Cumberland Trace in Largo

Cumberland Trace
Homes for Sale in Largo, FL

All 490 homes for sale in Largo, FL · median $310,500 · 29 townhomes for sale in Largo · 52 homes for sale in 33773 · Pinellas County homes for sale

Community in Largo · Pinellas County · ZIP 33773
123 homesBuilt 2004–2005
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Cumberland Trace in Largo, FL has 3 homes for sale. Homes listed or recently sold were built 2004 - 2005; 6 of 6 report an HOA (median $175/mo).

Cumberland Trace key facts
LocationLargo, Pinellas County, FL · ZIP 33773
Homes in the community123 (FL DOR 2025 assessment roll)
Years built2004–2005 (median 2004)
Typical living area1,271 sq ft (median)
Home types (current listings and sales)townhouses 100%
Amenities listed by sellersPool, Deed Restrictions, Clubhouse, Community Mailbox, Fitness Center, Gated Community - No Guard
For sale right now3 active, 0 pending · median asking $269,500 · 12.0 months of supply
Owner-occupied (homestead) share68%
Zoned public schoolsPinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cumberland Trace key facts,” movewithmomentum.com/neighborhoods/cumberland-trace, data as of September 20, 2026.

Live · Cumberland Trace Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
3 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
68%
Owner-occupied · Cumberland Trace
84 of 123 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Cumberland Trace
incl. 6% trust or LLC-held · 7% out-of-state
123
Homes in the community
123 residential parcels (FL DOR 2025)
Track record · 22 years of records
16
Recorded sales · 2024-2025
median $299K · qualified sales on the county roll (FL DOR 2025)
Est. 2004
Community established
homes built 2004-2005, median 2004 (FL DOR 2025)
1.6%/yr
Turnover rate
about 2 of 123 homes trade a year
Cumberland Trace Housing Pulse · Momentum Research · as of September 20, 2026

Cumberland Trace right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Cumberland Trace

Cumberland Trace is too small for its own price trend, so here is the market around it.

In ZIP 33773, 70 homes are on the market and 21% are under contract — a steady corner of Largo.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

ZIP and county figures describe the wider market, not Cumberland Trace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cumberland Trace, Largo

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Cumberland Trace

Live MLS inventory for Cumberland Trace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cumberland Trace listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Every Home for Sale in Cumberland Trace Right Now (3)

All 3 active and pending Cumberland Trace listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 13157 Thoroughbred Loop · $259,900 · 2 bd / 1.5 ba · pending · listed Sep 10, 2026 · listed by Mainstay Brokerage Llc
  • 13158 Thoroughbred Loop · $269,500 · 2 bd / 1.5 ba · pending · listed Sep 6, 2026 · listed by Home Sweet Home Real Estate
  • 8013 Boone Drive · $269,900 · 2 bd / 1.5 ba · listed Aug 30, 2026 · listed by Future Home Realty Inc

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Cumberland Trace listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cumberland Trace address.

If we were buying in Cumberland Trace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cumberland Trace.

A closer look at the Cumberland Trace market

Inventory runs at 12.0 months of supply, a buyer-leaning market.

The housing stock is 123 homes built between 2004 and 2005, and 68% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Cumberland Trace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cumberland Trace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cumberland Trace.
In short
  • HOA dues reported around $175/month (about $2,100/yr) · median of 77 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $175 per month ($2,100 a year) - the median AssociationFee across 77 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cumberland Trace sales matched to your home.

What is your Cumberland Trace home worth?

Get a no-obligation home value based on real comparable sales in Cumberland Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
How much local inventory is already under contract

26% of homes for sale in ZIP 33773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Frequently Asked Questions

Is Cumberland Trace a buyer's or seller's market right now?
As of September 20, 2026, Cumberland Trace leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Cumberland Trace?
The Florida DOR 2025 assessment roll shows 123 homes in Cumberland Trace (public records).
What share of Cumberland Trace is owner-occupied?
68% of Cumberland Trace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cumberland Trace built?
Homes in Cumberland Trace were built between 2004 and 2005, with a median year built of 2004 (FL DOR 2025 roll).
What schools serve Cumberland Trace?
Cumberland Trace is served by Pinellas County Public Schools, typically Pinellas County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Cumberland Trace?
The best agent for Cumberland Trace is one who actively works Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cumberland Trace.
How do I find a top Largo real estate agent who knows Cumberland Trace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cumberland Trace and the wider Largo area.
Can Momentum Realty connect me with an agent for Cumberland Trace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cumberland Trace purchase or sale - no call center and no pressure.
Where is Cumberland Trace, and what county is it in?
Cumberland Trace is in Largo, Pinellas County, FL, ZIP 33773.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33773))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (62 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Cumberland Trace with Momentum Realty’s local guides.

Coral Heights0.3 mi away · median $255K, 3 sales/12 moCPCumberland Park0.3 mi away · 94 homes, built 1975–84Cumberland Park0.4 mi away · median $420K, 7 sales/12 moWWWrens Way0.5 mi away · 41 homes, built 1991–95RVRosetree Village0.5 mi away · median $225K, 3 sales/12 moTPTall Pine Village Town Homes0.6 mi away · median $355K, 3 sales/12 moTall Pines Estates0.6 mi away · median $322K, 6 sales/12 moTPTall Pines Estates0.6 mi away · median $360K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Cumberland Trace? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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