Cedar Cay in Boca Raton
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Photo via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Cedar Cay in Boca Raton, FL has 2 homes for sale. Homes listed or recently sold were built 1987–1990; 10 of 10 report an HOA (median $600/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).

Last 30 days in Cedar Cay: 2 new listings (median asking $985,000), 1 under contract right now, 1 closed sale (median $989,000). As of November 9, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Cedar Cay Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
3.4mo
Supply
3 to 6 months is the balanced band
33%
Under contract
Palm Beach: 20% (2,777 of 13,737)
2 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
64%
Owner-occupied · Cedar Cay
276 of 431 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Cedar Cay
incl. 12% trust or LLC-held · 100% out-of-state
429
Homes in the community
plus 2 vacant residential lots · 431 residential parcels (FL DOR 2025)
Track record · 0 years of records
53
Recorded sales · 2024-2025
median $945K · qualified sales on the county roll (FL DOR 2025)
1986–2025
Years homes were built
median 1990 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 16, 2026

Cedar Cay is trading at a $400K median and $233 per square foot—mid-market positioning for Boca Raton, where location and condition drive everything. At 64 days on market, this is a normal-tempo environment; neither side has the hammer. The 2.6% year-over-year gain is modest and honest, reflecting a community that moves with the broader market rather than leading it.

The 426% appreciation since 2012 is a long tail, not a forecast. Nine closings in the trailing window tells you this is a small, quiet enclave—inventory will be episodic, and your timeline needs to accommodate that. If you need to be in contract in thirty days, Cedar Cay may not cooperate. If you can wait for the right unit, the pricing is straightforward and the market is rational.

Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Cedar Cay Housing Pulse · Momentum Research · as of November 6, 2026

Cedar Cay right now

🟡 Balanced market. 3.4 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 9, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cedar Cay is a small Boca Raton community where transaction volume is light and market movement tracks the county median—neither hot nor distressed, just steady turnover at a mid-market price point.

BeachesMLS sales records identify 120 homes in Cedar Cay that have changed hands since 2001, built between 1987 and 1991 (median 1988), with a median living area of about 1,835 sq ft and a typical 3-bedroom, 2.5-bath layout; 88% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 53 qualified sales in Cedar Cay across 2024–2025 (31 in 2024, 22 in 2025), median $945,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a $400K budget who prioritize Boca Raton location and are comfortable with a smaller, quiet community
  • Investors or second-home buyers who can wait for the right unit and don't need immediate occupancy
  • Buyers who prefer negotiating on condition and updates rather than competing in multiple-offer scenarios

Probably not for

  • Buyers who need resort amenities, clubhouse access, or a full slate of community programming
  • Anyone working on a tight closing timeline or requiring multiple inventory options to compare side-by-side
  • Buyers expecting rapid appreciation or looking for a momentum-driven market with strong directional price movement

The market around Cedar Cay

Cedar Cay is too small for its own price trend, so here is the market around it.

In ZIP 33496, 279 homes are on the market and 24% are under contract — a steady corner of Boca Raton.

Across Palm Beach County, 10,960 homes are active and 2,777 pending (20% under contract).

In ZIP 33496 (Boca Raton), 68 homes closed in the last 12 months at a median of $850K ($385/sq ft), with a median 32 days on market. Right now 20 active and 8 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 33496 housing market and the Palm Beach County market.

ZIP and county figures describe the wider market, not Cedar Cay specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Cedar Cay

Live MLS inventory for Cedar Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cedar Cay listings as of 2026-11-09, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Cedar Cay Right Now (3)

All 3 active and pending Cedar Cay listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2011 NW 53rd Street · $795,000 · 3 bd / 2.5 ba · listed Oct 22, 2026 · listed by Compass Florida LLC
  • 2103 NW 53rd Street · $1,175,000 · 3 bd / 2.5 ba · listed Sep 11, 2026 · listed by Compass Florida LLC
  • 2295 NW 53rd Street · $800,000 · 3 bd / 2.5 ba · pending · listed Aug 11, 2026 · listed by Galt Ocean Realty Inc

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Calusa (Palm Beach) · Elementary
  • Omni · Middle
  • Spanish River · High

Zoned schools reflect the assignments reported on recent Cedar Cay listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Cay address.

If we were buying in Cedar Cay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Cay.

Best Buy
Buyers who value Boca location over brand-new finishes and can wait for the right unit.
Biggest Risk
Thin inventory means your timeline is at the mercy of seller decisions, not your urgency.
Sweet Spot
The patient buyer with a $400K budget who prioritizes city over community amenities.
Avoid If
You need to close in thirty days, require resort-style amenities, or expect continuous choice.

What the market posture actually means

The 64-day median time on market puts Cedar Cay squarely in balanced territory. Sellers aren't chasing offers down, and buyers aren't writing over ask in multiples. You'll negotiate on condition, on timing, on the usual levers—but you won't be in a bidding war, and you won't see prices crater if you wait a month.

Nine closings in the measurement window is a thin sample. It means inventory here is not continuous; when a unit comes to market, it may be the only one available for weeks. If you're set on Cedar Cay specifically, understand that choice will be limited and your search horizon needs flexibility. The $400K median is real, but individual units will vary widely depending on updates, floor plan, and how long the prior owner held.

The appreciation story since 2012 is long and includes multiple market cycles. It tells you the community has participated in the broader Boca run-up, but the current 2.6% year-over-year figure is the number that matters for underwriting today. This is not a momentum play; it's a location play in a stable submarket where price is set by condition and the buyer's tolerance for deferred maintenance.

“

The location and the amenities are priced into every listing in Cedar Cay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin-inventory community like Cedar Cay, you need an agent who monitors off-market conversations and knows when a seller is six weeks from listing. We track every comparable in the immediate area, we know what the last three closings actually looked like inside, and we'll tell you when a unit is overpriced for its condition before you waste time on a tour. When inventory is episodic, speed and information quality are the only edges that matter—and we deliver both.

Cedar Cay in 15 seconds.

Best forBuyers who value Boca location over brand-new finishes and can wait for the right unit.
Biggest advantageRational pricing, no frenzy, and a straightforward negotiation environment.
Biggest riskThin inventory means your timeline is at the mercy of seller decisions, not your urgency.
Sweet spotThe patient buyer with a $400K budget who prioritizes city over community amenities.
Avoid ifYou need to close in thirty days, require resort-style amenities, or expect continuous choice.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Cay sales matched to your home.

What is your Cedar Cay home worth?

Get a no-obligation home value based on real comparable sales in Cedar Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Boca Raton →

Real comps, not an automated estimate.

Recently off market in Cedar Cay

Homes in Cedar Cay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Cedar Cay key facts
LocationBoca Raton, Palm Beach County, FL · ZIP 33496
Homes in the community429 (FL DOR 2025 assessment roll)
Years built1986–2025 (median 1990)
Typical living area2,349 sq ft (median)
Home types (current listings and sales)townhouses 90%, single-family 10%
Amenities listed by sellersPool, Spa/Hot Tub, Tennis Court(s), Billiard Room, Bocce Ball, Cafe/Restaurant
For sale right now2 active, 1 pending · median asking $985,000 · 3.4 months of supply
Owner-occupied (homestead) share64%

Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cedar Cay key facts,” movewithmomentum.com/neighborhoods/cedar-cay, data as of November 6, 2026.

Housing distress & ownership in Cedar Cay, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Just listed in Cedar Cay

The newest homes for sale in Cedar Cay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Cedar Cay

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,597/yr across 10 listings here (MLS tax records, 2026-11-09).
HOA duesMedian $600/month across 12 MLS listings (most billed monthly; 2026-11-09). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1988 across 10 listings. An original roof here would be about 38 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Cedar Cay

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cedar Cay

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cedar Cay will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

25% of homes for sale in ZIP 33496 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-09).

Frequently Asked Questions

Is Cedar Cay a buyer's or seller's market right now?
As of November 6, 2026, Cedar Cay is roughly balanced: 3.4 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Cedar Cay?
The Florida DOR 2025 assessment roll shows 429 homes plus 2 vacant residential lots in Cedar Cay (public records).
What share of Cedar Cay is owner-occupied?
64% of Cedar Cay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cedar Cay built?
Homes in Cedar Cay were built between 1986 and 2025, with a median year built of 1990 (FL DOR 2025 roll).
Who is the best real estate agent for Cedar Cay?
The best agent for Cedar Cay is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cedar Cay.
How do I find a top Boca Raton real estate agent who knows Cedar Cay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cedar Cay and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Cedar Cay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cedar Cay purchase or sale - no call center and no pressure.
Where is Cedar Cay, and what county is it in?
Cedar Cay is in Boca Raton, Palm Beach County, FL, ZIP 33496. The community's center is about 2 miles northwest of the center of Boca Raton (straight-line).
Buyers with a $400K budget who prioritize Boca Raton location and are comfortable with a smaller, quiet communityExcellent fit
Investors or second-home buyers who can wait for the right unit and don't need immediate occupancyExcellent fit
Buyers who prefer negotiating on condition and updates rather than competing in multiple-offer scenariosExcellent fit
Buyers who need resort amenities, clubhouse access, or a full slate of community programmingProbably not
Anyone working on a tight closing timeline or requiring multiple inventory options to compare side-by-sideProbably not
Buyers expecting rapid appreciation or looking for a momentum-driven market with strong directional price movementProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: November 9, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 33496))
Under-contract sharesBeaches MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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