What's in this guide
- Executive Summary
- Quick Facts
- Community Overview & History
- Neighborhoods & Areas
- Real Estate Market
- Who Lives Here
- Schools
- Amenities & Lifestyle
- HOA, CDD & Costs
- Commute Analysis
- Shopping & Dining
- Pros & Cons
- Neighborhood Comparisons
- Hidden Things to Know
- Momentum Expert Insight
- Live Listings & Recent Sales
- Flood Zones & Insurance
- Internet & Connectivity
- The Tax Reality
- What Your Budget Buys
- The Future of the Area
- Resale Liquidity
- The Buyer Playbook
- Questions to Ask
- Mistakes to Avoid
- Frequently Asked Questions
Executive Summary
Cordera is among the lowest-priced new construction in St. Johns County: townhomes from 199,990 to 278,990 dollars per Jome and D.R. Horton data in June 2026.
The product is simple: two plans, 1,109 to 1,308 square feet, lawn maintenance included, no big amenity campus, which is exactly how the price stays down.
The MLS counts both Cordera Townhomes and Cordera Townhomes Express; they are the same community with two D.R. Horton series at one address.
Quick Facts
| Category | Detail |
|---|---|
| Location | Off Ayamonte Road, west side of St. Augustine |
| County | St. Johns County |
| ZIP code | 32084 |
| Homes | Two-story townhomes by D.R. Horton (Tradition and Express series) |
| Built | Actively selling new construction |
| Home sizes | About 1,109 to 1,308 square feet, 2 to 3 bedrooms |
| Amenities | Lawn maintenance included, smart-home package; no major amenity center |
| Schools | St. Johns County School District (top-rated; confirm zoning by address) |
| Gate / HOA | HOA about 295 dollars per quarter reported; no CDD reported |
Community Overview & History
The cheapest door into the county
St. Johns County built its reputation on schools and master plans, and the price of entry climbed accordingly; Cordera attacks that from below with a no-frills townhome at a price the county had not seen in years.
How it feels on the ground today
Cordera reads as an efficient production townhome community: tight streets, paired and row product, builder inventory moving fast, and downtown St. Augustine ten minutes east.
The Community and What You Are Buying
Two plans, two series, one decision: payment math.
The Jackson and Springfield plans
Two-story townhomes, 1,109 to 1,308 square feet, 2 to 3 bedrooms, 2.5 baths.
Tradition vs Express series
Two D.R. Horton spec levels at the same site; compare finish lists, not just price.
Inventory homes
Quick move-ins rotate constantly at this volume; confirm incentives and rate buydowns.
Real Estate Market
Per Jome and builder data in June 2026, Cordera spans roughly 199,990 to 278,990 dollars, which undercuts nearly everything new in the county.
The buyer pool is first-time buyers, downsizers, and investors watching the rent line against a sub-300 price.
Exit liquidity rides the price point: the cheapest product in a premium county rarely lacks a buyer.
Who Lives Here
Cordera draws first-time buyers stretching into St. Johns County, service and hospitality workers tied to St. Augustine, and investors running the numbers on the cheapest new product in the county.
Schools
Cordera Townhomes is served by the top-rated St. Johns County School District, with attendance zones by home address. Confirm the exact zoning for a Cordera Townhomes address before you buy. Zoned schools for this address were not confirmed by third-party sources at publish time, so verify with the district locator.
Amenities & Lifestyle
Cordera trades amenities for price, deliberately.
Included lawn maintenance
The HOA carries the yard, which is the real amenity at this price.
Smart-home package
Standard on D.R. Horton builds.
No amenity campus
No pool or clubhouse advertised; that absence is why the sticker is low.
Downtown proximity
The amenity is St. Augustine itself, about ten minutes east.
HOA, CDD & Costs
HOA was reported at about 295 dollars per quarter with no CDD, per Jome data in June 2026; confirm both in writing.
The fee covers lawn maintenance, which simplifies the monthly math for first-time buyers and investors.
Confirm insurance responsibilities between the HOA and the unit owner, as townhome master policies vary.
Commute Analysis
| Destination | Typical drive |
|---|---|
| Downtown St. Augustine | About 10 minutes |
| US-1 corridor | About 5 minutes |
| I-95 | About 10 minutes |
| St. Augustine beaches | About 20 minutes |
| Downtown Jacksonville | About 50 minutes |
Cordera sits on the west side of St. Augustine with quick US-1 and I-95 access: downtown is ten minutes, the beaches twenty, and the Jacksonville commute is the long leg.
Shopping & Dining
The US-1 corridor covers groceries and big-box within minutes, and downtown St. Augustine handles the rest.
Pros and Cons
Pros
- Among the cheapest new construction in St. Johns County
- Lawn maintenance included
- No CDD reported
- Ten minutes to downtown St. Augustine
- Strong investor and first-buyer demand
Cons
- No pool or amenity campus
- Small floor plans, 1,109 to 1,308 square feet
- Builder inventory competes with resale
- Reserved parking rather than garages on some units; confirm
- Zoned schools need verification
Cordera Townhomes vs. Comparable Communities
| Community | How it compares to Cordera Townhomes |
|---|---|
| Stokes Landing | The D.R. Horton townhome sibling on the north US-1 corridor, zoned toward Nease High. |
| Beacon Lake Townhomes | The townhome-in-an-amenity-master-plan comparison at a higher band. |
| Sawmill Landing | Boutique single-family near downtown for the next budget step up. |
Hidden Things Buyers Should Know
The two-series catch
Tradition and Express share the site but not the spec sheet; walk both models and compare the finish lists line by line.
The insurance split
Townhome master policies differ on roofs and exteriors; the answer changes your real monthly cost, so get it before contract.
The investor floor
Sub-300 new construction in this county draws investor demand that puts a floor under resale; that works for you on exit and against you in bidding.
Momentum Expert Insight
Cordera is the arithmetic play: the cheapest new product in the most expensive school county in Northeast Florida.
My advice is to treat it like the financial product it is: confirm the fee stack, the insurance split, and the parking, then negotiate the inventory homes hard.
Selling a Home in Cordera Townhomes
Resale prices against active builder inventory until buildout, so condition and any upgrades have to carry the story.
We price from the freshest closed townhome comparables, not the single-family noise nearby.
Get a no-obligation home value for your Cordera Townhomes home, based on real comparable sales in the community rather than an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Flood Zones & Insurance
St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.
The reliable move is to pull the FEMA flood designation for the exact Cordera Townhomes address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
Internet & Connectivity
St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Cordera Townhomes address rather than assuming.
The Tax Reality
St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
What Your Budget Buys Here
The same budget buys very different homes across Cordera Townhomes and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.The Future of the Area
St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.Resale Liquidity
How quickly a Cordera Townhomes home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Cordera Townhomes home is priced to the real market.The Cordera Townhomes Playbook
If you are buying in Cordera Townhomes, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.
Questions We Would Ask Before Buying Here
Ask the seller
- What flood zone is this exact address in?
- What are the HOA dues, and is there a CDD or special assessment?
- What did the last few comparable homes actually sell for?
- How old are the roof, HVAC, and water heater?
- What is the true second-year tax estimate after reassessment?
Ask yourself
- Does the commute to work, schools, and daily life actually work?
- Do I need fiber internet, and is it at this address?
- Am I pricing against the right comparable sales, not the average?
- Does the lot and the condition fit my budget and my resale plan?
Mistakes to Avoid
The common ones around Cordera Townhomes: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.
Frequently Asked Questions
Where is Cordera?
Who builds Cordera?
What do townhomes cost?
How big are the townhomes?
What is the HOA?
Is there a CDD?
Does it have a pool?
What schools serve it?
How far is downtown St. Augustine?
How far are the beaches?
Do units have garages?
Are quick move-ins available?
Is Cordera a good investment?
What is the difference between Cordera and Cordera Express?
Who should I call about Cordera?
Do I need my own agent to buy here?
Related Reading
If you are weighing Cordera against the other attainable St. Augustine options, these guides are a good next step.