Citrus Oaks Ph 03
Homes for Sale in Gotha, FL
True comps, carrying-cost math, and listings before the portals.

Citrus Oaks Ph 03 is a built-out pocket of Gotha where homes went up between 1984 and 2009, with the median dating to the early 1990s and living space clustering right around 1,290 square feet. That means price here is driven less by any published range and more by condition and updates: two homes of similar size can trade well apart depending on roof, systems, and kitchen work. Treat the median as a midpoint, not a ceiling.
With about 162 homes and roughly 57% carrying a homestead exemption, this is a hold-and-live community more than a churn-and-flip one, so inventory tends to be thin and turnover measured. Sellers benefit from that scarcity but should not assume it excuses deferred maintenance; buyers should be ready to move on a well-kept, updated home and to underwrite the work on one that isn't.
CITRUS OAKS PH 03 right now
🟡 Off the recent peak. The trailing-12-month median ($297K) is down 0.9% from the prior 12 months ($300K) and up 236% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (6 and 7 sales in the two windows).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Who Citrus Oaks Ph 03 is best for.
Best for
- Buyers seeking a modest, single-story footprint who value an established, built-out setting
- Owner-occupants planning a long hold rather than a quick resale
- Value hunters willing to underwrite a dated home and budget for updates
Probably not for
- Buyers wanting newer construction or homes well above the ~1,290 sqft median
- Investors counting on high turnover and quick flips in a mostly owner-occupied enclave
- Anyone needing a wide selection on the market at once
The market around Citrus Oaks Ph 03
Citrus Oaks Ph 03 is a small community — 9 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Orange County, 5,886 homes are active and 2,019 pending (26% under contract).
The housing mix here is 97% single family residence, 3% ?.
ZIP and county figures describe the wider market, not Citrus Oaks Ph 03 specifically. Momentum Research analysis of MLS records.
The Citrus Oaks Ph 03 buying strategy.
If we were buying in Citrus Oaks Ph 03 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Citrus Oaks Ph 03.
A condition-driven resale market
The homes span a 1984-to-2009 build window, so a buyer is really shopping for age of systems as much as square footage. The median living area near 1,290 square feet points to single-story, right-sized floor plans rather than sprawling layouts, and the value gap within the community will come down to what's been replaced and what hasn't. Ask for roof, HVAC, and water-heater ages before you anchor on any asking price.
The majority-homestead makeup and small home count mean listings arrive in a trickle. That's a double-edged detail: comparable sales can be sparse, making pricing an interpretive exercise, and a single well-presented listing can set the tone for months. Both sides should lean on recent closings and honest condition adjustments rather than broad assumptions.
The location and the amenities are priced into every listing in Citrus Oaks Ph 03. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, condition-sensitive market like this, the pricing edge comes from reading the few relevant closings correctly and adjusting for what each home has and hasn't updated. We do that work locally in Gotha and Orange County, and we'll tell you plainly when a listing is priced for its finishes and when it's priced for its zip code.
Citrus Oaks Ph 03 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Citrus Oaks Ph 03 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Citrus Oaks Ph 03 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Citrus Oaks Ph 03, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Citrus Oaks Ph 03 home worth?
Get a no-obligation home value based on real comparable sales in Citrus Oaks Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Citrus Oaks Ph 03?
What share of Citrus Oaks Ph 03 is owner-occupied?
When were the homes in Citrus Oaks Ph 03 built?
Do cash buyers compete in Citrus Oaks Ph 03?
Who is the best real estate agent for Citrus Oaks Ph 03?
How do I find a top Gotha real estate agent who knows Citrus Oaks Ph 03?
Can Momentum Realty connect me with an agent for Citrus Oaks Ph 03?
Should you buy in Citrus Oaks Ph 03?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34734)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($297K) IS the median in the snapshot above, and the move from 2025 ($300K) IS the -0.9% one-year change.
Windows contain 0 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34734 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34734)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2010 (83 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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