Black Creek
Shores Homes for Sale in Middleburg, FL

Established acreage homes on Black Creek Drive · Middleburg · ZIP 32068

An established, low-density acreage neighborhood along Black Creek in Middleburg, built around direct water access rather than a clubhouse, for buyers who want land and a paddle-out creek rather than a planned amenity package.

Established resaleMiddleburg, Clay CountyBlack Creek waterfront

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This page currently has no live realMLS feed attached for this specific community, so no active, pending, or sold counts are shown below. Verify current inventory and pricing directly before you tour or make an offer.

Free · No obligation

Unlock Off-Market Middleburg

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

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Median Price

0mo

Supply

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Avg DOM

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Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Black Creek Shores is a land-and-water play more than a subdivision-amenity play. The neighborhood is defined by direct or near access to Black Creek, a tributary of the St. Johns River, and by larger acreage lots rather than a clubhouse or a pool. Lot size, water access, and the age and condition of the individual home do most of the pricing work here, not a shared amenity package. Confirm HOA and CDD status parcel by parcel, since practice varies along this corridor."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Black Creek Shores is an established, low-density neighborhood off Black Creek Drive in Middleburg, an unincorporated community in Clay County. The area is reported to date back to the mid-1960s, with homes added over the decades since, so the housing stock spans older ranch-style construction alongside newer infill builds.

The defining feature is Black Creek itself, a roughly 13-mile tributary of the St. Johns River known locally for clean water and kayak and paddleboard access. Many homesites in the area sit on sizable acreage, and a number back directly to the creek or a connecting waterway, which supports informal boating, fishing, and paddling rather than a built recreation program.

Because this is a resale neighborhood without a shared clubhouse or amenity center, the market here is driven by lot size, water frontage, and individual home condition and age rather than a builder price sheet or an HOA amenity package. HOA and CDD status should be confirmed parcel by parcel with the county, since practice varies along the Black Creek Drive corridor.

Quick Match

Who Middleburg is best for.

Best for

Buyers who want acreage and direct or near access to Black Creek rather than a subdivision pool
Buyers comfortable evaluating an older, resale home on its own condition rather than a builder warranty
Buyers who want a Clay County location within a commutable range of the Jacksonville job market and NAS Jacksonville

Probably not for

Buyers who want a clubhouse, pool, or other built amenity package included
Buyers who need new construction or a builder warranty
Buyers who want a short commute directly into downtown Jacksonville

Market Pulse

How Middleburg is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

n/aMedian days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Black Creek Shores update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Middleburg listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Black Creek Park or Middleburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Black Creek Shores buys, holds, and resells. See the five factors.

Interactive Map

Middleburg on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Middleburg. They are approximate and vary with traffic and your exact start point.

Green Cove Springs (Clay County seat)10 to 15 min · approximate

NAS Jacksonville30 to 40 min · approximate; commonly cited by nearby Black Creek area listings

Orange Park20 to 25 min · approximate

Downtown Jacksonville35 to 45 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Black CreekShores Homes for Sale in Middleburg, FL with Momentum Realty’s local guides.

THTheRetreat Homes for Sale in Middleburg, FLMiddleburg, FL · 1.7 mi GHGreenwoodEstates Homes for Sale in Middleburg, FLMiddleburg, FL · 2.3 mi WHWoodbridge Homes for Sale in Middleburg, FLMiddleburg, FL · 2.3 mi PRPine Ridge Plantation Homes for Sale in Middleburg, FLMiddleburg, FL · 3.4 mi

Baxley Villas in Middleburg, FLMiddleburg, FL · 4.0 mi

Asbury Plantation Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 4.2 mi AHArava Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 4.3 mi CHClay Hill Homes for Sale in Middleburg, FLMiddleburg, FL · 4.6 mi

BaxleyHideaway Homes for Sale in Middleburg, FLMiddleburg, FL · 4.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Middleburg (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Clay County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Middleburg is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Middleburg High School (Clay County District Schools, verify by address)

Middle

Wilkinson Junior High School (verify by address)

Elementary

Doctors Inlet Elementary School or your address-zoned elementary (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Middleburg address.

The takeaway

Clay County has been one of the faster-growing counties in Northeast Florida, and the Middleburg area along the Black Creek corridor continues to see steady interest from buyers looking for acreage and water access within commuting range of Jacksonville.

Recent Developments in Black Creek Shores

Development Intelligence

Our read on what is being built around Middleburg, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive for the area's growth trajectory. Watch county-wide insurance and infrastructure costs, which affect acreage and waterfront properties more directly than typical subdivision resale.

Clay County population growth

2020 to 2026

BullishNotable impact

SignificanceRadius: County

Clay County has continued to add residents through the mid-2020s as part of Northeast Florida's broader growth, supporting steady demand for acreage and semi-rural neighborhoods like this one.

Insurance and flood costs on waterfront acreage

2026

BearishNotable impact

SignificanceRadius: Community

Homes on or near Black Creek carry flood-zone and waterfront insurance considerations that a typical inland resale does not. Get a bindable quote, including flood coverage, before you commit to a specific parcel.

Market conditions, established resale

2026

NeutralMinor impact

SignificanceRadius: Community

Because this is an established resale area rather than an active new-construction pipeline, pricing tracks individual lot size, water access, and home condition more than a builder release schedule.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Black Creek Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Middleburg buying strategy.

If we were buying in Middleburg, this is the order of operations we would run, and the one we run for our clients.

Confirm current active, pending, and sold listings directly through a licensed agent, since no live MLS feed is attached to this page yet.

Verify HOA and CDD status for the specific parcel with the Clay County Property Appraiser; practice varies along Black Creek Drive.

Get a bindable homeowners insurance quote, including flood coverage if the parcel is on or near Black Creek, before you make an offer.

Verify the exact zoned elementary, middle, and high school for the address with Clay County District Schools.

Have any well, septic, and creek or wetland setbacks inspected before closing, since many lots here are on acreage rather than municipal utilities.

The Quick Decision

Best Buy

A well-maintained home on a larger lot with confirmed creek access or frontage, and clean well/septic history.

Biggest Risk

Buying on flood-prone or wetland-adjacent acreage without confirming insurance cost and setbacks first.

Best Lot

Prioritize confirmed water access and usable dry acreage over raw lot size alone.

Smart Timing

Resale-driven, not phase-driven; track individual listings rather than a builder release calendar.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established single-family, acreage lots

Era

Reportedly dates to the mid-1960s, with later infill

Size range

About 1,000 to 2,600 sq ft on the resale homes commonly listed

Bedrooms

3 to 5

Costs & Fees

HOA

Not confirmed; several nearby Black Creek Drive listings advertise no HOA, but verify for the specific parcel

CDD

None identified; confirm on the parcel tax record with the Clay County Property Appraiser

Property use

Primary residences on individual acreage lots

Amenities

Marketed

Black Creek waterfront and creek access; no clubhouse or organized amenity package identified

Status

Amenities are the creek itself, not a built recreation package

Location

Town

Middleburg, Clay County

Green Cove Springs (county seat)

About 10 to 15 min

NAS Jacksonville

About 30 to 40 min

Middleburg Homes For Sale

What your money buys in Middleburg.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Middleburg today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry

Smaller, older resale homes on standard-sized lots without confirmed creek frontage sit at the lower end of this neighborhood's range. Verify current listings and condition directly.

Lowest entry

The Core

Mid-sized homes on larger acreage lots, some with creek access or nearby water proximity, make up the bulk of what typically transacts here.

Most inventory

The Top

The largest homes on the most acreage with confirmed direct creek frontage represent the top of the range. Verify the specific lot's water access and any recent renovation before assuming a premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry

Smaller, older resale homes on standard-sized lots without confirmed creek frontage sit at the lower end of this neighborhood's range. Verify current listings and condition directly.

The Core

Mid-sized homes on larger acreage lots, some with creek access or nearby water proximity, make up the bulk of what typically transacts here.

The Top

The largest homes on the most acreage with confirmed direct creek frontage represent the top of the range. Verify the specific lot's water access and any recent renovation before assuming a premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Middleburg, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Middleburg is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Middleburg holds value.

Our read on the factors that protect resale here, and the one to manage.

Home age range1960s to recent infill

Water access valueCreek-adjacent lots

Flood and insurance exposureVerify per parcel

Well and septic diligenceInspect before closing

HOA/CDD certaintyNot confirmed area-wide

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Middleburg

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The value here is not a clubhouse, it is the creek and the acreage, so price the land and the water access first.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.2C · Buy Score

Resale Strength5.8/10

Renovation Risk5.5/10

Location Efficiency6.2/10

Long-Term Defensibility6.0/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Middleburg is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Lot size and water access, not shared amenities, drive value differences here.
Confirm well, septic, and any flood-zone or wetland setback before you buy.
Creek-frontage parcels carry added insurance and maintenance considerations.
HOA and CDD status vary parcel by parcel; do not assume either way.
Home age varies widely, from 1960s-era construction to newer infill; get a full inspection.

Because this is an established acreage neighborhood without a uniform builder or amenity program, the lot itself carries much of the value story. Larger lots and confirmed creek frontage or proximity tend to command more attention, but they also come with added considerations, flood-zone status, well and septic condition, and setback rules, that a typical municipal-utility subdivision lot does not. Home age spans several decades of construction here, so a full inspection matters more than usual, and HOA or CDD status should never be assumed without checking the specific parcel.

The 15-Second Verdict

Middleburg in 15 seconds.

Best forBuyers who want acreage and Black Creek water access over a subdivision amenity package.

Biggest advantageDirect or near access to a clean, kayak-friendly tributary of the St. Johns River.

Biggest riskFlood and insurance exposure on waterfront or wetland-adjacent acreage; confirm before you buy.

Sweet spotA well-kept resale home on a larger lot with confirmed creek access and clean well/septic history.

Avoid ifYou want a builder warranty, a clubhouse, or a short commute directly into downtown Jacksonville.

HOA, CDD & Fees

15-Second Take

HOA status is not confirmed; verify parcel by parcel.
No CDD was identified, but confirm on the parcel's tax record.
No clubhouse, pool, or golf amenity is confirmed; the amenity is creek access.
Well, septic, and flood/setback questions matter more here than on a municipal-utility lot.
Budget a bindable homeowners and flood insurance quote as a real cost before you buy.

HOA status for Black Creek Shores is not confirmed in available records. Several nearby Black Creek Drive listings advertise no HOA, but this should be verified parcel by parcel, since practice can vary within the same corridor.

No confirmed HOA-funded amenity package was identified. If a dues structure applies to a specific parcel, confirm in writing exactly what it covers before you rely on it.

There is no golf course or private clubhouse here. The defining shared feature is Black Creek itself, not a built amenity.

Run Your Numbers

Tools for a Middleburg buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Middleburg.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Middleburg

Thinking of selling a Black Creek Shores home?

Selling acreage or waterfront property along Black Creek takes real local knowledge of lot value, water access, and buyer expectations, not a generic automated estimate.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Middleburg, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Black Creek Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Middleburg home worth?

Get a no-obligation home value based on real comparable sales in Middleburg matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Black Creek Shores on the map →

Real comps, not an automated estimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Black Creek Shores year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo

Clay County typical true cost to own

$99/mo

Clay County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Live market metrics for Black Creek Shores are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Black Creek Shores a new-construction or resale community?

It is an established resale neighborhood. Records point to homes dating back to the mid-1960s, with additional construction added over the following decades, so home ages vary widely.

What makes this neighborhood distinct?

Its location along Black Creek, a roughly 13-mile tributary of the St. Johns River known for clean water and kayak and paddleboard trails. A number of homesites offer direct or near creek access on larger acreage lots.

Is there an HOA?

HOA status is not confirmed in available records. Several nearby Black Creek Drive listings advertise no HOA, but this varies parcel by parcel and should be verified before you buy.

Is there a CDD bond on the taxes?

No Community Development District was identified for this neighborhood, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser.

What amenities does the community have?

No confirmed clubhouse, pool, or golf amenity was identified. The shared draw of the neighborhood is access to Black Creek itself rather than a built recreation program.

What schools serve the community?

It is in Clay County District Schools. Middleburg High School serves the high-school level, with Wilkinson Junior High and an elementary school such as Doctors Inlet Elementary commonly zoned in this ZIP. Verify the exact zoned schools by the specific address with the district.

Are there active MLS listings shown on this page?

Not currently. This page does not yet have a live realMLS feed attached for this specific community, so no active, pending, or sold counts are shown. Verify current inventory directly with a licensed agent.

How is the commute to Jacksonville and NAS Jacksonville?

Downtown Jacksonville is roughly a 35 to 45 minute approximate drive, and NAS Jacksonville is roughly 30 to 40 minutes, a distance commonly cited on nearby Black Creek area listings. Green Cove Springs, the Clay County seat, is closer, roughly 10 to 15 minutes.

What should I check before buying a home here?

Confirm well and septic condition, any flood-zone or wetland setback rules if the parcel is near the creek, HOA and CDD status for that specific parcel, and get a bindable homeowners and flood insurance quote before you make an offer.

What is the biggest risk of buying here?

Underestimating flood and insurance exposure on creek-adjacent or wetland-adjacent acreage. Confirm flood-zone status and get a real insurance quote before you commit.

How should I choose a lot here?

Weigh confirmed water access against usable dry acreage, and check flood-zone maps and setback rules before assuming a creek-adjacent lot is a straightforward upgrade.

Should I get my own agent for a purchase here?

Yes. An agent familiar with acreage, well and septic, and waterfront considerations along Black Creek can help you evaluate a specific parcel accurately rather than relying on general neighborhood assumptions.

How current is the data on this page?

This page does not yet have a live realMLS feed attached for Black Creek Shores specifically. Verify current listings, pricing, and availability directly with a licensed agent before you make an offer.

Who is the best real estate agent for Black Creek Shores?

The best agent for Black Creek Shores is one who actively works Middleburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Black Creek Shores.

How do I find a top Middleburg real estate agent who knows Black Creek Shores?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Black Creek Shores and the wider Middleburg area.

Can Momentum Realty connect me with an agent for Black Creek Shores?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Black Creek Shores purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Middleburg?

An honest fit check. We will tell you when it is not your community.

You want acreage and direct or near access to Black Creek rather than a subdivision amenity package.Excellent fit

You are comfortable evaluating an older resale home on its own condition and history.Excellent fit

You want a Clay County location within commuting range of Jacksonville and NAS Jacksonville.Excellent fit

You are prepared to verify well, septic, flood-zone, and HOA status parcel by parcel.Excellent fit

You want a builder warranty or new construction rather than an established resale.Probably not

You want a clubhouse, pool, or other built amenity package included.Probably not

You need a short, direct commute into downtown Jacksonville.Probably not

You want to avoid the added diligence that well, septic, and flood-zone acreage properties require.Probably not

Get the inside read on Middleburg

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Middleburg home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Middleburg specialist will reach out personally, usually the same day.

Median sale price in Black Creek Shores, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Black CreekShores Homes for Sale in Middleburg, FL

The 60-Second Overview

Who Middleburg is best for.

Best for

Probably not for

How Middleburg is performing right now

Middleburg on the map.

How far is everything?

Nearby Communities

Schools

Middleburg High School (Clay County District Schools, verify by address)

Wilkinson Junior High School (verify by address)

Doctors Inlet Elementary School or your address-zoned elementary (verify by address)

Recent Developments in Black Creek Shores

Clay County population growth

Insurance and flood costs on waterfront acreage

Market conditions, established resale

The Middleburg buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Middleburg.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Middleburg holds value.

5 Mistakes Buyers Make in Middleburg

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Middleburg is different.

Which Lots & Views Hold Value Best

Middleburg in 15 seconds.

HOA, CDD & Fees

Tools for a Middleburg buy.

Thinking of selling a Black Creek Shores home?

In Middleburg, condition and view decide your number

What is your Middleburg home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Frequently Asked Questions

Should you buy in Middleburg?

Get the inside read on Middleburg

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Black Creek
Shores Homes for Sale in Middleburg, FL