Cross Creek: The New-Home Guide.

Overview: What Is Announced

Cross Creek is a Lennar single-family community at 37 Bent Oak Drive, Freeport, 32439. Lennar opened it in November 2025 alongside Magnolia Ridge in Panama City, the pair the builder used to announce its Gulf Coast expansion. Cross Creek carries 63 homesites; Magnolia Ridge has 134.

Four plans are priced as of August 14, 2026: Walsh at 1,845 square feet, four bedrooms and two baths, from 349,990 dollars; Joplin at 1,891 square feet, three bedrooms, from 354,990; Springsteen at 2,000 square feet, four bedrooms, from 359,990; and Hendrix at 2,142 square feet, four bedrooms and three baths, from 369,990. The builder headline is the mid 300,000s.

Lennar positions the community on proximity to outdoor destinations including Nokuse Plantation and Choctawhatchee Bay, with trails, paddleboarding, kayaking, and fishing nearby. Walton County School District serves the community through Freeport Elementary, Freeport Middle, and Freeport Senior High.

Quick Facts (All Sourced)

Base prices exclude lot premium and options. Note the gap between the mid 300,000s Freeport headline and the mid 200,000s at Lennar's Panama City community 50 miles east: same builder, same plan names, different market. Confirm the current price sheet before you write.

Location & Context

The welcome home center is at 37 Bent Oak Drive, Freeport, 32439, with builder coordinates at 30.525597, -86.133706. Lennar highlights Nokuse Plantation and Choctawhatchee Bay for trails, paddleboarding, kayaking, and fishing.

Trade coverage of the November 2025 debut noted that Freeport dates to settlers in the 1830s and has absorbed an explosion of new development in recent years, including the 3,000-acre Hammock Bay master plan.

The Freeport logic is straightforward. It is the inland town on the north side of Choctawhatchee Bay, roughly twenty minutes over the bridge from the 30A beach corridor where the same square footage costs multiples of this. Buyers who work on the coast and cannot pay coastal prices have been moving here for a decade, which is why Freeport is one of the fastest-growing municipalities in Northwest Florida. The tradeoff is the Highway 331 bridge, a single crossing that backs up in season. Drive it at the hour you would actually be driving it.

What Is Planned

Six designs with one- and two-story models from 1,474 to 2,000 square feet were reported across both debut communities at opening; the Freeport lineup as listed in August 2026 is four plans running 1,845 to 2,142 square feet.

Available inventory on August 14, 2026 was two homes: a Walsh at 358,490 dollars, four bedrooms, 1,845 square feet on Free Point Circle, and a Hendrix at 377,490 dollars, four bedrooms, 2,142 square feet.

Jome also carries the community as an active Lennar listing in Freeport, 32439.

Taxes & Costs Context

Cross Creek is in Walton County, so property taxes follow the Walton millage plus any community assessments.

Expect an HOA; no dues figure is published on the sources cited here. For context, the Walton County figure in our FY2025-26 millage file is a typical total of about 9.76 mills, and actual parcel totals vary by municipality and taxing district, so treat it as a planning number, not a quote.

Lennar listed the community from 349,990 dollars on the Walsh plan as of August 14, 2026, with the mid 300,000s as the community headline.

Walton County carries the lowest typical millage of the three Panhandle counties on this page, which is a genuine payment advantage over Bay or Okaloosa on an equivalent assessed value. It does not offset coastal insurance, so quote wind and flood before you commit.

Schools

Lennar lists Freeport Elementary School, Freeport Middle School, and Freeport Senior High School, all Walton County School District. Builder school data is computer generated; confirm current zoning with the district before you buy.

The Timeline

Here is the dated record. It updates as phases release and pricing moves.

• 2025-11Lennar issued a press release debuting Cross Creek and Magnolia Ridge in the greater Panama City area. Source: PR Newswire, Lennar Debuts Magnolia Ridge and Cross Creek in the Greater Panama City Area, 2025-11.
• 2025-11-26Trade coverage reported Cross Creek at 63 homesites and Magnolia Ridge at 134, both opened in November and both starting in the low 300,000s, and quoted Lennar's Panama City division president describing the pair as a milestone in the builder's Gulf Coast expansion. Source: Homes.com News, Lennar unveils two new developments in Florida's Panhandle (Magnolia Ridge 134 homesites, Cross Creek 63, both opened November 2025, from the low 300,000s), 2025-11-26.
• 2026-08-14Builder page shows the community actively selling in the mid 300,000s with four priced plans from 349,990 dollars and two homes available. Source: Lennar, Cross Creek community page (Actively selling, mid 300,000s, 37 Bent Oak Drive, Freeport), 2026-08-14.

This page updates in place as the community builds out and closed-price history accumulates.

Frequently Asked Questions

Related Reading

Run the numbers and check the area before you commit: