Cumberland Trace is a gated townhouse community in Largo, in central Pinellas County, built between 2004 and 2005 (Homes by Marco, 2026). The townhomes are roughly 1,271 square feet on average, on streets including Thoroughbred Loop, Larriott Drive, Appaloosa Drive, and Cumberland Drive, off Ulmerton Road in the 33773 ZIP code.
It is an amenity community rather than a plain townhouse row. Listing sources describe a community pool, clubhouse, fitness center, playground, and racquetball, with a gated entrance and grounds maintenance covered by the association (Homes by Marco, 2026). That low-maintenance, lock-and-leave format is the core of the pitch.
Because this is a single mid-2000s community, the money is made or lost on the HOA budget and reserves, the building exterior and roof condition, and an honest read of the flood zone for the specific unit, not on the headline price.
The pitch is central Pinellas convenience with low exterior upkeep: quick access to Ulmerton Road and US 19, with St. Pete-Clearwater International Airport, the Gulf beaches, and downtown St. Petersburg all reachable. The work is reading the association documents, verifying the HOA dues and what they include, and quoting insurance and flood for the exact unit.
