Garden City
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Garden City's housing stock spans built years from 1900 to 2024, with a median year built of 1986 - meaning a typical purchase here is a home approaching four decades old, not new construction. That is central to how the market prices: at a median of $244,900, roughly $188 per square foot, and a median 1,772 square feet of living area, the number a buyer pays tracks condition and updates on an older home more than it tracks square footage alone.
On posture, the market is close to flat - prices are up about 1% year-over-year, though up 508% since 2012 - while turning over quickly, with a median 37 days on market. The most recent window logged 33 closings against zero active listings right now, which is as tight as it sounds: there is essentially nothing sitting on the market to compare against. A market heat score of 54 puts this squarely in balanced territory rather than either overheated or stalled.
Garden City right now
🟡 Balanced market. 3.5 months of supply and 41% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Very High (17 active and pending listings, 34 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($245K) is up 5.7% from the prior 12 months ($232K) and up 509% since 2012. With about 19 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: High (34 and 16 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Garden City market snapshot (as of August 5, 2026): the median sale price is about $245K ($188 per sq ft over the trailing 12 months of closed sales), a median 35 days on market for closed sales, and 3.5 months of supply, a balanced market. The trailing-12-month median is up 6% from the prior 12 months and up 509% since 2012, computed from record-level realMLS closed sales (34 closings in the current window).
Garden City is a community of 978 homes in Jacksonville, Duval County, built between 1900 and 2024 (median 1986), with a median living area of about 1,769 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A well-established Jacksonville neighborhood in Duval County with 967 homes total, most decades old (median year built 1986) and long-held: 58% carry a homestead exemption, and at the moment there is zero active inventory.
The setting & the homes.
Aerial and on-site photos of Garden City. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Garden City
Garden City
Garden City
Garden City
Garden City
Garden City
Garden City
Garden CityPhotos from realMLS listings in Garden City; content deemed reliable but not guaranteed.
Who Garden City is best for.
Best for
- Buyers comfortable evaluating an older home (median build year 1986) on its own condition and update history, not assuming new-construction finishes.
- Buyers who can move decisively once a home lists, given zero active inventory and a median 37 days on market.
- Sellers of an updated or well-maintained home who want to price against a true $244,900 median rather than a citywide average.
Probably not for
- Buyers who want to compare several active listings side by side before deciding - there is currently none to compare.
- Buyers set on new or near-new construction; the housing stock here runs from 1900 to 2024 with a median build year of 1986.
- Sellers expecting a bidding-war pace beyond what a 37-day median time on market and a heat score of 54 suggest.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($245K) IS the median in the snapshot above, and the move from 2025 ($232K) IS the +5.7% one-year change.
Windows contain 1 to 35 sales each (34 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Garden City Market Scorecard
Garden City is currently a seller's market. About 3.9 months of supply, a median asking price of $239,950, and homes go under contract in about 68 days.
Typical home value in the 32218 ZIP is $299,965, about 12.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Garden City, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Garden City
Live MLS inventory for Garden City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 171 daysTop listing
Active · 74 days
Active · 24 days
Active · 107 days
Active · 53 days
Active · 105 days
Active · 108 days
Active · 55 days
Active · 31 days
Pending · 131 days
Pending · 280 days
Pending · 100 daysActive and pending Garden City listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Garden City on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Garden City
- Security Gate · reported on 1 of 5 listings
- Security Lights · reported on 1 of 5 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Garden City are close: the nearest dining is about 5 minutes away.
- China Wok · Dining5 min
- All Kids Care of North Jacksonville · Health5 min
- Victoria Food Mart · Groceries6 min
- Campus Corners · Shopping7 min
- Jacksonville International Airport Observation Area · Parks9 min
- 21 Queen Street Coffee Company · Coffee12 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Garden City Park and Garden City Elementary · Public K-5, verify zoning
- Garden City ElementaryFLDOE grade C · Public K-5, verify zoning
- Garden City Park and Elementary · Public K-5, verify zoning
- Duval County School District · Verify exact-address zoning
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Garden City address.
The Garden City buying strategy.
If we were buying in Garden City today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garden City.
The numbers behind Garden City
Garden City counts 967 homes total, built across a long span - from 1900 to 2024 - with the median dating to 1986 and a typical living area of about 1,772 square feet. That range matters for anyone shopping here: two homes on the same street can differ by decades of age and by whatever renovation work has or has not been done, and the $244,900 median price (about $188 per square foot) reflects that mix rather than a single consistent product.
Fifty-eight percent of homes here carry a homestead exemption, a sign that a majority of the housing stock is owner-held rather than turning over as investment or rental inventory. That shows up in the transaction numbers: 33 closings in the most recent window, zero active listings at the time of this snapshot, and a median 37 days on market. Prices have moved up about 1% over the past year and 508% since 2012, with a market heat score of 54 - a moderate reading, not a signal of a market running hot or cold.
The location and the amenities are priced into every listing in Garden City. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Garden City buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.5). Basis: Long-Term Appreciation +509% since 2012; Recent Direction +5.7% year-over-year; Liquidity & Demand 3.5 months of supply; Owner Commitment 58% owner-occupied; Pricing Power 96.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Garden City currently shows zero active listings, so knowing this community's numbers before something comes to market is most of the work: a $244,900 median, a 37-day typical timeline, and a housing stock spanning 1900 to 2024 with a median build year of 1986. Momentum tracks those figures directly rather than relying on citywide averages, which matters in a market this tight on inventory.
Garden City in 15 seconds.
HOA, CDD & Fees
- Has a CDD assessment
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
e garden city homes, specs and resales, with the real hoa + cdd math attached. don't fill: get garden city listings & market intel we represent
Tools for a Garden City buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garden City sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Garden City, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Garden City home worth?
Get a no-obligation home value based on real comparable sales in Garden City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Garden City on the map →
Frequently Asked Questions
What is the median home price in Garden City?
How long do homes in Garden City take to sell?
Is Garden City a buyer's or seller's market right now?
How many homes are in Garden City?
What share of Garden City is owner-occupied?
When were the homes in Garden City built?
Do cash buyers compete in Garden City?
Have Garden City home prices gone up?
What schools serve Garden City?
Who is the best real estate agent for Garden City?
How do I find a top Jacksonville real estate agent who knows Garden City?
Can Momentum Realty connect me with an agent for Garden City?
Should you buy in Garden City?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Garden City with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (33 streets, ZIP 32218/32219)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (288 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.