Oak Grove
Homes for Sale in Port St Joe, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $216,000, a median 158 days on market, sellers accepting 84% of original asking. At the median price and Gulf County's FY2025-26 rate of 18.96 mills, annual property tax runs about $4,100 ($3,310 with the full homestead exemption).
Oak Grove is a small, slow-moving pocket of the Port St Joe market — 42 homes on record and a median days-on-market north of 150 tells you these listings sit for a while before they trade. That kind of timeline usually means pricing has to be right from day one; overreach on a listing here and you will simply watch the calendar run.
The median price sits at $216,000 on a median home of roughly 1,212 square feet, and the housing stock spans a wide build range — from homes built around 1900 up through 2024 — with a median year built of 1975. That spread means condition and vintage do a lot of the pricing work; two homes on the same street can carry very different value depending on how much has been updated. With homestead share at just under 23%, a meaningful share of this inventory is not owner-occupied full time, which is worth factoring into how a buyer reads competing offers or timelines.
Nearby homes for sale
No active listings inside Oak Grove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Grove market snapshot (as of September 12, 2026): the median sale price is about $216K, and a median 158 days on market for closed sales.
In ZIP 32456 (Port St Joe), 213 homes closed in the last 12 months at a median of $456K, down 2.6% year over year, with a median 126 days on market. Right now 89 active and 21 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.
CPAR sales records identify 6 homes in Oak Grove that have changed hands. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Oak Grove is a modest-sized, older-vintage pocket of Port St Joe in Gulf County, where the housing stock ranges from turn-of-the-century construction to recent builds and no shared community amenities are identified in current MLS data.
Who Oak Grove is best for.
Best for
- A buyer comfortable evaluating an older home on its individual condition rather than relying on tight neighborhood comps
- An investor or second-home buyer who does not need quick turnover and can work within a longer market timeline
- A buyer targeting a median-priced home near $216,000 in a smaller-inventory Gulf County market
Probably not for
- A buyer who wants a defined-age, single-builder housing stock with consistent finishes
- A seller who needs to close within a short window given the long median days-on-market
- A buyer specifically seeking shared community amenities, since none are identified in current listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($216K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Gulf County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Gulf County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
13% of homes for sale in ZIP 32456 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Oak Grove buying strategy.
If we were buying in Oak Grove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Grove.
A market defined by condition, not comps
With only 42 homes in the dataset and a build range stretching from 1900 to 2024, Oak Grove does not behave like a tract community with predictable floor plans and tight comps. Every listing has to be evaluated on its own terms — age of systems, extent of renovation, lot condition — because the median year built of 1975 sits in the middle of a genuinely wide spread, not a tight cluster.
The median days-on-market figure, well over five months, signals this is not a market where sellers can expect quick turnover regardless of price point. Combined with a homestead share under a quarter, it reads as a market with a real presence of investment or secondary-home activity, which affects how quickly a given listing moves and how much negotiating room may exist.
The location and the amenities are priced into every listing in Oak Grove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small and this varied — homes built across more than a century, on a low-turnover timeline — the value is in someone who will actually walk the property and price it against its condition, not against a generic neighborhood average. That is the read we bring to Oak Grove: no amenity package to sell, no HOA story to lean on, just a clear-eyed assessment of what a specific house is worth and how long it may realistically take to move.
Oak Grove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Grove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Grove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Grove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Grove home worth?
Get a no-obligation home value based on real comparable sales in Oak Grove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Oak Grove on the map →
Frequently Asked Questions
What is the median home price in Oak Grove?
How long do homes in Oak Grove take to sell?
Who is the best real estate agent for Oak Grove?
How do I find a top Port St Joe real estate agent who knows Oak Grove?
Can Momentum Realty connect me with an agent for Oak Grove?
Should you buy in Oak Grove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Oak Grove fits the bigger picture — live prices, inventory, and Momentum Scores:
More Port St. Joe & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
Nearby Communities
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