Cambridge Estates
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Cambridge Estates in Orange Park, FL since 2015, the most recent in August 2019. Across Orange Park as a whole, 653 homes closed in the last 12 months at a median of $330,000, 40 median days on market, with 162 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).
Cambridge Estates sits in Orange Park, in Clay County, and the honest starting point is that this snapshot is thin on the numbers we usually lean on. Without a median price, days-on-market, or inventory count in front of me, I won't manufacture one — so treat this as a positioning read rather than a pricing verdict.
What I can tell you is directional: in Clay County submarkets like this, price is driven far more by condition, lot, and updates than by the address alone. Buyers should expect a spread where a renovated home and a dated one carry very different numbers. Sellers should plan to compete on presentation. Until we pull live comps, anyone quoting you a hard figure for this community is guessing.
The 60-Second Overview
Cambridge Estates is an established Orange Park neighborhood in Clay County, positioned within reach of the commuter routes and everyday retail that define this part of the market. It reads as a settled community rather than a new-construction play.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cambridge Estates is best for.
Best for
- Buyers prioritizing commuter access and everyday retail over prestige address
- Value-focused buyers comfortable weighing condition and updates against price
- Owners planning to invest in presentation to compete on a move-in-ready basis
Probably not for
- Buyers set on brand-new construction and builder warranties
- Anyone needing a guaranteed price or valuation before a comp pull
- Buyers unwilling to underwrite roof, systems, and update costs on an older home
The market around Cambridge Estates
Cambridge Estates is too small for its own price trend, so here is the market around it.
In ZIP 32065, 146 homes are on the market and 30% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 1,221 homes are active and 475 pending (28% under contract).
ZIP and county figures describe the wider market, not Cambridge Estates specifically. Momentum Research analysis of MLS records.
The Cambridge Estates buying strategy.
If we were buying in Cambridge Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge Estates.
Reading Cambridge Estates without the spreadsheet
The value question in a community like this comes down to the individual home. Two houses on the same street can price very differently depending on roof age, systems, kitchen and bath updates, and lot. That's why we insist on a comp pull before we frame any offer or list price here — the community label alone tells you very little about what a specific property should trade for.
Location does real work in Orange Park. Clay County's draw is proximity to daily needs and commuter access without the pricing pressure of the closer-in Jacksonville submarkets. For a buyer, that usually means more house per dollar; for a seller, it means the pool of buyers is often shopping on practicality and condition, so a clean, move-in-ready home tends to separate itself.
The location and the amenities are priced into every listing in Cambridge Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Clay County directly, so we don't rely on a stale community average to set your number — we pull current comps on the specific home and adjust for condition, lot, and systems. If the market here doesn't fit what you're trying to do, we'll say so before you waste a season on it.
Cambridge Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cambridge Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambridge Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambridge Estates home worth?
Get a no-obligation home value based on real comparable sales in Cambridge Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cambridge Estates on the map →
Should you buy in Cambridge Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2015 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Cambridge Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.