Belmont in Ruskin

Belmont
Ruskin Homes for Sale

Belmont · Ruskin · ZIP 33573

A resort-amenity master-planned community of homes and townhomes in Ruskin.

Resort amenitiesHOA and CDDHomes and townhomes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Read the HOA and CDD, the build year and condition, and the resale comps for a specific home before you offer.
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Unlock Off-Market Belmont

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Belmont is a resort-amenity master-planned community by Lennar in Ruskin, in south Hillsborough County, so the read is a master-plan resale read with new construction in the picture: public sources describe a community built between 2007 and 2023 with about 505 single-family homes and 160 townhomes, homes from roughly 1,451 to 4,086 square feet, governed by a homeowners association and a Community Development District, with a 10,000-square-foot pool complex, a splash zone, playgrounds, basketball courts, putting greens, a fitness center, and walking trails. The HOA, the CDD, and how a home prices against new product nearby drive value."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Belmont is a master-planned community in Ruskin, in the 33573 ZIP of south Hillsborough County, of single-family homes and townhomes by Lennar in the growing SouthShore corridor near US 301 and I-75.

Public sources describe about 505 single-family homes and 160 townhomes built between 2007 and 2023, from roughly 1,451 to 4,086 square feet, with resort-style amenities including a 10,000-square-foot pool complex, a splash zone, two playgrounds, basketball courts, putting greens, a fitness center, and walking trails along a colorful main boulevard.

The community is governed by a homeowners association and a Community Development District, so confirm the HOA fee and the CDD assessment on the tax bill, the build year and any warranty, and how a home prices against new construction still selling nearby.

For buyers who want amenity-rich master-planned living in SouthShore at a range of price points, Belmont is a practical option. The work is reading the HOA and CDD, the build year, and the comps honestly before you buy.

Best for

  • Buyers who want this community's setting and amenities
  • Buyers who value the location and commute
  • Value buyers comparing resale with newer construction nearby
  • Buyers who will read the HOA and CDD and the comps

Probably not for

  • Buyers who want a no-HOA, lowest-cost home
  • Anyone who wants a different product type or setting
  • Buyers who will not read the association financials
  • Buyers who need a different location or commute

How Belmont is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Belmont listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Belmont buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Belmont sits in Ruskin, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

US 301~5-12 min · commercial corridor
I-75~10-18 min · regional connector
Apollo Beach~10-20 min · waterfront and dining
Brandon~25-35 min · regional shopping
Downtown Tampa~35-50 min · via I-75
Tampa International Airport (TPA)~45-55 min · via I-75 / Selmon

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near BelmontRuskin Homes for Sale with Momentum Realty’s local guides.

BSBelmont SouthRuskin, FL · 0.3 miSCSunridge ChaseRuskin, FL · 0.7 miCHCypressview Homes for Sale in Sun City Center, FLSun City Center, FL · 0.9 miHPHawks Point Homes for Sale in Ruskin, FLRuskin, FL · 0.9 miCCCypress Creek Homes for Sale in Ruskin, FLRuskin, FL · 1.2 miBHBelmont Homes for Sale in Ruskin, FLRuskin, FL · 1.3 miAHAyersworthGlen Homes for Sale in Wimauma, FLWimauma, FL · 1.5 miSLSun Lakes Homes for Sale in Sun City Center, FLSun City Center, FL · 1.6 miKKThe Knolls of Kings Point II-A Homes for Sale in Sun City Center, FLSun City Center, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Belmont (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Belmont is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Belmont address.

The takeaway

What is actually shaping value at Belmont: the location and amenities, the HOA and CDD, the housing stock, and Florida association and insurance pressure. Each item is sourced and linked.

Recent Developments in Belmont

Our read on what is being built around Belmont, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe location and amenities support demand, while the defining watch items are the HOA and CDD, the condition, and the resale comps.

SouthShore growth supports demand

Ongoing
BullishMajor impact
SignificanceRadius: Submarket

Rapid growth in Ruskin and SouthShore supports demand for amenity-rich master-planned homes.

HOA and CDD drive the carrying cost

2025
NeutralMajor impact
SignificanceRadius: Community

Confirm the HOA fee and the CDD assessment on the tax bill; together they are a meaningful monthly number.

Resort amenities anchor the community

Ongoing
BullishNotable impact
SignificanceRadius: Community

A large pool complex and recreation package are a durable draw for buyers; confirm access and the funding.

Insurance and flood are the watch items

2024-2025
NeutralNotable impact
SignificanceRadius: Submarket

Pull a real insurance and flood read; south Hillsborough has flood-prone pockets.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Belmont, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. July 2025
    Policy

    Florida community-association and CDD costs tighten

    Florida's 2025 legislative changes and rising insurance costs continued to pressure HOA and CDD-area budgets statewide, refined by reforms effective July 1, 2025. Why it matters: Read the HOA budget, any CDD assessment, and a real insurance quote before judging the carrying cost. Source

Development alerts for BelmontGet a short monthly email when something new is approved, funded, or opens near Belmont.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Belmont, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA and CDD first. Confirm the fee, what it covers, the reserves, and any assessment before you judge the carrying cost.

2

Read the home condition and build year. Confirm the roof, systems, and any remaining warranty for the specific home.

3

Pull a real insurance quote. Roof age and Florida premiums move the carrying cost.

4

Weigh resale against newer construction. Compare condition and price with newer communities nearby.

5

Compare nearby options, and cross-shop Mira Lago and similar communities.

Best Buy
A well-kept home in a sound association with a manageable carrying cost
Biggest Risk
Thin reserves, a rising fee or assessment, or paying over comps
Best Lot
A conservation, pond, or well-positioned lot over an interior lot
Smart Timing
Confirm the HOA, CDD, the condition, and a real insurance quote
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Belmont is a resort-amenity master-planned community by Lennar in Ruskin, in the 33573 ZIP of south Hillsborough County. Public sources describe about 505 single-family homes and 160 townhomes built between 2007 and 2023, from roughly 1,451 to 4,086 square feet, governed by a homeowners association and a Community Development District, with a 10,000-square-foot pool complex, a splash zone, playgrounds, basketball courts, putting greens, a fitness center, and walking trails. The defining factors in value are the carrying cost and the comps: the HOA fee and the CDD assessment, the build year and any warranty, financing and insurance, and how a home prices against ongoing new construction drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

The smaller or older homes here, the lower-cost entry into the community, priced for any updates.

Lowest entry
The Core Home

Mid-size homes in good condition, the heart of the resale market here.

Most inventory
The Premium Home

The largest or best-positioned homes with updates, the homes that show best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
The smaller or older homes here, the lower-cost entry into the community, priced for any updates.
The Core Home
Mid-size homes in good condition, the heart of the resale market here.
The Premium Home
The largest or best-positioned homes with updates, the homes that show best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within RuskinStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Belmont

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The setting and the amenities sell the listing. The deal is won or lost on the HOA, the CDD, the condition, and the comps.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Resale Strength7.0/10
Renovation Risk5.6/10
Location Efficiency6.8/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Belmont is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Belmont, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Belmont in 15 seconds.

Best forA resort-amenity master-planned community of homes and townhomes in Ruskin.
Biggest advantagePublic sources describe a 10,000-square-foot pool complex, a splash zone, playgrounds, basketball courts, putting greens, a fitness center, and walking trails maintained by the HOA and CDD.
Biggest riskThe HOA and CDD, the condition, and insurance in this community.
Sweet spotA well-kept home in a sound association with a manageable carrying cost.
Avoid ifYou want a no-HOA home or a different product, setting, or commute.

HOA, CDD & Fees

15-Second Take
  • Master plan with HOA and CDD
  • Resort pool complex, splash zone, courts
  • Confirm the CDD assessment on the tax bill
  • Single-family homes and townhomes
  • Pull a real insurance and flood read

A homeowners association fee applies and the community is in a Community Development District, so a CDD assessment rides on the tax bill. Confirm the current fee, what it covers, the reserves, and any assessment, and verify the CDD per parcel.

Public sources describe a 10,000-square-foot pool complex, a splash zone, playgrounds, basketball courts, putting greens, a fitness center, and walking trails maintained by the HOA and CDD. Confirm exactly what the HOA fee covers for a specific home and review the reserves.

Public sources describe a 10,000-square-foot pool complex, a splash zone, playgrounds, basketball courts, putting greens, a fitness center, and walking trails maintained by the HOA and CDD.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Belmont, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Mira Lago, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Belmont home worth?

Get a no-obligation home value based on real comparable sales in Belmont matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belmont on the map →
Or get your Belmont home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Belmont Market Scorecard

Thin data

Belmont is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Belmont?
It is in Ruskin, in the 33573 ZIP of Hillsborough County. A resort-amenity master-planned community of homes and townhomes in Ruskin.
What does the HOA cover?
Public sources describe the HOA and CDD supporting the community amenities and common areas. Confirm the current fee and exactly what it covers.
Is there a CDD?
Yes. A CDD assessment rides on the tax bill in addition to the HOA fee. Confirm both per parcel.
What kind of homes are here?
Public sources describe about 505 single-family homes and 160 townhomes built between 2007 and 2023, from roughly 1,451 to 4,086 square feet, with resort-style amenities including a 10,000-square-foot pool complex, a splash zone, two playgrounds, basketball courts, putting greens, a fitness center, and walking trails along a colorful main boulevard.
What should I check before buying here?
Read the HOA and CDD budget and reserves, the build year and condition, the warranty if newer, and pull a real insurance quote.
How is the commute?
US 301 is roughly ~5-12 min away, with Tampa and the region within reach depending on traffic.
Is it a good value?
It can offer value for its location and amenities; weigh the carrying cost, the condition, and the comps carefully.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where the HOA, the condition, and the comps swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Belmont Ph 1c 2a Pt Re?
The best agent for Belmont Ph 1c 2a Pt Re is one who actively works Ruskin and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belmont Ph 1c 2a Pt Re.
How do I find a top Ruskin real estate agent who knows Belmont Ph 1c 2a Pt Re?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belmont Ph 1c 2a Pt Re and the wider Ruskin area.
Can Momentum Realty connect me with an agent for Belmont Ph 1c 2a Pt Re?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belmont Ph 1c 2a Pt Re purchase or sale - no call center and no pressure.
Buyers who want this community's setting and amenitiesExcellent fit
Buyers who value the location and commuteExcellent fit
Value buyers comparing resale with newer constructionExcellent fit
Buyers who will read the HOA and CDD and the compsExcellent fit
Buyers who will pull a real insurance quoteExcellent fit
Buyers who want a no-HOA, lowest-cost homeProbably not
Anyone who wants a different product type or settingProbably not
Buyers who will not read the association financialsProbably not
Buyers who need a different location or commuteProbably not
Buyers who want acreage or a rural settingProbably not

Get the inside read on Belmont

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Belmont home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Belmont specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Belmont — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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