Florida Housing IntelligenceClay County › 32065 (Orange Park)
Aerial view of 32065, Florida

32065 (Orange Park)
Homes for Sale & Housing Market

ZIP code market report · Clay County

Median sale price $354,500, down 1.6% year over year, with homes going under contract in about 43 days, 153 homes on the market.

48 communities reporting670 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
487 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
Free · Built from today's data
Get My Custom 32065 (Orange Park) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 32065 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$354K
Median sold · 12 moConfidence: High
down 1.6% vs the prior 12 months
-1.6%
1-yr price change
n = 670 recent sales
$183/sf
Sold $/sqft · 12 mo
Clay County: $183 · -0.5% vs prior yr
96.6%
Sale vs ask
Clay County: 96.4% · +0.3pp vs prior yr
$338K
Clay County home value
Zillow ZHVI, monthly · -0.8% vs a year ago
Tempo
3.8mo
Supply
3 to 6 months is the balanced band
43days
Median DOM · closed
Clay County: 46 days · -7.0 days vs prior yr
34%
Under contract
Clay County: 34%
153 · 67
For sale · pending
live counts, refreshed twice daily
487
Sold · last 12 mo
closed across all tracked communities · -5.4% vs prior yr
Market context
30%
Listings with price cuts
Clay County · Zillow · +1.6pp vs prior month
1,265
County for-sale inventory
Zillow, monthly · +0.9% vs prior month
10%
New construction
share of recent sales · -5.4pp vs prior yr
63/100
Momentum score
Balanced Market
48
Communities reporting
of 163 tracked in 32065
Economy & people · county layer
$86,094
Median household income
U.S. Census ACS, county
223,436
County population
+7.8% since 2018
3.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,080/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 34% of listed homes are already under contract. Prices are down 1.6% versus the prior year, but sellers are still collecting 96.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 34% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32065 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.7 mo · balanced band · 38 active
$300K–$500K
3.3 mo · balanced band · 74 active
$500K–$750K
5.0 mo · balanced band · 41 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32065 is hot — and where it isn't

Each dot is a community (43 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32065 (Orange Park)

The median sale price across 32065 currently stands at $354,500, down 1.6% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 43 days. Sellers are capturing 96.6% of their original asking price on average.

There are 153 active listings on the market, with 67 more already under contract. At the current sales pace that works out to 3.8 months of supply — a seller-leaning market by the standard six-month benchmark. 487 homes closed here over the trailing 12 months.

Zillow's home value index for Clay County stands at $337,847. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32065 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32065 since 2012 — and where it’s heading

A median home here sold for $146,417 in 2012 and $373,125 over the last recorded year — 155% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (14,933 recorded sales)

$142K$262K$383K$373K2012: $146K2013: $163K2014: $178K2015: $187K2016: $190K2017: $209K2018: $228K2019: $235K2020: $251K2021: $286K2022: $365K2023: $363K2024: $378K2025: $375K2026: $373K20122015201920232026

Days on market by year

19d47d75d43d2012: 74d2013: 52d2014: 61d2015: 65d2016: 54d2017: 46d2018: 34d2019: 41d2020: 44d2021: 21d2022: 21d2023: 66d2024: 44d2025: 50d2026: 43d20122015201920232026

Home value trend · Clay County (Zillow ZHVI)

$338K$339K$341K$338KJul '25: $341KAug '25: $340KSep '25: $339KOct '25: $338KNov '25: $338KDec '25: $338KJan '26: $338KFeb '26: $339KMar '26: $339KApr '26: $339KMay '26: $339KJun '26: $338KJul '26: $338KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,0831,2151,3461,265Jul '25: 1,341Aug '25: 1,297Sep '25: 1,264Oct '25: 1,263Nov '25: 1,245Dec '25: 1,199Jan '26: 1,125Feb '26: 1,089Mar '26: 1,115Apr '26: 1,164May '26: 1,226Jun '26: 1,254Jul '26: 1,265Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Clay County (MLS)

4218091,197Jul 07 · Active: 1,133Aug 03 · Active: 1,143Aug 04 · Active: 1,136Aug 05 · Active: 1,132Aug 06 · Active: 1,134Aug 07 · Active: 1,152Aug 08 · Active: 1,157Aug 09 · Active: 1,172Aug 10 · Active: 1,172Aug 11 · Active: 1,157Aug 12 · Active: 1,159Aug 13 · Active: 1,160Aug 15 · Active: 1,150Aug 17 · Active: 1,132Aug 19 · Active: 1,129Aug 22 · Active: 1,168Aug 23 · Active: 1,159Aug 28 · Active: 1,178Aug 29 · Active: 1,182Aug 30 · Active: 1,167Aug 31 · Active: 1,169Sep 07 · Active: 1,170Sep 09 · Active: 1,157Sep 11 · Active: 1,174Sep 12 · Active: 1,177Sep 13 · Active: 1,168Sep 14 · Active: 1,164Sep 15 · Active: 1,164Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$345K$353K$360K$354KAug 06: $346KAug 08: $346KAug 09: $346KAug 10: $346KAug 11: $358KAug 12: $358KAug 13: $358KAug 15: $358KAug 17: $360KAug 18: $360KAug 19: $360KAug 20: $360KAug 21: $360KAug 22: $360KAug 23: $360KAug 24: $349KAug 26: $352KAug 28: $352KAug 29: $352KAug 30: $352KAug 31: $352KSep 01: $352KSep 04: $354KSep 05: $354KSep 06: $354KSep 07: $354KSep 08: $354KSep 09: $354KSep 10: $354KSep 11: $354KSep 12: $354KSep 13: $354KSep 14: $354KSep 15: $354KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving 32065

Who’s moving here
+3,611 net residents/yr

Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,189/yr avg premium

606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,522 units permitted -19% YoY

1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ridgewood ▼ 38%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 5.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32065 right now.

Biggest opportunity
$300K–$500K: 3.3 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Clay

MarketMedianActiveScore
32065 ← this page$354K15363
32043$335K27957Open →
32068$325K25963Open →
32073$300K18964Open →
32003$460K8466Open →
32656$338K8150Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Fox Ridge EstatesMacclenny$372K▲ 15%
Argyle ForestJacksonville$262K▲ 7%
Wilford PreserveOrange Park$428K▲ 7%
Indian SpringsJacksonville$450K▲ 6%
RidgecrestOrange Park$354K▲ 2%
Prices cooling fastest
RidgewoodOrange Park$175K▼ 38%
Waterview RidgeOrange Park$230K▼ 13%
Reedy Branch PlantatJacksonville$448K▼ 10%
Meadows At St JohnsSt. Augustine$332K▼ 7%
FoxridgeOrange Park$390K▼ 7%
Most homes for sale
Wilford PreserveOrange Park$428K28
Eagle LandingOrange Park$575K26
Argyle ForestJacksonville$262K12
GreyhawkMiddleburg$375K8
Silver LeafOrange Park$462K7
Selling fastest
Indian SpringsJacksonville$450K14 days
Pine Terrace At The MeadowsJacksonville$345K20 days
Fox Ridge EstatesMacclenny$372K20 days
Bear RunOrange Park$286K26 days
FoxridgeOrange Park$390K26 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32065 right now?

The data says conditions currently favor neither side decisively in 32065 — the Momentum Score reads 63/100 with 3.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32065 becoming more affordable?

Yes, modestly — the median sale price in 32065 is $354,500, down 1.6% versus the prior year, while sellers still capture 96.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32065?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ridgewood (-38%); Waterview Ridge (-13%); Reedy Branch Plantat (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32065 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Indian Springs (14 days); Pine Terrace At The Meadows (20 days); Fox Ridge Estates (20 days) — homes there go under contract well ahead of the market-wide pace of 43 days.

Questions

32065 (Orange Park) housing market FAQ

How is the housing market in 32065 right now?

As of September 15, 2026, the 32065 housing market favors sellers: the median sale price is $354,500 (down 1.6% year over year), 153 homes are for sale against 487 sales in the last 12 months, which is 3.8 months of supply, and the typical home goes under contract in about 43 days.

How much is a house in 32065?

The median home sold for $354,500 in 32065 over the last 12 months, about $183 per square foot; asking prices on the 153 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32065?

By the numbers, sellers in 32065 are getting 96.6% of asking price and going under contract in about 43 days with 3.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32065 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32065 median sale prices are down 1.6% year over year, inventory stands at 3.8 months of supply, and 34% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32065?

The median sale price in 32065 is currently $354,500, down 1.6% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32065 a buyer's or seller's market right now?

The data currently favors sellers. 32065 scores 63 of 100 on the Momentum Score, with 3.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32065?

The typical home in 32065 goes under contract in about 43 days, per current MLS data.

How many homes are for sale in 32065?

There are approximately 153 active listings in 32065 as of September 15, 2026.

Are home prices in 32065 rising or falling?

Median sale prices are down 1.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32065 (Orange Park). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.