Choctaw in Freeport

Choctaw
Homes for Sale in Freeport, FL

All 374 homes for sale in Freeport, FL · median $429,502 · 377 homes for sale in 32439 · Walton County homes for sale

Community in Freeport · Walton County · ZIP 32439
50 homesBuilt 1964–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 13 closed sales in Choctaw 2ND Addn in Freeport, FL since 2002, the most recent in May 2026. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).

CHOCTAW 2ND ADDN key facts
LocationFreeport, Walton County, FL · ZIP 32439
Homes in the community50 (FL DOR 2025 assessment roll)
Years built1964–2023 (median 1986.0)
Typical living area1,602 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share47%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CHOCTAW 2ND ADDN key facts,” movewithmomentum.com/neighborhoods/choctaw-2nd-addn, data as of September 20, 2026.

Live · Choctaw Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
47%
Owner-occupied · Choctaw
27 of 57 parcels homesteaded (FL DOR 2025)
53%
Non-owner-occupied · Choctaw
incl. 14% trust or LLC-held · 4% out-of-state
50
Homes in the community
plus 7 vacant residential lots · 57 residential parcels (FL DOR 2025)
Track record · 24 years of records
4
Recorded sales · 2024-2025
median $300K · qualified sales on the county roll (FL DOR 2025)
Est. 1964
Community established
homes built 1964-2023, median 1986 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With homes built anywhere from 1964 to 2023 and a median build year of 1986, you are shopping a genuine mix — original mid-century stock, later infill, and the occasional new build all sitting on the same streets. That spread means the number on any given listing says more about updates and finish than about the address.

For buyers, the read is to underwrite each home on its own merits; comparables can mislead when the house next door is thirty years newer. For sellers, condition is your lever. A homestead share just under half signals a meaningful presence of non-owner-occupied homes, which can widen the quality range and reward a well-prepared, move-in-ready listing.

Nearby homes for sale

No active listings inside CHOCTAW 2ND ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

13636 St Highway 20
$426K · 0.4 mi away
3 bd · 2 ba
13636 St Highway 20
Listed by HomeBiz Properties
13947 FL-20
$429K · 0.7 mi away
3 bd · 2 ba
13947 FL-20
Listed by Coldwell Banker Realty
14040 W St Hwy 20, Niceville FL, 32578
$519K · 0.7 mi away
5 bd · 5.5 ba
14040 W St Hwy 20, Niceville FL, 32578
Listed by Go Coastal Real Estate
31 E Kathy Lane
$569K · 0.7 mi away
4 bd · 3 ba
31 E Kathy Lane
Listed by Cindy Cole Fine Homes LLC
14138 State Highway 20
$665K · 0.8 mi away
4 bd · 3 ba
14138 State Highway 20
Listed by The Realty Firm Inc
14212 FL-20
$495K · 0.9 mi away
3 bd · 2 ba
14212 FL-20
Listed by Hammock Bay

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A small Freeport pocket of about 50 homes in Walton County, defined by a long build history rather than a single era, with a median living area near 1,600 square feet.

Emerald Coast MLS sales records identify 39 homes in CHOCTAW that have changed hands since 2001, built between 1953 and 2021 (median 1985), with a median living area of about 1,352 sq ft and a typical 3-bedroom, 2-bath layout. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in CHOCTAW across 2024–2025 (3 in 2024, 1 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a right-sized home near 1,600 square feet who value an established Freeport location
  • Renovation-minded buyers willing to price condition and capture value in older stock
  • Buyers who want optionality across build years rather than one fixed floor plan

Probably not for

  • Buyers who require shared community amenities
  • Buyers who want a uniform, single-era subdivision with matching finishes
  • Buyers who want a fully predictable comp set and are uneasy with a wide vintage spread

The market around Choctaw

Choctaw is too small for its own price trend, so here is the market around it.

In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Choctaw specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CHOCTAW 2ND ADDN, Freeport

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Choctaw today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Choctaw.

Best Buy
Buyers who want an established Freeport location and are comfortable judging homes one at a time.
Biggest Risk
The same mix makes comps noisy and pricing easy to get wrong.
Sweet Spot
An updated home near the ~1,600 sq ft median that shows move-in ready.
Avoid If
You need amenities or a uniform, matching-subdivision feel.

A mixed-vintage pocket, not a subdivision product

The defining fact of CHOCTAW 2ND ADDN is age diversity. A build range from 1964 to 2023 around a median of 1986 tells you this is not a tract of matching floor plans; it is an established area that has absorbed new construction over decades. Expect to compare an updated older home against a newer one directly, and to price the difference yourself.

No community amenities surface from current MLS listings, so value rests on the home and its location in Freeport rather than shared facilities. Median living space sits near 1,600 square feet, which points to practical, right-sized houses rather than sprawling ones. A homestead share of roughly 47% means owner-occupied and other uses are close to balanced — a detail worth noting when you weigh street feel and turnover.

“

The location and the amenities are priced into every listing in Choctaw. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket this small and this varied by vintage, the wrong comp can cost you real money. We price each home on condition, square footage, and build year rather than leaning on the median, and we tell you plainly when a listing is a value or a stretch.

Choctaw in 15 seconds.

Best forBuyers who want an established Freeport location and are comfortable judging homes one at a time.
Biggest advantageA wide vintage mix means room to find value if you read condition well.
Biggest riskThe same mix makes comps noisy and pricing easy to get wrong.
Sweet spotAn updated home near the ~1,600 sq ft median that shows move-in ready.
Avoid ifYou need amenities or a uniform, matching-subdivision feel.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Choctaw homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Choctaw.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Choctaw sales matched to your home.

What is your Choctaw home worth?

Get a no-obligation home value based on real comparable sales in Choctaw, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Freeport →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Choctaw?
The Florida DOR 2025 assessment roll shows 50 homes plus 7 vacant residential lots in Choctaw (public records).
What share of Choctaw is owner-occupied?
47% of Choctaw parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Choctaw built?
Homes in Choctaw were built between 1964 and 2023, with a median year built of 1986.0 (FL DOR 2025 roll).
Who is the best real estate agent for Choctaw?
The best agent for Choctaw is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Choctaw.
How do I find a top Freeport real estate agent who knows Choctaw?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Choctaw and the wider Freeport area.
Can Momentum Realty connect me with an agent for Choctaw?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Choctaw purchase or sale - no call center and no pressure.
Where is Choctaw, and what county is it in?
Choctaw is in Freeport, Walton County, FL, ZIP 32439. The community's center is about 3 miles west of the center of Freeport (straight-line).
Buyers targeting a right-sized home near 1,600 square feet who value an established Freeport locationExcellent fit
Renovation-minded buyers willing to price condition and capture value in older stockExcellent fit
Buyers who want optionality across build years rather than one fixed floor planExcellent fit
Buyers who require shared community amenitiesProbably not
Buyers who want a uniform, single-era subdivision with matching finishesProbably not
Buyers who want a fully predictable comp set and are uneasy with a wide vintage spreadProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32439))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2002 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Choctaw with Momentum Realty’s local guides.

Choctaw Beach0.2 mi away · 8 homes, built 1958–22Choctaw S D0.3 mi awayCherokee0.4 mi away · 114 homes, built 1920–24Cherokee S D0.6 mi away · 6 homes, built 2022–24Chickasaw S D (Walton)0.7 mi away · 37 homes, built 1943–24, 4 for saleLake Sharon Estates (Walton)0.7 mi away · 78 homes, built 1950–23, 1 for saleChickasaw0.7 mi awayChickasaw S D0.8 mi away

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