The Landing at Cross Creek

Executive Summary

The Landing at Cross Creek sells one thing exceptionally well: a newer, right-sized house in 32226 without a heavy fee stack. The HOA has been reported around $20 a month on third-party portal data, and the plans run a tight 1,440 to 1,960 sq ft, which keeps both the sticker and the utility bills in the attainable band. The community median is near $416,360 with 5 homes for sale (Homes.com community stats, June 2026), and actives have asked roughly $395,000 to $405,000 (BEX Realty, June 2026).

The location is the quiet half of the pitch: the Yellow Bluff and New Berlin corridor is the growth arc of the far Northside, with I-295 North, River City Marketplace, the Jacksonville Zoo side of Heckscher Drive, and Jacksonville International Airport all inside a workable drive. Buyers here are buying a commute seat in a corridor that keeps adding rooftops and retail.

The diligence list is short but non-negotiable: verify the current HOA dues and whether any CDD or special-district line appears on the actual Duval County tax bill, confirm the build year and warranty status on the specific house, and make absolutely sure the listing you are chasing is this community in 32226, not the similarly named D.R. Horton Cross Creek in Green Cove Springs, which is a different community in a different county.

Quick Facts

Community Overview & History

A right-sized community in the Yellow Bluff growth arc

The far Northside of Jacksonville grew in waves, and the Yellow Bluff and New Berlin corridor of 32226 is where the current wave is breaking: a band of newer communities filling the pine flatwoods between the I-295 North interchange and the marsh country toward the St. Johns River. The Landing at Cross Creek went in as part of that arc, with newer one- and two-story single-family homes running roughly 1,440 to 1,960 square feet, typically three to four bedrooms. That size band is deliberate: these are homes scaled for first-time buyers, downsizers, and households who want new-era systems without paying for square footage they will not use. The streets are residential and unhurried; the corridor around them is anything but, with retail, logistics, and rooftops still arriving.

The low-fee monthly math

What separates this community from much of the competing 32226 and 32218 inventory is the fee line: an HOA reported around $20 a month on third-party portal data, a fraction of what amenity-heavy communities in the same corridor charge, and far below the combined HOA-plus-CDD stack on much of the area new construction. The amenity package is correspondingly neighborhood-scale, common areas rather than a resort campus, which is exactly the trade that keeps dues low. The verification matters more than the marketing: confirm the current dues directly with the association and pull the Duval County tax bill for the specific parcel to see whether any CDD or special-district line applies, because portal fee data ages and corridors like this one mix fee structures street by street.

What You Are Actually Buying

One community, a tight plan range, three honest buckets. Figures are third-party portal data, community median and inventory per Homes.com community stats (June 2026) and active asking prices per BEX Realty and brokerage portals (June 2026); a small community moves listing by listing, so confirm current comps before you write.

The core band: roughly $395,000 to $405,000 asks

Recent active listings have clustered around $395,000 to $405,000 (BEX Realty and brokerage portals, June 2026), which is where the three-bedroom plans in the middle of the 1,440 to 1,960 sq ft range tend to sit. At this number the cross-shop is older, larger Northside resale or new construction with a heavier fee stack; the pitch here is newer systems plus the light monthly.

The smaller plans: around 1,440 sq ft

The entry plans are the affordability play: single-story layouts near 1,440 sq ft that keep the payment, the insurance, and the power bill at the bottom of the 32226 single-family market. They compete directly with townhomes elsewhere in the corridor while keeping a yard and no shared walls.

The larger plans: toward 1,960 sq ft

The top of the lineup, four-bedroom layouts approaching 1,960 sq ft, is the move-up seat inside the community and tends to price toward and above the median when it lists. Lot position and condition drive the spread, so price each one individually rather than off the community average.

Real Estate Market

The working numbers: a community median near $416,360 with 5 homes for sale per Homes.com community stats (June 2026), against active asks of roughly $395,000 to $405,000 per BEX Realty and brokerage portals (June 2026). When actives sit below the reported median, it usually means the freshest listings are the smaller plans or sellers are pricing to move; either way, the closed comps from the last few months are the real market.

Inventory is structurally thin in a community this size, so a handful of listings is the whole market at any given moment. That makes pricing lumpy: one ambitious ask or one quick-sale discount can swing the apparent trend. Discipline means comping against closed sales inside the community first and the wider Yellow Bluff corridor second.

The honest comparison for buyers is total monthly: a Landing at Cross Creek home at roughly $400K with an HOA reported around $20 a month versus corridor new construction at a similar sticker plus a CDD bond and a year-two tax reset. Run both numbers side by side; the fee line is where this community earns its keep, provided the tax bill confirms it.

Market Position

The Landing at Cross Creek fits buyers who want newer construction at the attainable end of the single-family market: first-time buyers stepping up from renting in the airport corridor, households working JIA, River City Marketplace, the Northside logistics parks, or the Mayport side via Heckscher Drive, downsizers who want one story and a light fee load, and anyone who values the quieter, greener side of 32226 over a resort amenity campus.

Schools

A Landing at Cross Creek address is served by Duval County Public Schools, with attendance zones set by home address. School runs from the Yellow Bluff corridor are genuine drives, and zoning in fast-growing corridors gets redrawn as new schools open, so map the actual zoned campuses, check current ratings yourself, and confirm the assignment for the specific address before you buy.

Amenities & Lifestyle

The package is neighborhood-scale by design, which is precisely why the dues stay around $20 a month on reported figures. The corridor and the geography do the heavy lifting.

Light-fee common areas

Community common areas at neighborhood scale rather than a clubhouse campus: the deliberate trade that keeps the reported HOA near $20 a month. Confirm with the association exactly what the dues cover and whether any assessment history exists.

The Yellow Bluff growth corridor

The community sits inside the most active growth arc of the far Northside: new retail, services, and rooftops keep arriving along Yellow Bluff and New Berlin Roads, which is both the convenience story and the appreciation thesis.

River City Marketplace within reach

The corridor major retail cluster, grocery, big-box, restaurants, and the airport-area services, sits a manageable drive away, close enough to use weekly and far enough that the community itself stays residential.

The Northside outdoors

The marsh-and-preserve side of 32226 is the real amenity: the Jacksonville Zoo and Gardens, Heckscher Drive river access, and the Timucuan preserve country are all part of the weekend radius from this seat.

HOA, CDD & Costs

Third-party portal data has reported the HOA around $20 a month, among the lightest fee loads in the corridor single-family market. With no resort campus to fund, dues cover common-area basics, which is how they stay low. On any purchase, verify the current dues figure, what they cover, and any special assessments directly with the association before contract; portal fee data ages.

Run the CDD check the reliable way: pull the Duval County tax bill for the specific parcel and look for any CDD or special-district debt line. Communities in this corridor carry very different fee structures street by street, and five minutes on the property appraiser and tax collector sites settles the question that marketing copy blurs.

In a newer community, ask where the association stands on the builder-to-owner transition: request the current budget, reserves, and recent meeting minutes during diligence. You want dues covering the actual obligations without a deferred-maintenance gap quietly building behind a low headline number.

Commute Analysis

The drives are honest far-Northside drives: River City Marketplace and the I-295 North interchange inside 15 minutes, JIA in 15 to 20, downtown around half an hour, and the beaches by the scenic Heckscher Drive and ferry route when the schedule cooperates. Everything works; nothing is walkable.

Shopping & Dining

River City Marketplace carries the weekly load, grocery, big-box, restaurants, and the airport-corridor retail cluster, about 10 to 15 minutes away, with newer convenience retail filling in along the Yellow Bluff and New Berlin corridor itself. The immediate area stays deliberately quiet, so the Marketplace run becomes the household rhythm.

Pros and Cons

The Landing at Cross Creek vs. Comparable Communities

Hidden Things Buyers Should Know

The Green Cove Springs name collision costs buyers real time

D.R. Horton markets a community called Cross Creek in Green Cove Springs, in Clay County, on the opposite side of the metro. Portals, saved searches, and even agents mix the two up constantly. Before you drive to a showing or write on a listing, verify the address sits in Jacksonville 32226 near the Yellow Bluff corridor, not in Clay County.

The fee line is the pitch, so verify it like it matters

An HOA reported around $20 a month is the community signature advantage, and it is exactly the kind of number that drifts. Get the current dues in writing from the association and pull the Duval County tax bill for the parcel to confirm whether any CDD or special-district line applies. The whole value case rides on that verification.

Thin inventory cuts both ways

With a handful of listings at any time, buyers get little choice and sellers get little competition. That means a well-prepared listing can set the comp for the next year, and a buyer who waits for the right plan may wait a season. Set alerts early and be ready to move when the right house lists.

Momentum Expert Insight

Selling a Home in The Landing at Cross Creek

Selling here means competing with new construction still marketing across the Yellow Bluff arc, so lead with what new cannot offer: the light HOA in writing, a tax bill without surprises, completed fencing and landscaping, and a house the buyer can close on in 30 days instead of waiting on a build. Put the actual fee documents in the listing package; they are your best exhibit.

In a community where the plan lineup is tight and the comps are few, presentation sets the price: a well-maintained 1,800 sq ft home with documented systems and a clean inspection trail will out-earn the community average, and in a five-listing market, your list price becomes the next comp. Price to the corridor, not to hope.

Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact The Landing at Cross Creek address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific The Landing at Cross Creek address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The working numbers: a community median near $416,360 with 5 homes for sale per Homes.com community stats (June 2026), and active asks of roughly $395,000 to $405,000 per BEX Realty and brokerage portals (June 2026). Treat both as dated snapshots and price off current closed comps. At roughly $400K the cross-shop is sharp: corridor new construction at a similar sticker plus a CDD bond and a year-two tax reset, or older established Northside resale with more square footage at the same money. What The Landing at Cross Creek specifically sells is the efficient middle: newer systems in a 1,440 to 1,960 sq ft envelope, an HOA reported around $20 a month, and a seat in the Yellow Bluff growth arc, at the cost of a thin comp set and neighborhood-scale amenities. Qualify on the verified tax bill and the association fee letter, not the listing estimate, and budget the inspection regardless of the home age.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

The resale case rests on the corridor and the carrying cost: the Yellow Bluff and New Berlin arc keeps adding rooftops, retail, and road capacity, JIA and River City Marketplace anchor the employment and services base, and The Landing at Cross Creek holds a structural cost advantage, a light HOA against the fee stacks on much of what gets built nearby. The attainable size band also protects the exit: sub-$450K single-family in a growth corridor is the deepest buyer pool in the market. The risk side is concentration and thinness: a small community reprices on a handful of sales, and the exit rides partly on corridor momentum you do not control. Sell into strength when the nearby new construction is raising prices, and keep the fee documents front and center in every listing.

The The Landing at Cross Creek Playbook

How we would buy here: pull every Landing at Cross Creek closing from the past six to twelve months before writing, because in a five-listing market the last three sales are the market. Verify the HOA dues, what they cover, and any assessment history directly with the association, and pull the Duval County tax bill for the parcel to confirm whether any CDD or special-district line applies. Confirm the build year and whether any transferable structural warranty coverage remains. Walk the lot against the recorded plat so you know exactly what backs the fence line. And before you schedule anything, confirm the address is Jacksonville 32226 near Yellow Bluff Road, not the D.R. Horton Cross Creek in Green Cove Springs, because the portals will happily hand you the wrong county.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The expensive mistakes here: writing on the Clay County Cross Creek because a portal or a saved search mixed the names up; taking the roughly $20 a month HOA on portal faith instead of getting the current figure and the tax bill in hand; pricing off the community median when the active band sits below it, or vice versa, instead of off closed comps; waiving inspection because the house is newer; and assuming the 1,960 sq ft ceiling will fit a growing household three years out. Every one is avoidable with documents and a week of patience, and every one moves real money.

Live Market: Homes for Sale & Recent Sales

Live MLS inventory for The Landing At Cross Creek Jacksonville. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Real closed prices beat any estimate.

Frequently Asked Questions

What is The Landing at Cross Creek in Jacksonville?

A newer single-family community near the Yellow Bluff and New Berlin corridor on the far Northside of Jacksonville, Florida 32226, with one- and two-story homes from roughly 1,440 to 1,960 sq ft, typically three to four bedrooms, and an HOA reported around $20 a month on third-party portal data.

How much do homes in The Landing at Cross Creek cost?

The community median has been reported near $416,360 with 5 homes for sale per Homes.com community stats (June 2026), and recent active listings have asked roughly $395,000 to $405,000 per BEX Realty and brokerage portals (June 2026). Both are snapshots; a small community moves listing by listing, so price off current closed comps.

Is this the same as the D.R. Horton Cross Creek in Green Cove Springs?

No, and the mix-up is constant. The D.R. Horton Cross Creek is in Green Cove Springs, in Clay County, on the opposite side of the metro. This guide covers The Landing at Cross Creek in Jacksonville 32226, in Duval County, near the Yellow Bluff corridor. Verify the address, zip, and county on any listing before you schedule a showing.

What are the HOA fees in The Landing at Cross Creek?

Third-party portal data has reported the HOA around $20 a month, one of the lightest fee loads in the corridor, consistent with a neighborhood-scale amenity package. Portal figures age, so get the current dues, what they cover, and any assessment history directly from the association during diligence.

Does The Landing at Cross Creek have a CDD fee?

Verify it the reliable way rather than taking marketing copy on faith: pull the Duval County tax bill for the specific parcel and check for any CDD or special-district line. Communities along the Yellow Bluff corridor carry very different fee structures, and the tax bill settles the question in five minutes.

How big are the homes?

The lineup runs from about 1,440 sq ft single-story plans to layouts near 1,960 sq ft, typically three to four bedrooms. The tight range keeps the community in the attainable band: enough house for first-time buyers, downsizers, and small households without oversized-home carrying costs.

What schools serve The Landing at Cross Creek?

Duval County Public Schools, with attendance zones set by home address. School runs from the Yellow Bluff corridor are real drives, and zoning in growth corridors gets redrawn as new campuses open, so map the actual zoned schools and confirm the current assignment for the specific address before you buy.

What amenities does the community have?

Neighborhood-scale ones: common areas and quiet streets rather than a resort campus, which is exactly why the reported dues stay near $20 a month. The bigger amenity is the corridor itself, with River City Marketplace, the Jacksonville Zoo, Heckscher Drive river access, and the Timucuan preserve country in the weekend radius.

How far is shopping and the airport?

River City Marketplace, the nearest major retail cluster, is about 10 to 15 minutes, with Jacksonville International Airport about 15 to 20 and the I-295 North interchange inside 15. Downtown runs 25 to 30 minutes, and the beaches are 30 to 40 via Heckscher Drive and the St. Johns River Ferry, schedule permitting.

Who is the community good for?

Buyers who want newer construction at the attainable end of the single-family market: first-time buyers, downsizers who want one story and a light fee load, and households working JIA, River City Marketplace, or the Northside logistics corridors who want a short run to I-295 North.

Why are active listings priced below the reported median?

Recent actives around $395,000 to $405,000 (BEX Realty, June 2026) sitting below the reported $416,360 median (Homes.com, June 2026) usually means the freshest listings skew toward the smaller plans or sellers are pricing to move. In a five-listing market the averages wobble; the closed comps from the last few months are the real signal.

What should I inspect on a newer home here?

Treat it like any production-era house: roof and exterior condition, HVAC service history, drainage and grading, and finish quality, which varies by build year even in young communities. Inspect the specific house rather than trusting its age, confirm the build year on the parcel record, and ask whether any transferable structural warranty coverage remains.

Is the Yellow Bluff corridor still growing?

Yes, it is the active growth arc of the far Northside: new communities, retail, and road work keep arriving along Yellow Bluff and New Berlin Roads, anchored by River City Marketplace and the airport-area employment base. That growth is both the convenience story and the appreciation thesis, and also the reason to verify school zoning and traffic patterns at purchase time.

Will homes in The Landing at Cross Creek resell well?

The structural case is solid: an attainable price band with the deepest buyer pool in the market, a light reported HOA against fee-heavy corridor competition, and a 32226 location that keeps adding jobs and rooftops. The caution is thinness: a small community reprices on a handful of sales, so individual outcomes ride on corridor momentum and on how well each house is documented.

Who should I call about The Landing at Cross Creek?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy here?

Yes. The listing agent works for the seller. Your agent pulls the real closed comps in a thin market, verifies the HOA and tax-bill picture on the actual documents, confirms you are writing on the Duval County community and not the Clay County name-twin, and negotiates inspection findings. Representation is how you avoid paying the averages.

Related Reading

Working the far Northside and the 32226 growth corridor more broadly? Start here.