Fleming Oaks in Fleming Island

Fleming Oaks Homes for Sale in Fleming Island, FL

Established 1988 · Intracoastal West · ZIP 32224

An established single-family neighborhood in sought-after Fleming Island, Clay County, near public schools.

Single-family homesFleming IslandNear public schools
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Fleming Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$439K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$217/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Fleming Oaks is an established single-family neighborhood in Fleming Island, the sought-after Clay County community across the river from southern Jacksonville (Fleming Island neighborhood data, 2026). The read is school-and-location value: practical homes in a desirable, well-regarded area, where the deciding factors are the individual home's condition, any HOA, and the tax and flood picture. The diligence is ordinary single-family work in a strong-demand Clay submarket."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Fleming Oaks market snapshot (as of June 25, 2026): the median sale price is about $439K ($217 per sq ft), a buyer-leaning market (limited data). Based on 9 recent closings in live realMLS data.

Fleming Oaks is an established single-family neighborhood in Fleming Island, Clay County (ZIP 32003), one of the more sought-after communities in the county, located along the US-17 corridor across the river from southern Jacksonville (Fleming Island neighborhood data, 2026).

The homes are single-family residences in a settled neighborhood rather than new construction, in an area known for its schools, shopping along US-17, and easy access to the Buckman Bridge and Jacksonville's Southside.

Confirm whether a specific home carries any homeowners association or deed restriction, since this should be verified per parcel, and verify the zoned schools by address, as the Clay County schools serving Fleming Island are a meaningful draw.

Because homes vary by age and updates, compare a specific house against the closest recent Fleming Oaks sale rather than a broad Fleming Island average, and underwrite the roof and systems.

Best for

  • Buyers who want an established single-family home in sought-after Fleming Island
  • People who value the area's well-regarded Clay County schools and US-17 conveniences
  • Buyers comfortable updating an established home

Probably not for

  • Buyers who want new construction or a large-amenity master plan
  • Anyone seeking a large-lot or estate setting
  • Buyers unwilling to budget an established home's roof and systems

How Fleming Oaks is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
1 : 0Under contract vs for salestrong demand
9Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fleming Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Fleming Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Fleming Oaks

Live MLS inventory for Fleming Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Fleming Oaks right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

US-17 shopping (Fleming Island)~5 min · retail and dining
Buckman Bridge (I-295)~10 to 15 min · to the Southside
Orange Park~10 min · north on US-17
NAS Jacksonville~15 to 20 min · north via US-17 or I-295
Downtown Jacksonville~25 to 30 min · via I-295 and I-95
Jacksonville Southside / Town Center~25 to 30 min · east over the Buckman
Green Cove Springs~15 to 20 min · south on US-17

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Fleming Oaks Homes for Sale in Fleming Island, FL with Momentum Realty’s local guides.

Creighton Pointe Homes for Sale in Fleming Island, FLCreighton Pointe Homes for Sale in Fleming Island, FLFleming Island, FL · 0.2 miChatham VillageChatham VillageFleming Island, FL · 0.3 miAMAmberwoodFleming Island, FL · 0.3 miEagle Harbor Homes for Sale in Fleming Island, FLEagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.3 miCOCovingtonFleming Island, FL · 0.4 miRiver Hills Reserve Homes for Sale in Fleming Island, FLRiver Hills Reserve Homes for Sale in Fleming Island, FLFleming Island, FL · 0.4 miWOThe WoodlandsFleming Island, FL · 0.5 miHRHollyknowe RanchFleming Island, FL · 0.6 miHarbor Island Homes for Sale in Fleming Island, FLHarbor Island Homes for Sale in Fleming Island, FLFleming Island, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fleming Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fleming Oaks is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Fleming Oaks address.

The takeaway

What actually affects a Fleming Oaks purchase, sourced and dated. We do not publish rumor.

Recent Developments in Fleming Oaks

Our read on what is being built around Fleming Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAs an established neighborhood in a strong-demand area, the variables are the individual home's condition, any HOA, and the tax and flood picture, not new competing supply.

Fleming Island demand and ordinary diligence

NeutralFleming Island's schools and location support steady demand; on a specific home, the roof and systems and the tax and flood picture drive the true cost more than the sticker price does. impact
SignificanceRadius: Per home

Fleming Island demand and ordinary diligence

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Fleming Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Clay County millage and the Fleming Island tax bill

    Property taxes here combine Clay County, school, and applicable district millage; the Clay County Property Appraiser publishes the adopted rates and each parcel's assessed value (Clay County Property Appraiser, 2024). Why it matters: Pull the actual parcel on the CCPAO site before you write, and remember Florida's Save Our Homes 3 percent assessment cap resets toward market value on a sale, so a new owner's tax bill can rise above the prior owner's. Source

Development alerts for Fleming OaksGet a short monthly email when something new is approved, funded, or opens near Fleming Oaks.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Fleming Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Underwrite the specific home. Get the roof age and the condition of the HVAC, electrical, and plumbing for the exact house.

2

Confirm any HOA or deed restriction. Verify for the specific home whether an HOA applies and what it covers before you write.

3

Verify the school zoning. Confirm the exact zoned Clay County schools for the specific address with the district, since schools are a key Fleming Island draw.

4

Pull the flood zone and an insurance quote. Get the FEMA flood zone for the specific address and a bindable quote during diligence.

5

Comp within Fleming Oaks. Price the home against the closest recent in-community sale of a similar size and update level rather than a broad Fleming Island average.

Best Buy
A well-kept home with an updated roof and systems on a good lot, with the school zoning, any HOA, and the flood zone verified.
Biggest Risk
Deferred roof or systems on an established home; budget for them and confirm the flood zone.
Best Lot
Larger or more private lots and homes backing to green space or water carry a modest premium.
Smart Timing
Fleming Island demand supports steady turnover; prepared buyers do best on the better-kept homes.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Fleming Oaks is an established single-family neighborhood in Fleming Island, Clay County (ZIP 32003), one of the county's more sought-after communities, along the US-17 corridor across the river from southern Jacksonville (Fleming Island neighborhood data, 2026). The homes are single-family residences in a settled neighborhood, in an area known for its schools, US-17 shopping, and easy access to the Buckman Bridge and Jacksonville's Southside. Whether a homeowners association applies should be verified per home. Property taxes combine Clay County, school, and applicable millage (Clay County Property Appraiser, 2024).

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: homes needing updates
$255K to $375K

The lower-cost way in is a home due for cosmetic updates. The Fleming Island schools and location hold value; budget for the roof and systems and verify the flood zone before you commit.

Lowest entry
Mid: updated single-family homes
$375K to $455K

The core of Fleming Oaks is updated single-family homes. The update level, the lot, and condition separate these more than floor plan does.

Most inventory
High: the largest or most updated homes
$455K to $585K

The top of the neighborhood is the largest or most fully updated homes on the best lots. Price each on its condition and lot rather than a community-wide number.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$255K to $375K
Entry: homes needing updates
The lower-cost way in is a home due for cosmetic updates. The Fleming Island schools and location hold value; budget for the roof and systems and verify the flood zone before you commit.
$375K to $455K
Mid: updated single-family homes
The core of Fleming Oaks is updated single-family homes. The update level, the lot, and condition separate these more than floor plan does.
$455K to $585K
High: the largest or most updated homes
The top of the neighborhood is the largest or most fully updated homes on the best lots. Price each on its condition and lot rather than a community-wide number.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Fleming Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Fleming Oaks is established single-family living in sought-after Fleming Island, where schools and location carry demand. The deal is in a sound home with verified systems, not in the lowest number on the street.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.6/10
Renovation Risk6.0/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Fleming Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Larger or more private lots and those backing to green space or water carry a modest premium.
  • Interior lots are the value play if privacy is secondary.
  • Updates and condition drive price more than lot here; comp like-for-like.

In Fleming Oaks, the lot and the home's condition drive price more than anything else, with larger or more private parcels and those backing to green space or water carrying a modest premium. The sought-after Fleming Island schools and location support value across the neighborhood, while the roof and systems set the carrying cost on an established home. Compare a specific house against the closest recent Fleming Oaks sale of a similar size and update level rather than a broad Fleming Island average.

Fleming Oaks in 15 seconds.

Best forBuyers who want an established single-family home in sought-after Fleming Island near well-regarded schools.
Strong onSchools and location: a desirable Clay County community with US-17 conveniences and easy Southside access.
WatchRoof and systems on established homes and the usual flood and tax diligence; underwrite the specific house.
Not forBuyers who want new construction, a large-amenity master plan, or a large-lot estate setting.
The edgeSought-after Fleming Island schools and location support durable, broad-based demand.

HOA, CDD & Fees

15-Second Take
  • Confirm whether the specific home carries an HOA.
  • Expect modest or no association fees rather than a resort-amenity assessment.
  • Budget your own home maintenance regardless of any HOA.

Whether a homeowners association or deed restriction applies should be verified per home in Fleming Oaks. Confirm for the specific property whether there is an HOA and what any dues cover before you write, because we do not publish a figure we have not verified.

If an association applies, dues would typically fund common-area and entrance upkeep rather than a large amenity campus; confirm the exact arrangement for the specific home.

There is no golf course or large clubhouse within the neighborhood; the appeal is the established homes, the schools, and the sought-after Fleming Island location.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Fleming Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Autumn Glen, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Fleming Oaks home worth?

Get a no-obligation home value based on real comparable sales in Fleming Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Fleming Oaks on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,805/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Fleming Oaks Market Scorecard

No active listings

Fleming Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$439,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/9
Active/Pend/Sold

Typical home value in the 32003 ZIP is $443,533, about 24.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Fleming Oaks?
It is an established single-family neighborhood in Fleming Island, Clay County (ZIP 32003), along the US-17 corridor (Fleming Island neighborhood data, 2026).
What kinds of homes are in Fleming Oaks?
Established single-family homes in a settled neighborhood, varying by age and updates.
Why is Fleming Island sought-after?
It is known for its well-regarded Clay County schools, US-17 shopping and dining, and easy access to the Buckman Bridge and Jacksonville's Southside.
Does Fleming Oaks have an HOA?
Whether an HOA or deed restriction applies should be verified per home. Confirm for the specific property.
What schools serve Fleming Oaks?
It is in the Clay County School District, with the Fleming Island schools a key draw; assignments are set by address. Verify the exact zoned schools for a specific home with the district.
What should I check on a home here?
Get the roof age and the condition of the HVAC, electrical, and plumbing, plus the flood zone, for the specific home.
What flood zone is Fleming Oaks in?
Flood zones can vary by parcel. Pull the FEMA flood zone for the specific address and get a bindable insurance quote during diligence.
What are the property taxes like?
Taxes combine Clay County, school, and applicable millage; pull the parcel on the CCPAO site (Clay County Property Appraiser, 2024), and account for the Save Our Homes reset on a sale.
How far is the Buckman Bridge and the Southside?
The Buckman Bridge (I-295) is roughly 10 to 15 minutes north, putting Jacksonville's Southside about 25 to 30 minutes away.
How is the market here right now?
Fleming Island demand supports steady turnover. Confirm current active and recently sold homes, and use the live listings on this page.
What gives a home a premium?
Recent updates and a larger or more private lot, especially backing to green space or water, carry a premium over original or interior homes.
Is Fleming Oaks a good investment?
Sought-after Fleming Island schools and location support durable demand, but value turns on the specific home's condition, so underwrite the roof and systems and run the numbers before deciding.
Who is the best real estate agent for Fleming Oaks Real Estate?
The best agent for Fleming Oaks Real Estate is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Fleming Oaks Real Estate.
How do I find a top Fleming Island real estate agent who knows Fleming Oaks Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Fleming Oaks Real Estate and the wider Fleming Island area.
Can Momentum Realty connect me with an agent for Fleming Oaks Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Fleming Oaks Real Estate purchase or sale - no call center and no pressure.
You want an established single-family home in sought-after Fleming IslandExcellent fit
You value the area's well-regarded Clay County schools and conveniencesExcellent fit
You are comfortable underwriting and updating an established homeExcellent fit
You want new construction or a large-amenity master planProbably not
You want a large-lot or estate settingProbably not
You are not prepared to budget an established home's roof and systemsProbably not

Get the inside read on Fleming Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fleming Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Fleming Oaks specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Fleming Oaks - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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