Cross Creek Estates in Freeport

Cross Creek Estates
Homes for Sale in Freeport, FL

Community in Freeport · Walton County · ZIP 32439
131 homesBuilt 2014–2022Median sale $355K
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Photo via emeraldcoast

Built fromLive emeraldcoast data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Cross Creek Estates Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$355K
Median sold · 12 mo
94.2%
Sale vs ask
Walton median: 94.5%
Tempo
145days
Median DOM · closed
0 days at the 2018 low
100%
Under contract
0 · 1
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
59%
Owner-occupied · Cross Creek Estates
77 of 131 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Cross Creek Estates
incl. 13% trust or LLC-held · 16% out-of-state
0%
Cash buyers · Cross Creek Estates
0 of 3 sales, 12 mo ending July 2026
131
Homes in the community
131 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 2014
Community established
homes built 2014-2022, median 2020 (FL DOR 2025)
2.3%/yr
Turnover rate
about 3 of 131 homes trade a year

The 60-Second Overview

Cross Creek Estates market snapshot (as of July 25, 2026): the median sale price is about $355K, and a median 145 days on market for closed sales.

Cross Creek Estates is a community of 131 homes in Freeport, Walton County, built between 2014 and 2022 (median 2020.0), with a median living area of about 2,012 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($355K) IS the median in the snapshot above.

Windows contain 0 to 28 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$250K$300K$350K2014201620182020202220242026
Median days on market · closed sales
02004002014201620182020202220242026
0 days at the 2018 low; 145 now.
Sale price vs original ask · median
95%100%2014201620182020202220242026
94.2% now vs Walton 94.5%.
Homes sold per 12-mo window
01020302014201620182020202220242026
0 to 28 a year; 3 in the current window.

Cross Creek Estates Market Scorecard

Balanced

Cross Creek Estates is currently a balanced market..

$355,000
Median sold
0/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Cross Creek Estates

Live MLS inventory for Cross Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cross Creek Estates listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Freeport · Elementary
  • Freeport · Middle
  • Freeport · High

Zoned schools reflect the assignments reported on recent Cross Creek Estates listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cross Creek Estates address.

If we were buying in Cross Creek Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek Estates.

A closer look at the Cross Creek Estates market

Homes in Cross Creek Estates trade around a median of $355K, where condition and lot do more to set the final number than the asking price does.

The housing stock is 131 homes built between 2014 and 2022, and 59% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Cross Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek Estates sales matched to your home.

What is your Cross Creek Estates home worth?

Get a no-obligation home value based on real comparable sales in Cross Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cross Creek Estates on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Cross Creek Estates?
The median sale price in Cross Creek Estates was $355K over the 12 months ending July 25, 2026 (3 closed sales, emeraldcoast).
How long do homes in Cross Creek Estates take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 145 days on market (3 sales, emeraldcoast).
How many homes are in Cross Creek Estates?
The Florida DOR 2025 assessment roll shows 131 homes in Cross Creek Estates (public records).
What share of Cross Creek Estates is owner-occupied?
59% of Cross Creek Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cross Creek Estates built?
Homes in Cross Creek Estates were built between 2014 and 2022, with a median year built of 2020.0 (FL DOR 2025 roll).
Do cash buyers compete in Cross Creek Estates?
Cash buyers took 0% of Cross Creek Estates sales in the 12 months ending July 2026 (0 of 3 closings, emeraldcoast).
Who is the best real estate agent for Cross Creek Estates?
The best agent for Cross Creek Estates is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cross Creek Estates.
How do I find a top Freeport real estate agent who knows Cross Creek Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cross Creek Estates and the wider Freeport area.
Can Momentum Realty connect me with an agent for Cross Creek Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cross Creek Estates purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32439))
Historical depthClosed-sale records back to 2014 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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