Copper Creek in Gibsonton

Copper Creek,
Gibsonton Homes for Sale

Low-maintenance townhome community · Gibsonton · ZIP 33534

A newer, low-maintenance townhome community in Gibsonton with a pool and an inclusive HOA.

TownhomesCommunity poolGibsonton
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is attached product with an inclusive HOA, so the unit, the position, and exactly what the dues cover decide where a townhome trades, not a generic average.
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Unlock Off-Market Copper Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Copper Creek is a low-maintenance townhome community in Gibsonton, so the read is different from a single-family subdivision: this is attached product where the HOA carries more of the load, value turns on the specific unit, the interior position, and the condition, and the carrying picture centers on what the inclusive dues cover. The buy here is about matching the unit to honest comps and confirming exactly what the HOA includes and any rental rules, with US 301 commute traffic the main external watch item. Confirm the dues, the inclusions, and any CDD with the listing before you anchor to a number."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Copper Creek is a townhome community in Gibsonton (ZIP 33534), set near Bullfrog Creek Road in south Hillsborough County. The community was built by D.R. Horton in roughly the mid 2010s, so most of what trades is relatively newer attached townhome product, with three- and four-bedroom layouts that typically include attached garages, open-concept floor plans, and in-home laundry.

The appeal is low-maintenance, attached living with a community pool and an inclusive HOA. Rather than a single-family yard-and-roof responsibility, much of the exterior upkeep is handled at the community level, which suits buyers who want a simpler ownership picture. That convenience comes with monthly dues, so the question is always what the dues actually cover and whether the inclusions match your needs.

The honest read is that the unit and the inclusions do the work. Because the homes are similar attached product, value turns on the specific unit, its interior or end position, its condition and updates, and exactly what the HOA covers, not a community amenity premium. Two similar units can carry different true monthly costs depending on the dues and inclusions, so price the full picture and read the rules before you commit.

For buyers who want a newer, low-maintenance townhome in south Hillsborough close to US 301, I-75, and the Brandon and Tampa job and retail corridors, Copper Creek is a practical option. The work is confirming the HOA dues and exactly what they include, checking any rental or pet rules, reading the specific unit, and matching it to real comps before you fall for a list price.

Best for

  • Buyers who want a newer, low-maintenance townhome with simpler exterior upkeep
  • Households who value a community pool and an inclusive HOA over a single-family yard
  • Buyers who want quick access to US 301 and I-75 toward Brandon, Tampa, and south Hillsborough
  • First-time buyers or right-sizers who want attached product at a practical price point

Probably not for

  • Buyers who want a detached single-family home with a private yard
  • Those who want to avoid monthly HOA dues and shared-wall living
  • Buyers who need acreage, privacy, or no association rules
  • Anyone who wants a gated, resort-style amenity master plan

How Copper Creek is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Copper Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Copper Creek buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Copper Creek sits in Gibsonton, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

US 301~5-8 min · Main corridor through Gibsonton
I-75 (Gibsonton Drive)~6-10 min · Regional access north and south
Brandon~20-25 min · Westfield mall and big-box retail
Downtown Tampa~30-40 min · Via I-75, traffic dependent
Apollo Beach waterfront~12-18 min · Marina and dining to the south
Riverview retail (US 301)~10-15 min · Grocery, dining, and services

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Copper Creek,Gibsonton Homes for Sale with Momentum Realty’s local guides.

CCCopper Creek Homes for Sale in Gibsonton, FLGibsonton, FL · 0.1 miMTMagnolia Trails Homes for Sale in Gibsonton, FLGibsonton, FL · 0.1 miTHTuscanyBay Homes for Sale in Gibsonton, FLGibsonton, FL · 0.1 miFLFloridaGarden Lands Homes for Sale in Gibsonton, FLGibsonton, FL · 0.2 miMBMagnolia BeachUnit 2 Homes for Sale in Gibsonton, FLGibsonton, FL · 0.5 miKLKings LakeTownhomes in Gibsonton, FLGibsonton, FL · 1.2 miRMRiverview Meadows Homes for SaleRiverview, FL · 1.3 miRHRiverviewLakes Homes for SaleRiverview, FL · 1.4 miEWEagle Watch Homes for Sale in Riverview, FLRiverview, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Copper Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Copper Creek is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Copper Creek address.

The takeaway

What is actually shaping value around Copper Creek: US 301 congestion and improvement work in the Riverview and Gibsonton area, local road work near Gibsonton Drive, and a study of a US 301 toll road extension. Each dated item is sourced and linked.

Recent Developments in Copper Creek

Our read on what is being built around Copper Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSouth Hillsborough is growing fast, and the county is studying major US 301 improvements, including a possible toll road extension, while local road work continues near Gibsonton Drive. For a low-maintenance townhome community like Copper Creek, the watch items are US 301 congestion and construction phases against the steady appeal of newer, inclusive-HOA attached living near the corridors.

US 301 congestion and improvement projects in the Riverview and Gibsonton area

2025
NeutralMajor impact
SignificanceRadius: Area

US 301 carries heavy and growing traffic through the Riverview and Gibsonton area, with resurfacing and intersection work underway. Improvements help over time, but construction phases are a real commute factor. Track the projects near your route.

Gibsonton Drive road work near US 301

2025
NeutralNotable impact
SignificanceRadius: Area

FDOT road improvement work has affected parts of Gibsonton Drive near US 301, a key local route, with closures during construction. Expect short-term disruption ahead of longer-term benefit.

US 301 toll road extension study toward Sun City Center

2025
NeutralNotable impact
SignificanceRadius: Region

A study is exploring extending the Selmon Expressway along US 301 with potential elevated toll lanes to relieve congestion. If advanced, it would reshape the south Hillsborough commute. Watch the planning.

Low-maintenance attached product, inclusive HOA

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A newer townhome community with an inclusive HOA offers low-maintenance living, but the dues and exactly what they cover are central to the carry. Confirm the inclusions and any rental rules before you anchor to a price.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Copper Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. October 2025
    Region

    Riverview Plan and US 301 toll road extension on view at community meetings

    Reporting covered community meetings where the updated Riverview Community Plan and a proposed US 301 toll road extension toward Sun City Center were presented, as the south Hillsborough area works to manage growth and congestion. Why it matters: Major corridor decisions are in motion near Gibsonton; track what advances before anchoring to a commute or a price. Source

  2. June 2025
    Area

    Drivers looking for congestion relief on US 301 in Riverview

    Reporting detailed mounting congestion on US 301 through the Riverview and Gibsonton area as it grows, with crash-heavy intersections and ongoing road work, and drivers hoping for relief from planned improvements. Why it matters: US 301 traffic is a real factor in the south Hillsborough commute; confirm your route and departure-time drive before you buy. Source

Development alerts for Copper CreekGet a short monthly email when something new is approved, funded, or opens near Copper Creek.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Copper Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm exactly what the HOA includes. Townhome dues here are reported to cover items like water, sewer, trash, grounds and building exterior upkeep, and the community pool; verify the current dues and the precise inclusions with the listing and the association.

2

Check the rental and pet rules. Ask about any leasing restrictions, minimum lease terms, and pet policies, since these vary and affect both lifestyle and resale.

3

Read the specific unit. Interior versus end position, condition, updates, and any shared-wall considerations swing value in attached product.

4

Confirm whether a CDD applies per parcel on the tax bill, since it would add to the true monthly carry on top of the HOA.

5

Match the unit to real comps, and cross-shop other south Hillsborough options via the Hillsborough guide for a different trade-off.

Best Buy
Well-kept, updated townhome in a good interior or end position matched to comps
Biggest Risk
Underestimating the dues, missing what the HOA does or does not cover, or overlooking rental rules
Best Lot
An end unit or a quieter interior position with good orientation over a tight interior unit
Smart Timing
Move when a sound, well-kept unit lists at a fair number
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Copper Creek is a townhome community in Gibsonton, set near Bullfrog Creek Road in south Hillsborough County. Built by D.R. Horton in roughly the mid 2010s, it is a relatively newer community of attached three- and four-bedroom townhomes that typically include attached garages, open-concept layouts, and in-home laundry. The community centers on low-maintenance living with a community pool and an inclusive HOA, which is reported to cover items such as water, sewer, trash, building exterior and grounds upkeep, and recreation facilities. Rather than a gated resort-style master plan, the appeal is a simpler ownership picture close to US 301, I-75, and the Brandon and Tampa job and retail corridors. Confirm the HOA dues and exactly what they include, any rental or pet rules, whether a CDD applies, the specific unit, and school zoning before you anchor to a number.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Unit

Smaller or lightly updated townhomes in the community. The accessible route into newer, low-maintenance attached living in south Hillsborough.

Lowest entry
The Core Unit

Well-kept townhomes with sound systems and some updates in solid positions, the heart of what trades here in the community.

Most inventory
The Top

Larger, updated, or end-unit townhomes in the best positions with the best orientation, the units that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Unit
Smaller or lightly updated townhomes in the community. The accessible route into newer, low-maintenance attached living in south Hillsborough.
The Core Unit
Well-kept townhomes with sound systems and some updates in solid positions, the heart of what trades here in the community.
The Top
Larger, updated, or end-unit townhomes in the best positions with the best orientation, the units that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within GibsontonStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Copper Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

There is no big amenity premium priced into these townhomes. The deal is won or lost on the unit, the position, and exactly what the HOA covers.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.2/10
Renovation Risk4.5/10
Location Efficiency7.6/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Copper Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Copper Creek, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Copper Creek in 15 seconds.

Best forBuyers who want a newer, low-maintenance townhome in south Hillsborough near the corridors.
Biggest advantageLow-maintenance living with an inclusive HOA close to US 301 and I-75.
Biggest riskMisreading the dues and inclusions, or overlooking rental rules and shared-wall considerations.
Sweet spotA well-kept, updated unit in a good position matched honestly to recent comps.
Avoid ifYou want a detached single-family home with a private yard and no association rules.

HOA, CDD & Fees

15-Second Take
  • Townhome HOA; confirm the current dues
  • Reported to include water, sewer, trash, pool
  • Building exterior and grounds upkeep covered
  • Confirm rental and pet rules
  • Confirm whether a CDD applies on the bill

Copper Creek carries a townhome HOA, with dues reported to fall in roughly the mid-hundreds of dollars per month range and to be relatively inclusive. Confirm the current amount, billing cycle, and exactly what is covered with the listing and the association, since attached-product dues vary. Also confirm whether any CDD assessment applies on the tax bill.

HOA dues here are reported to cover items such as water, sewer, trash removal, grounds and building exterior maintenance, the community pool, and recreation facilities. Confirm the precise inclusions and any reserves with the association, as they materially affect the true carry.

The community offers a pool and shared recreation facilities suited to low-maintenance living, rather than a large gated resort-style amenity package. Confirm current amenity access and any usage rules with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Copper Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Carriage Pointe, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Copper Creek home worth?

Get a no-obligation home value based on real comparable sales in Copper Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Copper Creek on the map →
Or get your Copper Creek home value & selling guide →

Real comps, not a Zestimate.

Copper Creek Market Scorecard

Strong seller's market

Copper Creek is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Copper Creek in Gibsonton?
Copper Creek is a townhome community in Gibsonton (ZIP 33534), set near Bullfrog Creek Road in south Hillsborough County, with quick access to US 301 and I-75.
Is Copper Creek single-family or townhomes?
Copper Creek is primarily a townhome community of attached three- and four-bedroom homes built by D.R. Horton. If a detached single-family home is the priority, cross-shop other south Hillsborough neighborhoods nearby.
Does Copper Creek have an HOA?
Yes. Copper Creek carries a townhome HOA, with dues reported in roughly the mid-hundreds of dollars per month range and described as relatively inclusive. Confirm the current amount and exactly what it covers with the listing and the association before you buy.
What does the Copper Creek HOA include?
The dues are reported to cover items such as water, sewer, trash removal, grounds and building exterior maintenance, the community pool, and recreation facilities. Confirm the precise inclusions and any reserves with the association, since they materially affect the true carry.
Is there a CDD fee in Copper Creek?
Confirm per parcel on the tax bill. Verify whether any Community Development District assessment applies to the specific unit, since it would add to the true monthly carry on top of the HOA dues.
Does Copper Creek have a community pool?
Yes. The community offers a pool and shared recreation facilities suited to low-maintenance living, rather than a large gated resort-style amenity package. Confirm current amenity access and any rules with the association.
What kind of homes are in Copper Creek?
Relatively newer attached townhomes with three- and four-bedroom layouts that typically include attached garages, open-concept floor plans, and in-home laundry. Because the units are similar, interior or end position and condition vary the value.
What schools serve Copper Creek?
Homes here are served by Hillsborough County Public Schools, with nearby Gibsonton-area schools including Corr Elementary, Eisenhower Middle, and East Bay High. School assignment is by address, so confirm the exact zoning with the district for the specific unit.
How far is Copper Creek from US 301 and I-75?
US 301 is roughly 5 to 8 minutes away, and the I-75 interchange at Gibsonton Drive is roughly 6 to 10 minutes by car. Confirm your real commute at your departure time, since US 301 congestion is a known factor.
How far is Copper Creek from Tampa?
Downtown Tampa is roughly 30 to 40 minutes via I-75 depending on traffic, with Brandon about 20 to 25 minutes. Confirm your real commute at your departure time.
Are there rental restrictions in Copper Creek?
Townhome communities often carry leasing rules, such as minimum lease terms or caps on rentals. Ask the association for the current rental and pet policies, since they vary and affect both lifestyle and resale.
Is Copper Creek a good place to buy?
For buyers who want newer, low-maintenance attached living in south Hillsborough close to the corridors, it can be a practical fit. As with any townhome community, the unit, the position, and the inclusions drive the outcome; this is not a guarantee of future value.
What should I check before buying in Copper Creek?
Confirm the HOA dues and exactly what they include, check the rental and pet rules, read the specific unit and its position, confirm whether a CDD applies, verify school zoning by address, and match the unit to real comparable sales.
Should I use the listing agent to buy in Copper Creek?
No. The listing agent works for the seller. On an attached-product purchase where the inclusions, the rules, and the unit position swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a newer, low-maintenance townhome with simpler exterior upkeepExcellent fit
Households who value a community pool and an inclusive HOA over a single-family yardExcellent fit
Buyers who want quick access to US 301 and I-75 toward Brandon, Tampa, and south HillsboroughExcellent fit
First-time buyers or right-sizers who want attached product at a practical price pointExcellent fit
Buyers who will confirm exactly what the dues cover and read the specific unitExcellent fit
Buyers who want a detached single-family home with a private yardProbably not
Those who want to avoid monthly HOA dues and shared-wall livingProbably not
Buyers who need acreage, privacy, or no association rulesProbably not
Anyone who wants a gated, resort-style amenity master planProbably not
Buyers unwilling to verify the inclusions, the rental rules, and any CDD before anchoring to a priceProbably not

Get the inside read on Copper Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Copper Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Copper Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Copper Creek — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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