Community Details at a Glance
The Homes
Product
Resale single-family homes from roughly 1,700 to about 3,600 square feet, three to six bedrooms, one- and two-story, many with golf-fairway or lake views inside Fleming Island Plantation
Builder
Built by Centex Homes, delivered roughly 2000 to 2005; reported at about 163 single-family homes in the village
Scale
A small, non-gated single-family village within the larger Fleming Island Plantation master community, off Town Center Blvd; this is a resale-only market
Distinct from
One of roughly 17 villages inside Fleming Island Plantation; confirm a listing is actually in Chatham Village and not a neighboring FIP village such as Autumn Glen, Cypress Glen, or Margarets Walk
Costs & Fees
Fee stack
Owners pay a Chatham Village sub-HOA plus the Fleming Island Plantation master HOA plus the FIP CDD assessment; confirm all three current amounts in writing before you offer
CDD
Chatham Village is inside the Fleming Island Plantation CDD; a CDD assessment (debt service plus operations and maintenance) appears on the Clay County tax bill, so verify the current amount for the specific homesite on the tax roll
Reality
The real Chatham Village nuance is the three-layer fee stack; the sub-HOA is reported as modest, but the master HOA and CDD carry the amenity and infrastructure cost, so budget the full stack, not just the village dues
Amenities
Shared FIP amenities
Full access to the Fleming Island Plantation amenity package: multiple community pools (including a slide pool), clay tennis courts, basketball and volleyball courts, parks, playgrounds, and walking paths
Golf
The Fleming Island Plantation golf course, a Bobby Weed-designed 18-hole championship layout, is within the plantation; confirm current membership, public-play, and fee arrangements separately
Village Square
The plantation includes the Village Square area with shops and restaurants, plus the amenity center at 2300 Town Center Blvd nearby
Everyday convenience
Minutes to the Fleming Island retail corridor on US-17 and Town Center Blvd, with grocery, dining, and services close by
Location
Setting
Fleming Island, Clay County, ZIP 32003, on Chatham Village Drive off Town Center Blvd inside the Fleming Island Plantation master community
Highways
US-17 runs the length of Fleming Island; SR-21 (Blanding) and I-295 connect to greater Jacksonville and NAS Jacksonville to the north
Errands
The Fleming Island Town Center and US-17 retail corridor are minutes away, with the FIP amenity center and Village Square inside the plantation
The Homes & Style
Chatham Village is a Centex product from the early 2000s, so the homes read as solid, conventional single-family construction from that era rather than brand-new builds. Reported inventory is around 163 homes, in one- and two-story designs from roughly 1,700 to about 3,600 square feet, three to six bedrooms.
Because the village sits inside the plantation's golf-and-lake framework, many homes carry golf-fairway or lake views, and those view lots tend to command the premium at resale. As a resale-only market that is now roughly two decades old, condition varies home to home, so the inspection and any updates matter more here than in a new-construction village.
Confirm the exact square footage, bedroom count, view, and any updates against the actual listing and a walkthrough, since aggregator sites round and mislabel, and a golf-view versus interior lot is a real value difference in a village like this.
Living Here
Life in Chatham Village is life in Fleming Island Plantation: an amenity-rich, family-scale master community with pools, courts, trails, golf, and Village Square shops, wrapped around individual villages of a given vintage. Below are the questions buyers ask most.
Is Chatham Village gated?
No. Chatham Village is not separately gated; it is a non-gated village within the larger Fleming Island Plantation community. Confirm current access and any community entry arrangements with the FIP master association.
What differentiates Chatham Village from other FIP villages?
Mostly location within the plantation and home vintage. The amenities and the master-HOA and CDD structure are shared across FIP; the village determines the builder era, the home styles, and the specific views and lots.
Can I walk or bike to the amenities?
The plantation is built around walking paths and connects villages to the amenity center and Village Square. Confirm the specific route and distance from a given Chatham Village home to the amenity center at 2300 Town Center Blvd.
How is the commute to Jacksonville?
US-17 runs the length of Fleming Island north toward I-295, NAS Jacksonville, and greater Jacksonville. Confirm your specific commute at your actual travel times, since US-17 carries heavy peak traffic.
Before You Offer
- Confirm all three fee layers in writing. Get the current Chatham Village sub-HOA, the FIP master HOA assessment, and the FIP CDD amount, and add them into one real monthly carry.
- Verify the CDD on the Clay County tax roll. Check the debt-service and operations-and-maintenance components for the exact homesite, since the O&M part resets annually.
- Confirm the village. Make sure the listing, comps, and fee figures are actually for Chatham Village and not another Fleming Island Plantation village.
- Nail down the view. Confirm whether a home is golf-fairway, lake, preserve, or interior, because that drives both price and resale.
- Check condition. These are early-2000s Centex homes; get a thorough inspection and price in any roof, HVAC, or system updates.
- Read the architectural rules. Confirm what the FIP CR&E and Board of Architectural Review guidelines allow before you plan changes.
- Confirm the school zoning. Verify the current Clay County elementary, middle, and high school assignments by the specific address.
- Clarify golf terms. If golf matters, confirm current membership and play arrangements, which are separate from the HOA and CDD.
The thing I want a Chatham Village buyer to internalize is that you are buying a village inside a plantation, and that means three fee layers, not one. The sub-HOA looks small, and it is; the real money is in the FIP master HOA and the CDD assessment on your Clay County tax bill, and the CDD's operations-and-maintenance piece is reset every year.
The good news is that the fee stack buys a genuinely deep amenity package: multiple pools, clay tennis, courts, trails, Village Square, and a Bobby Weed golf course. My job is to make sure you are pricing the right village, budgeting the full stack in writing, and paying the correct premium for the golf or lake view, so there are no surprises on your first tax bill.
How Chatham Village Compares
Chatham Village competes on two fronts: against other villages inside Fleming Island Plantation, and against separate Fleming Island communities. Within FIP, the amenities and the CDD are shared, so the choice between villages is really about builder era, home style, and view. Against communities outside the plantation, the question is whether you want the FIP amenity package and fee stack at all.
| Community | How it stacks up vs Chatham Village |
|---|---|
| Autumn Glen → | Another Fleming Island Plantation village; townhome-scale product versus Chatham Village's single-family, but the same shared FIP amenities, master HOA, and CDD. |
| Cypress Glen → | A neighboring FIP village; compare home vintage, view mix, and the specific sub-HOA against Chatham Village, since the master HOA and CDD are shared. |
| Margarets Walk → | Another FIP village; a by-village alternative with the same plantation amenity access and fee stack, differentiated by location within FIP and home style. |
| Eagle Harbor → | A separate large Fleming Island master community with its own golf, amenities, and CDD; the main cross-shop for buyers weighing plantation-style living outside FIP. |
| Pace Island → | An established gated Fleming Island community; trades the FIP village fee stack for a gated setting, so compare amenities, fees, and home vintage directly. |
| Hibernia Plantation → | A separate Fleming Island community; a lower-density alternative to weigh against the amenity-rich, three-fee FIP village model. |
The honest verdict: if you want the full Fleming Island Plantation amenity package and are comfortable with the sub-HOA plus master-HOA plus CDD fee stack, Chatham Village is a solid single-family, resale value entry among the FIP villages, especially on a golf or lake view. If you would rather not carry three fee layers, or you want a gated setting, an Eagle Harbor or Pace Island cross-shop is the smarter first move.
Not sure which Fleming Island community fits? We will compare Chatham Village against the neighboring villages and the outside options on fees, amenities, and resale.
Compare the communitiesThe Honest Pros & Cons
Pros
- Full access to the deep Fleming Island Plantation amenity package: multiple pools, clay tennis, courts, trails, and Village Square
- An 18-hole Bobby Weed golf course within the plantation
- Single-family homes at a relative value entry among FIP villages
- Many homes with golf-fairway or lake views
- Established, walkable, family-scale master community off Town Center Blvd
- Clay County location with US-17 access toward Jacksonville and NAS Jacksonville
Cons
- A three-layer fee stack: sub-HOA plus FIP master HOA plus FIP CDD assessment
- The CDD operations-and-maintenance component is reset annually and lands on the tax bill
- Not separately gated
- Early-2000s Centex homes, so condition and updates vary and must be inspected
- Easy to confuse with other FIP villages when reading comps and fees
- Golf and membership are a separate cost, not bundled into the HOA
