Coquina Key in St. Petersburg

Coquina Key
St. Petersburg Homes for Sale

Island single-residential neighborhood · St. Petersburg · ZIP 33705

A man-made island neighborhood of ranches and bayou-front homes minutes from downtown.

Island settingBoat accessMinutes to downtown
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a low-lying island neighborhood with a wide value range; the lot and any waterfront, the seawall and dock, and the flood and insurance picture decide value, so read each home closely.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median $/Sqft
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Coquina Key is a man-made island neighborhood in south St. Petersburg, between Big Bayou and Little Bayou about three miles from downtown, so the read is an in-town island read across a wide value range: public sources describe the island, nicknamed the Friendly Island, as a mix of mid-century ranch homes and waterfront single-family homes on Big Bayou with private docks and boat lifts, plus the gated Waterside condominium community and Coquina Key Park on the north side. Single-family prices run from the low 200s for interior ranches up past a million for waterfront homes. The lot, the waterfront, and the flood picture drive value here. Your leverage is reading the lot, the seawall, and the flood read before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Coquina Key is a man-made island neighborhood in St. Petersburg, in the 33705 ZIP, in the south of the city between Big Bayou and Little Bayou and about three miles from downtown. Public sources describe the island, nicknamed the Friendly Island, as a relaxed residential community with boat access to Tampa Bay through the bayous.

The housing spans a wide range. Public sources describe a mix of mid-century ranch homes, often with one- or two-car garages, interior of the island, and waterfront single-family homes on Big Bayou with private docks and boat lifts, alongside the large gated Waterside at Coquina Key condominium community. Single-family prices run from the low 200s for interior ranches up past a million for waterfront homes.

The defining read is the lot and the water, not a uniform product. Whether a home is interior or on the bayou, the seawall and dock condition, the home condition, and the low-lying island flood, elevation, and insurance picture drive value, financing, and insurability. Confirm each for the specific home before you offer.

For buyers who want an in-town island home, from an affordable ranch to a bayou-front home with a dock, minutes from downtown St. Pete, Coquina Key is a distinctive option. The work is reading the lot, the seawall, and the flood picture honestly before you buy.

Best for

  • Buyers who want an affordable in-town home on an island near downtown
  • Boaters who want a bayou-front home with a dock and Tampa Bay access
  • Buyers drawn to mid-century ranches with renovation upside
  • Buyers who will read the lot, the seawall, and the flood picture

Probably not for

  • Buyers who want an inland, high-and-dry, low-insurance home
  • Anyone who will not read the island flood and insurance picture
  • Buyers who want a gated, amenity-maintained community
  • Buyers seeking new construction with a warranty

How Coquina Key is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Coquina Key listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Coquina Key buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Coquina Key sits in St. Petersburg, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Downtown St. Petersburg~7-12 min · waterfront, arts, dining
Coquina Key Park~1-3 min · sports complex and dog park
I-275~5-8 min · regional connector
Gulf beaches (St. Pete Beach)~15-20 min · barrier-island beaches
Tampa (via the bridges)~30-40 min · cross-bay commute
Tampa International Airport (TPA)~30-40 min · via I-275

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Coquina KeySt with Momentum Realty’s local guides.

WAWaterside atCoquina Key North Homes for Sale in StSt. Petersburg, FL · 0.2 miLILewis IslandSt. Petersburg, FL · 0.3 miCKCoquina KeyTownhomesSt. Petersburg, FL · 0.7 miWaterside at Coquina Key SouthWaterside at Coquina Key SouthSt. Petersburg, FL · 0.8 miSSSouth Shore Park Homes for Sale in StSt. Petersburg, FL · 0.9 miGVGrand View Terrace Homes for Sale in StSt. Petersburg, FL · 1.0 miLTLakewood Terrace Homes for Sale in StSt. Petersburg, FL · 1.3 miBHBayou HeightsSt. Petersburg, FL · 1.4 miHAHarbordaleSt. Petersburg, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Coquina Key (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Coquina Key is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Coquina Key address.

The takeaway

What is actually shaping value on Coquina Key: the in-town island setting and boat access, the low-lying flood and insurance picture, the wide value range, and the seawall and dock reads. Each item is sourced and linked.

Recent Developments in Coquina Key

Our read on what is being built around Coquina Key, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe in-town island setting supports demand, while the defining watch items are the low-lying flood and insurance picture, the lot, and the seawall.

In-town island setting anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

An island neighborhood with boat access minutes from downtown is a distinctive, durable draw across price points.

Low-lying island flood and insurance is the watch item

2024-2025
BearishMajor impact
SignificanceRadius: Community

The 2024 storms brought surge to low-lying south St. Pete; read the elevation, flood zone, and insurance for the specific home.

Wide value range means the lot drives the read

Ongoing
NeutralNotable impact
SignificanceRadius: Community

From interior ranches to bayou-front homes, the lot and waterfront set value far more than a community average.

Seawall and dock condition is a real line item

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On a waterfront lot the seawall and dock are major assets and costs; inspect and budget them.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Coquina Key, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. September 2024
    Storm

    2024 storms bring surge to low-lying south St. Petersburg

    Hurricanes Helene and Milton in 2024 drove record storm surge into low-lying waterfront areas of St. Petersburg, including the bayside island neighborhoods, with impact varying by elevation and home. Why it matters: Read the elevation, the flood zone, whether a home was flooded or elevated, and a real insurance quote. Source

Development alerts for Coquina KeyGet a short monthly email when something new is approved, funded, or opens near Coquina Key.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Coquina Key, this is the order of operations we would run, and the one we run for our clients.

1

Read the flood and insurance first. Pull the elevation, flood zone, and a real insurance quote, and whether the home was flooded or elevated after 2024.

2

Read the lot and any waterfront. Interior or bayou-front and the dock and seawall change the value far more than the finishes.

3

Read the home condition. On a mid-century ranch, the roof, systems, and updates drive price and the renovation budget.

4

Inspect the seawall and dock on a waterfront home. Budget any repair before you judge the price.

5

Compare in-town island and bayside options, and cross-shop Shore Acres and Waterside at Coquina Key North.

Best Buy
A well-kept or elevated home with a sound lot and manageable insurance
Biggest Risk
A flooded, low-lying home with a heavy insurance load or a failing seawall
Best Lot
A bayou-front lot with a maintained seawall and dock, or a higher-and-drier interior lot
Smart Timing
Confirm the elevation, the flood and insurance, the lot, and the seawall
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Coquina Key is a man-made island neighborhood in St. Petersburg, in the 33705 ZIP, between Big Bayou and Little Bayou about three miles from downtown. Public sources describe the island, nicknamed the Friendly Island, as a mix of mid-century ranch homes and waterfront single-family homes on Big Bayou with private docks and boat lifts, alongside the gated Waterside at Coquina Key condominium community and Coquina Key Park on the north side, with single-family prices from the low 200s up past a million for waterfront. The defining factors in value are the lot and the water: the interior or waterfront position, the seawall and dock, the home condition, and the low-lying flood, elevation, and insurance picture drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Ranch

Mid-century interior ranch homes, the affordable entry onto the island, priced for renovation and updates.

Lowest entry
The Updated Island Home

Updated interior or near-water homes in good condition, the heart of the resale market here.

Most inventory
The Bayou-Front Home

Waterfront homes on Big Bayou with private docks and boat lifts, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Ranch
Mid-century interior ranch homes, the affordable entry onto the island, priced for renovation and updates.
The Updated Island Home
Updated interior or near-water homes in good condition, the heart of the resale market here.
The Bayou-Front Home
Waterfront homes on Big Bayou with private docks and boat lifts, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within St. PetersburgStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Coquina Key

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The island and the boat access sell the home. The deal is won or lost on the lot, the seawall, and the flood read.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.4/10
Renovation Risk6.4/10
Location Efficiency8.4/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage5.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Coquina Key is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Coquina Key, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Coquina Key in 15 seconds.

Best forBuyers who want an in-town island home, from an affordable ranch to a bayou-front home with a dock.
Biggest advantageA man-made island with boat access minutes from downtown St. Pete.
Biggest riskThe low-lying flood and insurance picture on a bayside island.
Sweet spotA well-kept or elevated home with a sound lot and manageable insurance.
Avoid ifYou want an inland, high-and-dry, low-insurance home or no flood homework.

HOA, CDD & Fees

15-Second Take
  • Single-family island, typically no HOA
  • Flood and windstorm insurance is the big cost
  • Interior ranches to bayou-front homes
  • Inspect the seawall and dock on waterfront
  • Coquina Key Park and boat access on the island

Public sources describe Coquina Key's single-family homes as a non-HOA island neighborhood, so carrying costs are taxes and insurance rather than dues, though the gated Waterside condominium community on the island has its own fees. For a single-family home, confirm any deed restriction; the defining cost is the low-lying flood and windstorm insurance, so pull a real quote.

For single-family homes there is no HOA amenity package; the value is the home, the island lot, any waterfront, and Coquina Key Park nearby. Confirm any deed restrictions for a specific property.

Public sources describe Coquina Key Park with a sports complex, a dog park, a playground, and picnic shelters on the island's north side, plus the Waterside Yacht Club; the single-residential neighborhood itself is not a club community.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Coquina Key, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Shore Acres, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Coquina Key home worth?

Get a no-obligation home value based on real comparable sales in Coquina Key matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Coquina Key on the map →
Or get your Coquina Key home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Coquina Key Market Scorecard

Thin data

Coquina Key is currently a thin data. Limited supply, a median asking price of n/a.

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Median list
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Median sold
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Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Coquina Key?
It is a man-made island neighborhood in St. Petersburg, in the 33705 ZIP, between Big Bayou and Little Bayou about three miles from downtown.
What kind of homes are on Coquina Key?
Public sources describe a mix of mid-century ranch homes in the interior and waterfront single-family homes on Big Bayou with private docks and boat lifts, plus the gated Waterside condominium community. Single-family prices run from the low 200s past a million for waterfront.
Can I keep a boat here?
Waterfront homes on Big Bayou often have private docks and boat lifts with access to Tampa Bay through the bayous. Confirm the dock, the water depth, and the route for the specific home and your vessel.
Is there an HOA?
Public sources describe the single-residential neighborhood as non-HOA, while the gated Waterside condominium community on the island has its own fees. Confirm any deed restriction for a single-family home.
Is Coquina Key in a flood zone?
As a low-lying man-made island, it carries flood and windstorm exposure that varies by elevation and home. Pull the elevation, the flood zone, and a real insurance quote, and whether a home was flooded or elevated after 2024.
Did the 2024 hurricanes affect this area?
The 2024 storms brought surge to low-lying south St. Petersburg, including the bayside island neighborhoods, with impact varying by elevation. Confirm the elevation and flood history for the specific home.
What amenities are on the island?
Public sources describe Coquina Key Park with a sports complex, dog park, playground, and picnic shelters on the north side, plus the Waterside Yacht Club.
How far is downtown?
Downtown St. Petersburg is roughly seven to twelve minutes by car, with I-275 close by for regional trips.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On an island where the lot, the seawall, and the flood picture swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Coquina Key?
The best agent for Coquina Key is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Coquina Key.
How do I find a top St. Petersburg real estate agent who knows Coquina Key?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Coquina Key and the wider St. Petersburg area.
Can Momentum Realty connect me with an agent for Coquina Key?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Coquina Key purchase or sale - no call center and no pressure.
Buyers who want an affordable in-town home on an island near downtownExcellent fit
Boaters who want a bayou-front home with a dock and Tampa Bay accessExcellent fit
Buyers drawn to mid-century ranches with renovation upsideExcellent fit
Buyers who will read the lot, the seawall, and the flood pictureExcellent fit
Buyers who will budget island insurance and seawall upkeepExcellent fit
Buyers who want an inland, high-and-dry, low-insurance homeProbably not
Anyone who will not read the island flood and insurance pictureProbably not
Buyers who want a gated, amenity-maintained communityProbably not
Buyers seeking new construction with a warrantyProbably not
Buyers who will not budget elevation or rebuild costsProbably not

Get the inside read on Coquina Key

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Coquina Key home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Coquina Key specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Coquina Key — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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