Chantarene in Pensacola

Chantarene

Established 1988 · Intracoastal West · ZIP 32224

An upscale Pensacola Bay-front pocket in southwest Pensacola, minutes to NAS and downtown.

Pensacola Bay frontageDeeded bay accessMinutes to NAS & downtown
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Chantarene

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Chantarene is a small, upscale single-family pocket on Pensacola Bay in the Warrington area of southwest Pensacola, where the value is genuine bay frontage and deeded bay access at a low HOA ($750 a year), minutes from NAS Pensacola, downtown, and the Pensacola Country Club. It is a boutique 1986-1987 neighborhood of larger homes trading roughly $550,000 to $625,000. The honest reads are real flood exposure (the community's bay-access parcel carries AE and VE zones, and waterfront lots have seawalls, so flood insurance is a required, potentially significant cost), weak zoned schools, and a thin market where the high end can sit. Buy it for the bay frontage and the central location; pull the flood zone and insurance, and plan for the schools."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Chantarene is a small single-family neighborhood on Pensacola Bay in the Warrington area of southwest Pensacola (unincorporated Escambia County, 32507), on Chantarene Drive off Bayshore Drive, adjacent to the Pensacola Country Club.

It is a boutique waterfront subdivision of roughly 30 to 40 lots of two-story traditional homes (about 2,250 to 2,900-plus square feet) built 1986-1987, with bayfront lots on seawalls and interior lots with deeded bay access via the HOA's common waterfront parcel.

The carry is light for a waterfront community: the HOA is about $750 a year, covering deed restrictions and the bay-access recreation area, with no CDD. Confirm the dues and the covenants.

The appeal is genuine Pensacola Bay frontage and deeded access in an exceptional location, minutes from NAS Pensacola and downtown. The trade-offs are real flood exposure (AE and VE on the common parcel; seawalls on waterfront lots), weak zoned schools, and a thin market where the high end can sit.

Best for

  • Buyers who want a Pensacola Bay-front or bay-access home minutes from NAS and downtown
  • NAS Pensacola and downtown workers who value a boutique waterfront pocket
  • Buyers who will price waterfront flood insurance and can plan for schools

Probably not for

  • Buyers who want to avoid waterfront flood insurance
  • Families set on strong zoned schools
  • Buyers who want a large, liquid community

How Chantarene is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Chantarene listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Chantarene buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Chantarene

Live MLS inventory for Chantarene. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chantarene listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

NAS Pensacola~7-10 min · ~3 miles
Downtown Pensacola~7-12 min · ~3 miles
Pensacola Country Club~2-3 min · adjacent
Pensacola International Airport (PNS)~15-20 min · across town
I-10 (nearest interchange)~10-15 min · north
Pensacola Beach~20-25 min · via Gulf Breeze

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Chantarene with Momentum Realty’s local guides.

CCCountry Club CirclePensacola, FL · 1.0 miAmberwoodAmberwoodPensacola, FL · 1.0 miLora PointLora PointPensacola, FL · 1.1 miCOCorryPensacola, FL · 1.1 miNavy PointNavy PointPensacola, FL · 1.1 miCHCorry HeightsPensacola, FL · 1.3 miLuzonHeightsLuzonHeightsPensacola, FL · 1.7 miThe Moors Golf & Racquet ClubThe Moors Golf & Racquet ClubMilton, FL · 1.8 miStar LakeStar LakePensacola, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Chantarene (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Chantarene is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Chantarene address.

The takeaway

What is actually shaping value at Chantarene, sourced and dated. The bay frontage, the central location, and flood exposure are the facts that matter.

Recent Developments in Chantarene

Our read on what is being built around Chantarene, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is durable demand for scarce bay-front near NAS and downtown, against a thin high end and rising coastal insurance after the 2025 FEMA update.

Pensacola Bay frontage with deeded access

BullishScarce bay frontage and deeded bay access minutes from NAS and downtown support a durable premium in southwest Pensacola. impact
SignificanceRadius: Community

Pensacola Bay frontage with deeded access

Real flood exposure

BearishThe common waterfront parcel carries AE and VE zones, and waterfront lots sit on seawalls; flood insurance is required and can be significant, especially after the 2025 FEMA update. impact
SignificanceRadius: Community

Real flood exposure

Weak zoned schools

BearishThe zoned Warrington-area schools rate weak; families should plan for charter or choice options. impact
SignificanceRadius: Community

Weak zoned schools

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Chantarene, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. August 2025
    Insurance

    Escambia County FEMA flood maps updated

    New FEMA flood maps for Escambia County took effect August 19, 2025, with some southwest-Pensacola structures newly in Special Flood Hazard Areas, relevant to bay-adjacent Chantarene. Why it matters: Confirm the current flood zone and a bindable quote for the exact lot, since the map update may have changed the cost. Source

  2. 2026
    Market

    Thin high end can sit

    A larger bayfront-adjacent home listed in 2026 saw multiple price cuts over 70-plus days, while a smaller home sold near $560,000 in March 2026, signaling a thin, condition-driven market. Why it matters: Comp by water status and condition; the high end is thin and can require patience. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Chantarene, this is the order of operations we would run, and the one we run for our clients.

1

Pull the flood zone and insurance for the exact lot. The common parcel carries AE and VE zones and waterfront lots have seawalls; get the zone, base flood elevation, and a bindable quote before you write.

2

Comp by water status. Bayfront, bay-view, and interior homes trade differently; comp a home to its own water class.

3

Confirm the HOA and bay access. Verify the ~$750/yr HOA, the deeded bay-access rights, and the covenants.

4

Verify the schools, and plan for them. Confirm the assigned schools by address, weighing the weak zoned schools and any charter options.

5

Inspect the home and any seawall. On a 1986-1987 waterfront home, inspect the structure plus any seawall or dock.

Best Buy
A sound home matched to its water status, with the flood and insurance picture clear and the HOA confirmed, in this central bay-front pocket.
Biggest Risk
Underpricing waterfront flood and wind insurance, or buying the thin high end without patience.
Best Lot
Bayfront lots on seawalls carry the premium and the most flood exposure; interior bay-access lots trade lower.
Smart Timing
A thin, condition-driven market gives a prepared buyer room; comp by water status and price the insurance.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Chantarene is a small, upscale single-family neighborhood on Pensacola Bay in the Warrington area of southwest Pensacola (unincorporated Escambia County, 32507), on Chantarene Drive off Bayshore Drive, adjacent to the Pensacola Country Club. It is a boutique 1986-1987 subdivision of roughly 30 to 40 larger two-story homes, with bayfront lots on seawalls and interior lots with deeded bay access via the HOA's common parcel. The carry is light for a waterfront community, with an $750-a-year HOA and no CDD. The appeal is genuine bay frontage minutes from NAS and downtown; trade-offs are real flood exposure (AE/VE on the common parcel, seawalls on waterfront lots), weak zoned schools, and a thin high end. Schools are in the Escambia County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior bay-access homes

The lower end is interior homes with deeded bay access, with a 2026 sale around $560,000 (Homes.com). The bay access and central location carry the value.

Lowest entry
Mid: larger or updated homes

The core is the larger or updated homes (around 2,300 to 2,900 square feet), with active listings reduced into the high $590,000s (Compass, 2026).

Most inventory
High: bayfront homes on seawalls

The top is the bayfront homes on seawalls, into the low-to-mid $600,000s and above. The bay frontage and seawall, not square footage, drive these; comp them separately.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: interior bay-access homes
The lower end is interior homes with deeded bay access, with a 2026 sale around $560,000 (Homes.com). The bay access and central location carry the value.
Mid: larger or updated homes
The core is the larger or updated homes (around 2,300 to 2,900 square feet), with active listings reduced into the high $590,000s (Compass, 2026).
High: bayfront homes on seawalls
The top is the bayfront homes on seawalls, into the low-to-mid $600,000s and above. The bay frontage and seawall, not square footage, drive these; comp them separately.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Chantarene

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Chantarene is scarce bay-front minutes from NAS and downtown. The honest read is the AE/VE flood insurance, the weak schools, and comping by water status.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.0/10
Location Efficiency8.6/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Chantarene is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Bayfront lots on seawalls carry the premium and flood exposure.
  • Interior lots have deeded bay access and trade lower.
  • Confirm the FEMA flood zone and base flood elevation per lot.

At Chantarene the lot's water status is much of the value: bayfront lots on seawalls command the top, while interior lots carry deeded bay access. The lot read covers the exact water status, any seawall, and the FEMA flood zone and base flood elevation for the specific address, since the common parcel is in AE/VE. Comp a home to its own water class.

Chantarene in 15 seconds.

Best forBuyers who want a Pensacola Bay-front or bay-access home minutes from NAS and downtown.
Strong onWaterfront and location: bay frontage, deeded bay access, a low HOA, and a central southwest-Pensacola spot by the country club.
WatchReal AE/VE flood exposure and required insurance, weak zoned schools, and a thin high end.
Not forBuyers avoiding waterfront insurance, families set on strong schools, or those wanting a large, liquid community.
The edgeA thin, condition-driven market lets a prepared buyer who prices the flood insurance capture scarce bay-front near NAS.

HOA, CDD & Fees

15-Second Take
  • HOA ~$750/yr; deeded bay access.
  • No CDD.
  • Bayfront lots on seawalls; common parcel in AE/VE.
  • Waterfront flood insurance is required and material.
  • Weak zoned schools.

The HOA is about $750 a year, covering deed restrictions and the bay-access recreation area, with no CDD. The larger cost is waterfront flood and wind insurance, required on a bay-adjacent community where the common parcel carries AE and VE zones and waterfront lots have seawalls. Confirm the dues, the deeded bay-access rights, and the covenants.

Dues cover deed-restriction enforcement and the community's bay-access waterfront parcel; confirm the access rights for the specific home.

The amenity is the deeded bay access and the community waterfront parcel; the Pensacola Country Club is adjacent but separate.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Chantarene, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Chantarene, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Chantarene home worth?

Get a no-obligation home value based on real comparable sales in Chantarene matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Chantarene home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Chantarene year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Chantarene Market Scorecard

Thin data

Chantarene is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Chantarene waterfront?
Yes. It is a small Pensacola Bay-front neighborhood, with bayfront lots on seawalls and interior lots that have deeded bay access via the HOA's common waterfront parcel. Confirm a specific home's water status.
Does Chantarene have an HOA or CDD?
It has an HOA of about $750 a year, covering deed restrictions and the bay-access area, and no CDD. Confirm the dues, the deeded bay-access rights, and the covenants.
Will I need flood insurance in Chantarene?
Very likely, and it can be significant. The community's common waterfront parcel carries AE and VE flood zones, waterfront lots sit on seawalls, and Escambia's FEMA maps updated in 2025. Pull the flood zone, base flood elevation, and a bindable quote for the exact lot.
How much do homes in Chantarene cost?
Activity ran roughly $550,000 to $625,000-plus depending on water status (Homes.com / Compass, 2024-2026), with a 2026 sale near $560,000 and listings into the high $590,000s. Comp by water status.
What schools serve Chantarene?
It is in the Escambia County School District, with weak zoned Warrington-area schools (Warrington Elementary, Warrington Preparatory Academy, Pensacola High). Confirm the assignment by address and consider charter options such as Pensacola State Charter Academy.
How old are the homes in Chantarene?
Most are two-story traditional homes built in 1986-1987, so inspect the roof, systems, and any seawall on a specific home.
How central is Chantarene?
Very central. NAS Pensacola and downtown are each about 3 miles and 7 to 12 minutes, with the Pensacola Country Club adjacent and the airport 15 to 20 minutes.
Is Chantarene gated?
There is no indication it is gated; it is a small, established waterfront neighborhood. Confirm for the specific section.
Is Chantarene a good fit for NAS families?
Yes. At about 3 miles and 7 to 10 minutes from NAS, it is one of the closest upscale waterfront pockets to the base.
What should I check before buying in Chantarene?
Pull the FEMA flood zone, base flood elevation, and insurance, comp by water status, confirm the HOA and deeded bay access, inspect the home and any seawall, and verify the schools.
Is Chantarene a good investment?
Scarce bay frontage minutes from NAS and downtown supports durable value, but required waterfront insurance, weak schools, and a thin high end are factors. Comp by water status and price the insurance; this is not a guarantee of future value.
Should I use the listing agent to buy in Chantarene?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
You want a Pensacola Bay-front or bay-access home minutes from NAS and downtownExcellent fit
You value a boutique waterfront pocket by the country clubExcellent fit
You will price waterfront flood insurance and can plan for schoolsExcellent fit
You want to avoid waterfront flood insuranceProbably not
You are set on strong zoned schoolsProbably not
You want a large, liquid communityProbably not

Get the inside read on Chantarene

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Chantarene home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Chantarene specialist will reach out personally, usually the same day.

Chantarene median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Chantarene, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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