Cedar Bay Homes for Sale in Jacksonville, FL

Established North Jacksonville riverfront-area resale market · Jacksonville · ZIP 32218

An established single-family community along Cedar Bay Road in North Jacksonville, built out gradually since roughly 2011, with a run of homesites reporting Broward River access, priced for buyers who want a settled resale along the water in Duval County.

Established resaleJacksonville, Duval CountySingle-family homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale community, not a new-construction release. Inventory is individual, so condition, updates, water access, and HOA standing drive value more than a single headline number. Verify specifics by address.
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Unlock Off-Market Cedar Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cedar Bay is a resale play on a single-family community strung along Cedar Bay Road in North Jacksonville, off New Berlin Road, that has built out gradually since roughly 2011. The draw for a portion of the community is direct or near frontage on the Broward River, which is not something every listing in the area shares, so water access, or the lack of it, is one of the biggest swings in value between two otherwise similar homes here. Because the community grew in stages rather than in one release, home age and condition vary more than in a single-phase subdivision, which puts the emphasis on the individual parcel rather than a community-wide build date."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cedar Bay is an established, single-family community in North Jacksonville, in Duval County, along Cedar Bay Road off New Berlin Road. Public listing records show homes here built gradually since roughly 2011, rather than in one master-planned phase.

Homes are single-family houses with reported listing sizes running roughly 1,649 to 2,820 square feet. A number of homesites along Cedar Bay Road back to or sit near the Broward River, and some listings have marketed river access or water frontage as a feature, though this varies parcel by parcel and should be confirmed on the specific address rather than assumed for the community as a whole.

The bigger picture is location. Cedar Bay sits in the same North Jacksonville corridor as the New Berlin Road area, which has been adding retail and medical development, including growth near River City Marketplace and UF Health North. That buildout supports everyday convenience without changing the fact that Cedar Bay itself is a settled, low-turnover resale market rather than new construction.

Best for

  • Buyers who want a settled single-family resale in North Jacksonville, with some homesites offering Broward River access
  • Buyers who value proximity to the growing New Berlin Road retail and medical corridor
  • Buyers comfortable verifying condition, water access, and HOA status home by home in a gradually built-out community

Probably not for

  • Buyers who need new construction with modern systems and a builder warranty
  • Anyone who wants a gated community or golf-course setting
  • Buyers unwilling to confirm HOA status, water-access rights, and system condition on a specific home before making an offer

How Cedar Bay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Cedar Bay update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cedar Bay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cedar Bay buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

River City Marketplace10 to 15 min · approximate
UF Health North10 to 15 min · approximate
Jacksonville International Airport (JAX)15 to 20 min · approximate
Downtown Jacksonville25 to 30 min · approximate
NAS Jacksonville35 to 40 min · approximate
Jacksonville beaches35 to 45 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cedar Bay Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cedar Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cedar Bay is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

First Coast High School (Duval County Public Schools); verify by address

Middle

Oceanway Middle School (verify by address)

Elementary

New Berlin Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Bay address.

The takeaway

The story here is a gradually built-out, water-adjacent single-family neighborhood riding the continued growth of the New Berlin Road and Oceanway retail and medical corridor in North Jacksonville.

Recent Developments in Cedar Bay

Our read on what is being built around Cedar Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for a settled community, with upside tied to continued corridor investment near River City Marketplace and UF Health North, and downside risk concentrated in flood-zone and insurance costs for the homesites closest to the Broward River.

North Jacksonville corridor growth

2020 to 2026
BullishNotable impact
SignificanceRadius: Corridor

The New Berlin Road area has continued adding retail and medical development, including newer shopping options and UF Health North, supporting demand for established homes nearby.

Waterfront insurance and flood-zone costs

2026
BearishNotable impact
SignificanceRadius: Community

Homesites along the Broward River carry real flood-zone and insurance considerations. Get a bindable quote and confirm the FEMA flood zone for the specific parcel before you make an offer.

Gradually built, low-turnover resale market

2026
NeutralMinor impact
SignificanceRadius: Community

Cedar Bay grew in stages rather than a single release, so each listing should be judged on its own age, condition, and water access rather than a community-wide build date.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cedar Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Cedar BayGet a short monthly email when something new is approved, funded, or opens near Cedar Bay.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Cedar Bay, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and any recorded water-access or deed restrictions.

    2

    Confirm whether the specific home carries an HOA and, if so, the current dues amount and what they cover, directly with the association or management company.

    3

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since build dates vary widely across the community.

    4

    Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

    5

    Get a bindable homeowners insurance quote and confirm the FEMA flood zone for the specific home, especially for homesites near the Broward River.

    6

    If the listing markets river access or a dock, confirm the legal water-access rights and any permit history for the specific parcel.

    Best Buy
    A well-maintained single-family home with confirmed water-access rights (if any), flood-zone status, and clean HOA standing.
    Biggest Risk
    Underestimating flood-zone and insurance costs on homesites closest to the Broward River, or assuming water access that a specific parcel does not actually carry.
    Best Lot
    Prioritize a well-kept home with verified flood zone; water-adjacent homesites carry the most upside and the most insurance exposure.
    Smart Timing
    Resale-driven. Inventory is individual, so move when the right condition, water access, and price appear.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Era

    Built roughly since 2011, per public listing records

    Size range

    Roughly 1,649 to 2,820 sq ft, per listing sources

    Bedrooms

    3 to 4 (varies by plan)

    Costs & Fees

    HOA

    Status varies by phase; confirm current dues with management

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    Some homesites report river access on the Broward River

    Status

    Confirm current amenity condition and any dock or water-access rights with the HOA

    Location

    Area

    North Jacksonville, Duval County, off New Berlin Road along the Broward River

    Downtown Jacksonville

    About 25 to 30 min (approximate)

    Airport (JAX)

    About 15 to 20 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at smaller plans away from the water, in the range of roughly 1,649 to 2,000 square feet, where the value is in the bones and systems rather than water access.

    Lowest entry
    The Core

    In the core of the market you find mid-size single-family homes, some with partial water proximity, on the community's typical homesites.

    Most inventory
    The Top

    At the top are the largest floor plans and the homesites reporting direct Broward River access, up to roughly 2,820 square feet. Confirm the condition, water-access rights, and flood zone on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at smaller plans away from the water, in the range of roughly 1,649 to 2,000 square feet, where the value is in the bones and systems rather than water access.
    The Core
    In the core of the market you find mid-size single-family homes, some with partial water proximity, on the community's typical homesites.
    The Top
    At the top are the largest floor plans and the homesites reporting direct Broward River access, up to roughly 2,820 square feet. Confirm the condition, water-access rights, and flood zone on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and systems ageVerify age
    Renovation upsideModerate
    Lot and water accessVerify by parcel
    Insurance cost exposureVerify flood zone

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Cedar Bay

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a single build date, it is the individual homesite: its water access, its flood zone, and its condition.

    Jon Brooks · Founder, Momentum Realty
    6.2C+ · Buy Score
    Resale Strength6.0/10
    Renovation Risk5.8/10
    Location Efficiency6.6/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Cedar Bay is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Homesites vary from interior lots to river-adjacent parcels along the Broward River.
    • Water access, where it exists, is a meaningful resale differentiator; verify it on the specific parcel.
    • Build dates vary since roughly 2011, so condition and updates matter more than a single community-wide age.
    • Verify any recorded deed or water-access restrictions on the specific parcel.
    • Check the FEMA flood zone for the specific address before you rely on assumptions, especially near the river.

    Because Cedar Bay grew in stages rather than a single release, the durable difference between two listings is the homesite itself: whether it borders the Broward River, its flood zone, and its own age and condition. Homesites with verified water access carry the most upside and the most insurance exposure, while interior lots away from the river tend to be more straightforward to insure. Confirm any deed or water-access restrictions and the FEMA flood zone on the specific parcel rather than assuming them from the surrounding area.

    Cedar Bay in 15 seconds.

    Best forBuyers who want a settled single-family resale in North Jacksonville, with some homesites offering Broward River access.
    Biggest advantageA run of homesites along the Broward River, in a corridor that keeps adding retail and medical development.
    Biggest riskFlood-zone and insurance exposure on the homesites closest to the river, and wide variation in build date and condition.
    Sweet spotA well-maintained home with confirmed flood zone and, where relevant, verified water-access rights.
    Avoid ifYou need new construction, a gated or golf-course setting, or cannot budget for waterfront insurance.

    HOA, CDD & Fees

    15-Second Take
    • HOA status varies by section; confirm whether the specific home is subject to one and what current dues cover.
    • No CDD was identified, but confirm it on the parcel tax record.
    • Some homesites report Broward River access; verify actual water-access rights on the specific parcel.
    • Build dates vary since roughly 2011; verify roof and system age and get a bindable insurance quote.
    • Confirm the FEMA flood zone for the specific address, especially near the river.

    HOA status in Cedar Bay varies by section and parcel; some homes carry a homeowners association and some do not. Confirm whether the specific home is subject to an HOA, and if so, the current dues amount and what they cover, with the association or its management company before you buy.

    Where an HOA applies, confirm in writing what dues cover. No golf course or clubhouse has been identified for the community.

    There is no golf course or private country club in the community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Cedar Bay, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Cedar Glen, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Cedar Bay home worth?

    Get a no-obligation home value based on real comparable sales in Cedar Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Cedar Bay on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Cedar Bay year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Cedar Bay are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Cedar Bay a new-construction community?
    No. It is an established North Jacksonville single-family community with public listing records showing homes built gradually since roughly 2011. Homes here are resales.
    What kind of homes are in Cedar Bay?
    Single-family homes, with reported listing sizes running roughly 1,649 to 2,820 square feet.
    Does Cedar Bay have river access?
    Some homesites along Cedar Bay Road border or sit near the Broward River, and some listings have marketed river access or water frontage. This varies by parcel, so verify actual water-access rights on the specific home before you rely on it.
    Is there an HOA?
    HOA status varies by section and parcel. Confirm whether the specific home is subject to an association and, if so, the current dues amount and what they cover, with the association or its management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What should I check before buying an older home here?
    Focus on roof age, plumbing, electrical, and HVAC, since build dates vary widely across the community. Get a thorough inspection and budget for updates as needed.
    Is the area in a flood zone?
    Flood zone designation is address-specific, and some homesites sit near the Broward River. Confirm the FEMA flood zone and get a bindable insurance quote for the exact home before you rely on any assumption.
    How close is River City Marketplace and UF Health North?
    Cedar Bay sits an estimated 10 to 15 minutes from both River City Marketplace and UF Health North along the New Berlin Road corridor, though this drive time is approximate; confirm from the specific address.
    What schools serve the community?
    It is in Duval County Public Schools, with New Berlin Elementary, Oceanway Middle, and First Coast High commonly serving this part of the ZIP. The zoned schools should be verified by the specific address, since attendance zones change.
    How is the commute to downtown Jacksonville?
    Downtown Jacksonville is roughly a 25 to 30 minute approximate drive. Other drive times on this page are approximate estimates.
    Is Cedar Bay gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus. It is an established, open residential community.
    What is the biggest risk of buying here?
    Underestimating flood-zone and insurance costs on homesites closest to the Broward River, or assuming a listing includes water access it does not actually carry. Both are manageable by verifying the specific parcel before you close.
    Should I get my own agent to buy a resale here?
    Yes. In a resale market with variable water access and build dates, an experienced agent helps you judge condition, flood zone, and water-access rights against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Cedar Bay?
    The best agent for Cedar Bay is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cedar Bay.
    How do I find a top Jacksonville real estate agent who knows Cedar Bay?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cedar Bay and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Cedar Bay?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cedar Bay purchase or sale - no call center and no pressure.
    You want a settled single-family resale in North Jacksonville, with the possibility of Broward River access on some homesites.Excellent fit
    You value proximity to the growing New Berlin Road retail and medical corridor.Excellent fit
    You will do the homework on flood zone, water-access rights, and system age before you close.Excellent fit
    You are comfortable with HOA status varying by section rather than a single community-wide association.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want a gated community or a golf-course setting.Probably not
    You cannot budget for waterfront flood insurance on the homesites nearest the Broward River.Probably not
    You want a single, uniform build date and HOA structure across the whole community.Probably not

    Get the inside read on Cedar Bay

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cedar Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Cedar Bay specialist will reach out personally, usually the same day.

    Median sale price in Cedar Bay, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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