City Of Port St Joe
Homes for Sale in Port St Joe, FL

Community in Port St Joe · Gulf County · ZIP 32456
Median sale $335K
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Photo via CPAR MLS

Built fromLive CPAR MLS data13 years of closingsUpdated twice daily

As of October 2026, City Of Port St Joe in Port St Joe, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $335,000, a median 177 days on market, sellers accepting 85% of original asking (-3% versus the prior year). At the median price and Gulf County's FY2025-26 rate of 18.96 mills, annual property tax runs about $6,350 ($5,570 with the full homestead exemption).

City Of Port St Joe key facts
LocationPort St Joe, Gulf County, FL · ZIP 32456
Sale prices, last 12 months$335,000 median across 6 closed sales · -2.6% vs the prior 12 months
Days on market (closed sales)177 median
For sale right now1 active, 0 pending · median asking $328,328

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “City Of Port St Joe key facts,” movewithmomentum.com/neighborhoods/city-of-port-st-joe, data as of September 20, 2026.

Last 30 days in City Of Port St Joe: 1 new listing (median asking $328,328). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · City Of Port St Joe Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$335K ▼
Median sold · 12 mo
down 2.6% vs the prior 12 months
-2.6% ▼
1-yr price change
n = 6 and 5 sales in the two windows
85.1%
Sale vs ask
Tempo
178days
Median DOM · closed
55 days at the 2025 low
0%
Under contract
Gulf: 20% (20 of 100)
1 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Port St Joe is a condition-driven market, not a floorplan-driven one. With a housing stock that runs from 1900 all the way to 2023 and a median build year of 1973, what a given home sells for here has less to do with square footage — the median sits around 1,665 sq ft — and more to do with how much work it needs and how close it sits to the water. The single median figure worth anchoring to is $325,000; treat everything above and below it as a function of age, updates, and location rather than a tidy price tier.

The posture right now favors patience on both sides. A median 181 days on market is long, and prices are off 5.5% year over year, so sellers should expect to price to the current market and wait, not to last year's number. Buyers, in turn, have room to be selective and to negotiate on condition. This is a slow, deliberate market — write offers accordingly.

City Of Port St Joe Housing Pulse · Momentum Research · as of September 20, 2026

City Of Port St Joe right now

🟡 Off the recent peak. The trailing-12-month median ($335K) is down 2.6% from the prior 12 months ($344K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

City Of Port St Joe market snapshot (as of September 20, 2026): the median sale price is about $335K, and a median 178 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level CPAR MLS closed sales (6 closings in the current window).

In ZIP 32456 (Port St Joe), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.

With 306 homes in the snapshot and a homestead share around 64%, Port St Joe reads as a genuine live-in town rather than a pure rental play, though the wide age spread means no two blocks price alike.

Best for

  • Buyers with a renovation budget who want to add value to an older home
  • Patient buyers who value negotiating room over speed
  • Buyers seeking a primary residence in a live-in coastal town, reflected in the ~64% homestead share

Probably not for

  • Sellers who need to close fast in a market averaging 181 days on market
  • Buyers expecting new-construction condition at the median price
  • Anyone counting on near-term price gains while values are down year over year

Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02462014201620182020202220242026
0 to 6 a year; 6 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Gulf County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,403/mo
Gulf County typical true cost to own
$179/mo
Gulf County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

13% of homes for sale in ZIP 32456 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

City Of Port St Joe Market Scorecard

Balanced

City Of Port St Joe is currently a balanced market., a median asking price of $328,328, and homes go under contract in about 0 days.

$328,328
Median list
$335,000
Median sold
0
Days on mkt
1/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in City Of Port St Joe, Port St Joe

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 34 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in City Of Port St Joe

Live MLS inventory for City Of Port St Joe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending City Of Port St Joe listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in City Of Port St Joe Right Now (1)

All 1 active and pending City Of Port St Joe listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in City Of Port St Joe today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in City Of Port St Joe.

Best Buy
Buyers who want a coastal Gulf County home and are comfortable evaluating older stock on its merits.
Biggest Risk
Prices are down 5.5% year over year, and long days on market mean sellers should plan to wait.
Sweet Spot
A well-updated home near the median $325,000 that has been priced to today's market.
Avoid If
You need a quick sale or a fast, competitive turnaround.

Age spread and time on market

The defining feature of this inventory is its range. A stock spanning 1900 to 2023 means you are choosing between early-century homes that may need real capital and newer construction that will command a premium — the 1973 median tells you the middle of the market skews older. Underwrite renovation costs before you fall for a price, because the median $325,000 covers wildly different conditions.

The 181-day median on market is the other number to respect. Homes here don't turn quickly, which cuts both ways: sellers need to be realistic on price and prepared to hold, and buyers rarely need to rush an offer. Combined with the 5.5% year-over-year decline, this is a market that rewards the side willing to be disciplined about value.

“

The location and the amenities are priced into every listing in City Of Port St Joe. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this condition-sensitive and this slow-moving is exactly where local judgment earns its keep. We help sellers price to a soft, patient market instead of chasing a number that no longer holds, and we help buyers separate a fair deal from a deferred-maintenance trap across a housing stock that ranges more than a century in age. No amenity package is doing the selling here — the work is in reading each individual home.

City Of Port St Joe in 15 seconds.

Best forBuyers who want a coastal Gulf County home and are comfortable evaluating older stock on its merits.
Biggest advantageA slow market gives buyers time and leverage to negotiate on condition.
Biggest riskPrices are down 5.5% year over year, and long days on market mean sellers should plan to wait.
Sweet spotA well-updated home near the median $325,000 that has been priced to today's market.
Avoid ifYou need a quick sale or a fast, competitive turnaround.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the City Of Port St Joe homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in City Of Port St Joe.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed City Of Port St Joe sales matched to your home.

What is your City Of Port St Joe home worth?

Get a no-obligation home value based on real comparable sales in City Of Port St Joe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in City Of Port St Joe on the map →

Real comps, not an automated estimate.

Recently off market in City Of Port St Joe

Homes in City Of Port St Joe that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in City Of Port St Joe?
The median sale price in City Of Port St Joe was $335K over the 12 months ending September 20, 2026 (6 closed sales, CPAR MLS).
How long do homes in City Of Port St Joe take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 178 days on market (6 sales, CPAR MLS).
Who is the best real estate agent for City Of Port St Joe?
The best agent for City Of Port St Joe is one who actively works Port St Joe and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for City Of Port St Joe.
How do I find a top Port St Joe real estate agent who knows City Of Port St Joe?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows City Of Port St Joe and the wider Port St Joe area.
Can Momentum Realty connect me with an agent for City Of Port St Joe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your City Of Port St Joe purchase or sale - no call center and no pressure.
Where is City Of Port St Joe, and what county is it in?
City Of Port St Joe is in Port St Joe, Gulf County, FL, ZIP 32456.
Buyers with a renovation budget who want to add value to an older homeExcellent fit
Patient buyers who value negotiating room over speedExcellent fit
Buyers seeking a primary residence in a live-in coastal town, reflected in the ~64% homestead shareExcellent fit
Sellers who need to close fast in a market averaging 181 days on marketProbably not
Buyers expecting new-construction condition at the median priceProbably not
Anyone counting on near-term price gains while values are down year over yearProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in City Of Port St Joe? 6 recorded closings; median 177 days on market (window ending 2026-09-20). See the Gulf County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near City Of Port St Joe with Momentum Realty’s local guides.

Port St Joe0.5 mi away · median $340K, 4 sales/12 moOak Grove (Gulf)0.9 mi awayWard Ridge1.3 mi awayHeron Walk (Gulf)1.8 mi away · median $325K, 5 sales/12 moHighland View (Gulf)2.7 mi awayBarefoot Cottages3.7 mi away · median $310K, 3 sales/12 moWindmark Beach5.2 mi awaySt Joseph5.3 mi away · 27 homes, built 1900–24, 4 for sale

Browse all neighborhood guides →

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