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Timber Oaks in Jacksonville

Timber Oaks
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32208
387 homesBuilt 1931–2022Median sale $260K
Free · No obligation
Talk to a Timber Oaks Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
46/100
Market Heat
Normal for Timber Oaks
2013 → 2026 · 69 at the 2021 peak
0 is Timber Oaks's coldest market since 2013, 100 its hottest. Today: 46. How it's scored
Built fromLive realMLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · Timber Oaks Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$260K
Median sold · 12 mo
down 1.2% vs the prior 12 months
-1.2%
1-yr price change
n = 11 and 12 sales in the two windows
$147/sf
Sold $/sqft · 12 mo
peak $155 in 2023
97.3%
Sale vs ask
+272%
T12M median vs 2012
from a $70K median in 2012
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
20days
Median DOM · closed
13 days at the 2024 low
0%
Under contract
Duval: 30% (1,188 of 4,002)
2 · 0
For sale · pending
live counts, refreshed twice daily
11
Sold · last 12 mo
10-yr average: about 17 a year
Ownership and context
66%
Owner-occupied · Timber Oaks
256 of 391 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Timber Oaks
incl. 15% trust or LLC-held · 12% out-of-state
0%
Cash buyers · Timber Oaks
0 of 7 sales, 12 mo ending July 2025
387
Homes in the community
plus 4 vacant residential lots · 391 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1931
Community established
homes built 1931-2022, median 2007 (FL DOR 2025)
2
Failed listings · 2026
peaked at 22 in 2008
1,774sqft
Median sold home size
12-mo windows, closed sales
2.8%/yr
Turnover rate
about 11 of 387 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Timber Oaks is a built-out, 387-home Duval County community spanning homes from 1931 through 2022, with a median build year of 2007 — that wide vintage spread is the main driver behind the market here more than any single condition tier. The median sale price is $261,250, which works out to $146.42 per square foot against a median living area of 1,986 square feet, a per-square-foot figure that tracks the mix of older and newer stock rather than a single uniform product.

Pricing is essentially flat right now, down about 0.9% year over year, though the community has still climbed 273% cumulatively since 2012. The median days-on-market over the trailing 12-month closings window is just over 23 days, and the market heat score sits at 45 — moderate, not overheated. The notable number for anyone watching this community today is active listings: zero. There is currently nothing on the market to tour, so a buyer's plan has to account for waiting on new inventory, and a seller weighing timing is looking at a market with no active competition to price against.

Timber Oaks Housing Pulse · Momentum Research · as of July 14, 2026

Timber Oaks right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (2 active and pending listings, 11 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($260K) is down 1.2% from the prior 12 months ($264K) and up 272% since 2012. With about 16 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (11 and 12 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Timber Oaks market snapshot (as of July 14, 2026): the median sale price is about $260K ($147 per sq ft over the trailing 12 months of closed sales), a median 20 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is down 1% from the prior 12 months and up 272% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).

Timber Oaks is a community of 387 homes in Jacksonville, Duval County, built between 1931 and 2022 (median 2007), with a median living area of about 1,986 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Timber Oaks is an established Jacksonville community with homes built across nine decades, currently pricing at a median of $261,250 with no active listings on the market as of 2026-07-11.

Best for

  • A buyer working on a flexible timeline who can wait for new inventory to surface rather than needing to close immediately.
  • A buyer comfortable evaluating homes across a wide age range, from 1930s builds to homes finished in 2022.
  • A seller focused on long-term equity gains, given the 273% cumulative appreciation since 2012.

Probably not for

  • A buyer who needs to tour and compare multiple active listings side by side — there are none on the market right now.
  • A buyer expecting a single published valuation number rather than a condition-and-age-adjusted, hand-prepared price.
  • A seller expecting last year's pace to repeat immediately — year-over-year pricing is roughly flat.
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How Timber Oaks is performing right now

64/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
1Months of supplytight
28Median days on marketdays
1 : 1Under contract vs for salestrong demand
12Sold in last 12 monthsliquidity
+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Timber Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Timber Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Timber Oaks

Live MLS inventory for Timber Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Timber Oaks listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 295 (west beltway)~5 to 12 min · Westside loop
Interstate 10~8 to 15 min · east-west to downtown and the region
Downtown Jacksonville~15 to 22 min · east via I-10
Orange Park~12 to 18 min · south for retail and services
NAS Jacksonville~12 to 20 min · south military installation
Cecil Commerce Center~10 to 18 min · west employment corridor
St Johns Town Center~25 to 35 min · east via I-10 and I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Timber Oaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Normandy Homes for Sale in Jacksonville, FLNormandy Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miWJWestside Jacksonville Real Estate Homes for SaleJacksonville, FL · 1.0 miSpringtree Village Homes for Sale in Jacksonville, FLSpringtree Village Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 miCedar Hills Estates Homes for Sale in Jacksonville, FLCedar Hills Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 1.6 miMcGirts Village West Homes for Sale in Jacksonville, FLMcGirts Village West Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miBTBriarwood Townhomes in Jacksonville, FLJacksonville, FL · 1.8 miIEImperial Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miAdams Lake Homes for Sale in Jacksonville, FLAdams Lake Homes for Sale in Jacksonville, FLJacksonville, FL · 1.9 miOHOak Hill Homes for Sale in Jacksonville, FLJacksonville, FL · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Timber Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Timber Oaks is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Timber Oaks address.

The takeaway

What actually bears on this purchase, sourced and dated. We do not publish a figure we have not verified.

Recent Developments in Timber Oaks

Our read on what is being built around Timber Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAs a newer production community still settling, the drivers are the HOA dues and build-out, any remaining warranty, and Duval's tax and insurance environment, not renovation risk.

Newer production construction

BullishCurrent construction means lower renovation risk than older Westside stock; confirm any remaining builder warranty and the HOA build-out status for the specific home. impact
SignificanceRadius: Timber Oaks community

Newer production construction

Duval County millage and homestead

NeutralJacksonville carrying cost depends on the Duval County and City of Jacksonville millage and your homestead status; pull the actual tax line for the home. impact
SignificanceRadius: Jacksonville / Duval County

Duval County millage and homestead

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Timber Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County 2024 millage and assessments

    The City of Jacksonville and Duval County set the 2024 millage that determines the county and city portion of the property-tax bill for Jacksonville parcels (Duval County Property Appraiser, 2024). Why it matters: Pull the actual tax line and homestead status for the specific home from the Duval County Property Appraiser, plus the FEMA flood zone and a bindable insurance quote, rather than the seller's estimate. Source

  2. 2024
    Development

    Express Homes Westside community

    Timber Oaks is a single-family community by Express Homes on the Jacksonville Westside, with midsize homes and reported amenities including parks and walking trails (Livabl, 2026; neighborhoods.com, 2026). Why it matters: In a production community, confirm the section, plan, build year, and any remaining warranty on the specific home. Source

Development alerts for Timber OaksGet a short monthly email when something new is approved, funded, or opens near Timber Oaks.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Timber Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the exact HOA dues and inclusions. Verify the precise monthly figure and what it covers, including any amenity access, for the specific home.

2

Check the build year and warranty. In a production community, confirm the home's section, plan, build year, and any remaining builder warranty.

3

Pull the flood zone and an insurance quote. Westside parcels can sit in different FEMA zones; get the zone and a bindable quote during diligence.

4

Inspect even a newer home. A new-build still warrants an inspection for fit and finish; document items under warranty.

5

Comp within Timber Oaks and the Westside. Compare against the closest same-plan sale here and the closest Westside sale, not a Southside listing.

Best Buy
A midsize plan here with a desirable lot, a confirmed HOA fee, and remaining warranty.
Biggest Risk
HOA-fee or build-out uncertainty while the community settles, or assuming an amenity the section does not include.
Best Lot
A larger or pond lot is the local premium; a standard interior lot is the value play.
Smart Timing
As a newer community, pricing can move with builder inventory; compare new and resale homes directly.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Timber Oaks is a single-family HOA community on the Westside of Jacksonville, Duval County, in the 32210 area, developed by Express Homes with midsize, reasonably priced homes and reported amenities including parks and walking trails (Livabl, 2026; neighborhoods.com, 2026). It is a newer, value-oriented Westside community with access to the I-295 west beltway and Interstate 10. Exact build years and section details vary and should be confirmed on the specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: a smaller plan
$235K to $260K

A smaller midsize plan, new or resale, on a standard lot. Confirm the HOA fee and inclusions and compare against any builder inventory before you write.

Lowest entry
Mid: a larger plan or better lot
$260K to $299K

A four-bedroom plan or a home on a better or pond lot, which is what most buyers here want. The newer construction and trails are the story; verify the exact monthly cost.

Most inventory
Upper: the largest plans, best lots
$299K to $360K

The largest plans or best lots, fully optioned. The premium reflects size and lot; confirm it against the closest same-plan comp.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$235K to $260K
Entry: a smaller plan
A smaller midsize plan, new or resale, on a standard lot. Confirm the HOA fee and inclusions and compare against any builder inventory before you write.
$260K to $299K
Mid: a larger plan or better lot
A four-bedroom plan or a home on a better or pond lot, which is what most buyers here want. The newer construction and trails are the story; verify the exact monthly cost.
$299K to $360K
Upper: the largest plans, best lots
The largest plans or best lots, fully optioned. The premium reflects size and lot; confirm it against the closest same-plan comp.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Timber Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Timber Oaks sells newer, HOA-managed Westside living with trails at a value price. The deal is not in the brochure; it is in the exact HOA fee, the warranty, and a same-community comp against builder inventory.

Jon Brooks · Founder, Momentum Realty
6.6B- · Buy Score
Resale Strength6.6/10
Renovation Risk8.0/10
Location Efficiency6.6/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Timber Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • A larger or pond lot is the local premium; a standard interior lot is the value play.
  • Newer construction means low renovation risk; HOA-fee detail is the real variable.
  • Comp like-for-like within the community and against the Westside.

Timber Oaks is a newer single-family community, so lot value is driven by size, whether the lot backs to a pond or conservation, and the plan and condition of the home. A larger or pond lot carries the local premium, while a standard interior lot is the value play. Because the community is current construction, renovation risk is low and the honest approach is to price a home on its plan, lot, and upgrades, confirm the HOA fee, and compare it against the closest same-plan resale and the Westside more broadly.

Timber Oaks in 15 seconds.

Best forBuyers who want a newer, HOA-managed single-family home with trails on the Westside at a value price.
Strong onNewer construction and value: current homes, parks, and trails at a Westside price point.
WatchHOA-fee and build-out detail in a production community; confirm the exact fee, warranty, and amenity access.
Not forGated, amenity-rich, or waterfront buyers, or anyone wanting an established, mature-tree neighborhood.
The edgeLow renovation risk from current construction, with builder and resale homes to compare directly.

HOA, CDD & Fees

15-Second Take
  • Confirm the exact HOA fee and what it covers, including amenity access.
  • With single-family homes, the owner handles the house and lot; the HOA funds the commons.
  • Confirm any remaining builder warranty and the build-out status before you write.

Timber Oaks is governed by a homeowners association with dues that fund the common areas and amenities; confirm the precise current fee and what it covers, including amenity access, for the specific home.

The HOA generally funds the common areas, parks, and trails; with single-family homes, the owner is responsible for the house and lot. Confirm the exact inclusions and any amenity access for the section.

Timber Oaks is a newer single-family community with reported parks and walking trails rather than a gated, amenity-campus one; confirm the current amenity set with the association.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Timber Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cedar Hills, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Timber Oaks home worth?

Get a no-obligation home value based on real comparable sales in Timber Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Timber Oaks on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 7 to 49 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K20122014201620182020202220242026
Down 1.2% year over year; up 272% since 2012.
Every sale since 2005 · price vs size
$0$100K$200K$300K2k3k
334 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$15020122014201620182020202220242026
Up from $39 in 2012 to a $155 peak in 2023; $147 now.
Median days on market · closed sales
05010020122014201620182020202220242026
13 days at the 2024 low; 20 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
97.3% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
7 to 49 a year; 11 in the current window.
Sellers who gave up · failed listings per year
01020200820122016202020242026
Canceled, expired, or withdrawn. 22 quit in 2008; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
69 at the 2021 peak, 29 in the troughs, 46 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

29% of homes for sale in ZIP 32208 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Timber Oaks Market Scorecard

Strong seller's market

Timber Oaks is currently a strong seller's market. About 1.0 months of supply, a median asking price of $270,000, and homes go under contract in about 37 days.

1.0
Months supply
$270,000
Median list
$261,250
Median sold
$152
Per sqft
37
Days on mkt
1/1/12
Active/Pend/Sold

Typical home value in the 32208 ZIP is $152,475, about 23.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Timber Oaks

Live MLS inventory for Timber Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Timber Oaks listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

  • Jogging Path · reported on 1 of 5 listings
  • Playground · reported on 1 of 5 listings
  • Window Bars · reported on 1 of 5 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

=======

Timber Oaks Market Scorecard

Strong seller's market

Timber Oaks is currently a strong seller's market. About 1.0 months of supply, a median asking price of $270,000, and homes go under contract in about 37 days.

1.0
Months supply
$270,000
Median list
$261,250
Median sold
$152
Per sqft
37
Days on mkt
1/1/12
Active/Pend/Sold

Typical home value in the 32208 ZIP is $152,475, about 23.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main

If we were buying in Timber Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Timber Oaks.

Best Buy
Buyers and sellers who can act on closed-sale data rather than current listings, since there is nothing active to tour right now.
Biggest Risk
Year-over-year pricing is essentially flat, down about 0.9%, so recent momentum has cooled.
Sweet Spot
Homes near the 2007 median build year, where age-related price variance is smallest.
Avoid If
You need to tour homes this week — active listings currently sit at zero.

What the numbers actually say

The long-run trend is the standout figure: prices here are up 273% since 2012, a cumulative run that dwarfs the roughly flat, -0.9% year-over-year read. That combination — strong multi-year appreciation paired with a pause at the one-year mark — is typical of a community that ran hard and is now consolidating rather than reversing. With zero active listings against 387 total homes, there simply isn't a current pool of comparable inventory to draw pricing signals from beyond the closed-sale data itself.

About 65.5% of homes carry a homestead exemption, a property-tax filing status tied to owner-occupancy of the home rather than any characteristic of who lives there — it's a useful proxy for how much of the community turns over versus how much is held long-term. Combined with a median build year of 2007 inside a 1931-2022 range, Timber Oaks reads as a mixed-vintage market where individual home condition and age matter more to final price than the community median alone.

The location and the amenities are priced into every listing in Timber Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction5.7/10
Liquidity & Demand7.6/10
Owner Commitment6.6/10
Pricing Power8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.6). Basis: Long-Term Appreciation +272% since 2012; Recent Direction -1.2% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 66% owner-occupied; Pricing Power 97.3% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings and a 1931-2022 build range producing real price-per-square-foot variance ($146.42 median doesn't tell you what a 1930s home versus a 2020s home is worth), an automated number can't responsibly price a specific address in Timber Oaks right now. We prepare a hand-built valuation from the closed-sale data and the home's own age and condition rather than publishing a generic estimate.

Timber Oaks in 15 seconds.

Best forBuyers and sellers who can act on closed-sale data rather than current listings, since there is nothing active to tour right now.
Biggest advantageA 273% cumulative run since 2012 gives long-term owners real equity to work with.
Biggest riskYear-over-year pricing is essentially flat, down about 0.9%, so recent momentum has cooled.
Sweet spotHomes near the 2007 median build year, where age-related price variance is smallest.
Avoid ifYou need to tour homes this week — active listings currently sit at zero.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Timber Oaks sales matched to your home.

What is your Timber Oaks home worth?

Get a no-obligation home value based on real comparable sales in Timber Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Timber Oaks on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Timber Oaks?
The median sale price in Timber Oaks was $260K over the 12 months ending July 14, 2026 (11 closed sales, realMLS).
How long do homes in Timber Oaks take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 20 days on market (11 sales, realMLS).
Is Timber Oaks a buyer's or seller's market right now?
As of July 14, 2026, Timber Oaks leans toward sellers: 2.4 months of supply at the current sales pace (realMLS live counts).
How many homes are in Timber Oaks?
The Florida DOR 2025 assessment roll shows 387 homes plus 4 vacant residential lots in Timber Oaks (public records).
What share of Timber Oaks is owner-occupied?
66% of Timber Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Timber Oaks built?
Homes in Timber Oaks were built between 1931 and 2022, with a median year built of 2007 (FL DOR 2025 roll).
Do cash buyers compete in Timber Oaks?
Cash buyers took 0% of Timber Oaks sales in the 12 months ending July 2025 (0 of 7 closings, realMLS).
Have Timber Oaks home prices gone up?
The trailing-12-month median is up 272% since 2012, from $70K to $260K (realMLS closed records).
Who is the best real estate agent for Timber Oaks?
The best agent for Timber Oaks is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Timber Oaks.
How do I find a top Jacksonville real estate agent who knows Timber Oaks?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Timber Oaks and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Timber Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Timber Oaks purchase or sale - no call center and no pressure.
A buyer working on a flexible timeline who can wait for new inventory to surface rather than needing to close immediately.Excellent fit
A buyer comfortable evaluating homes across a wide age range, from 1930s builds to homes finished in 2022.Excellent fit
A seller focused on long-term equity gains, given the 273% cumulative appreciation since 2012.Excellent fit
A buyer who needs to tour and compare multiple active listings side by side — there are none on the market right now.Probably not
A buyer expecting a single published valuation number rather than a condition-and-age-adjusted, hand-prepared price.Probably not
A seller expecting last year's pace to repeat immediately — year-over-year pricing is roughly flat.Probably not

Nearby Communities

Explore more neighborhoods near Timber Oaks with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32208/32218))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (334 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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