Francis Cove Three
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REAL BROKER LLC · via realMLS
As of September 2026, the MLS records 9 closed sales in Francis Cove Three in Jacksonville, FL since 2019, the most recent in August 2026. Across Jacksonville as a whole, 8,840 homes closed in the last 12 months at a median of $310,000, 44 median days on market, with 2,388 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
Price in Francis Cove Three is driven by condition and vintage more than address. With a housing stock spanning from 1953 to 2023 and a median build year around 2001, you are looking at a genuine mix — mid-century homes, turn-of-the-century construction, and a handful of new builds sitting on the same streets. That spread means no single number tells the story; a renovated or newer home and a dated original will trade very differently.
The homes here run small, with a median living area near 1,140 square feet, so this is a compact-footprint community. Just over six in ten homes carry a homestead exemption, which points to a stock that is largely owner-occupied rather than churned by investors. For a buyer, that stability is a plus; for a seller, it means you are competing on condition — the updated homes set the pace.
Nearby homes for sale
No active listings inside Francis Cove Three right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Francis Cove Three is a small, established pocket of 53 homes in Jacksonville's Duval County, where a seven-decade span of construction and a modest median footprint create real variety within a compact area.
realMLS (Northeast Florida) sales records identify 6 homes in Francis Cove Three that have changed hands since 2019, built between 1999 and 2005 (median 2004), with a median living area of about 1,125 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Francis Cove Three. Swipe to explore the community.
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Francis Cove ThreePhotos from realMLS listings in Francis Cove Three; content deemed reliable but not guaranteed.
Who Francis Cove Three is best for.
Best for
- Buyers seeking an efficient, smaller-footprint home with lower carrying costs
- Buyers comfortable weighing condition and vintage rather than chasing a fixed price point
- Long-hold owner-occupants drawn to a stable, established pocket
Probably not for
- Buyers who need substantial square footage or a large-lot home
- Buyers wanting a uniform, single-builder subdivision with predictable pricing
- Investors looking for high turnover and quick flips
The market around Francis Cove Three
Francis Cove Three is too small for its own price trend, so here is the market around it.
In ZIP 32233, 104 homes are on the market and 36% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,905 homes are active and 1,695 pending (30% under contract).
In ZIP 32233 (Jacksonville), 319 homes closed in the last 12 months at a median of $588K ($379/sq ft), down 14.0% year over year, with a median 46 days on market. Right now 48 active and 22 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32233 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Francis Cove Three specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Francis Cove Three, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Francis Cove Three
Development, infrastructure, retail, and school activity affecting Francis Cove Three, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 21 miles west of Francis Cove Three, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 14 miles west of Francis Cove Three, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 29 miles west of Francis Cove Three, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 7 miles northwest of Francis Cove Three.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 29 miles west of Francis Cove Three, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 7 miles northwest of Francis Cove Three.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Francis Cove Three buying strategy.
If we were buying in Francis Cove Three today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Francis Cove Three.
Reading a mixed-vintage street
The defining feature here is age diversity. A build range from 1953 to 2023 with a median around 2001 tells you that redevelopment and infill have happened over time rather than in a single wave. Practically, that means two homes a few doors apart can differ enormously in systems, layout, and finish, so comparable sales need to be read carefully — not just by street, but by era and condition.
With a median living area near 1,140 square feet, expect efficient, right-sized floor plans rather than sprawling ones. That footprint suits buyers who value manageable space and lower carrying costs, and it rewards sellers who have invested in updates, since a well-done smaller home stands out against original stock.
The location and the amenities are priced into every listing in Francis Cove Three. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small community with a wide vintage spread, generic pricing tools fall apart — the difference between a 1953 original and a 2023 build is everything, and only a hands-on comp read captures it. We walk the homes, weigh condition against vintage, and price to the actual competition rather than an average, whether you are buying or selling.
Francis Cove Three in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Francis Cove Three buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Francis Cove Three sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Francis Cove Three, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Francis Cove Three home worth?
Get a no-obligation home value based on real comparable sales in Francis Cove Three, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Francis Cove Three
Homes in Francis Cove Three that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1845 Forsyth Court · off market
Francis Cove Three Market Scorecard
Francis Cove Three is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32233 ZIP is $493,368, about 21.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Francis Cove Three?
What share of Francis Cove Three is owner-occupied?
When were the homes in Francis Cove Three built?
Who is the best real estate agent for Francis Cove Three?
How do I find a top Jacksonville real estate agent who knows Francis Cove Three?
Can Momentum Realty connect me with an agent for Francis Cove Three?
Should you buy in Francis Cove Three?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32233)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2019 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Francis Cove Three fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Francis Cove Three with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Francis Cove Three. These are the public schools most often assigned to other communities in ZIP 32233; zones change and vary by address, so confirm with the district before you buy.
- Duncan U. Fletcher High School · 9-12 · FLDOE grade A (assigned to 22 nearby communities)
- Mayport Coastal Sciences Middle School · 6-8 (assigned to 19 nearby communities)
- Atlantic Beach Elementary School · PreK-5 · FLDOE grade A (assigned to 18 nearby communities)
- Duncan Fletcher High School · High (assigned to 6 nearby communities)
- Mayport Middle School · Middle (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).