Chatham Village in Fleming Island

Chatham Village
Homes for Sale in Fleming Island, FL

All 121 homes for sale in Fleming Island, FL · median $525,000 · 105 homes for sale in 32003 · Clay County homes for sale

Community in Fleming Island · Clay County · ZIP 32003
Median sale $478K
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Live Market Pulse
24/100
Market Heat
Cooler than normal
2019 → 2026 · 76 at the 2024 peak
0 is Chatham Village's coldest market since 2019, 100 its hottest. Today: 24. How it's scored
Built fromLive realMLS data25 years of closingsUpdated twice daily

As of September 2026, Chatham Village in Fleming Island, FL has 3 homes for sale. Over the 12 months ending 2026-08-10, 4 recorded sales closed at a median of $477,500, $177 per square foot, a median 76 days on market, sellers accepting 97% of original asking (-4% versus the prior year). Homes listed or recently sold were built 2001–2004; 7 of 7 report an HOA (median $6/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $7,190 ($6,590 with the full homestead exemption).

Live · Chatham Village Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$478K
Median sold · 12 mo
down 3.5% vs the prior 12 months
-3.5%
1-yr price change
n = 4 and 6 sales in the two windows
$177/sf
Sold $/sqft · 12 mo
peak $187 in 2024
97.5%
Sale vs ask
Tempo
9.0mo
Supply
3 to 6 months is the balanced band
76days
Median DOM · closed
18 days at the 2016 low
0%
Under contract
Clay: 29% (481 of 1,684)
3 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 25 years of records
2,710sqft
Median sold home size
12-mo windows, closed sales
Chatham Village Housing Pulse · Momentum Research · as of August 10, 2026

Chatham Village right now

🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 10, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($478K) is down 3.5% from the prior 12 months ($495K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 10. Confidence: Low (4 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 22, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Chatham Village market snapshot (as of August 10, 2026): the median sale price is about $478K ($177 per sq ft over the trailing 12 months of closed sales), a median 76 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).

In ZIP 32003 (Fleming Island), 495 homes closed in the last 12 months at a median of $455K ($214/sq ft), down 1.8% year over year, with a median 34 days on market. Right now 87 active and 34 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.

realMLS (Northeast Florida) sales records identify 51 homes in Chatham Village that have changed hands since 2002, built between 2001 and 2005 (median 2004), with a median living area of about 2,735 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Windows contain 1 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K20122014201620182020202220242026
Down 3.5% year over year.
Every sale since 2001 · price vs size
$0$200K$400K2k3k
98 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $78 in 2012 to a $187 peak in 2024; $177 now.
Median days on market · closed sales
2040608020122014201620182020202220242026
18 days at the 2016 low; 76 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
97.5% now.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 8 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning202020242026
76 at the 2024 peak, 24 in the troughs, 24 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,027/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

33% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Chatham Village Market Scorecard

Buyer's market

Chatham Village is currently a buyer's market. About 6.0 months of supply, a median asking price of $534,450, and homes go under contract in about 127 days.

6.0
Months supply
$534,450
Median list
$477,500
Median sold
$178
Per sqft
127
Days on mkt
2/1/4
Active/Pend/Sold

Typical home value in the 32003 ZIP is $444,116, about 25.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Chatham Village, Fleming Island

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-08-31)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Chatham Village

Live MLS inventory for Chatham Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chatham Village listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Chatham Village Fleming Island Right Now (1)

All 1 active and pending Chatham Village Fleming Island listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Thunderbolt Elementary SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
  • Green Cove Springs Junior High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)
  • Fleming Island High SchoolFLDOE grade A · Public, Clay County (confirm current zoning)

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chatham Village address.

If we were buying in Chatham Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chatham Village.

A closer look at the Chatham Village market

At a median of $177 per square foot, Chatham Village prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 9.0 months of supply, a buyer-leaning market and the trailing-12-month median down 4% year over year. Homes that do trade take a median 76 days on market, useful leverage on any listing that has lingered.

The location and the amenities are priced into every listing in Chatham Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.8C- · Buy Score
Recent Direction5.1/10
Liquidity & Demand1.0/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -3.5% year-over-year; Liquidity & Demand 9.0 months of supply; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chatham Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chatham Village.
In short
  • HOA dues reported around $6/month · median of 36 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $6 per month — the median AssociationFee across 36 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chatham Village sales matched to your home.

What is your Chatham Village home worth?

Get a no-obligation home value based on real comparable sales in Chatham Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Chatham Village on the map →

Real comps, not an automated estimate.

Recently off market in Chatham Village

Homes in Chatham Village that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Chatham Village?
The median sale price in Chatham Village was $478K over the 12 months ending August 10, 2026 (4 closed sales, realMLS).
How long do homes in Chatham Village take to sell?
Homes that closed in the 12 months ending August 10, 2026 took a median 76 days on market (4 sales, realMLS).
Is Chatham Village a buyer's or seller's market right now?
As of August 10, 2026, Chatham Village leans toward buyers: 9.0 months of supply at the current sales pace (realMLS live counts).
What schools serve Chatham Village?
Chatham Village is served by Clay County Public Schools, typically Thunderbolt Elementary School, Green Cove Springs Junior High School and Fleming Island High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Chatham Village?
The best agent for Chatham Village is one who actively works Fleming Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chatham Village.
How do I find a top Fleming Island real estate agent who knows Chatham Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chatham Village and the wider Fleming Island area.
Can Momentum Realty connect me with an agent for Chatham Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chatham Village purchase or sale - no call center and no pressure.
Where is Chatham Village, and what county is it in?
Chatham Village is in Fleming Island, Clay County, FL, ZIP 32003.

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 10, 2026
Under-contract sharesrealMLS records, as of 2026-08-10
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (98 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Chatham Village? 4 recorded closings; median 76 days on market (window ending 2026-08-10). See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Chatham Village with Momentum Realty’s local guides.

Fleming0.1 mi awayFairway Village Mobile Home Park Unrec0.2 mi away · median $394K, 4 sales/12 moFairway Village0.2 mi awayChatham Village Orange Park0.2 mi away · median $478K, 4 sales/12 moFairway Villas Orange Park0.2 mi away · median $420K, 3 sales/12 moLake Ridge South0.2 mi away · 104 homes, built 2004–07Lake Ridge0.2 mi away · 104 homes, built 2004–07Lake Ridge Estates Orange Park0.3 mi away · 104 homes, built 2004–07

Browse all neighborhood guides →

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