Fieldstone in Plant City

Fieldstone Homes for Sale in Plant City, FL

New gated single-family community by Cardel Homes, actively selling · North Plant City, near I-4 and Park Road · ZIP 33565

A gated Cardel Homes community on Plant City's north side with no CDD, an HOA near $1,100 a year, and nine plans from 1,805 to 4,004 square feet on 50- and 60-foot homesites, minutes from I-4.

Gated, no CDDPlans to 4,004 sq ftFrom $429,990
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Fieldstone is an actively selling new-construction community; advertised base pricing starts at $429,990 and published plan pricing runs into the mid $600s, but prices, incentives, and availability change without notice. Confirm current pricing, HOA dues, and the no-CDD status directly with Cardel Homes and on the Hillsborough County tax roll, and register your own agent on or before your first visit.
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Unlock Off-Market Fieldstone

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Supply
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Seller Leverage
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Fieldstone is Cardel Homes' gated community on the north side of Plant City, ZIP 33565, just north of I-4 near the Park Road corridor. The durable draws are structural: no CDD advertised, an HOA around $1,100 per year, a gated entry, and a nine-plan lineup that runs from 1,805 to 4,004 square feet on 50- and 60-foot lots, which is bigger product than the surrounding production tracts. The honest gap is amenities: green spaces, a playground, and a dog park, with no pool or clubhouse advertised, so buyers wanting a resort campus should look at the CDD-funded master plans nearby and price the difference. The risk to manage is supply: North Park Isle, Park East, Farm at Varrea, and Timber Ridge are all selling in the same city, several at lower entry prices, so early resales here will compete with builder inventory for a while. Verify the no-CDD status on the tax roll, get every incentive in writing, and comp the all-in monthly against the CDD communities, not the sticker."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Plant City's new-construction market splits into two camps: big CDD-funded master plans with amenity campuses, and smaller low-fee communities where the money goes into the house. Fieldstone is the clearest example of the second camp, and it comes from a builder the national tracts do not: Cardel Homes, building since 1973, selling a design-center process and nine all-new plans rather than a short spec sheet.

The community reads as a scale play in the other direction too: 50- and 60-foot homesites, plans from 1,805 up to 4,004 square feet, three-car garages on the larger designs, and a gated entry, advertised from $429,990 with no CDD and an HOA near $1,100 a year. The sales center sits at 3010 Stewart Creek Circle, about half a mile from the relocated BayCare South Florida Baptist Hospital campus and a few minutes from I-4.

Best for

  • Buyers who want a new build with a gated entry and a low fixed fee stack, no CDD advertised and an HOA near $1,100 a year
  • Buyers who want more house than the production tracts offer, with plans up to 4,004 square feet and three-car garages on 60-foot lots
  • Buyers who value a design-center build process over picking from finished spec inventory
  • I-4 commuters working in Tampa or Lakeland who want new construction without a master-plan fee load

Probably not for

  • Buyers who want a community pool, clubhouse, or fitness campus on site
  • Buyers hunting the lowest entry price in Plant City, where nearby communities have started in the mid $300s
  • Buyers who want an established resale neighborhood with mature landscaping and deep comp history
  • Buyers unwilling to verify HOA scope, incentives, and the no-CDD status in writing before signing

How Fieldstone is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 4, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fieldstone listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Fieldstone buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-4 (Park Road corridor)A few minutes · One highway to Tampa, Lakeland, and Orlando
BayCare South Florida Baptist HospitalAbout 0.5 miles · Relocated hospital campus, per Cardel's community map
Historic downtown Plant CityAbout 3.8 miles · Dining, shops, and the restored downtown district
LakelandAbout 12.9 miles · Employment, retail, and Florida Southern College
Tampa International AirportAbout 30.9 miles · Via I-4 west through Tampa

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Fieldstone Homes for Sale in Plant City, FL with Momentum Realty’s local guides.

Varrea Homes for Sale in Plant City, FLVarrea Homes for Sale in Plant City, FLPlant City, FL · 1.3 miShannon Estates Homes for Sale in Plant City, FLShannon Estates Homes for Sale in Plant City, FLPlant City, FL · 1.9 miAlterra Homes for Sale in Plant City, FLAlterra Homes for Sale in Plant City, FLPlant City, FL · 2.1 miTRTimber Ridge Homes for Sale in Plant City, FLPlant City, FL · 2.2 miOHOakwoodEstates Homes for Sale in Plant City, FLPlant City, FL · 2.3 miNorth Park Isle Homes for Sale in Plant City, FLNorth Park Isle Homes for Sale in Plant City, FLPlant City, FL · 2.3 miDowntown Plant City(Plant City Revised Map) Homes for SaleDowntown Plant City(Plant City Revised Map) Homes for SalePlant City, FL · 2.4 miPark East Homes for Sale in Plant City, FLPark East Homes for Sale in Plant City, FLPlant City, FL · 2.7 miKHKentwoodPark Homes for Sale in Plant City, FLPlant City, FL · 2.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fieldstone (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fieldstone is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PK-5, Plant City

Knights Elementary School

Public 6-8, Plant City

Marshall Middle Magnet IB World School

Public 9-12, Plant City

Plant City High School

Buying with schools in mind? We can confirm the exact zoned schools for any Fieldstone address.

The takeaway

What is shaping value here is the north Plant City corridor itself: the I-4 and Park Road area is absorbing a hospital relocation and several thousand new homes at once. Fieldstone's no-CDD structure is the differentiator inside that wave, and the volume of competing new construction is the thing to watch.

Recent Developments in Fieldstone

Our read on what is being built around Fieldstone, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

No-CDD fee structure versus CDD-funded neighbors

Ongoing
BullishNotable impact
SignificanceRadius: Community

Cardel advertises no CDD fees at Fieldstone while North Park Isle nearby operates an active community development district. Over a typical hold period that is a real carrying-cost gap; verify the parcel on the Hillsborough County tax roll and compare all-in monthly cost across communities.

Hospital and services build-out at I-4 and Park Road

Recent
BullishModerate impact
SignificanceRadius: Area

The relocated BayCare South Florida Baptist Hospital campus sits about half a mile from the community per Cardel's map, anchoring employment and services on Plant City's north side near the I-4 interchange.

Heavy new-construction supply across Plant City

Ongoing
BearishNotable impact
SignificanceRadius: Area

North Park Isle, Park East, Farm at Varrea, and Timber Ridge are all actively selling, several at lower entry prices. Early Fieldstone resales will compete with builder inventory and incentives, so buy the lot and plan you would want to defend at resale.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Fieldstone, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for FieldstoneGet a short monthly email when something new is approved, funded, or opens near Fieldstone.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Fieldstone, this is the order of operations we would run, and the one we run for our clients.

    1

    Verify the no-CDD status on the Hillsborough County tax roll for the specific homesite before closing; Cardel advertises no CDD fees, but the tax roll is the document that governs.

    2

    Get the HOA dues and scope in writing. The advertised figure is about $1,100 per year; confirm the current amount, what it covers, and any rental or parking rules with the association documents.

    3

    Get every incentive in the purchase agreement. Design-option credits and closing-cost contributions rotate and are subject to change; nothing counts until it is written into the contract.

    4

    Register your own agent on or before your first visit. The on-site consultant works for Cardel; builder policies typically require early registration for you to have your own representation.

    5

    Comp the all-in monthly, not the sticker: run Fieldstone against North Park Isle and the other Plant City communities with their CDD assessments included.

    Best Buy
    A larger plan (Dorsett, Florence, or Seneca) on a 60-foot homesite, bought with every incentive and option priced in the written contract, in the product band the neighboring tracts do not build
    Biggest Risk
    Paying the gated no-CDD premium without running the all-in monthly against the CDD communities, or letting rotating incentives substitute for a negotiated contract
    Best Lot
    60-foot homesites and any position backing green space over interior 50-foot lots
    Smart Timing
    Actively selling with quick move-in inventory; incentive windows change, so the leverage is in the contract terms, not in waiting
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    New-construction single-family homes from 1,805 to 4,004 sq ft, three to five bedrooms, two to three-and-a-half baths, two- and three-car garages, one- and two-story, on 50- and 60-foot homesites

    Builder

    Cardel Homes, a builder operating since 1973 with Tampa Bay, Denver, Calgary, and Ottawa divisions; nine all-new floor plans designed for this community, backed by a design-center selection process

    Scale

    A gated single-builder community on the north side of Plant City, ZIP 33565, with green spaces, a playground, and a dog park; total homesite count not published, confirm with the builder

    Pricing

    Base plans advertised from $429,990 (Alpine, 1,805 sq ft) up to the Seneca at 4,004 sq ft, with published plan pricing running from the low $400s to the mid $600s; prices change, confirm current figures with Cardel

    Costs & Fees

    HOA

    Advertised around $1,100 per year, roughly $92 per month; confirm the exact current dues and what they cover in writing with Cardel and the association before you sign

    CDD

    Cardel advertises no CDD fees at Fieldstone, a real monthly difference versus several nearby Plant City master plans; still verify the parcel on the Hillsborough County tax roll before you close

    Reality

    This is a low-fee gated community, not an amenity campus; the money goes into the house, the 50- or 60-foot lot, and design-center selections rather than a resort fee stack

    Amenities

    Gated entry

    A gated entrance serving a single-builder community; confirm the gate type and access arrangements with the builder

    Green spaces, playground, dog park

    The advertised amenity set is deliberately simple: open green spaces, a playground, and a dog park, which is what keeps the HOA near $1,100 per year

    No resort campus

    No community pool, clubhouse, or fitness center is advertised; if you want a resort amenity package, the CDD-funded master plans nearby are the trade

    Hospital nearby

    The relocated BayCare South Florida Baptist Hospital campus sits about half a mile away per Cardel's community map

    Location

    Setting

    North side of Plant City in ZIP 33565, near the North Park Road and Wilder Road corridor just north of I-4; sales center at 3010 Stewart Creek Circle, Plant City, FL 33565

    Highways

    Quick access to I-4 puts Tampa, Lakeland, and Orlando on one highway; Cardel's map shows Lakeland about 12.9 miles and Tampa International Airport about 30.9 miles

    Errands

    Historic downtown Plant City about 3.8 miles, Publix at Plant City Crossing about 4.7 miles, and the Florida Strawberry Festival grounds about 4.7 miles, per the builder's distance map

    The Homes & Style

    Fieldstone is a gated, single-builder community by Cardel Homes on the north side of Plant City, ZIP 33565, near the North Park Road and Wilder Road corridor just north of I-4. It is an active new-construction sales floor: nine all-new floor plans, quick move-in inventory, and a model program run from the sales center at 3010 Stewart Creek Circle.

    The plan lineup runs from the Alpine at 1,805 square feet, four bedrooms, advertised from $429,990, up to the Seneca at 4,004 square feet with five bedrooms and three-and-a-half baths. In between sit the Belmar (2,046 sq ft), Amelia (2,351 sq ft, three-car garage), Chandler (2,268 sq ft), Benton (2,500 sq ft), Sable (2,527 sq ft), Dorsett (2,900 sq ft, five bedrooms), and Florence (3,245 sq ft, five bedrooms). Published plan pricing runs from the low $400s to the mid $600s; prices and promotions change, so confirm current figures with Cardel.

    Homesites come in 50- and 60-foot widths, and the larger plans with three-car garages sit on the 60-foot lots. That matters in Plant City, where much of the competing new construction is production product on tighter lots; a 4,000-square-foot plan on a 60-foot homesite is not something the volume builders nearby are offering at this depth.

    Cardel is not one of the national production names. It is a builder operating since 1973 with divisions in Tampa Bay, Denver, Calgary, and Ottawa, and it sells a design-center process: buyers building from a plan make structural and finish selections rather than choosing from a short spec sheet. Confirm what is structural-optional versus standard on the specific plan, because that is where the real price lands.

    The Fieldstone pitch in one line: a gated community, no CDD, an HOA near $1,100 a year, and nine plans that run bigger than the production tracts around it.

    Living Here

    The amenity set is deliberately simple: gated entry, green spaces, a playground, and a dog park. There is no community pool, clubhouse, or fitness center advertised. That is the trade that keeps the HOA around $1,100 per year with no CDD, and you should decide up front whether that trade fits you.

    The location does more of the work than the amenity list. The community sits just north of I-4 on Plant City's north side, which puts Tampa, Lakeland, and Orlando on one highway; Cardel's map shows Lakeland about 12.9 miles and Tampa International Airport about 30.9 miles. Historic downtown Plant City and its restaurant row are about 3.8 miles, and the Florida Strawberry Festival grounds about 4.7 miles.

    One concrete, recent change worth knowing: the relocated BayCare South Florida Baptist Hospital campus is about half a mile away per Cardel's community map, part of the employment and services build-out along the Park Road corridor at I-4.

    Plant City itself is the value story. It is still priced as an agricultural-heritage market between Tampa and Lakeland, which is why a gated community with plans to 4,004 square feet can start in the low $400s here when the same product closer to Tampa would not.

    Before You Sign

    Verify the no-CDD claim on the parcel. Cardel advertises no CDD fees, and no CDD assessment would keep the monthly carry meaningfully below several nearby master plans, but the document that matters is the Hillsborough County tax roll for the specific homesite. Pull it before you close.

    Get the HOA scope in writing: the advertised figure is about $1,100 per year, and you want the current amount, what it covers, gate maintenance responsibility, and any rental or parking rules documented before you sign, not after.

    Price the plan, not the base price. Cardel sells a design-center process, and incentive programs (design-option credits, closing-cost contributions) rotate and are subject to change. Get every incentive and every structural option priced in the written purchase agreement.

    Bring your own agent to the first visit. Builder sales offices typically require your agent to register on or before your first visit for you to have representation at no cost to you; the on-site consultant works for Cardel, not for you.

    Comp it against the neighbors honestly. North Park Isle, Park East, Farm at Varrea, and Timber Ridge are all actively selling in Plant City, several with lower starting prices and bigger amenity packages funded by CDD assessments. Run the all-in monthly on each, not the sticker.

    Comparisons

    Fieldstone competes for the buyer cross-shopping Plant City's new-construction wave. Against North Park Isle, the large master plan off Park Road with pools and an amenity campus, Fieldstone gives up the resort amenity package but avoids the CDD assessment that comes with it; North Park Isle has an active community development district, so compare all-in monthly cost, not base price. Against Park East and Farm at Varrea, both production communities with national-builder spec product and amenity packages, Fieldstone offers a gated entry, larger available plans up to 4,004 square feet, and a design-center build process versus faster, cheaper spec inventory. Against Timber Ridge, where Taylor Morrison pricing has started in the mid $300s, Fieldstone costs more at entry and answers with the gate, the 50- and 60-foot lots, and the bigger plan ceiling. The honest summary: Fieldstone wins on no CDD, a low HOA, gated entry, and plan size and customization, and gives ground on amenity campuses, entry price, and speed of a spec purchase.

    Who It Fits

    Fieldstone fits the buyer who wants a new build with real square footage, a gated entry, and a low fixed fee stack, and who would rather put money into the house and lot than into a CDD-funded amenity campus. It fits the buyer who wants a design-center process and a plan lineup that reaches 4,004 square feet, and the commuter who wants I-4 within a few minutes for Tampa or Lakeland. It does not fit the buyer who wants a community pool and clubhouse on site, the buyer hunting the absolute lowest entry price in Plant City, or the buyer who needs a finished resale neighborhood with mature trees and a deep comp history, because this is an actively selling new community and early resales compete directly with the builder's new inventory. Anyone buying here should verify the no-CDD status on the Hillsborough County tax roll, get the HOA scope and every incentive in writing, and register their own agent on the first visit.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    The Alpine (1,805 sq ft, from $429,990) or Belmar (2,046 sq ft) on a 50-foot homesite, the value way into a gated no-CDD community, with quick move-in versions periodically available.

    Lowest entry
    The Core

    The mid-lineup plans, Chandler, Amelia, Benton, and Sable, roughly 2,268 to 2,527 square feet in the high $400s to low $500s advertised, several with three-car garages.

    Most inventory
    The Top

    The Dorsett (2,900 sq ft), Florence (3,245 sq ft), or Seneca (4,004 sq ft) on a 60-foot homesite, the product band the surrounding production tracts do not build, with published pricing into the mid $600s.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    The Alpine (1,805 sq ft, from $429,990) or Belmar (2,046 sq ft) on a 50-foot homesite, the value way into a gated no-CDD community, with quick move-in versions periodically available.
    The Core
    The mid-lineup plans, Chandler, Amelia, Benton, and Sable, roughly 2,268 to 2,527 square feet in the high $400s to low $500s advertised, several with three-car garages.
    The Top
    The Dorsett (2,900 sq ft), Florence (3,245 sq ft), or Seneca (4,004 sq ft) on a 60-foot homesite, the product band the surrounding production tracts do not build, with published pricing into the mid $600s.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    All-new construction with builder warranty; minimal condition riskStrong
    No CDD advertised and HOA near $1,100 a year; low fixed carryStrong
    Gated entry with 50- and 60-foot lots and plans to 4,004 sq ftStrong
    I-4 access with hospital and services build-out at Park RoadPositive
    Heavy competing new-home supply across Plant City; no on-site pool or clubhouseKnow the trade

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Fieldstone

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The master plans nearby sell a resort campus and bill you for it through a CDD. Fieldstone sells a gate, a bigger house on a wider lot, and a fee stack near $92 a month.

    Jon Brooks · Founder, Momentum Realty
    7.8B+ · Buy Score
    Resale Strength7.2/10
    Renovation Risk9.2/10
    Location Efficiency7.6/10
    Long-Term Defensibility7.8/10
    Carrying Cost Advantage8.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Fieldstone is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • 60-foot homesites carry the larger plans and three-car garages
    • 50-foot lots are the value entry with the smaller plans
    • Positions backing green space beat interior sightlines
    • New construction, so condition risk is minimal; contract terms are the game
    • Confirm lot premiums and the plat before locking a homesite

    Fieldstone sells on two lot widths, and the split matters. The 60-foot homesites carry the larger plans, the Dorsett, Florence, and Seneca, with three-car garages, and that pairing is the community's most defensible product because the surrounding Plant City tracts are not building 4,004-square-foot homes on wide lots. The 50-foot homesites carry the Alpine, Belmar, and mid-lineup plans and are the value entry. Within either width, positions backing green space or buffer beat interior lot-on-lot sightlines, and lot premiums should be weighed against what they return at resale, not just what they cost today. Because everything here is new construction, condition risk is minimal and the negotiation lives in the contract: lot premium, structural options, design-center allowance, and closing-cost incentives. Get the lot map and plat from the builder, confirm easements and pond adjacency for the specific homesite, and price the premium like the resale comp it will eventually become.

    Fieldstone in 15 seconds.

    Best forBuyers who want a new gated build with real square footage and a low fixed fee stack, no CDD advertised and an HOA near $1,100 a year.
    Biggest advantageThe structure: no CDD, gated entry, 50- and 60-foot lots, and a nine-plan lineup reaching 4,004 square feet from a design-center builder.
    Biggest riskHeavy competing new-construction supply across Plant City, which pressures early resales, plus expecting amenities this community does not offer.
    Sweet spotA Dorsett, Florence, or Seneca on a 60-foot homesite with incentives and options locked into the written contract.
    Avoid ifYou want an on-site pool and clubhouse, the lowest entry price in the city, or an established neighborhood with deep resale history.

    HOA, CDD & Fees

    15-Second Take
    • Gated Cardel Homes community, actively selling in ZIP 33565
    • HOA advertised near $1,100 per year; confirm scope in writing
    • No CDD advertised; verify on the Hillsborough County tax roll
    • No pool or clubhouse; green spaces, playground, and dog park
    • Nine plans, 1,805 to 4,004 sq ft, on 50- and 60-foot lots

    HOA dues are advertised around $1,100 per year, roughly $92 per month; confirm the exact current figure and billing cadence in writing with Cardel and the association before you sign. Cardel advertises no CDD fees at Fieldstone, which is a genuine structural difference versus several nearby Plant City master plans, but verify the specific parcel on the Hillsborough County tax roll before closing, because the tax roll, not the brochure, governs.

    Expect the dues to cover the gated entry, common green spaces, the playground, and the dog park; confirm the exact scope, gate maintenance responsibility, and any rental, lease, or parking restrictions in the association documents, and ask about the reserve position of a young HOA still under builder control.

    There is no on-site clubhouse, community pool, or fitness center advertised. The amenity set is green spaces, a playground, and a dog park behind a gated entry, and that simplicity is exactly what keeps the fee stack low. If you want a resort campus, the CDD-funded master plans nearby offer it, at a monthly price.

    Sales center3010 Stewart Creek Circle, Plant City, FL 33565North Plant City, near the Park Road and Wilder Road corridor just north of I-4
    CDDNone advertised by the builderVerify the parcel on the Hillsborough County tax roll before closing
    Builder / statusCardel Homes, actively selling; nine plans, quick move-ins availableAdvertised from $429,990; prices and incentives subject to change
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Fieldstone, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping North Park Isle, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Fieldstone home worth?

    Get a no-obligation home value based on real comparable sales in Fieldstone matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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    Real comps, not a Zestimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,075/mo
    Hillsborough County typical true cost to own
    $151/mo
    Hillsborough County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Fieldstone Market Scorecard

    Thin data

    Fieldstone is currently a thin data. Limited supply, a median asking price of n/a.

    n/a
    Months supply
    n/a
    Median list
    n/a
    Median sold
    n/a
    Per sqft
    n/a
    Days on mkt
    0/0/0
    Active/Pend/Sold

    Go deeper: true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Fieldstone in Plant City?
    On the north side of Plant City in ZIP 33565, near the North Park Road and Wilder Road corridor just north of I-4. The sales center is at 3010 Stewart Creek Circle, Plant City, FL 33565, about half a mile from the relocated BayCare South Florida Baptist Hospital campus per Cardel's community map.
    Who is building Fieldstone?
    Cardel Homes, a builder operating since 1973 with divisions in Tampa Bay, Denver, Calgary, and Ottawa. Fieldstone is a single-builder community with nine all-new floor plans and a design-center selection process.
    What do homes at Fieldstone cost?
    Advertised base pricing starts at $429,990 for the Alpine plan, and published plan pricing runs into the mid $600s for the largest designs. Prices, incentives, and availability change without notice, so confirm current figures directly with Cardel Homes.
    What size are the homes?
    Nine plans from 1,805 to 4,004 square feet, three to five bedrooms, two to three-and-a-half baths, with two- and three-car garages, in one- and two-story designs on 50- and 60-foot homesites.
    Is Fieldstone gated?
    Yes, Cardel advertises Fieldstone as a gated community. Confirm the gate type, hours, and access arrangements with the builder or the association.
    Does Fieldstone have a CDD?
    Cardel advertises no CDD fees at Fieldstone. That is a real structural difference versus several nearby Plant City master plans, but verify the specific parcel on the Hillsborough County tax roll before you close, because the tax roll governs.
    What are the HOA fees at Fieldstone?
    Advertised around $1,100 per year, roughly $92 per month. Confirm the exact current dues, what they cover, and any rental or parking restrictions in writing with the association documents before signing.
    What amenities does Fieldstone have?
    Green spaces, a playground, and a dog park behind a gated entry. No community pool, clubhouse, or fitness center is advertised; the simple amenity set is what keeps the fee stack low.
    What schools are zoned for Fieldstone?
    Recent listings on Stewart Creek Circle show Knights Elementary, Marshall Middle Magnet IB World School, and Plant City High. School attendance zones change, so confirm current zoning for the specific address with Hillsborough County Public Schools before you buy.
    How is the commute from Fieldstone?
    The community sits a few minutes north of I-4, which runs to Tampa one way and Lakeland and Orlando the other. Cardel's map shows Lakeland about 12.9 miles and Tampa International Airport about 30.9 miles; drive times vary with I-4 traffic.
    How does Fieldstone compare to North Park Isle?
    North Park Isle is a larger master plan off Park Road with pool amenities and an active community development district; Fieldstone trades the amenity campus for no advertised CDD, a gated entry, and larger available plans. Compare the all-in monthly cost including CDD assessments, not just base prices.
    How does Fieldstone compare to Park East, Farm at Varrea, and Timber Ridge?
    Those are production communities from national builders, several with lower starting prices, including Timber Ridge pricing that has started in the mid $300s. Fieldstone answers with the gate, 50- and 60-foot lots, plans to 4,004 square feet, and a design-center process. Which wins depends on whether you want lower entry cost or more house with lower fees.
    Are there quick move-in homes at Fieldstone?
    Yes, Cardel maintains quick move-in inventory on Stewart Creek Circle alongside to-be-built plan sales. Inventory turns over, so confirm what is currently available and how each home is priced against its base plan.
    Does Cardel offer buyer incentives at Fieldstone?
    Cardel has advertised rotating incentive programs such as design-option credits and closing-cost contributions, all marked subject to change. Treat any incentive as real only when it is written into your purchase agreement.
    Do I need my own agent to buy at Fieldstone?
    Yes. The on-site sales consultant works for Cardel, not for you. Builder policies typically require your agent to register on or before your first visit, and your own agent negotiates the lot premium, options, incentives, and contract terms on your side of the table at no cost to you.
    Who should I call about buying or selling in Fieldstone?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with an agent who works the Plant City and I-4 corridor new-construction market and can run Fieldstone against every competing community, fee stack included.
    Who is the best real estate agent for Fieldstone?
    The best agent for Fieldstone is one who actively works Plant City and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Fieldstone.
    How do I find a top Plant City real estate agent who knows Fieldstone?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Fieldstone and the wider Plant City area.
    Can Momentum Realty connect me with an agent for Fieldstone?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Fieldstone purchase or sale - no call center and no pressure.
    Buyers who want a new gated build with no advertised CDD and an HOA near $1,100 a yearExcellent fit
    Buyers who want more house than the production tracts build, up to 4,004 square feet on 60-foot lotsExcellent fit
    Buyers who value a design-center process and a semi-custom selection pathExcellent fit
    I-4 commuters to Tampa or Lakeland who want new construction without a master-plan fee loadExcellent fit
    Buyers who will verify the tax roll, HOA documents, and every incentive in writingExcellent fit
    Buyers who want a community pool, clubhouse, or fitness campus on siteProbably not
    Buyers hunting the lowest entry price in Plant City new constructionProbably not
    Buyers who want an established neighborhood with mature trees and deep resale historyProbably not
    Buyers who may resell within a few years while builder inventory is still selling nearbyProbably not
    Buyers who would sign builder paperwork without their own representationProbably not

    Get the inside read on Fieldstone

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fieldstone home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

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    A Momentum Realty Fieldstone specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

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