Aerial view of Chickasaw

Chickasaw
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · 183 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Emerald Coast MLS dataUpdated twice daily

Chickasaw is a community in Niceville, Okaloosa County, FL. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chickasaw is a small pocket of Niceville, and the current MLS snapshot doesn't hand us a median or an active-listing count to lean on. That means price here is driven by the individual property in front of you: lot, condition, and how recently the home was updated matter more than any neighborhood average, because there isn't enough active inventory to average.

For a buyer, that puts the burden on comparables and inspection rather than headline stats. For a seller, it means your list price is a case you build home-by-home, not a number you copy from a comp sheet. Thin data cuts both ways: less noise, but also less cover if you misprice.

Nearby homes for sale

No active listings inside CHICKASAW right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

14138 State Highway 20
$665K · 0.0 mi away
4 bd · 3 ba
14138 State Highway 20
Listed by The Realty Firm Inc
14212 FL-20
$495K · 0.1 mi away
3 bd · 2 ba
14212 FL-20
Listed by Hammock Bay
14040 W St Hwy 20, Niceville FL, 32578
$519K · 0.1 mi away
5 bd · 5.5 ba
14040 W St Hwy 20, Niceville FL, 32578
Listed by Go Coastal Real Estate
13947 FL-20
$429K · 0.2 mi away
3 bd · 2 ba
13947 FL-20
Listed by Coldwell Banker Realty
13636 St Highway 20
$426K · 0.5 mi away
3 bd · 2 ba
13636 St Highway 20
Listed by HomeBiz Properties
140 Chippewa Drive
$738K · 0.6 mi away
2 bd · 2 ba
140 Chippewa Drive
Listed by Lokation

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Chickasaw sits inside Niceville in Okaloosa County. With no amenities identified in current listings, this reads as a residential enclave where the house itself, not shared facilities, carries the value.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting Niceville who care about the house and lot more than shared facilities
  • Buyers comfortable leaning on comparables and inspection instead of neighborhood averages
  • Sellers willing to price case-by-case and invest where condition shows

Probably not for

  • Buyers who want amenity-backed value such as a pool, gate, or clubhouse
  • Buyers who need deep active-inventory data to feel confident before offering
  • Anyone wanting a large selection of interchangeable listings to compare at a glance

If we were buying in Chickasaw today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chickasaw.

Best Buy
Buyers who want a Niceville address and will judge a home on its own merits.
Biggest Risk
Thin data makes mispricing easy in either direction.
Sweet Spot
A well-kept home where condition and location justify the ask.
Avoid If
You need amenities like a pool, gate, or clubhouse baked into the community.

A house-by-house market

There are no community amenities identified from current MLS listings in Chickasaw, so don't come expecting a clubhouse, pool, or gated entry to underwrite the price. What you're buying is the individual home and its location within Niceville.

Because we don't have a working median or spread to publish, treat every listing as its own negotiation. Condition-driven pricing rewards buyers who read the inspection closely and sellers who invest where it shows. This is a place to do the parcel-level homework rather than trust a neighborhood shorthand.

“

The location and the amenities are priced into every listing in Chickasaw. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small Niceville pocket with limited public data, the edge is local reads and honest comps. We'll tell you when a listing is priced on hope rather than evidence, and we'll build a defensible number from the actual homes trading, not a borrowed average.

Chickasaw in 15 seconds.

Best forBuyers who want a Niceville address and will judge a home on its own merits.
Biggest advantageLow noise — you're evaluating specific properties, not chasing a hot list.
Biggest riskThin data makes mispricing easy in either direction.
Sweet spotA well-kept home where condition and location justify the ask.
Avoid ifYou need amenities like a pool, gate, or clubhouse baked into the community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chickasaw homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chickasaw.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chickasaw sales matched to your home.

What is your Chickasaw home worth?

Get a no-obligation home value based on real comparable sales in Chickasaw, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Chickasaw on the map →

Real comps, not an automated estimate.
Buyers targeting Niceville who care about the house and lot more than shared facilitiesExcellent fit
Buyers comfortable leaning on comparables and inspection instead of neighborhood averagesExcellent fit
Sellers willing to price case-by-case and invest where condition showsExcellent fit
Buyers who want amenity-backed value such as a pool, gate, or clubhouseProbably not
Buyers who need deep active-inventory data to feel confident before offeringProbably not
Anyone wanting a large selection of interchangeable listings to compare at a glanceProbably not

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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More Niceville & Destin, Okaloosa & Walton (Emerald Coast) guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.

Common questions about Chickasaw

Where is Chickasaw?

Chickasaw is a community in Niceville, Okaloosa County, Florida.

Are there homes for sale in Chickasaw right now?

No active listings inside Chickasaw at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Chickasaw have an HOA or CDD?

No HOA is on record for Chickasaw in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Chickasaw with Momentum Realty’s local guides.

Chickasaw S D0.0 mi awayChickasaw S D (Walton)0.1 mi away · 37 homes, built 1943–24, 4 for saleChippewa0.5 mi awayChoctaw Beach0.6 mi away · 8 homes, built 1958–22Choctaw S D0.6 mi awayChoctaw0.7 mi away · 50 homes, built 1964–23Cherokee1.0 mi away · 114 homes, built 1920–24

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.