CDDBelow county medianA-rated Pace schools
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Bayou Ridge

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$340K
Median Price
8mo
Supply
32days
Avg DOM
Soft
Seller Leverage
$191/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bayou Ridge is an established early-1990s single-family subdivision in Pace, and its standout features are rare together: no HOA and no CDD, below-county-median pricing, and an A-rated Santa Rosa County school district with a standout zoned middle school. Homes are modest three- and four-bedroom houses (roughly $250,000 to $290,000), on the Woodbine Road corridor convenient to US-90 and NAS Whiting Field. The honest reads are 1990s homes now on a systems cycle, no architectural control over neighbors, Woodbine Road construction friction in the near term, and a longer NAS Pensacola commute. Buy it for the value, the zero-fee carry, and the schools; inspect the systems and confirm the flood zone."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bayou Ridge market snapshot (as of June 11, 2026): the median sale price is about $340K ($191 per sq ft), with homes averaging 32 days on market and 8.0 months of supply, a buyer-leaning market (limited data). Based on 3 recent closings in live Pensacola MLS data.

Bayou Ridge is an established single-family subdivision in Pace, an unincorporated, fast-growing part of Santa Rosa County (32571), off the Woodbine Road corridor near US-90.

The homes are detached three- and four-bedroom houses around 1,500 to 2,000 square feet, built primarily in the early-to-mid 1990s. It is a built-out, established neighborhood with no active builder.

The carry is minimal: there is no HOA and no Community Development District, so recurring overhead is just taxes and insurance. The trade-off is no architectural control; confirm any deed restrictions for the specific home.

The value is the appeal: pricing runs below the Santa Rosa County median in an A-rated school district that includes a standout zoned middle school, with quick US-90 access and NAS Whiting Field nearby. The trade-offs are 1990s homes needing a systems audit, near-term Woodbine Road construction friction, and a longer NAS Pensacola commute.

Best for

  • Value buyers who want a home with no HOA and no CDD in an A-rated district
  • Families drawn to a standout zoned middle school at an attainable price
  • NAS Whiting Field and Pace-oriented buyers

Probably not for

  • Buyers who want HOA architectural control and uniform upkeep
  • Buyers who want new construction or a large home
  • Daily NAS Pensacola commuters (it is a 30-to-40-minute drive)

How Bayou Ridge is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
8Months of supplytight
32Median days on marketdays
1 : 2Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+11%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bayou Ridge listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Bayou Ridge buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Bayou Ridge

Live MLS inventory for Bayou Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bayou Ridge listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Pace town center (US-90)~5-10 min · retail and dining
NAS Whiting Field (Milton)~15-20 min · northeast
I-10 (US-90 area)~12-15 min · south
Pensacola International Airport (PNS)~18-22 min · ~12 miles
Downtown Pensacola~22-28 min · ~16 miles
NAS Pensacola~30-40 min · across the metro

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bayou Ridge with Momentum Realty’s local guides.

FoxboroFoxboroPace, FL · 1.2 miSaddle Club EstatesSaddle Club EstatesPace, FL · 1.4 miWindsorForestWindsorForestPace, FL · 1.6 miTwin HillsEstatesTwin HillsEstatesPace, FL · 1.8 miStonebrook VillageStonebrook VillagePace, FL · 1.8 miSentinel RidgeSentinel RidgePace, FL · 1.8 miEagle'sRidgeEagle'sRidgePace, FL · 2.0 miLegend CreekEstatesLegend CreekEstatesPace, FL · 2.1 miParkwoodCommonsParkwoodCommonsPace, FL · 2.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Bayou Ridge (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Bayou Ridge is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Bayou Ridge address.

The takeaway

What is actually shaping value at Bayou Ridge, sourced and dated. The no-fee carry, below-median pricing, and Pace's growth are the practical facts.

Recent Developments in Bayou Ridge

Our read on what is being built around Bayou Ridge, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is rapid Pace growth and an A-rated district, against a softening county market. The near-term item is Woodbine Road construction, with aging home systems a recurring consideration.

No HOA, no CDD, below-median pricing

BullishZero mandatory community fees and pricing below the county median in an A-rated district is a scarce value combination. impact
SignificanceRadius: Community

No HOA, no CDD, below-median pricing

Standout zoned middle school

BullishThe zoned middle school (Sims) rates strongly, a durable family draw on top of the A-rated district. impact
SignificanceRadius: Community

Standout zoned middle school

Woodbine Road widening underway

NeutralA multi-phase Woodbine Road widening adds long-term capacity but brings near-term construction friction on the main corridor. impact
SignificanceRadius: Pace / Woodbine corridor

Woodbine Road widening underway

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bayou Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Infrastructure

    Woodbine Road widening begins in Pace

    Santa Rosa County began a multi-phase, roughly $70 million widening of Woodbine Road in 2024 to address growth, adding capacity over time but creating near-term construction friction. Why it matters: The corridor improvement benefits Bayou Ridge long-term; expect construction friction in the near term and confirm current status. Source

  2. 2025
    Market

    Santa Rosa County market softens

    Into 2025 the Santa Rosa County median eased modestly with days on market lengthening, a shift toward a buyer's market. Why it matters: Softer conditions give buyers room; price to recent in-neighborhood comps. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bayou Ridge, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the 1990s systems. Get a rigorous inspection of the roof, HVAC, and systems and budget for updates on a 30-year-old home.

2

Confirm there is no HOA and any deed restrictions. Verify there are no mandatory dues or CDD and any individual deed restrictions for the specific home.

3

Verify the zoned schools. Confirm the assigned elementary, middle, and high school by address, noting the standout middle school.

4

Check the FEMA flood zone. Confirm the flood zone and insurance for the specific lot.

5

Weigh the Woodbine Road construction. Factor near-term corridor construction into your commute expectations.

Best Buy
A well-kept home with an updated roof and HVAC, priced to recent in-neighborhood comps, capturing the zero-fee carry and the A-rated schools.
Biggest Risk
Inheriting aging systems you did not budget, or overpaying against a softening market.
Best Lot
Lots are similar; weigh what the home backs to and the drainage.
Smart Timing
A softer county market gives prepared buyers room; price to in-neighborhood comps.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Bayou Ridge is an established single-family subdivision in Pace (unincorporated Santa Rosa County, 32571), off the Woodbine Road corridor near US-90, built primarily in the early-to-mid 1990s. The homes are detached three- and four-bedroom houses (roughly 1,500 to 2,000 square feet); it is a built-out neighborhood with no active builder. The carry is minimal, with no HOA and no CDD. The value is below-county-median pricing in an A-rated Santa Rosa County district with a standout zoned middle school (Sims) and quick US-90 access. Trade-offs are 1990s homes needing a systems audit, no architectural control, near-term Woodbine Road construction, and a longer NAS Pensacola commute. Schools are in the Santa Rosa County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller homes needing updates
$309K to $340K

The lower end is the smaller three-bedroom homes needing updates, with activity reported from around $250,000 (Zillow / Redfin, 2024-2026). The renovation budget is the variable.

Lowest entry
Mid: updated three- and four-bedroom homes
$340K to $340K

The core is updated three- and four-bedroom homes (around 1,600 to 2,000 square feet), commonly in the $260,000s to high $280,000s (Zillow / Redfin, 2024-2026), below the county median around $370,000.

Most inventory
High: larger or fully updated homes
$340K to $340K

The top is the larger or fully updated homes, reaching toward the low $300,000s (Zillow, 2025-2026). Condition and updates, not size alone, separate these.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$309K to $340K
Entry: smaller homes needing updates
The lower end is the smaller three-bedroom homes needing updates, with activity reported from around $250,000 (Zillow / Redfin, 2024-2026). The renovation budget is the variable.
$340K to $340K
Mid: updated three- and four-bedroom homes
The core is updated three- and four-bedroom homes (around 1,600 to 2,000 square feet), commonly in the $260,000s to high $280,000s (Zillow / Redfin, 2024-2026), below the county median around $370,000.
$340K to $340K
High: larger or fully updated homes
The top is the larger or fully updated homes, reaching toward the low $300,000s (Zillow, 2025-2026). Condition and updates, not size alone, separate these.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bayou Ridge

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Bayou Ridge is no-fee value in an A-rated district with a standout middle school. The honest read is the aging 1990s systems and a longer NAS commute, not the carry.

Jon Brooks · Founder, Momentum Realty
7.5B+ · Buy Score
Resale Strength7.6/10
Renovation Risk6.4/10
Location Efficiency7.4/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage8.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Bayou Ridge is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar; check what each backs to.
  • Weigh drainage on the specific lot.
  • Confirm the FEMA flood zone for the address.

Bayou Ridge's lots are similar early-1990s parcels, so the lot read is about the margins: what the home backs to, how the lot drains, and the FEMA flood zone for the specific Pace address. On established homes, the lot and the condition of the roof and systems, not square footage alone, separate one home's value from the next.

Bayou Ridge in 15 seconds.

Best forValue buyers who want no HOA and no CDD in an A-rated Pace district with a standout middle school.
Strong onCarry and value: zero mandatory fees, below-median pricing, A-rated schools, and quick US-90 access.
WatchAging 1990s systems, no architectural control, near-term Woodbine Road construction, and a longer NAS commute.
Not forBuyers who want HOA control, a large home or new construction, or a short NAS Pensacola commute.
The edgeZero fees plus a softer market lets a prepared buyer who inspects well capture an A-rated zone below the median.

HOA, CDD & Fees

15-Second Take
  • No HOA and no CDD.
  • Below the county median in an A-rated district.
  • Standout zoned middle school.
  • 1990s homes; budget roof and HVAC.
  • No architectural control over neighbors.

There is no HOA and no CDD for Bayou Ridge, so there are no mandatory community fees, a genuine cost advantage. Confirm any individual deed restrictions for the specific home. The real costs are the upkeep of a 1990s home and insurance.

There are no HOA-funded services or amenities, and no architectural control, so neighbor upkeep varies. Verify any deed restrictions per property.

There is no club or amenity package; the appeal is the zero-fee carry, the value, and the A-rated school district.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bayou Ridge, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bayou Ridge, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bayou Ridge home worth?

Get a no-obligation home value based on real comparable sales in Bayou Ridge matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Bayou Ridge home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Bayou Ridge year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Bayou Ridge Market Scorecard

Buyer's market

Bayou Ridge is currently a buyer's market. About 8.0 months of supply, a median asking price of $310,950, and homes go under contract in about 32 days.

8.0
Months supply
$310,950
Median list
$340,000
Median sold
$212
Per sqft
32
Days on mkt
2/1/3
Active/Pend/Sold

Typical home value in the 32571 ZIP is $327,859, about 25.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Bayou Ridge have an HOA or CDD?
No. Bayou Ridge has no HOA and no CDD, so there are no mandatory community fees. Confirm any individual deed restrictions for the specific home.
How old are the homes in Bayou Ridge?
Most were built in the early-to-mid 1990s, so budget a thorough inspection of the roof, HVAC, and systems.
How much do homes in Bayou Ridge cost?
Activity ran roughly $250,000 to the low $300,000s depending on size and condition (Zillow / Redfin, 2024-2026), below the Santa Rosa County median around $370,000. Confirm current pricing with recent in-neighborhood comps.
What schools serve Bayou Ridge?
It is in the A-rated Santa Rosa County School District, typically a Pace-area elementary, the standout Thomas L. Sims Middle, and Pace High. Confirm the assignment by address.
Is Bayou Ridge gated?
No. It is an open, established no-HOA subdivision, not gated.
How is the commute from Bayou Ridge?
Pace town center is five to ten minutes away, NAS Whiting Field fifteen to twenty, the airport eighteen to twenty-two, and downtown Pensacola twenty-two to twenty-eight. NAS Pensacola is a longer thirty-to-forty-minute drive.
Is there construction near Bayou Ridge?
Yes. Santa Rosa County is widening Woodbine Road in phases, which adds long-term capacity but brings near-term construction friction on the corridor; confirm current status.
Is Bayou Ridge in a flood zone?
Flood risk is parcel-specific. Confirm the FEMA flood zone and insurance for the specific lot.
Is there new construction in Bayou Ridge?
No. It is an established 1990s subdivision; purchases are resales. New construction in Pace is in newer communities nearby.
What should I check before buying in Bayou Ridge?
Inspect the 1990s roof and systems, confirm there is no HOA or CDD and any deed restrictions, verify the school zoning, check the flood zone, and comp to recent in-neighborhood sales.
Is Bayou Ridge a good investment?
The zero-fee carry, below-median pricing, and A-rated schools with a standout middle school support steady demand, but aging systems and a softer market are factors. Inspect well and buy to comps; this is not a guarantee of future value.
Should I use the listing agent to buy in Bayou Ridge?
No. The listing agent works for the seller. On a 1990s home where systems swing value, having your own representation to read the inspection and comps is the highest-leverage decision you make.
You want a home with no HOA and no CDD in an A-rated districtExcellent fit
You are drawn to a standout zoned middle school at an attainable priceExcellent fit
You are oriented toward NAS Whiting Field or PaceExcellent fit
You want HOA architectural control and uniform upkeepProbably not
You want new construction or a large homeProbably not
You commute daily to NAS PensacolaProbably not

Get the inside read on Bayou Ridge

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bayou Ridge home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Bayou Ridge specialist will reach out personally, usually the same day.

Bayou Ridge median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Bayou Ridge, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Pace & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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