Grand Oaks Ph 03
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.

Grand Oaks Ph 03 is a compact pocket of 89 homes built in a tight 2004–2005 window, with a median around 1,661 square feet. When the floor plans and vintage are this consistent, price isn't set by square footage — it's set by condition. The updated, well-maintained homes clear at a premium; the deferred-maintenance ones drag. Expect a wide spread around the median for that reason.
This is a thinly traded community — only a couple of closings in the window we track — so a single sale can move the comps more than it should. With a homestead share of about 62%, most of these homes are held as primary residences rather than churned as rentals, which tends to keep turnover low and inventory scarce. Sellers have some leverage on scarcity; buyers need to move deliberately and lean on condition, not list price, to judge value.
Who Grand Oaks Ph 03 is best for.
Best for
- Primary-residence buyers wanting a settled, low-turnover community near the median size
- Buyers comfortable pricing on condition and budgeting for aging-system upkeep
- Value hunters willing to take on cosmetic or system work below the top of the range
Probably not for
- Buyers who need a large footprint or a wide choice of floor plans
- Investors chasing a rental-heavy, high-turnover community
- Buyers who want move-in-ready with no near-term capital-work risk and no patience for limited inventory
The market around Grand Oaks Ph 03
Grand Oaks Ph 03 is a small community — 14 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Pasco County, 4,307 homes are active and 1,258 pending (23% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Grand Oaks Ph 03 specifically. Momentum Research analysis of MLS records.
The Grand Oaks Ph 03 buying strategy.
If we were buying in Grand Oaks Ph 03 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Oaks Ph 03.
A condition-driven market
With 89 homes built within a two-year span and a median just over 1,600 square feet, Grand Oaks Ph 03 offers little variety in bones. That's a double edge: it's easy to comp because the homes are so similar, but it also means the visible difference between one sale and the next usually comes down to roof, HVAC, kitchen, and cosmetic updates. Read the condition before you read the price.
Homes built in 2004–2005 are now at the age where major systems come due, so a buyer should budget for the possibility of near-term capital work and a seller should recognize that documented updates are the clearest way to justify the top of the range. The high owner-occupied share tends to translate into steadier upkeep across the community than you'd see in a rental-heavy tract.
The location and the amenities are priced into every listing in Grand Oaks Ph 03. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, thinly traded community like this, the pricing signal from a single recent sale can be misleading. We work the condition-adjusted comps rather than the headline number, so buyers don't overpay for deferred maintenance and sellers get credit for the updates they've actually made. That local read matters more here than in a larger, more active subdivision.
Grand Oaks Ph 03 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Oaks Ph 03 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Oaks Ph 03 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Oaks Ph 03, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Oaks Ph 03 home worth?
Get a no-obligation home value based on real comparable sales in Grand Oaks Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Grand Oaks Ph 03 on the map →
Frequently Asked Questions
How many homes are in Grand Oaks Ph 03?
What share of Grand Oaks Ph 03 is owner-occupied?
When were the homes in Grand Oaks Ph 03 built?
Do cash buyers compete in Grand Oaks Ph 03?
Who is the best real estate agent for Grand Oaks Ph 03?
How do I find a top Land O Lakes real estate agent who knows Grand Oaks Ph 03?
Can Momentum Realty connect me with an agent for Grand Oaks Ph 03?
Should you buy in Grand Oaks Ph 03?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34639)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Grand Oaks Ph 03 fits the bigger picture — live prices, inventory, and Momentum Scores:
More Land O' Lakes & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
