Fleming
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Fleming in Fleming Island, FL since 2002, the most recent in December 2024. Across Fleming Island as a whole, 269 homes closed in the last 12 months at a median of $460,000, 29 median days on market, with 55 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,920 ($6,330 with the full homestead exemption).
Fleming Island sits in Clay County, just across the river from the Jacksonville job centers, and that location does most of the pricing work here. What you pay tracks condition and lot far more than any headline number, so two homes on the same street can trade very differently depending on updates, water or preserve frontage, and how the floor plan lives.
For buyers, the practical posture is patience with preparation: know what condition premium you are willing to pay and be ready to move on the well-kept listings, because those are what hold value in negotiation. For sellers, the lesson is the mirror image — presentation and honest condition disclosure are where you win or lose, not a clever asking price.
The 60-Second Overview
Fleming is a Clay County community on Fleming Island, close enough to cross the river into Jacksonville for work while keeping a quieter, more suburban footing on the west bank of the St. Johns.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Fleming is best for.
Best for
- Commuters working in Jacksonville who prefer a west-bank, suburban base
- Buyers willing to pay a premium for an updated home on a strong lot
- Value hunters comfortable renovating a dated home to capture the condition spread
Probably not for
- Anyone unwilling to cross the river daily for work
- Buyers who want a narrow, predictable price band with little variance
- Those who need move-in-ready at a bargain and won't take on any condition work
The market around Fleming
Fleming is too small for its own price trend, so here is the market around it.
In ZIP 32003, 149 homes are on the market and 36% are under contract — a fast-moving corner of Fleming Island.
Across Clay County, 1,221 homes are active and 475 pending (28% under contract).
ZIP and county figures describe the wider market, not Fleming specifically. Momentum Research analysis of MLS records.
The Fleming buying strategy.
If we were buying in Fleming today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fleming.
What actually moves price on Fleming Island
Because Fleming Island is defined by its river-adjacent geography, the spread between comparable homes is wide and condition-driven. Waterfront and preserve lots, updated interiors, and functional layouts command real premiums; dated or deferred-maintenance homes sit longer and negotiate harder. Read each listing on its own merits rather than assuming a neighborhood-wide number applies to it.
The other structural factor is the commute geometry. Fleming Island is a bridge crossing away from Jacksonville, which keeps demand steady but also means access routes and drive-time matter to resale. Homes with easy connections to the main corridors tend to move more predictably than those tucked deeper in.
The location and the amenities are priced into every listing in Fleming. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work this side of the river directly and we will tell you when a specific Fleming Island home is priced on condition it does not have. Our value to you is line-item honesty on what a listing is really worth versus what it is asking, and the discipline to walk when the numbers do not hold.
Fleming in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fleming buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fleming sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fleming, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fleming home worth?
Get a no-obligation home value based on real comparable sales in Fleming, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Fleming on the map →
Should you buy in Fleming?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2002 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Fleming fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.