Country Club Circle in Pensacola

Country Club Circle

Golf-and-bay neighborhood · Pensacola, Escambia County · ZIP 32507

An established golf-and-bay neighborhood along the course and Pensacola Bay.

Golf-and-bay settingPremium lotsNear the country club
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a premium-lot, established market, so the lot, the view, and the condition decide where a home trades.
Free · No obligation
Unlock Off-Market Country Club Circle

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Country Club Circle is an established golf-and-bay neighborhood set along the course and Pensacola Bay near the Pensacola Country Club, so it reads as a settled, premium-lot enclave. The draw is the bay and golf-course setting, the established address, and the scarcity of waterfront and course-side lots. Value turns on the lot, the view, and the condition. Your leverage is reading the lot premium, the renovation math, and the coastal insurance honestly."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Country Club Circle is an established neighborhood in Pensacola (ZIP 32507), Escambia County, set along the golf course and Pensacola Bay near the Pensacola Country Club. It sits among other premium-lot pockets such as Star Lake, Harbourview, and Chanterene.

The homes are single-family residences, with the premium attaching to course-side and bay-oriented lots. Because the neighborhood is established, expect a range of vintages and conditions, so the lot, the view, and the renovation level are the central swings in value.

The buy hinges on the lot and the outlook, an honest read of condition, and the carrying cost. For bay-oriented homes, confirm the flood zone, elevation, and wind and flood premiums, since waterfront carrying costs are meaningful. Confirm whether a specific home carries any homeowners association.

The location is the appeal: a quiet, established setting along the course and the bay, minutes from the Pensacola job centers and the beaches. The part of the value that holds up at resale is a well-kept, updated home on a premium course-side or bay-oriented lot, priced to recent comparable sales. Membership at the adjacent Pensacola Country Club is a separate decision to confirm directly.

Best for

  • Buyers who want a course-side or bay-oriented established home
  • Buyers who value a premium-lot, established Pensacola address
  • Buyers who prioritize the view and the setting
  • Buyers comfortable budgeting coastal insurance on bay lots

Probably not for

  • Buyers who want new construction or a uniform subdivision
  • Buyers seeking the lowest possible carrying cost
  • Buyers who want a downtown or walkable setting
  • Buyers unwilling to read a premium-lot market

How Country Club Circle is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Country Club Circle listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Country Club Circle buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Country Club Circle

Live MLS inventory for Country Club Circle. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Country Club Circle listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Established golf-and-bay neighborhood
  • Along the course and Pensacola Bay
  • Near the Pensacola Country Club
  • Club membership is separate and optional
  • Budget coastal insurance on bay homes

Country Club Circle is an established golf-and-bay neighborhood in Pensacola set along the course and Pensacola Bay near the Pensacola Country Club, among other premium-lot pockets such as Star Lake, Harbourview, and Chanterene. The homes are established single-family residences where the premium attaches to course-side and bay-oriented lots, so the lot, the view, and the renovation level drive value. Membership at the adjacent Pensacola Country Club is a separate, optional decision. For bay homes, the flood zone, elevation, and coastal insurance are part of the carrying cost; the value story is the lot, the view, the condition, and the carrying cost.

The takeaway

The course-and-bay setting is the draw: the club, downtown, and NAS are a short drive, with the beaches farther out.

Pensacola Country Club~1-2 min · Adjacent
Downtown Pensacola~12-15 min · ~7 miles
NAS Pensacola~12-15 min · ~7 miles
Pensacola Int'l Airport~18-22 min · ~12 miles
Perdido Key~25-30 min · ~16 miles
Pensacola Beach~25-35 min · ~16 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Country Club Circle with Momentum Realty’s local guides.

AmberwoodAmberwoodPensacola, FL · 0.4 miNavy PointNavy PointPensacola, FL · 0.6 miStar LakeStar LakePensacola, FL · 0.8 miLuzonHeightsLuzonHeightsPensacola, FL · 1.0 miCHChantarenePensacola, FL · 1.0 miLora PointLora PointPensacola, FL · 1.0 miCOCorryPensacola, FL · 1.1 miCHCorry HeightsPensacola, FL · 1.2 miLegacy OaksLegacy OaksPensacola, FL · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Country Club Circle (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Country Club Circle is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Country Club Circle address.

The takeaway

What is actually shaping value around Country Club Circle: the scarce golf-and-bay setting, the established premium-lot address, and the coastal carrying cost on bay homes. Each item is sourced and linked.

Recent Developments in Country Club Circle

Our read on what is being built around Country Club Circle, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe scarce golf-and-bay setting points demand up, with coastal carrying cost the watch item on bay homes. The buyer's focus is the lot and the view on a specific home.

Scarce golf-and-bay setting

Ongoing
BullishMajor impact
SignificanceRadius: Community

A course-and-bay setting with premium lots is scarce and cannot be reproduced, which supports pricing power.

Established premium-lot address

Ongoing
BullishNotable impact
SignificanceRadius: Community

An established address near the Pensacola Country Club supports steady, durable demand.

Adjacent club is a separate amenity

Ongoing
NeutralNotable impact
SignificanceRadius: On-site

Pensacola Country Club membership is optional and separate from owning a home, so price it independently.

Coastal carrying cost on bay homes

Ongoing
NeutralNotable impact
SignificanceRadius: Community

For bay-oriented homes, flood elevation and insurance are a real line to confirm per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Country Club Circle, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Market

    Pensacola golf-and-bay homes trade by lot and view

    Country Club Circle and nearby premium-lot listings showed homes pricing by course-side or bay outlook and condition rather than a single average. Why it matters: The lot and the view set the number far more than square footage alone. Source

  2. September 2024
    Market

    Pensacola Bay waterfront carrying costs stay central

    Reporting on the bayfront market underscored flood elevation and wind and flood premiums as central to the cost of owning along Pensacola Bay. Why it matters: Confirm the flood zone and premiums for any bay-oriented home. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Country Club Circle, this is the order of operations we would run, and the one we run for our clients.

1

Read the lot and view. Confirm whether a home is course-side, bay-oriented, or interior, and what the outlook is.

2

Read the condition. Price the systems and any renovation honestly before you judge the list price.

3

Confirm the coastal carrying cost. For bay homes, verify the flood zone, elevation, and wind and flood premiums.

4

Confirm the club. Verify Pensacola Country Club membership terms directly if that matters to you; it is separate from owning a home.

5

Match the home to real comps. Cross-shop nearby premium-lot pockets such as Harbourview and Star Lake.

Best Buy
A well-kept, updated home on a premium course-side or bay lot, matched to comps
Biggest Risk
Overpaying for an interior lot, or underbudgeting bay carrying costs
Best Lot
A course-side or bay-oriented lot with a strong, durable view
Smart Timing
Confirm the lot premium, the insurance, and any club terms before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Country Club Circle is an established golf-and-bay neighborhood in Pensacola set along the course and Pensacola Bay near the Pensacola Country Club, among other premium-lot pockets such as Star Lake, Harbourview, and Chanterene. The homes are established single-family residences where the premium attaches to course-side and bay-oriented lots, so the lot, the view, and the renovation level drive value. Membership at the adjacent Pensacola Country Club is a separate, optional decision. For bay homes, the flood zone, elevation, and coastal insurance are part of the carrying cost; the value story is the lot, the view, the condition, and the carrying cost.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Home

Established homes on interior lots, the renovation entry into a premium golf-and-bay pocket.

Lowest entry
The Course or Bay Home

Homes on course-side or bay-oriented lots, the heart of the premium market here.

Most inventory
The Top

Updated homes on prime bayfront or course frontage, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Home
Established homes on interior lots, the renovation entry into a premium golf-and-bay pocket.
The Course or Bay Home
Homes on course-side or bay-oriented lots, the heart of the premium market here.
The Top
Updated homes on prime bayfront or course frontage, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Scarce golf-and-bay settingStrong
Established premium-lot addressStrong
Adjacent club, separate amenityPositive
Renovation on established stockRead it carefully
Coastal carrying cost on bay homesManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Country Club Circle

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The course-and-bay setting is the whole point. The deal is won or lost on the lot, the view, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.2A- · Buy Score
Resale Strength8.3/10
Renovation Risk5.6/10
Location Efficiency8.6/10
Long-Term Defensibility8.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Country Club Circle is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Course-side and bay lots carry the premium
  • Interior lots are where buyers overpay
  • The view cannot be renovated, the house can
  • Confirm the flood picture on bay homes
  • Read the lot and view before the finishes

In an established golf-and-bay pocket, the lot and the view are most of the value. Course-side and bay-oriented lots carry durable premiums and resell best, while interior lots are where buyers most often overpay. Read the lot, the outlook, and the coastal carrying cost, and price the home to recent comparable sales rather than a community average.

Country Club Circle in 15 seconds.

Best forBuyers who want a course-side or bay-oriented established home near the Pensacola Country Club.
Biggest advantageA scarce golf-and-bay setting with premium course-side and waterfront lots.
Biggest riskRenovation costs and coastal carrying cost on an established, premium-lot stock.
Sweet spotA well-kept, updated home on a premium course-side or bay lot, priced to comps.
Avoid ifYou want new construction, the lowest carrying cost, or a walkable downtown setting.

HOA, CDD & Fees

15-Second Take
  • Established golf-and-bay neighborhood
  • Along the course and Pensacola Bay
  • Near the Pensacola Country Club
  • Premium course-side and bay lots
  • Budget coastal insurance on bay homes

Confirm whether a specific Country Club Circle home carries a homeowners association and any dues with the listing, since arrangements in established premium-lot pockets vary.

Any HOA here would typically cover common-area items rather than amenities. Membership at the adjacent Pensacola Country Club is separate. Confirm utilities for a specific home.

The Pensacola Country Club is adjacent; membership is a separate, optional decision from owning a home. Confirm the current terms and availability directly with the club.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Country Club Circle, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Country Club Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Country Club Circle home worth?

Get a no-obligation home value based on real comparable sales in Country Club Circle matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Country Club Circle home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Country Club Circle year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Country Club Circle Market Scorecard

Thin data

Country Club Circle is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Country Club Circle?
Country Club Circle is an established neighborhood in Pensacola (ZIP 32507), Escambia County, set along the golf course and Pensacola Bay near the Pensacola Country Club.
Is Country Club Circle on the water?
A number of homes are bay-oriented along Pensacola Bay, with others set along the golf course. Confirm the exact outlook and any frontage for a specific home.
Is Country Club Circle a golf community?
It is set along the course near the Pensacola Country Club. Membership at the club is a separate, optional decision from owning a home; confirm the terms directly.
Does Country Club Circle have an HOA?
Confirm whether a specific home carries a homeowners association and any dues with the listing, since arrangements vary.
Do I need flood insurance here?
For bay-oriented homes, plan for flood and wind insurance and confirm the flood zone, elevation, and premiums for the specific home before you commit.
What kind of homes are in Country Club Circle?
Established single-family homes across a range of vintages, with the premium attaching to course-side and bay-oriented lots. Condition and the lot drive value.
What schools serve Country Club Circle?
It is in Escambia County Public Schools. Confirm the exact assignment for a specific address with the district.
How much is Pensacola Country Club membership?
Membership terms are set by the club and are separate from owning a home here. Confirm the current initiation, dues, and availability directly with the club.
Is Country Club Circle a good investment?
The scarce golf-and-bay setting and premium lots support resale. As with any premium-lot market, the lot, the view, and condition drive the outcome; this is not a guarantee of future value.
How far is Country Club Circle from the beaches?
Pensacola Beach and Perdido Key are generally within a 20 to 35 minute drive. Confirm your real commute at your real departure time.
What is the Country Club Circle area like?
It is a quiet, established setting along the course and the bay, near other premium-lot pockets such as Star Lake, Harbourview, and Chanterene.
Should I use the listing agent to buy in Country Club Circle?
No. The listing agent works for the seller. On a premium-lot home where the lot and view swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a course-side or bay-oriented established homeExcellent fit
Buyers who value a premium-lot, established Pensacola addressExcellent fit
Buyers who prioritize the view and the settingExcellent fit
Buyers comfortable budgeting coastal insurance on bay lotsExcellent fit
Buyers who will read the lot premium and carrying costs honestlyExcellent fit
Buyers who want new construction or a uniform subdivisionProbably not
Buyers seeking the lowest possible carrying costProbably not
Buyers who want a downtown or walkable settingProbably not
Buyers unwilling to read a premium-lot marketProbably not
Buyers unwilling to budget renovation on an established homeProbably not

Get the inside read on Country Club Circle

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Country Club Circle home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Country Club Circle specialist will reach out personally, usually the same day.

Country Club Circle median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Country Club Circle, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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