Ten Oaks
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Ten Oaks in Zephyrhills, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $339,000, $170 per square foot, a median 70 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2006 - 2014; 7 of 7 report an HOA (median $60/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 121 ft). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,480 ($4,830 with the full homestead exemption).
Ten Oaks is a small, built-out pocket of 82 homes constructed between 2006 and 2016, with a median year built of 2013. That narrow construction window means the housing stock is fairly consistent in age and finish level, so condition and updates - not era of construction - are what separate one listing from the next here.
With only 2 active listings against roughly 6 months of supply, this is a thin-inventory, balanced market where a single new listing or contract can swing the numbers. Pricing has to be built off comparable sales and condition, not off a wide pool of current competition, because there simply isn't one right now.
Ten Oaks right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ten Oaks market snapshot (as of September 12, 2026): the median sale price is about $339K ($170 per sq ft over the trailing 12 months of closed sales), a median 70 days on market for closed sales, and 4.8 months of supply, a balanced market.
Ten Oaks is a community of 80 homes in Zephyrhills, Pasco County, built between 2006 and 2015 (median 2014.0), with a median living area of about 2,108 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Ten Oaks is a compact, single-era community in Zephyrhills - every home dates to a roughly ten-year construction span, which keeps square footage and layout expectations fairly narrow around a median of 2,074 living square feet.
The setting & the homes.
Aerial and on-site photos of Ten Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Ten OaksPhotos from Stellar MLS listings in Ten Oaks; content deemed reliable but not guaranteed.
Who Ten Oaks is best for.
Best for
- Buyers who have already decided on Zephyrhills and want a smaller, single-era community rather than an ongoing new-build phase
- Buyers comfortable moving quickly and decisively given how few active listings exist at any point in time
- Buyers prioritizing house and land over shared community amenities
Probably not for
- Buyers who want to compare multiple active listings side by side before deciding
- Buyers specifically seeking clubhouse, pool, or other on-site amenity packages
- Buyers who need a wide range of home ages or architectural styles to choose from
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($339K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pasco County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Ten Oaks Market Scorecard
Ten Oaks is currently a balanced market. About 4.8 months of supply, a median asking price of $379,250, and homes go under contract in about 76 days.
Typical home value in the 33541 ZIP is $340,170, about 22.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TEN OAKS, ZEPHYRHILLS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Ten Oaks
Live MLS inventory for Ten Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ten Oaks listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Ten Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Choice and magnet options may apply, assigned by address
Zoned schools reflect the assignments reported on recent Ten Oaks listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ten Oaks address.
Recent Developments in Ten Oaks
Development, infrastructure, retail, and school activity affecting Ten Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 6 miles northeast of Ten Oaks, elsewhere in Pasco County.
Source: Florida YIMBY - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 9 miles northwest of Ten Oaks.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 12 miles northwest of Ten Oaks.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 1 mile northeast of Ten Oaks.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ten Oaks buying strategy.
If we were buying in Ten Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ten Oaks.
A small, low-turnover pocket
At 82 total homes, Ten Oaks was never going to generate the volume of a larger master-planned community, and the current numbers show it: just 2 active listings and 6.0 months of supply. In a market this size, months-of-supply figures move fast on very little activity, so it's worth reading the balanced-market label as directional rather than a firm signal of pace.
A 76.8% homestead share tells you most owners here are claiming the property as their primary residence rather than holding it as a rental or second home, which typically correlates with longer hold periods and fewer listings hitting the market at once. Combined with no community amenities identified in current MLS data, the appeal of Ten Oaks rests on the house and the location within Zephyrhills, not on shared recreational infrastructure.
The location and the amenities are priced into every listing in Ten Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ten Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Liquidity & Demand 4.8 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with only 2 active listings doesn't give you room for guesswork - pricing and offer strategy have to be built from closed sales and condition comparisons rather than from a shelf of current competitors, and that's the kind of read we do daily in Pasco County's smaller pockets.
Ten Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ten Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ten Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ten Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ten Oaks home worth?
Get a no-obligation home value based on real comparable sales in Ten Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Frequently Asked Questions
What is the median home price in Ten Oaks?
How long do homes in Ten Oaks take to sell?
Is Ten Oaks a buyer's or seller's market right now?
How many homes are in Ten Oaks?
What share of Ten Oaks is owner-occupied?
When were the homes in Ten Oaks built?
What schools serve Ten Oaks?
Who is the best real estate agent for Ten Oaks?
How do I find a top Zephyrhills real estate agent who knows Ten Oaks?
Can Momentum Realty connect me with an agent for Ten Oaks?
Should you buy in Ten Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ten Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33541)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Ten Oaks fits the bigger picture — live prices, inventory, and Momentum Scores: