True comps, carrying-cost math, and listings before the portals.
Cambridge Estates is a Jacksonville community of 478 homes built mostly between 2000 and 2009, with a median year built of 2003. The typical home here runs 2,384 square feet, and pricing works out to roughly $128 per square foot at a median price of $280,000 — that build era and square footage, more than any single feature, are what anchor value in this pocket of Duval County. About 69.5% of homes carry a homestead exemption, a property-tax marker of owner-occupancy rather than a market dominated by rental or investor holdings.
Right now the numbers favor sellers: just 2 active listings against 11 recent closings works out to 2.2 months of supply, which is why we classify this as seller-leaning. Pricing is down 8.9% year over year even as homes still take a median of 47 days to sell — some room for buyers to negotiate on the few listings that do come up, even while overall inventory stays tight. Zoom out further and the trend flips: values are up 153% since 2012, so the recent dip reads as a pause within a much longer run rather than a reversal.
🟡 Balanced market. 2.2 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (3 active and pending listings, 11 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($280K) is down 8.9% from the prior 12 months ($308K) and up 153% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (11 and 14 sales in the two windows).
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Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Cambridge Estates market snapshot (as of July 14, 2026): the median sale price is about $280K ($128 per sq ft over the trailing 12 months of closed sales), a median 47 days on market for closed sales, and 2.2 months of supply, a balanced market. The trailing-12-month median is down 9% from the prior 12 months and up 153% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).
Cambridge Estates is a community of 478 homes in Jacksonville, Duval County, built between 2000 and 2009 (median 2003.0), with a median living area of about 2,384 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cambridge Estates pairs 2000s-era construction with unusually tight current inventory, producing a market that looks soft month-over-month but has moved a long way over the last decade-plus.
Aerial and on-site photos of Cambridge Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cambridge EstatesPhotos from realMLS listings in Cambridge Estates; content deemed reliable but not guaranteed.
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cambridge Estates listings and the trailing twelve months of closed sales.
Our proprietary read on how a home in Cambridge Estates buys, holds, and resells. See the five factors.
Live MLS inventory for Cambridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 19 daysTop listing
Pending · 56 days
Pending · 35 daysActive and pending Cambridge Estates listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.
The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.
Drive times from Cambridge Estates. They are approximate and vary with traffic and your exact start point.
Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Explore more neighborhoods near Cambridge Estates Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Cambridge Estates is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Cambridge Estates address.
What actually bears on this purchase, sourced and dated. We do not publish a figure we have not verified.
Our read on what is being built around Cambridge Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Northside highway-access corridor
Duval County millage and homestead
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Cambridge Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
The City of Jacksonville and Duval County set the 2024 millage that determines the county and city portion of the property-tax bill for Jacksonville parcels (Duval County Property Appraiser, 2024). Why it matters: Pull the actual tax line and homestead status for the specific home from the Duval County Property Appraiser, plus the FEMA flood zone and a bindable insurance quote, rather than the seller's estimate. Source
Cambridge Estates was developed from about 2000 with construction continuing toward roughly 2008, producing midsize single-family homes from about 1,614 to 3,600 square feet (neighborhoods.com, 2026). Why it matters: Because homes span several build years, confirm the year, roof, and systems age on the specific house. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
If we were buying in Cambridge Estates, this is the order of operations we would run, and the one we run for our clients.
Judge the specific house. Build year, roof, and systems vary across the 2000s build-out; price off condition and a current inspection.
Get the HOA budget and dues. Confirm the current dues, what they cover, the reserve balance, and any planned special assessment.
Pull the flood zone and an insurance quote. Northside parcels can sit in different FEMA zones; get the zone and a bindable quote during diligence.
Confirm the schools and commute. Verify the zoned Duval schools by address and time your actual commute from the specific street.
Comp within the Northside. Compare against the closest recent Northside Jacksonville sale of similar size, not a Southside listing.
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Cambridge Estates is a single-family HOA community on the northern edge of Jacksonville, Duval County (32218), developed from about 2000 with construction toward roughly 2008, with midsize homes from about 1,614 to 3,600 square feet (neighborhoods.com, 2026; Watson Realty, 2026). It is a managed, value-oriented Northside community minutes from the I-95, I-295, and I-10 interchange, the airport, and Northside retail.
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Cambridge Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
A smaller floor plan that needs cosmetic or systems work. Price it on condition and confirm the HOA dues and flood zone before you write.
An updated three- or four-bedroom home in the middle of the size range, which is what most buyers here want. The highway access and price point are the story; pay for genuine condition.
The larger homes toward the top of the size range, fully updated. The premium reflects size and lot; confirm it against the closest Northside comp.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
The factors that actually move value in Cambridge Estates, condition, lot, and the renovation math, read from current listings and recent sales.
Renovated-listing inventory in Cambridge Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.
On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Our read on the factors that protect resale here, and the one to manage.
Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.
The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.
The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.
1The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.
4Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.
5An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
Cambridge Estates sells midsize, HOA-managed Northside living with strong highway access at a value price. The deal is not in a brochure; it is in the individual home, the HOA math, and a Northside comp set.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.
Cambridge Estates is a single-family HOA community, so lot value is driven by size, whether the lot backs to a pond or conservation, and the home's own condition. A larger or pond lot carries the local premium, while a standard interior lot is the value play. Because the homes were built over several years, the honest approach is to price each home on its inspected condition and flood zone, and to compare it against the closest recent Northside Jacksonville sale of similar size.
Cambridge Estates is governed by a homeowners association with dues that fund the common areas and upkeep; confirm the current figure, what it covers, and the reserve balance directly with the association.
The HOA generally funds the common areas, entrance, and shared maintenance; with single-family homes, the owner is responsible for the house and lot. Confirm exact inclusions.
Cambridge Estates is a managed single-family community rather than a gated, amenity-campus one; confirm any shared facilities with the association.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.
Your buyer is cross-shopping the Northside's HOA communities, so sell what is specific: your home's size and updates, the HOA dues and what they cover, the flood zone, and the highway access.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
Because buyers here are weighing your home against renovated comps and cross-shopping Bainebridge Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
Get a no-obligation home value based on real comparable sales in Cambridge Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cambridge Estates on the map →
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($280K) IS the median in the snapshot above, and the move from 2025 ($308K) IS the -8.9% one-year change.
Windows contain 10 to 21 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
35% of homes for sale in ZIP 32218 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Cambridge Estates is currently a strong seller's market. About 1.2 months of supply, a median asking price of $345,000, and homes go under contract in about 28 days.
Typical home value in the 32218 ZIP is $299,418, about 12.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Live MLS inventory for Cambridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 38 daysTop listing
Active · 5 days
Pending · 35 daysActive and pending Cambridge Estates listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Cambridge Estates is currently a strong seller's market. About 1.2 months of supply, a median asking price of $345,000, and homes go under contract in about 28 days.
Typical home value in the 32218 ZIP is $299,418, about 12.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
If we were buying in Cambridge Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge Estates.
Homes in Cambridge Estates were built mostly between 2000 and 2009 (median year built 2003), and the typical listing runs 2,384 square feet — sizable for stock of that era in Duval County. At a median price of $280,000 and $128 per square foot, the math is straightforward: square footage and condition, not a neighborhood premium, do most of the work in setting an asking price here.
The community carries a shared amenity package — a park, playground, tennis courts, a basketball court, a security fence, and both off-site and full-time management — though buyers should confirm current amenities and access directly with the HOA, since MLS-reported amenities can lag reality. With only 2 homes actively listed against 11 recent closings, supply sits at 2.2 months, the reason this reads as a seller-leaning market even with prices down 8.9% year over year.
The location and the amenities are priced into every listing in Cambridge Estates. The deal is won or lost on condition, the comps, and the renovation math.
Our proprietary 0 to 10 read across the factors that decide how a home in Cambridge Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.9). Basis: Long-Term Appreciation +153% since 2012; Recent Direction -8.9% year-over-year; Liquidity & Demand 2.2 months of supply; Owner Commitment 70% owner-occupied; Pricing Power 95.4% sale-to-list. Refreshed with each data update.
With only 2 active listings in Cambridge Estates at any given time, timing and access matter more than in a community with dozens of comparable homes on the market. Momentum tracks new listings and closing activity here closely so buyers are not working from stale inventory, and sellers get a valuation grounded in this community's actual build era, square footage, and closing history rather than a generic citywide number.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge Estates sales matched to your home.
If you are thinking about selling in Cambridge Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
Get a no-obligation home value based on real comparable sales in Cambridge Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cambridge Estates on the map →
An honest fit check. We will tell you when it is not your community.
Explore more neighborhoods near Cambridge Estates with Momentum Realty’s local guides.
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (11 streets, ZIP 00000/32201/32218/32225/32226/32244)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (364 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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