Cambridge
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Cambridge is a tight, uniform pocket in Orange Park: 169 homes built across 2005 and 2006, most around 1,520 square feet. When the stock is this consistent, price gets set by condition and finish rather than floor plan roulette. A median of $192,000 and a median $133 per square foot tell you this is a value tier of the Clay County market, and the spread between an updated home and a tired one will be wide even inside a subdivision that looks the same from the street.
The posture right now favors buyers. Prices are down 11.3% year over year, the median home is sitting about 173 days before it sells, and the market heat score of 18 is cold. Sellers need to price to the current reality and prepare for a long runway, not last year's number. Buyers have time and leverage here, but should still read each home on its own merits given how much condition drives value.
Cambridge right now
🔴 Off the recent peak. The trailing-12-month median ($191K) is down 11.8% from the prior 12 months ($216K) and up 190% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 9. Confidence: Low (4 and 3 sales in the two windows).
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Updated September 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cambridge market snapshot (as of September 9, 2026): the median sale price is about $191K ($133 per sq ft over the trailing 12 months of closed sales), and a median 164 days on market for closed sales. The trailing-12-month median is down 12% from the prior 12 months and up 190% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
Cambridge is a small, single-era community in Orange Park where homes cluster near a common size and vintage, so your real negotiation is over condition, not square footage. It has appreciated 193% since 2012, but the recent trend has turned down.
Who Cambridge is best for.
Best for
- Buyers on a modest budget targeting the value tier around the $192,000 median
- Owner-occupants planning a long hold who can look past a soft one-year trend
- Buyers willing to take on a home needing updates and negotiate on condition
Probably not for
- Sellers who need to move quickly or expect a quick sale at last year's price
- Buyers wanting varied, large, or newer-construction floor plans
- Anyone counting on short-term appreciation after the recent 11.3% decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 9 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($191K) IS the median in the snapshot above, and the move from 2025 ($216K) IS the -11.8% one-year change.
Windows contain 2 to 13 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Cambridge buying strategy.
If we were buying in Cambridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge.
A slow market where condition is the lever
The numbers here point in one direction: patience. A median 173 days on market is long by any standard, and a heat score of 18 confirms there is no urgency pushing deals. That combination means listings that ignore condition or overreach on price simply sit. Homes built in 2005 and 2006 are now at the age where roofs, systems, and finishes separate the move-in ready from the project, and that gap is where price is won or lost.
Homestead share sits just under half, at 46.7%, so a meaningful portion of Cambridge is held by owner-occupants rather than fully investor-owned. That matters for a buyer weighing long-term hold against turnover. The 193% gain since 2012 shows the area has carried real appreciation over the long arc, but the 11.3% pullback over the past year is the more relevant signal for anyone transacting today.
The location and the amenities are priced into every listing in Cambridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cambridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.7). Basis: Long-Term Appreciation +190% since 2012; Recent Direction -11.8% year-over-year; Pricing Power 86.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow, condition-driven market like Cambridge, the money is made on accurate pricing and a clear-eyed read of each home's systems and finish level. We price to the market that exists now, not the one from a year ago, and we help buyers use a 173-day median as the leverage it actually is. When a home is a project priced like a turnkey, we will say so.
Cambridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cambridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambridge home worth?
Get a no-obligation home value based on real comparable sales in Cambridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cambridge on the map →
Frequently Asked Questions
What is the median home price in Cambridge?
How long do homes in Cambridge take to sell?
Have Cambridge home prices gone up?
Who is the best real estate agent for Cambridge?
How do I find a top Orange Park real estate agent who knows Cambridge?
Can Momentum Realty connect me with an agent for Cambridge?
Should you buy in Cambridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 9, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (179 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cambridge fits the bigger picture — live prices, inventory, and Momentum Scores: