Aerial view of Chickasaw S/D

Chickasaw S/D
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · 184 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Emerald Coast MLS dataUpdated twice daily

Chickasaw S/D is a community in Niceville, Okaloosa County, FL. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chickasaw is a small subdivision in Niceville, and the current MLS snapshot gives us no community amenities and no active price data to anchor to. That means what sets price here is the individual home — its condition, lot, updates, and how it stacks up against the broader Niceville market rather than any shared feature inside the subdivision.

With no listing figures to read, treat this as a place where you underwrite one property at a time. A seller should expect buyers to price off condition and comparable Niceville sales, not off a subdivision premium. A buyer should come in ready to judge each home on its own merits and lean on recent nearby closings to set a fair number.

Nearby homes for sale

No active listings inside CHICKASAW S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

14212 FL-20
$495K · 0.0 mi away
3 bd · 2 ba
14212 FL-20
Listed by Hammock Bay
14138 State Highway 20
$665K · 0.0 mi away
4 bd · 3 ba
14138 State Highway 20
Listed by The Realty Firm Inc
14040 W St Hwy 20, Niceville FL, 32578
$519K · 0.2 mi away
5 bd · 5.5 ba
14040 W St Hwy 20, Niceville FL, 32578
Listed by Go Coastal Real Estate
13947 FL-20
$429K · 0.2 mi away
3 bd · 2 ba
13947 FL-20
Listed by Coldwell Banker Realty
140 Chippewa Drive
$738K · 0.5 mi away
2 bd · 2 ba
140 Chippewa Drive
Listed by Lokation
13636 St Highway 20
$426K · 0.6 mi away
3 bd · 2 ba
13636 St Highway 20
Listed by HomeBiz Properties

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Chickasaw S/D is a small residential pocket within Niceville in Okaloosa County, with no shared amenities identified from current MLS listings — the appeal here is location and the individual home, not community extras.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a Niceville location who are comfortable underwriting a single home on its own merits
  • Buyers who want to avoid association fees and shared-amenity carrying costs
  • Value-focused buyers willing to weigh condition and updates against nearby comparables

Probably not for

  • Buyers who want resort-style amenities such as a pool, clubhouse, or gated access
  • Buyers who need a clear published price range before they'll engage
  • Buyers looking for a large-scale planned community rather than a small subdivision

Housing distress & ownership in CHICKASAW S/D, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Chickasaw S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chickasaw S/D.

Best Buy
Buyers who want a Niceville address and are content to judge a home on its own condition rather than shared amenities.
Biggest Risk
Thin listing data makes pricing comp-dependent, so you can't lean on a subdivision benchmark.
Sweet Spot
A well-maintained or updated home priced honestly against recent Niceville sales.
Avoid If
You want community amenities like a pool, clubhouse, or gated entry.

A home-by-home subdivision

There are no community amenities flagged in the current listings for Chickasaw, so there's no clubhouse, pool, or gated entry driving value or carrying fees. In practice that keeps the story simple: value tracks the house and the parcel, and there are no association perks to price in either direction.

Because we don't have active price data to cite, everything about cost here should be treated qualitatively. Expect a wide spread driven by condition and updates rather than any subdivision floor or ceiling, and rely on recent Niceville comparables to frame any offer or list price.

“

The location and the amenities are priced into every listing in Chickasaw S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small subdivision with thin public data, the pricing work is manual — pulling recent Niceville closings, reading each home's condition against them, and being candid when a number doesn't hold up. That's the kind of ground-level valuation we do rather than pointing you at an automated estimate.

Chickasaw S/D in 15 seconds.

Best forBuyers who want a Niceville address and are content to judge a home on its own condition rather than shared amenities.
Biggest advantageNo association amenities means no shared fees and a straightforward, house-driven value.
Biggest riskThin listing data makes pricing comp-dependent, so you can't lean on a subdivision benchmark.
Sweet spotA well-maintained or updated home priced honestly against recent Niceville sales.
Avoid ifYou want community amenities like a pool, clubhouse, or gated entry.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chickasaw S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chickasaw S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chickasaw S/D sales matched to your home.

What is your Chickasaw S/D home worth?

Get a no-obligation home value based on real comparable sales in Chickasaw S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Niceville →

Real comps, not an automated estimate.
Buyers prioritizing a Niceville location who are comfortable underwriting a single home on its own meritsExcellent fit
Buyers who want to avoid association fees and shared-amenity carrying costsExcellent fit
Value-focused buyers willing to weigh condition and updates against nearby comparablesExcellent fit
Buyers who want resort-style amenities such as a pool, clubhouse, or gated accessProbably not
Buyers who need a clear published price range before they'll engageProbably not
Buyers looking for a large-scale planned community rather than a small subdivisionProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Chickasaw S/D

Where is Chickasaw S/D?

Chickasaw S/D is a community in Niceville, Okaloosa County, Florida.

Are there homes for sale in Chickasaw S/D right now?

No active listings inside Chickasaw S/D at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Chickasaw S/D have an HOA or CDD?

No HOA is on record for Chickasaw S/D in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Niceville & Destin, Okaloosa & Walton (Emerald Coast) guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Chickasaw S/D with Momentum Realty’s local guides.

Chickasaw0.0 mi awayChickasaw S D (Walton)0.1 mi away · 37 homes, built 1943–24, 4 for saleChippewa0.4 mi awayChoctaw Beach0.6 mi away · 8 homes, built 1958–22Choctaw S D0.6 mi awayChoctaw0.8 mi away · 50 homes, built 1964–23Cherokee1.1 mi away · 114 homes, built 1920–24

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

CHICKASAW S/D Market Scorecard

Thin data

CHICKASAW S/D is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.