Francis Cove Three
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REAL BROKER LLC · via realMLS
Price in Francis Cove Three is driven by condition and vintage more than address. With a housing stock spanning from 1953 to 2023 and a median build year around 2001, you are looking at a genuine mix — mid-century homes, turn-of-the-century construction, and a handful of new builds sitting on the same streets. That spread means no single number tells the story; a renovated or newer home and a dated original will trade very differently.
The homes here run small, with a median living area near 1,140 square feet, so this is a compact-footprint community. Just over six in ten homes carry a homestead exemption, which points to a stock that is largely owner-occupied rather than churned by investors. For a buyer, that stability is a plus; for a seller, it means you are competing on condition — the updated homes set the pace.
The setting & the homes.
Aerial and on-site photos of Francis Cove Three. Swipe to explore the community.
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Francis Cove Three
Francis Cove Three
Francis Cove Three
Francis Cove Three
Francis Cove Three
Francis Cove ThreePhotos from realMLS listings in Francis Cove Three; content deemed reliable but not guaranteed.
Who Francis Cove Three is best for.
Best for
- Buyers seeking an efficient, smaller-footprint home with lower carrying costs
- Buyers comfortable weighing condition and vintage rather than chasing a fixed price point
- Long-hold owner-occupants drawn to a stable, established pocket
Probably not for
- Buyers who need substantial square footage or a large-lot home
- Buyers wanting a uniform, single-builder subdivision with predictable pricing
- Investors looking for high turnover and quick flips
The market around Francis Cove Three
Francis Cove Three is a small community — 1 recorded sale on file, most recently in 2022 — too few for its own price trend. Here is the market around it.
In ZIP 32233, 84 homes are on the market and 37% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
The housing mix here is 57% single family residence, 43% townhouse.
ZIP and county figures describe the wider market, not Francis Cove Three specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Francis Cove Three
Live MLS inventory for Francis Cove Three. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Francis Cove Three listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Atlantic Beach · Elementary
- Mayport · Middle
- Duncan Fletcher · High
Zoned schools reflect the assignments reported on recent Francis Cove Three listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Francis Cove Three address.
The Francis Cove Three buying strategy.
If we were buying in Francis Cove Three today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Francis Cove Three.
Reading a mixed-vintage street
The defining feature here is age diversity. A build range from 1953 to 2023 with a median around 2001 tells you that redevelopment and infill have happened over time rather than in a single wave. Practically, that means two homes a few doors apart can differ enormously in systems, layout, and finish, so comparable sales need to be read carefully — not just by street, but by era and condition.
With a median living area near 1,140 square feet, expect efficient, right-sized floor plans rather than sprawling ones. That footprint suits buyers who value manageable space and lower carrying costs, and it rewards sellers who have invested in updates, since a well-done smaller home stands out against original stock.
The location and the amenities are priced into every listing in Francis Cove Three. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small community with a wide vintage spread, generic pricing tools fall apart — the difference between a 1953 original and a 2023 build is everything, and only a hands-on comp read captures it. We walk the homes, weigh condition against vintage, and price to the actual competition rather than an average, whether you are buying or selling.
Francis Cove Three in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Francis Cove Three buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Francis Cove Three sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Francis Cove Three, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Francis Cove Three home worth?
Get a no-obligation home value based on real comparable sales in Francis Cove Three, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Francis Cove Three on the map →
37% of homes for sale in ZIP 32233 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Recent Developments in Francis Cove Three
Development, infrastructure, retail, and school activity affecting Francis Cove Three, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 29 miles west of Francis Cove Three, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 7 miles northwest of Francis Cove Three.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 29 miles west of Francis Cove Three, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 7 miles northwest of Francis Cove Three.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Francis Cove Three?
What share of Francis Cove Three is owner-occupied?
When were the homes in Francis Cove Three built?
Do cash buyers compete in Francis Cove Three?
Who is the best real estate agent for Francis Cove Three?
How do I find a top Jacksonville real estate agent who knows Francis Cove Three?
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Should you buy in Francis Cove Three?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Francis Cove Three with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32233)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2019 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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