Chatham Village in Fleming Island

Chatham Village
Homes for Sale in Fleming Island, FL

All 110 homes for sale in Fleming Island, FL · median $433,500 · 90 homes for sale in 32003 · Clay County homes for sale

Community in Fleming Island · Clay County · ZIP 32003
Median sale $478K
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Live Market Pulse
24/100
Market Heat
Cooler than normal
2019 → 2026 · 76 at the 2024 peak
0 is Chatham Village's coldest market since 2019, 100 its hottest. Today: 24. How it's scored
Built fromLive realMLS data25 years of closingsUpdated twice daily

As of November 2026, Chatham Village in Fleming Island, FL has 3 homes for sale. Over the 12 months ending 2026-08-10, 4 recorded sales closed at a median of $477,500, $177 per square foot, a median 76 days on market, sellers accepting 97% of original asking (-4% versus the prior year). Homes listed or recently sold were built 2001–2004; 7 of 7 report an HOA (median $6/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $7,190 ($6,590 with the full homestead exemption).

Live · Chatham Village Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$478K ▼
Median sold · 12 mo
down 3.5% vs the prior 12 months
-3.5% ▼
1-yr price change
n = 4 and 6 sales in the two windows
$177/sf
Sold $/sqft · 12 mo
peak $187 in 2024
97.5%
Sale vs ask
Clay median: 97.0%
Tempo
9.0mo
Supply
3 to 6 months is the balanced band
76days
Median DOM · closed
18 days at the 2016 low
0%
Under contract
Clay: 29% (481 of 1,684)
3 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 25 years of records
2,710sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Price in Chatham Village is driven more by condition and the specific home than by any tight band — with a median around $477,500 and a wide amenity package behind the gate, what you pay tracks closely to what's actually been done to the house. The amenity load here is deep for a Fleming Island community, and that supports value, but it also means HOA-maintained grounds and shared facilities are part of the cost of ownership you should price in.

The current posture leans clearly toward buyers. Months of supply sits at 9 against just a handful of active listings, median days on market is 76, and prices are down 3.5% year over year. That combination gives a buyer room to negotiate and time to inspect; for a seller, it means pricing to the current market from day one and expecting the home to sit if it's priced to last year's hopes.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Chatham Village Housing Pulse · Momentum Research · as of August 10, 2026

Chatham Village right now

🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 10, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($478K) is down 3.5% from the prior 12 months ($495K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 10. Confidence: Low (4 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Chatham Village market snapshot (as of August 10, 2026): the median sale price is about $478K ($177 per sq ft over the trailing 12 months of closed sales), a median 76 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).

In ZIP 32003 (Fleming Island), 266 homes closed in the last 12 months at a median of $460K ($208/sq ft), down 1.2% year over year, with a median 36 days on market. Right now 77 active and 25 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32003 housing market and the Clay County market.

realMLS (Northeast Florida) sales records identify 52 homes in Chatham Village that have changed hands since 2002, built between 2001 and 2005 (median 2004), with a median living area of about 2,715 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Chatham Village is a gated, amenity-rich community in Fleming Island where the value proposition is as much the clubhouse, golf, pool and courts as the homes themselves. With inventory thin and absorption slow, it's a measured market that rewards patience on both sides of the deal.

Best for

  • Buying to hold, where years of access to golf, courts, pool and clubhouse outweigh a slow market
  • Buyers who want negotiating room and time to inspect without bidding pressure
  • Prioritizing a maintenance-grounds, amenity-heavy lifestyle over low-fee simplicity

Probably not for

  • Needing to resell quickly, given 9 months of supply and 76-day market times
  • Wanting to avoid HOA fees and shared-amenity obligations
  • Expecting a wide selection, with only a few active listings to choose from

Windows contain 1 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K20122014201620182020202220242026
Down 3.5% year over year.
Every sale since 2001 · price vs size
$0$200K$400K2k3k
98 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $78 in 2012 to a $187 peak in 2024; $177 now.
Median days on market · closed sales
2040608020122014201620182020202220242026
18 days at the 2016 low; 76 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
97.5% now vs Clay 97.0%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 8 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning202020242026
76 at the 2024 peak, 24 in the troughs, 24 now. Same score as the hero card, full history.
How much local inventory is already under contract

32% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-02).

Chatham Village Market Scorecard

Buyer-leaning

Chatham Village is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $475,000, and homes go under contract in about 168 days.

9.0
Months supply
$475,000
Median list
$477,500
Median sold
$186
List $/sqft
168
Days on mkt
2/1/4
Active/Pend/Sold 12 mo

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Chatham Village

Live MLS inventory for Chatham Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chatham Village listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Chatham Village Fleming Island Right Now (3)

All 3 active and pending Chatham Village Fleming Island listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Thunderbolt Elementary SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
  • Green Cove Springs Junior High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
  • Fleming Island High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chatham Village address.

Recent Developments in Chatham Village

Development, infrastructure, retail, and school activity affecting Chatham Village, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum57/100 · Active
  1. September 2026
    Infrastructure

    County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County

    The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.

    What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 4 miles west of Chatham Village.

    Source: News4JAX
  2. June 2026
    Builder Activity

    Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County

    News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.

    What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 6 miles southwest of Chatham Village, elsewhere in Clay County.

    Source: News4Jax
  3. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 3 miles south of Chatham Village.

    Source: Jax Daily Record

Development alerts for Chatham VillageGet a short monthly email when something new is approved, funded, or opens near Chatham Village.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Chatham Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chatham Village.

Best Buy
Buyers who want a deep amenity package behind a gate and are comfortable in a slow-moving market.
Biggest Risk
Thin inventory and 76-day market times mean limited choice and slow resale.
Sweet Spot
A well-maintained home bought with patience and a hard look at HOA access and fees.
Avoid If
You need a quick resale or want minimal HOA involvement and shared-amenity costs.

A buyer-leaning market with an amenity story

The amenity list reported across listings here is unusually long — golf course, pool and children's pool, tennis and pickleball, basketball, a fitness center, clubhouse, jogging path, park, playground, and even a restaurant, with maintenance grounds and security lights handled at the community level. That breadth is the core of the pitch, and it's worth confirming current access and fees directly with the HOA before you write an offer.

On the numbers, the market is slow and tilted toward buyers. Nine months of supply with only three active listings and a 76-day median on market tells you homes are not moving quickly, and the 3.5% year-over-year decline reinforces that this is not a seller's sprint. A buyer should use that leverage; a seller should treat accurate pricing and presentation as non-negotiable.

“

The location and the amenities are priced into every listing in Chatham Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.8C- · Buy Score
Recent Direction5.1/10
Liquidity & Demand1.0/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -3.5% year-over-year; Liquidity & Demand 9.0 months of supply; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a thin, slow market like this one, the pricing work is everything — there aren't many comps, the spread between homes is condition-driven, and the amenity structure adds HOA questions that need real answers. We read the actual listing history, pressure-test the HOA details, and set a strategy that fits a buyer-leaning market rather than wishful thinking.

Chatham Village in 15 seconds.

Best forBuyers who want a deep amenity package behind a gate and are comfortable in a slow-moving market.
Biggest advantageA buyer-leaning market with room to negotiate and time to do diligence.
Biggest riskThin inventory and 76-day market times mean limited choice and slow resale.
Sweet spotA well-maintained home bought with patience and a hard look at HOA access and fees.
Avoid ifYou need a quick resale or want minimal HOA involvement and shared-amenity costs.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chatham Village sales matched to your home.

What is your Chatham Village home worth?

Get a no-obligation home value based on real comparable sales in Chatham Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fleming Island →

Real comps, not an automated estimate.

Recently off market in Chatham Village

Homes in Chatham Village that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Chatham Village key facts
LocationFleming Island, Clay County, FL · ZIP 32003
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGolf Course, Playground, Curbs, Pickleball, Tennis Court(s), Basketball Court
Sale prices, last 12 months$477,500 median across 4 closed sales · $177 per sq ft · -3.5% vs the prior 12 months
Days on market (closed sales)76 median
For sale right now3 active, 0 pending · median asking $475,000 · 9.0 months of supply
Zoned public schoolsThunderbolt Elementary School (A, FLDOE 2025-26); Green Cove Springs Junior High School (A, FLDOE 2025-26); Fleming Island High School (A, FLDOE 2025-26)

Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chatham Village key facts,” movewithmomentum.com/neighborhoods/chatham-village-fleming-island, data as of August 10, 2026.

Housing distress & ownership in Chatham Village, Fleming Island

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-27)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Chatham Village

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Chatham Village

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Chatham Village will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

What it really costs to own in Chatham Village

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMLS listings here mostly enter dues as billed annually, but the median entry is only $70/year across 5 listings (2026-11-02), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues.
Home and flood insuranceThe average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.

Frequently Asked Questions

What is the median home price in Chatham Village?
The median sale price in Chatham Village was $478K over the 12 months ending August 10, 2026 (4 closed sales, realMLS).
How long do homes in Chatham Village take to sell?
Homes that closed in the 12 months ending August 10, 2026 took a median 76 days on market (4 sales, realMLS).
Is Chatham Village a buyer's or seller's market right now?
As of August 10, 2026, Chatham Village leans toward buyers: 9.0 months of supply at the current sales pace (realMLS live counts).
What schools serve Chatham Village?
Chatham Village is served by Clay County Public Schools, typically Thunderbolt Elementary School, Green Cove Springs Junior High School and Fleming Island High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Chatham Village?
The best agent for Chatham Village is one who actively works Fleming Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chatham Village.
How do I find a top Fleming Island real estate agent who knows Chatham Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chatham Village and the wider Fleming Island area.
Can Momentum Realty connect me with an agent for Chatham Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chatham Village purchase or sale - no call center and no pressure.
Where is Chatham Village, and what county is it in?
Chatham Village is in Fleming Island, Clay County, FL, ZIP 32003.
Buying to hold, where years of access to golf, courts, pool and clubhouse outweigh a slow marketExcellent fit
Buyers who want negotiating room and time to inspect without bidding pressureExcellent fit
Prioritizing a maintenance-grounds, amenity-heavy lifestyle over low-fee simplicityExcellent fit
Needing to resell quickly, given 9 months of supply and 76-day market timesProbably not
Wanting to avoid HOA fees and shared-amenity obligationsProbably not
Expecting a wide selection, with only a few active listings to choose fromProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 10, 2026
Under-contract sharesrealMLS records, as of 2026-08-10
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (98 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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