Silverado Ranch in Zephyrhills

Silverado Ranch
Zephyrhills Homes for Sale

Newer single-residential community · Zephyrhills · ZIP 33541

A newer, amenity-rich single-residential community in Zephyrhills.

Built 2014-2022Resort-style poolWelcoming Pasco
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer, built-out single-residential community; the HOA and any CDD, the build year and remaining warranty, and the resale read against nearby new construction decide value, so confirm each for a specific home.
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Unlock Off-Market Silverado Ranch

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Silverado Ranch is a newer, now-built-out single-residential community in Zephyrhills, in eastern Pasco County, so the read is a recent-master-plan resale read: public sources describe homes built by D.R. Horton and Lennar between 2014 and 2022, ranging from roughly 1,672 to 4,565 square feet, with an open-air clubhouse, a zero-entry resort-style pool, a playground, and a dog park, and the community now sold out by the builders. The buy is straightforward but not free of homework: the HOA and any CDD assessment, the build year and any remaining or transferable warranty, and how a resale prices against nearby new construction drive value. Your leverage is reading the HOA and CDD, the warranty, and the comps before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Silverado Ranch is a newer single-residential community in Zephyrhills, in the 33541 ZIP of eastern Pasco County. Public sources describe homes built by D.R. Horton and Lennar between 2014 and 2022, now sold out by the builders and trading on the resale market, with floor plans ranging from roughly 1,672 to 4,565 square feet.

The amenity package is a draw for the price point. Public sources describe an open-air clubhouse, a zero-entry resort-style pool, a playground, and a dog park, maintained by the homeowners association. Confirm the current HOA fee and what it covers, and whether the community carries a CDD assessment, since many newer Pasco communities do.

The defining read is the association and the building, not just the finishes. The HOA fee and any CDD, the build year and any remaining builder warranty, whether the community qualifies for your financing, and how a resale prices against the steady new-construction supply nearby drive value and resale. Confirm each for the specific home before you offer.

For buyers who want a newer, amenity-rich single-family home at a Zephyrhills price, Silverado Ranch is a practical option in a growing eastern-Pasco submarket. The work is reading the HOA and CDD, the warranty, and the comps honestly before you buy.

Best for

  • Buyers who want a newer single-family home with resort-style amenities
  • Buyers who value a pool, playground, and dog park in the community
  • Value buyers comfortable with an eastern-Pasco / Zephyrhills location
  • Buyers who will read the HOA, the CDD, and the warranty

Probably not for

  • Buyers who want a no-HOA, no-CDD home with the lowest carrying cost
  • Anyone who needs a short commute to central Tampa
  • Buyers who want an established, mature-tree neighborhood
  • Buyers who will not read the association and CDD details

How Silverado Ranch is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Silverado Ranch listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Silverado Ranch buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Silverado Ranch sits in Zephyrhills, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Downtown Zephyrhills~8-15 min · shopping and services
SR 54 / Wesley Chapel~20-30 min · malls, outlets, hospitals
I-75~25-35 min · regional connector
Downtown Tampa~45-60 min · via SR 56 / I-75
Tampa International Airport (TPA)~50-65 min · via I-75 / I-275
Lakeland~35-45 min · I-4 corridor employment

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Silverado RanchZephyrhills Homes for Sale with Momentum Realty’s local guides.

AAAlken Acres Homes for Sale in Zephyrhills, FLZephyrhills, FL · 0.7 miFRFlorida RanchAcres Homes for Sale in Zephyrhills, FLZephyrhills, FL · 0.8 miHHHighlandMeadows Homes for Sale in Zephyrhills, FLZephyrhills, FL · 0.9 miCHColony HeightsZephyrhills Homes for SaleZephyrhills, FL · 1.2 miZLZephyr Lakes Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.2 miAVAlpha Village Estates Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.5 miSOShady OaksMobile Modular Estates Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.6 miTRTwo Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.6 miCHCrestviewHills Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Silverado Ranch (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Silverado Ranch is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Silverado Ranch address.

The takeaway

What is actually shaping value at Silverado Ranch: eastern-Pasco growth, the shift from builder sell-out to resale, the HOA and any CDD, and Florida insurance pressure. Each item is sourced and linked.

Recent Developments in Silverado Ranch

Our read on what is being built around Silverado Ranch, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishEastern-Pasco growth supports demand, while the defining watch items are the HOA and any CDD, the warranty, and how resales price against nearby new construction.

Eastern-Pasco growth supports demand

Ongoing
BullishMajor impact
SignificanceRadius: Submarket

Continued residential growth in Zephyrhills and the SR 54/56 corridor supports demand for newer single-family homes.

Built-out by the builders, now a resale market

Ongoing
NeutralNotable impact
SignificanceRadius: Community

With the builders sold out, resales here compete with new construction nearby; weigh both on price and incentives.

HOA and any CDD shape the carrying cost

2025
NeutralNotable impact
SignificanceRadius: Community

Confirm the HOA budget and whether a CDD assessment rides on the tax bill, common in newer Pasco communities.

Florida insurance pressure is the watch item

2024-2025
BearishNotable impact
SignificanceRadius: Submarket

Even on newer homes, confirm the insurance quote; Florida premiums and roof rules are tightening statewide.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Silverado Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2022
    Development

    Silverado Ranch completes build-out

    Public sources describe D.R. Horton and Lennar completing Silverado Ranch between 2014 and 2022, after which the community sold out and shifted to a resale market. Why it matters: A recently built-out community means newer homes but resale competition from ongoing new construction nearby. Source

  2. July 2025
    Policy

    Florida community-association rules and costs tighten

    Florida's 2025 legislative changes and rising insurance costs continued to pressure HOA and CDD-area budgets statewide, refined by reforms effective July 1, 2025. Why it matters: Read the HOA budget, any CDD assessment, and the insurance quote before judging the carrying cost. Source

Development alerts for Silverado RanchGet a short monthly email when something new is approved, funded, or opens near Silverado Ranch.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Silverado Ranch, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and any CDD first. Confirm the HOA fee and whether a CDD assessment rides on the tax bill before you judge the price.

2

Confirm the build year and warranty. On a 2014-2022 home, ask what builder or structural warranty, if any, remains and transfers.

3

Weigh resale against new construction. Compare a resale's price and condition with builder incentives on new homes nearby.

4

Verify financing and insurance. Confirm the community qualifies for your loan program and pull a real insurance quote.

5

Compare nearby Zephyrhills communities, and cross-shop Lake Bernadette and other Zephyrhills neighborhoods.

Best Buy
A well-kept newer home with a sound roof in a healthy association
Biggest Risk
An overlooked CDD assessment or thin reserves raising the carrying cost
Best Lot
A conservation or pond lot over an interior lot backing to another home
Smart Timing
Confirm the HOA, the CDD, the warranty, and a real insurance quote
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Silverado Ranch is a newer single-residential community in Zephyrhills, in the 33541 ZIP of eastern Pasco County. Public sources describe homes built by D.R. Horton and Lennar between 2014 and 2022, now sold out by the builders, ranging from roughly 1,672 to 4,565 square feet, with an open-air clubhouse, a zero-entry resort-style pool, a playground, and a dog park maintained by the homeowners association. The defining factors in value are the association and the building: the HOA fee and reserves, any CDD assessment, the build year and any remaining builder warranty, financing, and how a resale prices against nearby new construction drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Smaller D.R. Horton or Lennar floor plans, the lower-cost entry into the community, priced for any updates.

Lowest entry
The Core Family Home

Mid-size four-bedroom homes in good condition, the heart of the resale market here.

Most inventory
The Premium Plan

The largest floor plans on the best lots, conservation or pond, with updates, the homes that show best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Smaller D.R. Horton or Lennar floor plans, the lower-cost entry into the community, priced for any updates.
The Core Family Home
Mid-size four-bedroom homes in good condition, the heart of the resale market here.
The Premium Plan
The largest floor plans on the best lots, conservation or pond, with updates, the homes that show best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within ZephyrhillsStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Silverado Ranch

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The amenities and the newer home sell the listing. The deal is won or lost on the HOA, the CDD, the warranty, and the comps.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Resale Strength7.0/10
Renovation Risk5.8/10
Location Efficiency6.8/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Silverado Ranch is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Silverado Ranch, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Silverado Ranch in 15 seconds.

Best forBuyers who want a newer single-family home with resort-style amenities at a Zephyrhills price.
Biggest advantageNewer 2014-2022 homes with a clubhouse, resort pool, playground, and dog park.
Biggest riskAn overlooked CDD, the HOA budget, and insurance raising the carrying cost.
Sweet spotA well-kept newer home on a conservation or pond lot in a healthy association.
Avoid ifYou want a no-HOA, no-CDD home or a short commute to central Tampa.

HOA, CDD & Fees

15-Second Take
  • HOA-maintained resort pool and clubhouse
  • Confirm the HOA fee and reserves
  • Check for a CDD on the tax bill
  • Confirm the build year and warranty
  • Pull a real insurance quote even on newer homes

A homeowners association fee applies and public sources describe the HOA maintaining the clubhouse, pool, playground, and dog park. Confirm the current fee, what it covers, and the reserves, and confirm whether a CDD assessment rides on the tax bill, as many newer Pasco communities carry one. Verify both per parcel.

Public sources describe the HOA maintaining an open-air clubhouse, a zero-entry resort-style pool, a playground, and a dog park, plus common areas; confirm exactly what is included for a specific home.

Public sources describe an open-air clubhouse and a zero-entry resort-style pool as the social center, with a playground and dog park, rather than a private golf club.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Silverado Ranch, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lake Bernadette, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Silverado Ranch home worth?

Get a no-obligation home value based on real comparable sales in Silverado Ranch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Silverado Ranch on the map →
Or get your Silverado Ranch home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,816/mo
Pasco County typical true cost to own
$138/mo
Pasco County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Silverado Ranch Market Scorecard

Thin data

Silverado Ranch is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Silverado Ranch?
It is a newer single-residential community in Zephyrhills, in the 33541 ZIP of eastern Pasco County.
Who built Silverado Ranch and when?
Public sources describe homes built by D.R. Horton and Lennar between 2014 and 2022, after which the community sold out and shifted to a resale market.
What amenities does the community have?
Public sources describe an open-air clubhouse, a zero-entry resort-style pool, a playground, and a dog park maintained by the HOA. Confirm the current amenity list and fee.
Is there a CDD at Silverado Ranch?
Confirm whether a CDD assessment rides on the tax bill, as many newer Pasco communities carry one. Verify per parcel before you offer.
What does the HOA cover?
Public sources describe the HOA maintaining the clubhouse, pool, playground, dog park, and common areas. Confirm the current fee and exactly what is included.
How big are the homes?
Public sources describe floor plans ranging from roughly 1,672 to 4,565 square feet across the D.R. Horton and Lennar product. Confirm the size and plan for a specific home.
Can I finance a home here?
Newer single-family homes typically finance conventionally, but confirm the community and the specific home qualify for your loan program, and pull a real insurance quote.
What is the commute like?
Downtown Zephyrhills is minutes away, the SR 54 and Wesley Chapel shopping and hospitals are roughly twenty to thirty minutes, and central Tampa is about forty-five to sixty minutes by car.
What should I check before buying here?
Confirm the HOA fee and reserves, check for a CDD assessment, confirm the build year and any remaining warranty, verify financing, and pull a real insurance quote.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where the HOA, the CDD, and the comps swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Silverado Ranch?
The best agent for Silverado Ranch is one who actively works Zephyrhills and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Silverado Ranch.
How do I find a top Zephyrhills real estate agent who knows Silverado Ranch?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Silverado Ranch and the wider Zephyrhills area.
Can Momentum Realty connect me with an agent for Silverado Ranch?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Silverado Ranch purchase or sale - no call center and no pressure.
Buyers who want a newer single-family home with resort-style amenitiesExcellent fit
Buyers who value a pool, playground, and dog park in the communityExcellent fit
Value buyers comfortable with an eastern-Pasco / Zephyrhills locationExcellent fit
Buyers who will read the HOA, the CDD, and the warrantyExcellent fit
Buyers who will pull a real insurance quote even on a newer homeExcellent fit
Buyers who want a no-HOA, no-CDD home with the lowest carrying costProbably not
Anyone who needs a short commute to central TampaProbably not
Buyers who want an established, mature-tree neighborhoodProbably not
Buyers who will not read the association and CDD detailsProbably not
Buyers who want acreage or a rural settingProbably not

Get the inside read on Silverado Ranch

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Silverado Ranch home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Silverado Ranch specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Silverado Ranch — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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