Coquina Key Townhomes in St. Petersburg

Coquina Key
Townhomes in St. Petersburg, FL

Townhome community · Pinellas County · ZIP 33705

A townhome community on the low waterfront island of Coquina Key, the residential read for buyers who weigh the HOA, the reserves, and the flood picture before the view.

Coquina Key islandTownhome communityLow waterfront, verify flood
Live Market Pulse
39/100
Momentum
Buyer's Market
This is a townhome community on a low waterfront island, so the honest read is the HOA, the reserves, the flood zone and elevation, and the storm-surge picture, not a citywide average. Confirm the HOA, reserves, and flood quote per unit before you offer.
Free · No obligation
Unlock Off-Market Coquina Key Townhomes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$251K
Median Price
12mo
Supply
79days
Avg DOM
Soft
Seller Leverage
$166/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Coquina Key Townhomes is a townhome community on Coquina Key, a low-lying residential island in southeast St. Petersburg, so the read is a townhome read, not a single-family-lot read: the value drivers are the homeowners association financial health, the reserve funding, what the dues cover, and above all the flood zone, the unit elevation, and the storm-surge exposure of a low island, not a neighborhood average. Local guides place the community in the mid-2000s era and describe a gated, waterfront setting with shared amenities, which is the draw, while the island position is also the caveat: Coquina Key sits low and on the water, was reported among the St. Petersburg neighborhoods inundated by Hurricane Helene storm surge in September 2024 (Spectrum Bay News 9, 2024), and is generally mapped in higher-risk FEMA flood zones along its waterfront (Pinellas and St. Petersburg flood guidance, 2025). Your leverage is reading the HOA budget, the reserves, the FEMA flood zone, the elevation certificate, and an insurance quote for the exact unit honestly before you fall for the water. Confirm the HOA, reserves, and flood quote per unit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Coquina Key Townhomes market snapshot (as of June 25, 2026): the median sale price is about $251K ($166 per sq ft), with homes averaging 79 days on market and 12.0 months of supply, a buyer's market. Based on 7 recent closings in live Stellar MLS data.

Coquina Key Townhomes is a townhome community on Coquina Key, a residential island in southeast St. Petersburg, Pinellas County, ZIP 33705, a short drive from downtown St. Petersburg and the I-275 corridor (St. Petersburg neighborhood guides, 2026). Coquina Key is described as a relaxed, almost entirely island neighborhood about three miles from downtown, connected to the mainland by bridges (St. Petersburg neighborhood guides, 2026).

Local real estate guides place the community in the mid-2000s era and describe a gated, waterfront setting with shared amenities; reported figures vary by source on the exact unit count and size range, so confirm the year built, the number of units, and the floor plan with the association and the listing. This community is distinct from the nearby Waterside at Coquina Key condominium villages, so confirm the exact subdivision and legal description on any listing.

Because this is a townhome community on a low waterfront island, the money is made or lost on the HOA and the flood picture, not on the address alone. The drivers are the monthly HOA dues, the reserve funding, what the dues cover, and the FEMA flood zone, the unit elevation, and the storm-surge history, all of which have to be read from the current association documents, an elevation certificate, and an insurance quote for the exact unit.

The pitch is island townhome living near downtown St. Petersburg, with the water, the bridges, and the city close. The work is the diligence: read the HOA budget and reserves, confirm what the dues cover, pull the FEMA flood zone and elevation, review the storm-surge history, and quote flood and wind insurance before you buy the view. Confirm the HOA, reserves, and flood quote per unit.

Best for

  • Buyers who want island townhome living a short drive from downtown St. Petersburg
  • Lock-and-leave buyers who prefer an HOA-maintained townhome to a single-family yard
  • Water-lovers comfortable doing the flood, elevation, and insurance homework
  • Buyers who will read the HOA budget, reserves, and flood quote closely

Probably not for

  • Buyers who want a single-family home with a large private yard
  • Anyone unwilling to verify HOA dues, reserves, and the flood zone per unit
  • Buyers uncomfortable with low-island storm-surge and flood-insurance exposure
  • Buyers who want a high-elevation, low-flood-risk inland address

How Coquina Key Townhomes is performing right now

39/100
momentum
Buyer's Market
Seller's marketBalancedBuyer's market
12Months of supplytight
61Median days on marketdays
1 : 7Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
+5%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Coquina Key Townhomes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Coquina Key Townhomes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Coquina Key Townhomes

Live MLS inventory for Coquina Key Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Coquina Key Townhomes listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Coquina Key Townhomes trades a large yard for island townhome living, with downtown St. Petersburg, the bridges, and the I-275 corridor a short drive and the beaches and Tampa farther out.

Downtown St. Petersburg~10 to 15 min · shops, dining, waterfront
Bridges off the island~1 to 5 min · to the mainland
I-275 corridor~10 to 15 min · regional access
St. Petersburg waterfront and parks~10 to 15 min · bayfront recreation
Tampa via the bay~30 to 45 min · across the bridges
Tampa International Airport~30 to 45 min · regional airport
Pinellas Gulf beaches~25 to 40 min · across the peninsula

Distances and times are approximate and vary with traffic and the specific unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Coquina KeyTownhomes with Momentum Realty’s local guides.

SSSouth Shore Park Homes for Sale in StSt. Petersburg, FL · 0.4 miGVGrand View Terrace Homes for Sale in StSt. Petersburg, FL · 0.4 miLTLakewood Terrace Homes for Sale in StSt. Petersburg, FL · 0.6 miLILewis IslandSt. Petersburg, FL · 0.6 miWAWaterside atCoquina Key North Homes for Sale in StSt. Petersburg, FL · 0.7 miCKCoquina KeyStSt. Petersburg, FL · 0.7 miIBInter Bay Homes for Sale in StSt. Petersburg, FL · 0.8 miPPPallanza ParkSt. Petersburg, FL · 0.8 miHAHarbordaleSt. Petersburg, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Coquina Key Townhomes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Coquina Key Townhomes is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Countywide choice and application options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Coquina Key Townhomes address.

The takeaway

What is actually shaping value at Coquina Key Townhomes: the low-island flood and storm-surge picture after the 2024 hurricanes, Florida and Pinellas substantial-damage and floodplain rules, and the downtown St. Petersburg location. Each item is sourced, and the dated items are linked.

Recent Developments in Coquina Key Townhomes

Our read on what is being built around Coquina Key Townhomes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn island location near downtown supports demand, with the watch items being the low-island flood and surge exposure, the cost and availability of flood and wind insurance, and Florida and Pinellas substantial-damage rules that can shape repairs and rebuilding.

Low-island storm-surge and flood exposure

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Coquina Key sits low and on the water and is susceptible to high-tide and storm-surge flooding, making the FEMA zone, elevation, and insurance quote critical per unit.

Hurricane Helene storm surge reaches Coquina Key

2024
BearishMajor impact
SignificanceRadius: Community

Coquina Key was reported among the St. Petersburg neighborhoods inundated by Helene surge in 2024, a reminder to read storm history and repairs per unit.

Florida and Pinellas substantial-damage rules

2025
NeutralNotable impact
SignificanceRadius: Area

Substantial-damage rules can require flood-damaged homes to be brought up to current floodplain codes, which shapes repairs and rebuilding on low islands.

Flood and wind insurance cost and availability

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Flood and wind insurance pricing and availability on a low waterfront island drive carrying cost, so quote both for the exact unit early.

HOA reserves and assessment risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Reserve funding and any storm-related or planned assessments in a townhome HOA shape the real carrying cost more than the dues line alone.

Downtown St. Petersburg location

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to downtown St. Petersburg, the waterfront, and the I-275 corridor underpins the location case that supports demand on the island.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Coquina Key Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. October 2024
    Storm

    Debris from Helene piled up along roadways in south St. Pete's Coquina Key

    After Hurricane Helene, residents on and around Coquina Key in south St. Petersburg were clearing debris and gutting homes, with many near the island reporting several feet of water inside after the late-September storm surge. Why it matters: The 2024 surge is a direct reminder that this is a low waterfront island, so the FEMA flood zone, the elevation, and the insurance quote have to be read per unit. Source

  2. September 2024
    Storm

    Storm surge from a distant Helene creates major problems around the Tampa Bay area

    A storm surge of more than five feet from Hurricane Helene inundated low-lying St. Petersburg neighborhoods, with Coquina Key among the oft-flooded areas reported covered by bay waters by midday on September 26, 2024. Why it matters: Surge reaching the island even from a storm passing offshore underscores the low-elevation flood exposure that buyers must price into any Coquina Key purchase. Source

Development alerts for Coquina Key TownhomesGet a short monthly email when something new is approved, funded, or opens near Coquina Key Townhomes.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Coquina Key Townhomes, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and reserves first. In a townhome community, the reserve funding and any planned assessments drive the real carrying cost more than the dues line, so read the current documents.

2

Pull the FEMA flood zone and the elevation certificate. Coquina Key sits low and on the water, so confirm the zone, the elevation, and any past intrusion for the exact unit before anything else.

3

Quote flood and wind insurance for the exact unit. On a low waterfront island the flood and wind lines can move the monthly math, so get the real numbers early and confirm the quote per unit.

4

Confirm what the HOA dues actually cover. Townhome dues often include exterior, roof, and some insurance, but the split between association and owner coverage varies, so verify the inclusions in writing.

5

Cross-shop the nearby Coquina Key options, such as the Waterside at Coquina Key condominium villages, if a different ownership and amenity structure fits better.

Best Buy
A well-located, updated unit in a well-reserved HOA with a documented flood read
Biggest Risk
Underbudgeting reserves, assessments, and low-island flood and surge insurance
Best Lot
A unit with a favorable elevation read and a confirmed FEMA flood zone
Smart Timing
Confirm the HOA, reserves, and flood quote before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Coquina Key Townhomes is a townhome community on a waterfront island rather than a single-family neighborhood, so the lifestyle is HOA-maintained island townhome living a short drive from downtown St. Petersburg. Local guides describe a gated, waterfront setting with shared amenities, with the water, the bridges off the island, and the city close by. Amenities, pet rules, and parking allocations vary by source, so confirm the current rules and what each unit includes with the association, and confirm the HOA, reserves, and flood quote per unit before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Unit
$200K to $235K

A smaller or less updated townhome, the affordable way into the community, where condition, location within the community, and elevation drive value.

Lowest entry
The Core Unit
$235K to $255K

A well-located, updated townhome in good condition, the heart of the community resale market, priced to its real flood and HOA picture.

Most inventory
The Premium Unit
$255K to $259K

The best-positioned, most updated townhomes with the strongest water or amenity exposure, the units that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$200K to $235K
The Entry Unit
A smaller or less updated townhome, the affordable way into the community, where condition, location within the community, and elevation drive value.
$235K to $255K
The Core Unit
A well-located, updated townhome in good condition, the heart of the community resale market, priced to its real flood and HOA picture.
$255K to $259K
The Premium Unit
The best-positioned, most updated townhomes with the strongest water or amenity exposure, the units that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Community ageLocal guides cite a mid-2000s era, confirm per unit
Reserve and assessment riskRead reserve study and any storm assessments
Flood and surge exposureLow waterfront island, verify zone and elevation
Location and accessShort drive to downtown St. Petersburg and I-275
Unit interior updatesVaries by unit, read condition per listing

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Coquina Key Townhomes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Coquina Key Townhomes is a townhome community on a low waterfront island, not a citywide average. The deal is won or lost on the HOA, the reserves, the flood zone, and the elevation and surge picture.

Jon Brooks · Founder, Momentum Realty
7.0B- · Buy Score
Resale Strength7.0/10
Renovation Risk4.8/10
Location Efficiency8.0/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Coquina Key Townhomes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a townhome community, the unit and the HOA are the asset
  • Elevation and the FEMA flood zone set the real risk read
  • Confirm the FEMA flood zone and an elevation certificate per unit
  • Read the reserve study before you read the finishes
  • Quote flood and wind insurance for the exact unit

In a townhome community on a low waterfront island, the part of your money the market protects is the unit condition and location within the community, plus the financial health of the HOA and the flood and elevation picture behind it. Better-positioned, updated units in a well-funded association with a favorable elevation read hold value better than units facing assessments or a difficult flood picture. The interior can be renovated; the island elevation and the FEMA flood zone cannot. Read the reserve study, the budget, the flood zone, the elevation certificate, and the surge history first, then price the condition against them. Confirm the HOA, reserves, and flood quote per unit.

Coquina Key Townhomes in 15 seconds.

Best forBuyers who want island townhome living a short drive from downtown St. Petersburg.
Biggest advantageA waterfront island setting with HOA-maintained townhomes near the city.
Biggest riskReserves, assessments, and low-island flood and surge insurance on the water.
Sweet spotAn updated unit in a well-reserved HOA with a documented flood and elevation read.
Avoid ifYou want a single-family yard or a high-elevation, low-flood-risk address.

HOA Dues, Reserves & Flood Insurance

15-Second Take
  • Read the reserve study and budget, not just the dues
  • Ask about any special assessments and recent storm repairs
  • Confirm what the HOA carries and what each owner insures
  • Pull the FEMA flood zone and an elevation certificate per unit
  • Quote flood and wind insurance for the exact unit

This is a townhome community, so a monthly HOA fee applies and typically covers exterior and common-area maintenance, some insurance, and shared amenities. The dues line alone does not tell the story; the reserve funding and any special assessments matter more, especially on a low waterfront island. Confirm the current dues, the reserve study, and any pending assessments from the latest association documents for the exact unit.

Townhome HOA fees on a community like this generally cover exterior maintenance, the roof in many cases, common-area upkeep, shared amenities, and often some level of building or flood insurance carried by the association. Owners typically still carry their own interior and contents coverage and, on this low island, should confirm flood coverage and the deductible. Verify exactly what the fee covers and what each owner must insure separately, and confirm the HOA, reserves, and flood quote per unit.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Coquina Key Townhomes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Waterside at Coquina Key, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Coquina Key Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Coquina Key Townhomes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Coquina Key Townhomes on the map →
Or get your Coquina Key Townhomes home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

24% of homes for sale in ZIP 33705 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Coquina Key Townhomes Market Scorecard

Strong buyer's market

Coquina Key Townhomes is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $269,000, and homes go under contract in about 61 days.

12.0
Months supply
$269,000
Median list
$251,000
Median sold
$175
Per sqft
61
Days on mkt
7/1/7
Active/Pend/Sold

Typical home value in the 33705 ZIP is $327,610, about 6.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Coquina Key Townhomes?
It is a townhome community on Coquina Key, a residential island in southeast St. Petersburg, Pinellas County, ZIP 33705, a short drive from downtown St. Petersburg and the I-275 corridor.
Is this the same as Waterside at Coquina Key?
No. Coquina Key Townhomes is a separate townhome community, distinct from the nearby Waterside at Coquina Key condominium villages. Confirm the exact subdivision and legal description on any listing, since several Coquina Key communities use similar names.
When was the community built?
Local real estate guides place the community in the mid-2000s era. Reported details vary by source, so confirm the exact year built with the association and the listing for the specific unit.
How many units are there and what types?
Guides describe a townhome community with shared amenities, but reported figures on the unit count and size range vary by source. Confirm the exact number of units, the floor plan, the bedroom count, and the size for any specific unit.
Is there an HOA, and what does it cover?
Yes. As a townhome community it has a homeowners association with monthly dues that typically cover exterior and common-area maintenance, shared amenities, and often some insurance. Owners usually carry their own interior and contents coverage. Confirm the exact inclusions, dues, and reserves from the current association documents.
Is Coquina Key in a flood zone?
Coquina Key is a low-lying waterfront island, and its waterfront is generally mapped in higher-risk FEMA flood zones (Pinellas and St. Petersburg flood guidance, 2025). Flood insurance is usually required by lenders in these zones. Always pull the FEMA flood zone, the elevation, and the surge history, and quote flood insurance for the exact unit.
Did Coquina Key flood in recent storms?
Yes. Coquina Key was reported among the St. Petersburg neighborhoods inundated by Hurricane Helene storm surge in late September 2024, with many homes near the island taking several feet of water (Spectrum Bay News 9, 2024). Confirm any storm history and repairs for the exact unit and the association.
What insurance do I need as an owner?
Beyond what the HOA carries, you typically carry your own interior and contents coverage, and on this low waterfront island you should confirm flood coverage, wind coverage, and the deductibles. Quote the specific unit before you buy and confirm the HOA, reserves, and flood quote per unit.
How do Florida storm and building rules affect this community?
Florida and Pinellas substantial-damage rules can require homes with major flood damage to be brought up to current floodplain codes, which can affect repairs and rebuilding on low islands (Pinellas and St. Petersburg floodplain guidance, 2025). Read the association documents and any storm-repair history, and confirm the current rules for the exact unit.
What schools serve the community?
It is part of Pinellas County Public Schools, with assignment by address that can change, and Pinellas also operates a countywide choice and application system. Confirm the exact assigned and choice options for the specific unit.
What is nearby?
Downtown St. Petersburg, the waterfront, the bridges off the island, and the I-275 corridor are all a short drive, with the Pinellas Gulf beaches and Tampa farther out. Confirm real drive times for your routine.
Is Coquina Key Townhomes a good investment?
An island townhome address near downtown St. Petersburg supports demand, but this is a townhome community on a low waterfront island, so the HOA reserves, any assessments, and the flood and insurance picture drive the outcome. This is not a guarantee of future value; read the documents and the math.
What amenities does the community have?
Local guides describe a gated, waterfront setting with shared amenities; the exact amenity list varies by source. Confirm which amenities are real, current, and included, along with any pet and parking rules, with the association before you buy.
How does it compare to the Waterside condominiums?
The Waterside at Coquina Key villages are condominiums with their own association and amenity structure, while Coquina Key Townhomes is a separate townhome community. Which is the better buy depends on your budget, the ownership and dues structure, and your flood and amenity priorities.
Who is the best real estate agent for Coquina Key Townhomes?
The best agent for Coquina Key Townhomes is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Coquina Key Townhomes.
How do I find a top St. Petersburg real estate agent who knows Coquina Key Townhomes?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Coquina Key Townhomes and the wider St. Petersburg area.
Can Momentum Realty connect me with an agent for Coquina Key Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Coquina Key Townhomes purchase or sale — no call center and no pressure.
Buyers who want island townhome living near downtown St. PetersburgExcellent fit
Lock-and-leave buyers who prefer an HOA-maintained townhome to a yardExcellent fit
Water-lovers comfortable doing the flood, elevation, and insurance homeworkExcellent fit
Buyers who will read the HOA budget, reserves, and flood quote closelyExcellent fit
Buyers who want shared amenities in a waterfront island settingExcellent fit
Buyers who want a single-family home with a large private yardProbably not
Anyone unwilling to verify HOA dues, reserves, and the flood zone per unitProbably not
Buyers uncomfortable with low-island surge and flood-insurance exposureProbably not
Buyers who want a high-elevation, low-flood-risk inland addressProbably not
Buyers unwilling to budget for possible special assessmentsProbably not

Get the inside read on Coquina Key Townhomes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Coquina Key Townhomes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Coquina Key Townhomes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Coquina Key Townhomes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Pinellas County market guide or every community in the Neighborhood Finder.

Get my Pinellas County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Coquina Key Townhomes Expert
Call Get Listings