Carmela
Homes for Sale in San Antonio, FL
All 165 homes for sale in San Antonio, FL · median $380,000 · 163 homes for sale in 33576 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside CARMELA right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
Homes listed or recently sold were built 2023 - 2024; 4 of 4 report an HOA (median $165/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 162 ft). As of October 2026, the MLS records 13 closed sales in Carmela in San Antonio, FL since 2023, the most recent in March 2025. Across San Antonio as a whole, 335 homes closed in the last 12 months at a median of $330,000, 49 median days on market, with 160 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,330 ($4,680 with the full homestead exemption).
The market around Carmela
Carmela is too small for its own price trend, so here is the market around it.
In ZIP 33576, 193 homes are on the market and 22% are under contract — a steady corner of San Antonio.
Across Pasco County, 4,384 homes are active and 1,350 pending (24% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Carmela specifically. Momentum Research analysis of MLS records.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- San Antonio Elementary SchoolFLDOE grade C · Public PK-5, Dade City address
- Pasco Middle SchoolFLDOE grade B · Public 6-8, Dade City
- Pasco High SchoolFLDOE grade C · Public 9-12, Dade City
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Carmela address.
Shop the zone: Homes zoned for Pasco High-Po High School
The Carmela buying strategy.
If we were buying in Carmela today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Carmela.
A closer look at the Carmela market
The housing stock is 64 homes built between 1914 and 2024, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Carmela. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in CarmelaHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $165/month across 4 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2023 across 4 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in CarmelaHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about CarmelaHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works CarmelaHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $165/month (about $1,980/yr) · median of 4 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $165 per month ($1,980 a year) - the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Carmela buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Carmela sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Carmela, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Carmela home worth?
Get a no-obligation home value based on real comparable sales in Carmela, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Carmela on the map →
Last 30 days in Carmela: 1 new listing (median asking $679,000). As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | San Antonio, Pasco County, FL · ZIP 33576 |
|---|---|
| Homes in the community | 64 (FL DOR 2025 assessment roll) |
| Years built | 1914–2024 (median 2023) |
| Typical living area | 2,887 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Golf Carts OK, Park |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 81% |
| Zoned public schools | San Antonio Elementary School (C, FLDOE 2025-26); Pasco Middle School (B, FLDOE 2025-26); Pasco High School (C, FLDOE 2025-26) |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Carmela key facts,” movewithmomentum.com/neighborhoods/carmela-san-antonio, data as of August 2, 2026.
Just listed in Carmela
The newest homes for sale in Carmela right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 12917 Oak Street $679,000 · 4 bd · 3 ba · 2,758 sq ft · 14 days on market Courtesy of KING & ASSOCIATES REAL ESTATE LLC
- 32515 Carmela Circle $599,000 · 4 bd · 3 ba · 2,847 sq ft · 35 days on market Courtesy of REDFIN CORPORATION
- 12862 Carmela Circle $899,000 · 5 bd · 4 ba · 3,378 sq ft · 131 days on market Courtesy of LPT REALTY, LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
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San Antonio guides & data
- Market data
- Property taxes (Pasco County)
- Homestead exemption (Pasco County)
- Home insurance cost
- New construction
- New construction (Pasco County)
- Home builders (Pasco County)
Florida buyer guides
23% of homes for sale in ZIP 33576 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
Carmela Market Scorecard
Carmela is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $762,000, and homes go under contract in about 32 days.
Typical home value in the 33576 ZIP is $347,535, about 10.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Carmela?
What share of Carmela is owner-occupied?
When were the homes in Carmela built?
Do cash buyers compete in Carmela?
What schools serve Carmela?
Who is the best real estate agent for Carmela?
How do I find a top San Antonio real estate agent who knows Carmela?
Can Momentum Realty connect me with an agent for Carmela?
Where is Carmela, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 10, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33576)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More San Antonio & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
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