Chatham Village
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-09, 4 recorded sales closed at a median of $477,500, $177 per square foot, a median 76 days on market, sellers accepting 97% of original asking (-4% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $7,190 ($6,590 with the full homestead exemption).
Chatham Village is a tightly defined pocket of homes built in a narrow window in the early 2000s, so what actually moves price here is condition and updates, not vintage or square footage spread. With a median around $485,000 and a median just over 2,400 square feet, the homes are similar enough in age and size that a renovated kitchen, a newer roof, or an unremodeled interior explains most of the gap between one closing and the next.
The current posture is slow and buyer-tolerant. A median of 75 days on market and a heat score of 24 tell you nothing is flying off the shelf, and the year-over-year change of -1.9% says prices have softened slightly rather than climbed. For sellers, that means pricing to the median and presenting a move-in-ready home matters more than holding out. For buyers, there is room to negotiate and time to inspect.
Chatham Village right now
🟡 Off the recent peak. The trailing-12-month median ($478K) is down 3.5% from the prior 12 months ($495K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 9. Confidence: Low (4 and 6 sales in the two windows).
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Updated September 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Chatham Village market snapshot (as of September 9, 2026): the median sale price is about $478K ($177 per sq ft over the trailing 12 months of closed sales), and a median 76 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Chatham Village is a small, cohesive Orange Park community of 161 homes built between 2000 and 2005, where most owners occupy their homes rather than rent them out.
Who Chatham Village is best for.
Best for
- Buyers targeting a roughly 2,400-square-foot home around the mid-$480s who plan to stay put for years
- Owner-occupants who value a stable, low-turnover community over a fast-flipping one
- Buyers willing to trade a lower price for a home that needs updates and to budget for them
Probably not for
- Buyers who need to resell quickly, given a 75-day median time on market
- Investors chasing near-term appreciation in a market that is down 1.9% year over year
- Buyers wanting a brand-new build or a wide range of floor plan choices
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 9 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($478K) IS the median in the snapshot above, and the move from 2025 ($495K) IS the -3.5% one-year change.
Windows contain 1 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
35% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
Housing distress & ownership in Chatham Village, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Chatham Village buying strategy.
If we were buying in Chatham Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chatham Village.
A condition-driven market, not a size lottery
Because the homes cluster around a 2003 build year and roughly 2,425 square feet of living space, buyers here are not choosing between wildly different floor plans so much as between wildly different states of upkeep. Two homes of nearly identical footprint can sit far apart in price depending on roof age, HVAC, and interior updates. The median price per square foot of about $182 is a useful anchor, but treat it as a midpoint, not a rule.
The 72% homestead share signals a community held largely by owner-occupants rather than investors, which tends to translate into steadier inventory and homes that turn over less frequently. Combined with a 75-day median time on market and a soft year-over-year read, that points to patient buyers holding leverage right now and sellers needing to earn the sale on presentation and price.
The location and the amenities are priced into every listing in Chatham Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where condition sets the price and homes take about two and a half months to sell, the value we add is reading each property against the median and telling you plainly where it lands. We will show you which updates a seller can recover and which a buyer should price around, and we will not let a soft market talk you into either overpaying or overpricing.
Chatham Village in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chatham Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chatham Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chatham Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chatham Village home worth?
Get a no-obligation home value based on real comparable sales in Chatham Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Chatham Village?
How long do homes in Chatham Village take to sell?
Who is the best real estate agent for Chatham Village?
How do I find a top Orange Park real estate agent who knows Chatham Village?
Can Momentum Realty connect me with an agent for Chatham Village?
Should you buy in Chatham Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 9, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (98 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Chatham Village fits the bigger picture — live prices, inventory, and Momentum Scores: