Cottage Grove at Lake Oconee
Homes for Sale in Eatonton, GA
All 103 homes for sale in Eatonton, GA · median $620,000 · 212 homes for sale in 31024 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Donna Newell, Rooftop Realty · via Georgia MLS
As of September 2026, Cottage Grove at Lake Oconee in Eatonton, GA has 6 homes for sale, asking from $282,996 to $355,040 (median $332,501). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $321,741, $220 per square foot, a median 3 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2026–2026 with 13 new construction. At the median price and Putnam County's 2025 rate of 17.98 mills, annual property tax runs about $2,310.
| Location | Eatonton, Putnam County, GA · ZIP 31024 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | None, Park |
| Sale prices, last 12 months | $321,741 median across 7 closed sales · $220 per sq ft |
| Days on market (closed sales) | 3 median |
| For sale right now | 6 active, 0 pending · median asking $332,501 · 10.3 months of supply |
Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cottage Grove at Lake Oconee key facts,” movewithmomentum.com/neighborhoods/cottage-grove-at-lake-oconee, data as of September 20, 2026.
Last 30 days in Cottage Grove at Lake Oconee: 1 new listing (median asking $341,182), 1 closed sale (median $304,531). As of September 26, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.
Homes For Sale Right Now in Cottage Grove at Lake Oconee
Live MLS inventory for Cottage Grove at Lake Oconee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 34 daysTop listing
Active · 34 days
Active · 15 days
Active · 34 days
Active · 105 days
Active · 105 daysActive and pending Cottage Grove at Lake Oconee listings as of 2026-09-26, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. 
Tap any home to ask about it.
Every Home for Sale in Cottage Grove At Lake Oconee Right Now (6)
All 6 active and pending Cottage Grove At Lake Oconee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 125 Cottage Grove Circle · $341,182 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Rooftop Realty
- 121 Cottage Grove Circle · $323,820 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Rooftop Realty
- 123 Cottage Grove Circle · $354,450 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Rooftop Realty
- 131 Cottage Grove Circle · $355,040 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Rooftop Realty
- 119 Cottage Grove Circle · $306,529 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Rooftop Realty
- 111 Cottage Grove Circle · $282,996 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Rooftop Realty
Cottage Grove at Lake Oconee is pricing off a thin but telling data set: seven closings in the current window, a median of $321,741, and a median price per square foot of $220.11. That per-square-foot figure sits in a moderate range for the Lake Oconee area, which suggests the homes moving here are not the largest or most heavily renovated stock in the market — value is being set by condition and size more than by any amenity package, since none is identified in current MLS listings.
The standout number is days on market: a median of just 3 days. With that few transactions, a handful of well-priced, move-in-ready listings can pull the whole median down, so treat the 3-day figure as a signal of strong buyer response to correctly priced homes rather than proof that every listing here moves instantly. Sellers who price to current comps should expect quick attention; buyers should be ready to act the day a listing hits, not the week after.
Cottage Grove at Lake Oconee right now
🟢 Buyer-leaning market. 10.3 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 7 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cottage Grove at Lake Oconee market snapshot (as of September 20, 2026): the median sale price is about $322K ($220 per sq ft over the trailing 12 months of closed sales), a median 3 days on market for closed sales, and 10.3 months of supply, a buyer-leaning market.
In ZIP 31024 (Eatonton), 171 homes closed in the last 12 months at a median of $393K ($220/sq ft), up 3.5% year over year, with a median 69 days on market. Right now 73 active and 9 pending listings put supply at about 6.0 months — a buyer's market. See the live ZIP 31024 housing market.
Georgia MLS sales records identify 7 homes in Cottage Grove at Lake Oconee that have changed hands since 2026, built between 2026 and 2026 (median 2026), with a median living area of about 1,502 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.
Cottage Grove at Lake Oconee is a small-footprint community in Eatonton, Putnam County, trading close to the lake without a documented amenity package attached to current listings — pricing here is driven by the individual home, not a shared clubhouse or facility roster.
The setting & the homes.
Aerial and on-site photos of Cottage Grove at Lake Oconee. Swipe to explore the community.
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Cottage Grove at Lake OconeePhotos from Georgia MLS listings in Cottage Grove at Lake Oconee; content deemed reliable but not guaranteed.
Who Cottage Grove at Lake Oconee is best for.
Best for
- Buying close to Lake Oconee without needing a shared amenity package to justify the price.
- Moving decisively when a well-priced listing appears, given the fast typical days-on-market here.
- Comfortable evaluating a home on its own merits rather than leaning on community-wide averages built from a small sample.
Probably not for
- Needing an on-site clubhouse, pool, or recreational facility as part of the purchase decision.
- Wanting a large, deep inventory of active comps to shop before committing.
- Relying on a single median price figure to set an offer without pulling current comps on the specific home.
Schools
- Putnam County School System
- Verify the zoned schools by address
- Magnet and choice options may be available
Putnam County School System posted a 92.0% four-year graduation rate and 2,778 students across 4 schools in 2024-25 (Governor’s Office of Student Achievement).
- Putnam · Elementary
- Putnam County · Middle
- Putnam · High
District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Cottage Grove at Lake Oconee listings and can change; always confirm with the Putnam County School System for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cottage Grove at Lake Oconee address.
Shop the zone: Homes zoned for Putnam Elementary School · Homes zoned for Putnam County Middle School · Homes zoned for Putnam High School
The Cottage Grove at Lake Oconee buying strategy.
If we were buying in Cottage Grove at Lake Oconee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cottage Grove at Lake Oconee.
A thin market that still moves fast
Seven closings is not a deep sample, and that matters for how you read every other number in this snapshot. The $321,741 median and $220.11 median price per square foot are real, but with this few transactions a single higher- or lower-priced closing can shift the median meaningfully. Buyers and sellers should lean on a specific comp pull for the exact home in question rather than assuming the community-wide median applies evenly across every lot or floor plan.
What is consistent across a small sample is speed: a 3-day median days on market says correctly priced listings here are not sitting. That is a function of limited current inventory as much as demand — when there are only a few homes to choose from at any given time, the ones priced in line with the market get absorbed quickly. No community amenities are identified in current MLS data, so whatever is drawing buyer interest is tied to the home itself and its proximity to Lake Oconee, not a shared recreational package.
The location and the amenities are priced into every listing in Cottage Grove at Lake Oconee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin punishes generic pricing advice. We pull the actual closed comps for Cottage Grove at Lake Oconee before we set a number, because a median built on seven sales moves with every new closing — and we track that in real time rather than relying on a static report.
Cottage Grove at Lake Oconee in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cottage Grove at Lake Oconee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cottage Grove at Lake Oconee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cottage Grove at Lake Oconee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cottage Grove at Lake Oconee home worth?
Get a no-obligation home value based on real comparable sales in Cottage Grove at Lake Oconee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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13% of homes for sale in ZIP 31024 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Cottage Grove at Lake Oconee Market Scorecard
Cottage Grove at Lake Oconee is currently a strong buyer's market. About 10.3 months of supply, a median asking price of $332,501, and homes go under contract in about 34 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Cottage Grove at Lake Oconee?
How long do homes in Cottage Grove at Lake Oconee take to sell?
Is Cottage Grove at Lake Oconee a buyer's or seller's market right now?
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Is Cottage Grove at Lake Oconee a good place to live?
Should you buy in Cottage Grove at Lake Oconee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Georgia MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Georgia MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Georgia MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
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See how Cottage Grove at Lake Oconee fits the bigger picture — live prices, inventory, and Momentum Scores: