Franklin Square
Homes for Sale in Palm Harbor, FL
All 571 homes for sale in Palm Harbor, FL · median $405,000 · 184 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Franklin Square in Palm Harbor, FL has 2 homes for sale. Over the 12 months ending 2026-11-13, 3 recorded sales closed at a median of $399,900, $317 per square foot, a median 2 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1985 - 1990; 16 of 16 report an HOA (median $362/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,750 ($6,940 with the full homestead exemption).
Last 30 days in Franklin Square: 2 under contract right now, 1 closed sale (median $370,000). As of November 13, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Franklin Square
Live MLS inventory for Franklin Square. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 65 daysTop listing
Active · 4 days
Active · 88 days
Under Contract · 39 days
Under Contract · 124 daysActive and pending Franklin Square listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Franklin Square right now
🔴 Seller-leaning market. 2.0 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($383K) is up 4.5% from the prior 12 months ($366K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Franklin Square market snapshot (as of September 20, 2026): the median sale price is about $383K ($300 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 2.0 months of supply, a seller-leaning market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34683 (Palm Harbor), 151 homes closed in the last 12 months at a median of $449K ($277/sq ft), down 5.1% year over year, with a median 40 days on market. Right now 65 active and 24 pending listings put supply at about 5.2 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
County records show 10 qualified sales in Franklin Square across 2024 - 2025 (4 in 2024, 6 in 2025), median $375,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Franklin Square: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Franklin Square is a community of 118 homes in Palm Harbor, Pinellas County, built between 1985 and 1991 (median 1987.5), with a median living area of about 1,354 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Franklin Square. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Franklin Square
Franklin Square
Franklin SquarePhotos from Stellar MLS listings in Franklin Square; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($383K) IS the median in the snapshot above, and the move from 2025 ($366K) IS the +4.5% one-year change.
Windows contain 0 to 15 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Franklin Square Market Scorecard
Franklin Square is currently a strong seller's market. About 2.0 months of supply, a median asking price of $332,500, and homes go under contract in about 87 days.
Typical home value in the 34683 ZIP is $461,597, about 4.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Franklin Square on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Franklin Square
- Pool · reported on 12 of 13 listings
- Deed Restrictions · reported on 5 of 13 listings
- Buyer Approval Required · reported on 4 of 13 listings
- Dog Park · reported on 3 of 13 listings
- Cable TV · reported on 3 of 13 listings
- Community Mailbox · reported on 2 of 13 listings
- Maintenance · reported on 2 of 13 listings
- Association Recreation - Owned · reported on 2 of 13 listings
- Clubhouse · reported on 1 of 13 listings
- Irrigation-Reclaimed Water · reported on 1 of 13 listings
- Recreation Facilities · reported on 1 of 13 listings
- Special Community Restrictions · reported on 1 of 13 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Franklin Square listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Franklin Square address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Franklin Square buying strategy.
If we were buying in Franklin Square today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Franklin Square.
A closer look at the Franklin Square market
At a median of $300 per square foot, Franklin Square prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.0 months of supply, a seller-leaning market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 23 days on market, useful leverage on any listing that has lingered.
The housing stock is 118 homes built between 1985 and 1991, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Franklin Square. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Franklin Square buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.9). Basis: Recent Direction +4.5% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 98.8% sale-to-list. Refreshed with each data update.
Tools for a Franklin Square buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Franklin Square sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Franklin Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Franklin Square home worth?
Get a no-obligation home value based on real comparable sales in Franklin Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Franklin Square
Homes in Franklin Square that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1465 Cairn Court · off market
- 852 Franklin Circle · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34683 |
|---|---|
| Homes in the community | 118 (FL DOR 2025 assessment roll) |
| Years built | 1985–1991 (median 1987.5) |
| Typical living area | 1,354 sq ft (median) |
| Home types (current listings and sales) | single-family 56%, townhouses 25%, villas 19% |
| Amenities listed by sellers | Pool, Deed Restrictions, Buyer Approval Required, Cable TV, Community Mailbox, Dog Park |
| Sale prices, last 12 months | $399,900 median across 3 closed sales · $317 per sq ft |
| Days on market (closed sales) | 2 median |
| For sale right now | 2 active, 2 pending · median asking $332,500 · 1.8 months of supply |
| Owner-occupied (homestead) share | 74% |
| Zoned public schools | Pinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Franklin Square key facts,” movewithmomentum.com/neighborhoods/franklin-square-palm-harbor, data as of November 13, 2026.
Housing distress & ownership in Franklin Square, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Franklin Square
The newest homes for sale in Franklin Square right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 864 Franklin Circle $365,000 · 2 bd · 2 ba · 1,152 sq ft · listed Aug 31, 2026 Courtesy of BHHS FLORIDA PROPERTIES GROUP
- 888 Franklin Circle $300,000 · 2 bd · 2 ba · 1,154 sq ft · listed Aug 7, 2026 Courtesy of ORCHARD BROKERAGE, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Franklin Square Right Now (4)
All 4 active and pending Franklin Square listings with a detail page, newest first, refreshed twice a day from the MLS.
- 935 Hamilton Court · $325,000 · 3 bd / 2.5 ba · pending · listed Oct 29, 2026 · listed by Exp Realty Llc
- 864 Franklin Circle · $365,000 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Bhhs Florida Properties Group
- 888 Franklin Circle · $300,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Orchard Brokerage, Llc
- 933 Hamilton Court · $325,000 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Signature Realty Associates
Recently sold in Franklin Square Palm Harbor
- 852 Franklin Circle · sold $370,000
- 1465 Cairn Court · sold $418,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Palm Harbor home searches
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Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Franklin Circle (35 homes on record)
- Franklin Circle (3 homes on record)
- Franklin Circle (2 homes on record)
- Franklin Circle (1 homes on record)
What it really costs to own in Franklin Square
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $350/month across 16 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1987 across 14 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Franklin Square
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Franklin Square
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Franklin Square will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Franklin Square?
How long do homes in Franklin Square take to sell?
Is Franklin Square a buyer's or seller's market right now?
How many homes are in Franklin Square?
What share of Franklin Square is owner-occupied?
When were the homes in Franklin Square built?
What schools serve Franklin Square?
Who is the best real estate agent for Franklin Square?
How do I find a top Palm Harbor real estate agent who knows Franklin Square?
Can Momentum Realty connect me with an agent for Franklin Square?
Where is Franklin Square, and what county is it in?
Is Franklin Square in a flood zone?
Is Franklin Square a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34683)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (64 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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