Chapel Creek in Zephyrhills

Chapel Creek Homes for Sale in Zephyrhills, FL

New construction · Pasco County · ZIP 33541

An active new-construction community in Zephyrhills, now building the Stonebridge Villages 7 and 8 phase.

New constructionHighland Homes phaseZephyrhills value
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Chapel Creek spans a sold-out original phase and an active Highland Homes phase, so the honest read is the HOA and any CDD, the builder, and the incentive, confirmed per home, not a single average.
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Unlock Off-Market Chapel Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$357K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$216/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Chapel Creek is a Zephyrhills new-construction community where the original Ryan Homes phase has sold out and Highland Homes is building the Stonebridge at Chapel Creek Villages 7 and 8 phase (Highland Homes and NewHomeSource, 2026). For a buyer, the read depends on which part you are buying: a resale in the older phase competes on condition and price, while a new Stonebridge home competes on builder incentive, lot premium, and the total carrying cost of HOA plus any CDD. The amenities are modest but real, with a pool, trails, a playground, and a dog park. Confirm whether the specific home carries a CDD, read the HOA, and compare base price plus lot plus incentive before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Chapel Creek market snapshot (as of June 24, 2026): the median sale price is about $357K ($216 per sq ft), a buyer-leaning market (limited data). Based on 8 recent closings in live Stellar MLS data.

Chapel Creek is a new-construction community in Zephyrhills, Pasco County, in the 33541 ZIP, located off Eiland Boulevard, also called Morris Bridge Road, between US 301 and I-75, about 30 miles northeast of downtown Tampa (Highland Homes and neighborhoods.com, 2026).

The community has grown in phases. The original Chapel Creek by Ryan Homes has sold out, and Highland Homes is now building the Stonebridge at Chapel Creek Villages 7 and 8 phase, described as three and four bedroom homes up to about two and a half baths and roughly 1,301 to 2,005 square feet (Highland Homes, 2026).

Community amenities are described as a pool, trails, a playground, and a dog park. As new construction, pricing, lot premiums, and incentives change by phase, so compare current offers and read the included features carefully.

Because Chapel Creek mixes a sold-out resale phase and an active new-build phase, the honest read is which part you are buying. Confirm the HOA dues, whether the specific home carries a CDD assessment on the tax bill, the builder warranty on a new home, and a true base-price-plus-lot-plus-incentive comparison before you offer.

Best for

  • Value buyers who want a newer home at a Zephyrhills price point
  • Buyers who want a builder warranty in the active Stonebridge phase
  • Buyers who will use the pool, trails, playground, and dog park
  • Commuters who value US 301 and I-75 access toward Tampa

Probably not for

  • Buyers who want a large resort-style amenity package
  • Anyone unwilling to verify whether a home carries a CDD
  • Buyers who want an established, mature neighborhood feel
  • Buyers who need a short central-Tampa commute

How Chapel Creek is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Chapel Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Chapel Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Chapel Creek

Live MLS inventory for Chapel Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Chapel Creek right now, so its recent closed sales are shown, as of 2026-06-24, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Chapel Creek trades a longer Tampa commute for value-priced new homes in Zephyrhills, with US 301 and I-75 carrying you toward Wesley Chapel, Tampa, and the airport.

Eiland Boulevard / US 301~5 min · main access
Downtown Zephyrhills~10 min · local services
I-75~15 to 20 min · regional access
Wesley Chapel / Wiregrass~20 to 25 min · shopping and dining
Tampa International Airport~50 to 60 min · via I-75
Downtown Tampa~45 to 55 min · via I-75
AdventHealth Zephyrhills~10 min · local hospital

Distances and drive times are approximate and vary with traffic and your specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Chapel Creek with Momentum Realty’s local guides.

The Greens at Hidden CreekThe Greens at Hidden CreekZephyrhills, FL · 0.7 miTen OaksZephyrhillsTen OaksZephyrhillsZephyrhills, FL · 1.1 miSHSilverado Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.1 miThe Links of Calusa SpringsThe Links of Calusa SpringsZephyrhills, FL · 1.3 miThe Townes atWindsongThe Townes atWindsongZephyrhills, FL · 1.8 miEpping ForestEpping ForestZephyrhills, FL · 1.8 miLCThe Links at Calusa Springs Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.3 miASAbbott Square Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.5 miTyson TownhomesTyson TownhomesZephyrhills, FL · 2.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Chapel Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Chapel Creek is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Chapel Creek address.

The takeaway

What is actually shaping value at Chapel Creek: the active Stonebridge at Chapel Creek phase by Highland Homes, the sell-out of the original Ryan Homes phase, and Zephyrhills value growth along the US 301 and I-75 corridor. Each item is sourced and linked.

Recent Developments in Chapel Creek

Our read on what is being built around Chapel Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishValue pricing and new-build availability support demand, while the watch items are carrying cost from HOA and any CDD and competition from the active builder phase.

Stonebridge at Chapel Creek now selling

2026
BullishMajor impact
SignificanceRadius: Community

Highland Homes building Villages 7 and 8 brings new inventory and incentives, expanding buyer choice in the community.

Original Ryan Homes phase sold out

2026
NeutralNotable impact
SignificanceRadius: Community

The sell-out of the first phase shifts resale dynamics, with the active builder phase setting the competitive bar.

Zephyrhills value growth corridor

Ongoing
BullishNotable impact
SignificanceRadius: Area

Continued growth along US 301 and I-75 in eastern Pasco supports demand for value-priced new homes.

HOA and possible CDD carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

An HOA and, in some phases, a CDD assessment shape total carrying cost, so the fee picture has to be read per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Chapel Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Development

    Highland Homes selling Stonebridge at Chapel Creek

    Highland Homes is building and selling the Stonebridge at Chapel Creek Villages 7 and 8 phase in Zephyrhills, with three and four bedroom homes roughly 1,301 to 2,005 square feet and amenities including a pool, trails, a playground, and a dog park. Why it matters: Active new-build selling means incentives are available now and set the competitive bar for resales. Source

  2. January 2026
    Market

    Original Chapel Creek phase by Ryan Homes sold out

    The original Chapel Creek community by Ryan Homes in Zephyrhills has reached sold-out status, with the new Stonebridge phase by Highland Homes continuing the community's growth (NewHomeSource, 2026). Why it matters: With the first phase sold out, buyers weighing Chapel Creek are largely choosing between resales and the active Highland Homes phase. Source

Development alerts for Chapel CreekGet a short monthly email when something new is approved, funded, or opens near Chapel Creek.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Chapel Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA and any CDD. Read the HOA dues and check whether the specific home carries a CDD assessment on the tax bill, since it changes carrying cost.

2

Decide resale phase versus new Stonebridge home. A resale competes on condition and price; a new Highland Homes home competes on incentive and warranty.

3

Get the current incentive in writing. New-construction incentives and rate offers move quickly, so confirm the offer for the exact home.

4

Check the lot and phase. Lot location and phase timing affect price, so price the specific homesite.

5

Cross-shop nearby Zephyrhills communities such as Hidden Creek to test value and fees.

Best Buy
A new Stonebridge home with a strong incentive and a clear fee picture
Biggest Risk
Missing a CDD assessment when you budget carrying cost
Best Lot
A homesite with a usable yard and a good location in the phase
Smart Timing
Confirm HOA, any CDD, and the incentive before you sign
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Chapel Creek is a Zephyrhills new-construction community rather than a large amenity master plan, with a pool, trails, a playground, and a dog park serving residents. The original Ryan Homes phase has sold out and Highland Homes is building the Stonebridge at Chapel Creek Villages 7 and 8 phase. Lifestyle here leans on value-priced new homes and easy US 301 and I-75 access rather than resort amenities. Confirm the HOA, any CDD, and current builder offerings before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Resale Entry
$299K to $354K

A home in the sold-out original phase, the value way in, where condition and price set the number.

Lowest entry
The New Stonebridge Home
$354K to $395K

A new Highland Homes home in Villages 7 and 8, the heart of the active market, where incentive and lot drive value.

Most inventory
The Top
$395K to $440K

A larger new plan on a premium lot with upgrades, the stock that holds value best when fees are understood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$299K to $354K
The Resale Entry
A home in the sold-out original phase, the value way in, where condition and price set the number.
$354K to $395K
The New Stonebridge Home
A new Highland Homes home in Villages 7 and 8, the heart of the active market, where incentive and lot drive value.
$395K to $440K
The Top
A larger new plan on a premium lot with upgrades, the stock that holds value best when fees are understood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

New-build finish selectionsChosen at purchase, limited resale lift
Lot and yard premiumRecoverable in this market
Structural and systemsNew build, low near-term risk
Screened lanai or outdoor addPopular and recoverable
HOA and possible CDD loadCarrying-cost drag, not an upgrade

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Chapel Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

At Chapel Creek, the read is which phase you are buying, then the HOA, any CDD, and the real incentive on a new home.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Resale Strength6.8/10
Renovation Risk4.0/10
Location Efficiency6.4/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Chapel Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Lot location and yard usability drive premiums here
  • Confirm whether the specific home carries a CDD
  • Phase timing changes price and incentive
  • New homes mean low near-term renovation risk
  • Price base plus lot plus incentive on a new home

At a value community like Chapel Creek, the homesite and the fee structure decide how your money holds. A usable lot in a good part of the phase tends to hold value, while the HOA and any CDD are the carrying-cost reality to confirm. New homes carry low near-term renovation risk, so the variables are the lot, the phase, and the total fees. Price the exact homesite, base plus lot plus incentive on a new build, and confirm the CDD before the finishes win you over.

Chapel Creek in 15 seconds.

Best forValue buyers who want a newer home at a Zephyrhills price point.
Biggest advantageNew-build options and modest amenities with US 301 and I-75 access.
Biggest riskCarrying cost surprises from a CDD plus HOA, and new-build competition.
Sweet spotA new Stonebridge home with a strong incentive and a clear fee picture.
Avoid ifYou want a large resort amenity package or a short Tampa commute.

HOA, CDD & Fees

15-Second Take
  • There is an HOA, confirm the current dues
  • Check whether the specific home carries a CDD
  • Amenities are a pool, trails, playground, and dog park
  • New-construction incentives change, get the current offer
  • Resale phase versus new phase is the first decision

Chapel Creek carries an HOA, and some Pasco master-planned phases also carry a CDD assessment on the tax bill. Confirm the HOA dues and whether the specific home and phase carry a CDD, including any bond balance, before you offer.

The HOA supports the community amenities, described as a pool, trails, a playground, and a dog park, plus common-area maintenance. Verify the current dues, any CDD figure, and what is included with the builder or listing.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Chapel Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Hidden Creek, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Chapel Creek home worth?

Get a no-obligation home value based on real comparable sales in Chapel Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Chapel Creek on the map →
Or get your Chapel Creek home value & selling guide →

Real comps, not a Zestimate.

Chapel Crk Vlgs 7 8 Ph 1 3 Zephyrhills Market Scorecard

No active listings

Chapel Crk Vlgs 7 8 Ph 1 3 Zephyrhills is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$356,950
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 33541 ZIP is $339,478, about 23.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Chapel Creek?
It is a new-construction community in Zephyrhills, Pasco County, in the 33541 ZIP, off Eiland Boulevard between US 301 and I-75, about 30 miles northeast of downtown Tampa.
Who builds in Chapel Creek?
The original Chapel Creek was built by Ryan Homes and has sold out, and Highland Homes is now building the Stonebridge at Chapel Creek Villages 7 and 8 phase (Highland Homes and NewHomeSource, 2026).
What is Stonebridge at Chapel Creek?
Stonebridge at Chapel Creek is the active Highland Homes phase, Villages 7 and 8, described as three and four bedroom homes up to about two and a half baths and roughly 1,301 to 2,005 square feet (Highland Homes, 2026).
What amenities does Chapel Creek have?
Public sources describe a pool, trails, a playground, and a dog park. It is a modest amenity package rather than a large resort-style center.
Does Chapel Creek have a CDD?
Some Pasco new-construction phases carry a CDD assessment on the tax bill. Confirm whether the specific home and phase carry a CDD, and any bond balance, before you offer.
What are the HOA fees?
There is an HOA that supports the amenities and common areas. Confirm the current dues with the builder or listing for the exact home.
Is Chapel Creek sold out?
The original Ryan Homes phase has sold out, but Highland Homes is actively building and selling the Stonebridge Villages 7 and 8 phase, so new homes are available (Highland Homes and NewHomeSource, 2026).
How is the commute to Tampa?
US 301 and I-75 provide access toward Tampa, with downtown roughly 30 miles southwest, so times vary with traffic. Confirm your real commute for the specific home.
What home sizes are available?
In the active Stonebridge phase, homes are described as three and four bedroom plans up to about two and a half baths and roughly 1,301 to 2,005 square feet (Highland Homes, 2026). Confirm the specific plan and lot.
What warranty comes with a new home?
New homes carry the builder's warranty, which varies by builder. Confirm the structural, systems, and workmanship coverage with Highland Homes for the specific home.
Is Chapel Creek a good investment?
A value-priced Zephyrhills community with new-build options supports demand, but carrying cost from HOA and any CDD and active builder competition affect resale. The phase, the lot, and the fees drive the outcome, and this is not a guarantee of future value.
What schools serve Chapel Creek?
It is part of Pasco County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for a specific home.
Value buyers who want a newer home at a Zephyrhills price pointExcellent fit
Buyers who want a builder warranty in the active Stonebridge phaseExcellent fit
Buyers who will use the pool, trails, playground, and dog parkExcellent fit
Commuters who value US 301 and I-75 access toward TampaExcellent fit
Buyers who will confirm the HOA and any CDD before signingExcellent fit
Buyers who want a large resort-style amenity packageProbably not
Anyone unwilling to verify whether a home carries a CDDProbably not
Buyers who want an established, mature neighborhood feelProbably not
Buyers who need a short central-Tampa commuteProbably not
Buyers who will not compare resale versus new-build offersProbably not

Get the inside read on Chapel Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Chapel Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Chapel Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Chapel Creek — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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