Community Details at a Glance
The Homes
Product
Single-family homes, roughly 1,440 to 1,960 sq ft
Price
Recently roughly $395K to $405K
Setting
North Jacksonville / Oceanway, ZIP 32226
Status
Newer construction with resales; low HOA
Costs & Fees
HOA
Low (around $20 per month reported); confirm the current figure and coverage
CDD
Confirm on the tax bill for the specific home
Pricing
Mid-market Oceanway new-ish construction
Taxes
Duval millage; budget the post-sale assessment reset
Amenities
Low HOA
A notably low monthly HOA
Common areas
HOA-maintained grounds
Retail
River City Marketplace minutes away
Commute
Close to I-95, I-295, and the airport corridor
Location
Setting
North Jacksonville / Oceanway, ZIP 32226
Retail
River City Marketplace minutes away
Access
I-95 and I-295; airport corridor
Downtown
About 20 to 25 minutes
The Homes & Style
The working numbers: a community median near $416,360 with 5 homes for sale per Homes.com community stats (June 2026), against active asks of roughly $395,000 to $405,000 per BEX Realty and brokerage portals (June 2026). When actives sit below the reported median, it usually means the freshest listings are the smaller plans or sellers are pricing to move; either way, the closed comps from the last few months are the real market.
Inventory is structurally thin in a community this size, so a handful of listings is the whole market at any given moment. That makes pricing lumpy: one ambitious ask or one quick-sale discount can swing the apparent trend. Discipline means comping against closed sales inside the community first and the wider Yellow Bluff corridor second.
The honest comparison for buyers is total monthly: a Landing at Cross Creek home at roughly $400K with an HOA reported around $20 a month versus corridor new construction at a similar sticker plus a CDD bond and a year-two tax reset. Run both numbers side by side; the fee line is where this community earns its keep, provided the tax bill confirms it.
One community, a tight plan range, three honest buckets. Figures are third-party portal data, community median and inventory per Homes.com community stats (June 2026) and active asking prices per BEX Realty and brokerage portals (June 2026); a small community moves listing by listing, so confirm current comps before you write.
Recent active listings have clustered around $395,000 to $405,000 (BEX Realty and brokerage portals, June 2026), which is where the three-bedroom plans in the middle of the 1,440 to 1,960 sq ft range tend to sit. At this number the cross-shop is older, larger Northside resale or new construction with a heavier fee stack; the pitch here is newer systems plus the light monthly.
The entry plans are the affordability play: single-story layouts near 1,440 sq ft that keep the payment, the insurance, and the power bill at the bottom of the 32226 single-family market. They compete directly with townhomes elsewhere in the corridor while keeping a yard and no shared walls.
The top of the lineup, four-bedroom layouts approaching 1,960 sq ft, is the move-up seat inside the community and tends to price toward and above the median when it lists. Lot position and condition drive the spread, so price each one individually rather than off the community average.
Living Here
The package is neighborhood-scale by design, which is precisely why the dues stay around $20 a month on reported figures. The corridor and the geography do the heavy lifting.
Community common areas at neighborhood scale rather than a clubhouse campus: the deliberate trade that keeps the reported HOA near $20 a month. Confirm with the association exactly what the dues cover and whether any assessment history exists.
The community sits inside the most active growth arc of the far Northside: new retail, services, and rooftops keep arriving along Yellow Bluff and New Berlin Roads, which is both the convenience story and the appreciation thesis.
The corridor major retail cluster, grocery, big-box, restaurants, and the airport-area services, sits a manageable drive away, close enough to use weekly and far enough that the community itself stays residential.
The marsh-and-preserve side of 32226 is the real amenity: the Jacksonville Zoo and Gardens, Heckscher Drive river access, and the Timucuan preserve country are all part of the weekend radius from this seat.
River City Marketplace carries the weekly load, grocery, big-box, restaurants, and the airport-corridor retail cluster, about 10 to 15 minutes away, with newer convenience retail filling in along the Yellow Bluff and New Berlin corridor itself. The immediate area stays deliberately quiet, so the Marketplace run becomes the household rhythm.
D.R. Horton markets a community called Cross Creek in Green Cove Springs, in Clay County, on the opposite side of the metro. Portals, saved searches, and even agents mix the two up constantly. Before you drive to a showing or write on a listing, verify the address sits in Jacksonville 32226 near the Yellow Bluff corridor, not in Clay County.
An HOA reported around $20 a month is the community signature advantage, and it is exactly the kind of number that drifts. Get the current dues in writing from the association and pull the Duval County tax bill for the parcel to confirm whether any CDD or special-district line applies. The whole value case rides on that verification.
With a handful of listings at any time, buyers get little choice and sellers get little competition. That means a well-prepared listing can set the comp for the next year, and a buyer who waits for the right plan may wait a season. Set alerts early and be ready to move when the right house lists.
Before You Offer
Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.
The reliable move is to pull the FEMA flood designation for the exact The Landing at Cross Creek address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific The Landing at Cross Creek address rather than assuming.
Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
Comparisons
Among Oceanway options, The Landing at Cross Creek competes on the low-fee carry. Versus a higher-amenity community like Terrapin Creek nearby, it gives up wider homesites and amenities like trails and a dock but wins on a notably lower HOA and entry. Versus an older Oceanway resale, it offers newer construction at a comparable price. And versus a townhome, it offers detached single-family space. Where it lands depends on whether you prioritize a low carry over bigger homesites and amenities.
Who It Fits
The Landing at Cross Creek fits the buyer who wants mid-market Oceanway value with a low HOA: a North Jacksonville or airport-corridor commuter, or a first-time or move-up buyer who wants single-family space at a sound carry and will verify the HOA scope and any CDD. It does not fit a buyer who wants big amenities or a gate, anyone who wants a walkable urban setting, or a buyer who will not verify the fees. In short, this is a low-fee value play in a growth corridor, and the buyers who do best treat the carry and the home's condition as the real decision.


















