Charlie Day Estates
Homes for Sale in Baker, FL
All 26 homes for sale in Baker, FL · median $349,950 · 15 homes for sale in 32531 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 19 recorded sales closed at a median of $309,000, a median 87 days on market, sellers accepting 93% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2025–2025 with 12 new construction. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,980 ($3,480 with the full homestead exemption).
Charlie Day Estates sits in Baker, out in the rural stretch of Okaloosa County, and the pricing here is driven far more by the individual home and its acreage than by any community premium. With a median around $309,900 and no shared amenities pulled from current MLS listings, what you pay tracks condition, lot, and outbuildings rather than a neighborhood package. Expect a wide spread between well-kept properties and those needing work.
The market posture is patient. At a median 86 days on market — well over the pace of tighter Emerald Coast submarkets — and a median price off 4.6% year over year, this is not a place where buyers should feel rushed. Sellers need to price to the current data and be prepared to wait; buyers have room to inspect, negotiate, and walk. The 23 closings in the window are a thin sample, so treat any single comp with care.
Charlie Day Estates right now
🟡 Off the recent peak. The trailing-12-month median ($309K) is down 4.9% from the prior 12 months ($325K). With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: High (19 and 15 sales in the two windows).
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· Updated September 16, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Charlie Day Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Charlie Day Estates market snapshot (as of September 12, 2026): the median sale price is about $309K, and a median 87 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (19 closings in the current window).
In ZIP 32531 (Baker), 126 homes closed in the last 12 months at a median of $313K ($187/sq ft), up 21.7% year over year, with a median 55 days on market. Right now 26 active and 9 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32531 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 33 homes in Charlie Day Estates that have changed hands since 2025, built between 2025 and 2025 (median 2025), with a median living area of about 2,107 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a rural Baker submarket where value comes from the property itself, not from community features. The softer year-over-year median and long days on market give buyers negotiating leverage that faster coastal markets do not.
The setting & the homes.
Aerial and on-site photos of Charlie Day Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Charlie Day EstatesPhotos from Emerald Coast MLS listings in Charlie Day Estates; content deemed reliable but not guaranteed.
Who Charlie Day Estates is best for.
Best for
- Buyers targeting a mid-$300s budget who want rural acreage over shared amenities
- Patient buyers ready to inspect carefully and negotiate on days-on-market leverage
- Owners who value privacy and space and plan to hold for the long term
Probably not for
- Buyers who want community amenities, walkability, or a maintained neighborhood package
- Buyers needing a quick, competitive-market resale or short holding period
- Buyers uncomfortable pricing off a thin comp set in a slower rural market
Housing distress & ownership in Charlie Day Estates, Baker
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Charlie Day Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Charlie Day Estates buying strategy.
If we were buying in Charlie Day Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charlie Day Estates.
What actually moves price out here
With no community amenities identified in current listings, the median of $309,900 is best read as a rough midpoint across very different homes. Condition, lot size, and any usable outbuildings do the heavy lifting on price. Two homes at similar square footage can land far apart depending on updates and land. Because the closing count is small, one or two unusual sales can pull the median in either direction, so lean on the specific comp set for whatever you are considering.
The 86-day median tells you inventory moves deliberately. That favors a buyer willing to do diligence and a seller willing to prep and price honestly. A home priced to the year-over-year reality — with the median down 4.6% — will find its buyer faster than one anchored to last year's hopes.
The location and the amenities are priced into every listing in Charlie Day Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, slow-moving rural market like this, the median only gets you so far. We build the comp set property by property, weigh condition and land honestly, and price for the market that exists today — not last year's. For buyers, that means real leverage and a clear read on what a specific home is worth; for sellers, it means a strategy built for an 86-day reality rather than wishful pricing.
Charlie Day Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charlie Day Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charlie Day Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charlie Day Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charlie Day Estates home worth?
Get a no-obligation home value based on real comparable sales in Charlie Day Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Baker →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Charlie Day Estates Market Scorecard
Charlie Day Estates is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32531 ZIP is $328,166, about 19.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Charlie Day Estates?
How long do homes in Charlie Day Estates take to sell?
Who is the best real estate agent for Charlie Day Estates?
How do I find a top Baker real estate agent who knows Charlie Day Estates?
Can Momentum Realty connect me with an agent for Charlie Day Estates?
Should you buy in Charlie Day Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 15, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Charlie Day Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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