Florida Housing IntelligenceClay County › 32065 (Orange Park)
Aerial view of 32065, Florida

32065 (Orange Park)
Housing Market

ZIP code market report · Clay County

Median sale price $345,750, up 0.5% year over year, with homes going under contract in about 46 days, 126 homes on the market.

42 communities reporting623 sales analyzedRefreshed twice dailyMomentum Score 64
Live Market Pulse
64/100
Momentum
Balanced Market
456 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32065 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$346K
Median sold · 12 moConfidence: High
up 0.5% vs the prior 12 months
+0.5%
1-yr price change
n = 623 recent sales
$182/sf
Sold $/sqft · 12 mo
Clay County: $177 · -0.5% vs prior yr
96.5%
Sale vs ask
Clay County: 96.2% · +0.2pp vs prior yr
$339K
Clay County home value
Zillow ZHVI, monthly · -1.0% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
46days
Median DOM · closed
Clay County: 46 days · -4.0 days vs prior yr
34%
Under contract
Clay County: 32%
126 · 63 ▼4
For sale · pending
live counts, refreshed twice daily
456
Sold · last 12 mo
closed across all tracked communities · -8.2% vs prior yr
Market context
29%
Listings with price cuts
Clay County · Zillow · +1.3pp vs prior month
1,254
County for-sale inventory
Zillow, monthly · +2.3% vs prior month
12%
New construction
share of recent sales · -4.9pp vs prior yr
17%
Cash buyers
share of sales · peak 30% · +0.8pp vs prior yr
64/100
Momentum score
Balanced Market
Economy & people · county layer
$86,094
Median household income
U.S. Census ACS, county
223,436
County population
+7.8% since 2018
3.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,080/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 34% of listed homes are already under contract. Prices are up 0.5% versus the prior year and sellers are still collecting 96.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 64
Momentum Score
Buyer leverage36
Seller leverage64

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 34% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32065 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
4.2 mo · balanced band · 36 active
$300K–$500K
2.7 mo · seller-tilted · 57 active
$500K–$750K
3.8 mo · balanced band · 33 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32065 is hot — and where it isn't

Each dot is a community (42 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32065 (Orange Park)

The median sale price across 32065 currently stands at $345,750, up 0.5% from a year ago. Buyers are paying a median of $182 per square foot. The typical home goes under contract in about 46 days. Sellers are capturing 96.5% of their original asking price on average.

There are 126 active listings on the market, with 63 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 456 homes closed here over the trailing 12 months.

Zillow's home value index for Clay County stands at $339,078. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32065 is 64 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32065 since 2012 — and where it’s heading

A median home here sold for $149,755 in 2012 and $380,828 over the last recorded year — 154% appreciation across 14 years of recorded sales. Cash buyers took 17% of recent sales, down from a 30% peak.

Median sale price · 2012–2026 (14,147 recorded sales)

$145K$266K$386K$381K2012: $150K2013: $161K2014: $181K2015: $185K2016: $190K2017: $210K2018: $230K2019: $234K2020: $248K2021: $280K2022: $355K2023: $365K2024: $381K2025: $375K2026: $381K20122015201920232026

Days on market by year

19d48d77d46d2012: 76d2013: 56d2014: 60d2015: 69d2016: 53d2017: 49d2018: 36d2019: 39d2020: 44d2021: 22d2022: 21d2023: 63d2024: 47d2025: 50d2026: 46d20122015201920232026

Cash buyers · share of sales

13%22%30%17%2016: 23%2017: 17%2018: 20%2019: 18%2020: 13%2021: 24%2022: 30%2023: 20%2024: 16%2025: 17%20162018202120232025

Home value trend · Clay County (Zillow ZHVI)

$339K$341K$343K$339KJun '25: $343KJul '25: $342KAug '25: $341KSep '25: $340KOct '25: $339KNov '25: $339KDec '25: $339KJan '26: $339KFeb '26: $340KMar '26: $340KApr '26: $340KMay '26: $339KJun '26: $339KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,0831,2151,3461,254Jun '25: 1,339Jul '25: 1,341Aug '25: 1,297Sep '25: 1,264Oct '25: 1,263Nov '25: 1,245Dec '25: 1,199Jan '26: 1,125Feb '26: 1,089Mar '26: 1,115Apr '26: 1,164May '26: 1,226Jun '26: 1,254Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Clay County (MLS)

4428001,157Jul 07 · Active: 1,133Aug 03 · Active: 1,143Aug 04 · Active: 1,136Aug 05 · Active: 1,132Jul 07Aug 04Aug 05ActivePending
Single-family 87%Townhome 6%Condo 5%Manufactured 1%
Local Economics · county layer

What’s driving 32065

Who’s moving here
+3,611 net residents/yr

Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,189/yr avg premium

606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,522 units permitted -19% YoY

1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ridgewood ▼ 40%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 4.2 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32065 right now.

Biggest opportunity
$300K–$500K: 2.7 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Clay

MarketMedianActiveScore
32065 ← this page$346K12664
32043$336K23052Open →
32068$325K22163Open →
32073$299K16663Open →
32656$295K7352Open →
32003$305K6769Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Fox Ridge EstatesMacclenny$358K▲ 19%
Wilford PreserveOrange Park$428K▲ 7%
Argyle ForestJacksonville$261K▲ 6%
Indian SpringsJacksonville$438K▲ 6%
Hampton GlenJacksonville$630K▲ 6%
Prices cooling fastest
RidgewoodOrange Park$175K▼ 40%
Waterview RidgeOrange Park$236K▼ 11%
Reedy Branch PlantatJacksonville$448K▼ 10%
FoxridgeOrange Park$380K▼ 8%
Meadows At St JohnsSt. Augustine$330K▼ 7%
Most homes for sale
Wilford PreserveOrange Park$428K24
Eagle LandingOrange Park$579K20
Jennings PointOrange Park$153K10
Argyle ForestJacksonville$261K9
Arbor MillSt. Augustine$513K6
Selling fastest
Pine Terrace At The MeadowsJacksonville$339K20 days
Meadows At St JohnsSt. Augustine$330K20 days
Indian SpringsJacksonville$438K23 days
Bear RunOrange Park$286K26 days
Fox Ridge EstatesMacclenny$358K28 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32065 right now?

The data says conditions currently favor neither side decisively in 32065 — the Momentum Score reads 64/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32065 becoming more affordable?

No — the median sale price in 32065 is $345,750, up 0.5% versus the prior year, while sellers still capture 96.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32065?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ridgewood (-40%); Waterview Ridge (-11%); Reedy Branch Plantat (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32065 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Pine Terrace At The Meadows (20 days); Meadows At St Johns (20 days); Indian Springs (23 days) — homes there go under contract well ahead of the market-wide pace of 46 days.

Questions

32065 (Orange Park) housing market FAQ

What is the median home price in 32065?

The median sale price in 32065 is currently $345,750, up 0.5% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32065 a buyer's or seller's market right now?

The data currently favors sellers. 32065 scores 64 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32065?

The typical home in 32065 goes under contract in about 46 days, per current MLS data.

How many homes are for sale in 32065?

There are approximately 126 active listings in 32065 as of August 6, 2026.

Are home prices in 32065 rising or falling?

Median sale prices are up 0.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32065 (Orange Park). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.