Florida Housing Intelligence › Clay County › 32065 (Orange Park)
Aerial view of 32065, Florida

32065 (Orange Park)
Housing Market & Home Values

ZIP code market report · Clay County, FL

Median sale price $365,000, down 2.3% year over year, with homes going under contract in about 45 days, 160 homes on the market.

53 communities reporting751 sales analyzedRefreshed twice dailyMomentum Score 47
Live Market Pulse
47/100
Momentum
Buyer's Opportunity
9+ months of homes to choose from. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 32065 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$365K ▼
Median sold · 12 moConfidence: High
down 2.3% vs the prior 12 months
-2.3% ▼
1-yr price change
n = 751 recent sales
$184/sf ▲
Sold $/sqft · 12 mo
Clay County: $181 · +4.4% vs prior yr
96.6% ▲
Sale vs ask
Clay County: 96.4% · +0.4pp vs prior yr
$336K ▼
Clay County home value
Zillow ZHVI, monthly · -0.5% vs a year ago
Tempo
9.1mo
Supply
3 to 6 months is the balanced band
45days ▼
Median DOM · closed
Clay County: 46 days · -4.0 days vs prior yr
27%
Under contract
Clay County: 31%
160 · 52
For sale · pending
live counts, refreshed twice daily
351 ▲
Sold · last 12 mo
closed across all tracked communities · +6.7% vs prior yr
Market context
30% ▼
Listings with price cuts
Clay County · Zillow · -0.2pp vs prior month
1,261 ▼
County for-sale inventory
Zillow, monthly · -0.4% vs prior month
9% ▼
New construction
share of recent sales · -6.3pp vs prior yr
47/100
Momentum score
Buyer's Opportunity
53
Communities reporting
of 166 tracked in 32065
Economy & people · county layer
$86,094
Median household income
U.S. Census ACS, county
223,436
County population
+7.8% since 2018
3.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,080/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 9.1 months of supply — heavy by the 3-to-6-month balanced benchmark, and 27% of listed homes are already under contract. Prices are down 2.3% versus the prior year, but sellers are still collecting 96.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 47
Momentum Score
Buyer leverage53
Seller leverage47

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 27% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32065 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
5.3 mo · balanced band · 43 active
$300K–$500K
4.8 mo · balanced band · 78 active
$500K–$750K
7.9 mo · buyer-tilted · 39 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32065 is hot — and where it isn't

Each dot is a community (47 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32065 (Orange Park)

The median sale price across 32065 currently stands at $365,000, down 2.3% from a year ago. Buyers are paying a median of $184 per square foot. The typical home goes under contract in about 45 days. Sellers are capturing 96.6% of their original asking price on average.

There are 160 active listings on the market, with 52 more already under contract. At the current sales pace that works out to 9.1 months of supply — a buyer-leaning market by the standard six-month benchmark. 351 homes closed here over the trailing 12 months.

Zillow's home value index for Clay County stands at $336,191. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32065 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

32065 since 2012 — and where it’s heading

A median home here sold for $146,362 in 2012 and $384,115 over the last recorded year — 162% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (15,015 recorded sales)

$141K$265K$389K$384K2012: $146K2013: $164K2014: $179K2015: $186K2016: $192K2017: $210K2018: $229K2019: $235K2020: $255K2021: $291K2022: $366K2023: $364K2024: $376K2025: $379K2026: $384K20122015201920232026

Days on market by year

18d46d74d45d2012: 73d2013: 49d2014: 61d2015: 64d2016: 54d2017: 46d2018: 35d2019: 40d2020: 45d2021: 20d2022: 21d2023: 67d2024: 44d2025: 49d2026: 45d20122015201920232026

Home value trend · Clay County (Zillow ZHVI)

$336K$337K$338K$336KAug '25: $338KSep '25: $337KOct '25: $337KNov '25: $337KDec '25: $336KJan '26: $337KFeb '26: $337KMar '26: $337KApr '26: $337KMay '26: $337KJun '26: $337KJul '26: $336KAug '26: $336KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

1,0841,1931,3011,261Aug '25: 1,297Sep '25: 1,264Oct '25: 1,263Nov '25: 1,245Dec '25: 1,199Jan '26: 1,125Feb '26: 1,089Mar '26: 1,115Apr '26: 1,164May '26: 1,226Jun '26: 1,254Jul '26: 1,266Aug '26: 1,261Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Clay County (MLS)

3958041,212Jul 07 · Active: 1,133Aug 03 · Active: 1,143Aug 04 · Active: 1,136Aug 05 · Active: 1,132Aug 06 · Active: 1,134Aug 07 · Active: 1,152Aug 08 · Active: 1,157Aug 09 · Active: 1,172Aug 10 · Active: 1,172Aug 11 · Active: 1,157Aug 12 · Active: 1,159Aug 13 · Active: 1,160Aug 15 · Active: 1,150Aug 17 · Active: 1,132Aug 19 · Active: 1,129Aug 22 · Active: 1,168Aug 23 · Active: 1,159Aug 28 · Active: 1,178Aug 29 · Active: 1,182Aug 30 · Active: 1,167Aug 31 · Active: 1,169Sep 07 · Active: 1,170Sep 09 · Active: 1,157Sep 11 · Active: 1,174Sep 12 · Active: 1,177Sep 13 · Active: 1,168Sep 14 · Active: 1,164Sep 15 · Active: 1,164Sep 16 · Active: 1,166Sep 17 · Active: 1,171Sep 19 · Active: 1,196Sep 20 · Active: 1,193Sep 21 · Active: 1,183Sep 22 · Active: 1,180Sep 23 · Active: 1,179Sep 24 · Active: 1,188Sep 25 · Active: 1,189Sep 26 · Active: 1,184Sep 28 · Active: 1,181Oct 01 · Active: 1,153Oct 04 · Active: 1,165Oct 05 · Active: 1,165Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$345K$355K$365K$365KAug 06: $346KAug 08: $346KAug 09: $346KAug 10: $346KAug 11: $358KAug 12: $358KAug 13: $358KAug 15: $358KAug 17: $360KAug 18: $360KAug 19: $360KAug 20: $360KAug 21: $360KAug 22: $360KAug 23: $360KAug 24: $349KAug 26: $352KAug 28: $352KAug 29: $352KAug 30: $352KAug 31: $352KSep 01: $352KSep 04: $354KSep 05: $354KSep 06: $354KSep 07: $354KSep 08: $354KSep 09: $354KSep 10: $354KSep 11: $354KSep 12: $354KSep 13: $354KSep 14: $354KSep 15: $354KSep 16: $360KSep 17: $362KSep 19: $362KSep 20: $362KSep 21: $362KSep 22: $362KSep 23: $362KSep 24: $362KSep 25: $362KSep 26: $362KSep 28: $362KSep 29: $362KSep 30: $362KOct 01: $365KOct 03: $365KOct 04: $365KOct 05: $365KAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving 32065

Who’s moving here
+3,611 net residents/yr

Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,189/yr avg premium

606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,522 units permitted -19% YoY

1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ridgewood ▼ 32%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 7.9 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32065 right now.

Biggest opportunity
$300K–$500K: 4.8 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Clay

MarketMedianActiveScore
32065 ← this page$365K16047
32043$336K26941Open →
32068$315K26950Open →
32073$296K18545Open →
32003$430K8254Open →
32656$338K8138Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Fox Ridge EstatesMacclenny$372K▲ 15%
Hampton GlenJacksonville$662K▲ 14%
Indian SpringsJacksonville$450K▲ 6%
Argyle ForestJacksonville$260K▲ 6%
Wilford PreserveOrange Park$429K▲ 5%
Prices cooling fastest
RidgewoodOrange Park$175K▼ 32%
Waterview RidgeOrange Park$223K▼ 16%
Oakleaf PlantationOrange Park$325K▼ 6%
Jennings PointOrange Park$150K▼ 6%
Eagle LandingOrange Park$572K▼ 5%
Most homes for sale
Wilford PreserveOrange Park$429K29
Eagle LandingOrange Park$572K22
Argyle ForestJacksonville$260K15
GreyhawkMiddleburg$375K8
Silver LeafOrange Park$452K8
Selling fastest
Indian SpringsJacksonville$450K14 days
Pine Terrace At The MeadowsJacksonville$340K18 days
FoxridgeOrange Park$390K20 days
Meadows At St JohnsSt. Augustine$335K20 days
Bear RunOrange Park$288K20 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32065 right now?

The data says conditions currently favor neither side decisively in 32065 — the Momentum Score reads 47/100 with 9.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32065 becoming more affordable?

Yes, modestly — the median sale price in 32065 is $365,000, down 2.3% versus the prior year, while sellers still capture 96.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32065?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ridgewood (-32%); Waterview Ridge (-16%); Oakleaf Plantation (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32065 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Indian Springs (14 days); Pine Terrace At The Meadows (18 days); Foxridge (20 days) — homes there go under contract well ahead of the market-wide pace of 45 days.

Momentum Realty in Orange Park 32065: our agents closed 35 homes here for buyers and sellers in the last 12 months (18 as the listing brokerage, 16 representing the buyer, 1 on both sides), median sale $370,000 (brokerage closed records through October 2026). Find the right Momentum agent in Orange Park →

Questions

32065 (Orange Park) housing market FAQ

How is the housing market in 32065 right now?

As of October 5, 2026, the 32065 housing market is roughly balanced: the median sale price is $365,000 (down 2.3% year over year), 160 homes are for sale against 351 sales in the last 12 months, which is 9.1 months of supply, and the typical home goes under contract in about 45 days.

How much is a house in 32065?

The median home sold for $365,000 in 32065 over the last 12 months, about $184 per square foot; asking prices on the 160 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32065?

By the numbers, sellers in 32065 are getting 96.6% of asking price and going under contract in about 45 days with 9.1 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32065 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32065 median sale prices are down 2.3% year over year, inventory stands at 9.1 months of supply, and 27% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32065?

The median sale price in 32065 is currently $365,000, down 2.3% from a year ago, based on MLS sales data updated October 5, 2026.

Is 32065 a buyer's or seller's market right now?

The data currently is roughly balanced. 32065 scores 47 of 100 on the Momentum Score, with 9.1 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32065?

The typical home in 32065 goes under contract in about 45 days, per current MLS data.

How many homes are for sale in 32065?

There are approximately 160 active listings in 32065 as of October 5, 2026.

Are home prices in 32065 rising or falling?

Median sale prices are down 2.3% year over year based on a rolling comparison of MLS sales.

How many homes has Momentum Realty sold in Orange Park 32065?

Momentum Realty's agents closed 35 homes in Orange Park 32065 for buyers and sellers in the last 12 months (18 as the listing brokerage, 16 representing the buyer, 1 on both sides), median sale $370,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32065 (Orange Park). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.