Heartwood
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.

Heartwood is one of the harder St. Augustine communities to read right now because there is nothing active on the MLS to benchmark against. No live listings and no amenities confirmed in current MLS records means we do not have a public price signal to point to — pricing here has to be built from off-market comps and direct outreach rather than a scroll through a portal.
For a buyer, that is not a red flag, it is a posture: you win in a community like this by having an agent watching for the listing before it is broadly marketed, not by refreshing a search. For a seller, it cuts the other way — with no current actives to anchor buyer expectations, the pricing conversation leans more on local judgment than on a tidy comp set.
The setting & the homes.
Aerial and on-site photos of Heartwood. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Heartwood; content deemed reliable but not guaranteed.
Who Heartwood is best for.
Best for
- Buyers working with an agent who can flag a listing here before it goes wide
- Buyers comfortable making a decision without a deep set of current comparables
- Sellers open to a private, agent-led pricing conversation rather than leaning on active competitor listings
Probably not for
- Buyers who want to browse a live set of active listings today
- Buyers who need a documented amenity list before committing
- Buyers who want recent public sales data to validate a price before writing an offer
The market around Heartwood
Heartwood is a small community — 12 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32086, 152 homes are on the market and 21% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,921 homes are active and 1,005 pending (34% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Heartwood specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Heartwood
Live MLS inventory for Heartwood. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Heartwood listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
How far is everything?
Everyday stops around Heartwood are close: the nearest dining is about 2 minutes away.
- Romano's Restaurant and Pizzeria · Dining2 min
- La Amapola Cafe · Coffee3 min
- Publix · Groceries4 min
- Moultrie Square · Shopping4 min
- Vaill Point Park & Trail · Parks6 min
- Uf health · Health9 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Otis A. Mason Elementary SchoolFLDOE grade A · Public (zoned; confirm by address)
- Sebastian Middle SchoolFLDOE grade A · Public 6-8 (zoned; confirm by address)
- Pedro Menendez High SchoolFLDOE grade B · Public 9-12 (zoned; confirm by address)
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Heartwood address.
=======Nearby Communities
Explore more neighborhoods near Heartwood Homes for Sale in St with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
Heartwood is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Otis A. Mason Elementary School
Sebastian Middle School
Pedro Menendez High School
St. Joseph Academy
St. Johns Academy
Buying with schools in mind? We can confirm the exact zoned schools for any Heartwood address.
>>>>>>> origin/mainThe Heartwood buying strategy.
If we were buying in Heartwood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heartwood.
A community with no public data trail
There is no way to responsibly quote a price range, a typical square footage, or a build era for Heartwood off of what the MLS is currently showing — there simply isn't an active listing or a confirmed amenity record to draw from. That is a different situation than a community that is expensive or exclusive; it is a community that is quiet on the public market at this moment.
The practical implication is that anyone serious about Heartwood should treat it as a watch-list community: set up an alert, ask a local agent what they know from private conversations and past closings, and be ready to move the moment something does surface rather than expecting a shelf of comparable listings to shop from.
The location and the amenities are priced into every listing in Heartwood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community shows nothing active on the MLS, the value an agent adds shifts from filtering search results to actually surfacing opportunity — knowing who is likely to sell, keeping a live alert on the address, and being able to speak to pricing without a public comp sheet to lean on. That is the work Momentum does on communities like Heartwood.
Heartwood in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Heartwood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heartwood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heartwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heartwood home worth?
<<<<<<< HEADGet a no-obligation home value based on real comparable sales in Heartwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Heartwood on the map →
Or get your Heartwood home value & selling guide →
Get a no-obligation home value based on real comparable sales in Heartwood matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32086 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Heartwood Market Scorecard
Heartwood is currently a no active listings. Limited supply, a median asking price of n/a.
Typical home value in the 32086 ZIP is $372,045, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Heartwood Market Scorecard
Heartwood is currently a no active listings. Limited supply, a median asking price of n/a.
Typical home value in the 32086 ZIP is $372,045, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Do cash buyers compete in Heartwood?
What schools serve Heartwood?
Who is the best real estate agent for Heartwood?
How do I find a top St. Augustine real estate agent who knows Heartwood?
Can Momentum Realty connect me with an agent for Heartwood?
Should you buy in Heartwood?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Heartwood with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2015 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

















