Florida Housing IntelligencePasco County › 34639 (Land O' Lakes)
Aerial view of 34639, Florida

34639 (Land O' Lakes)
Housing Market

ZIP code market report · Pasco County

Median sale price $429,500, down 0.7% year over year, with homes going under contract in about 35 days, 34 homes on the market.

41 communities reporting608 sales analyzedRefreshed twice dailyMomentum Score 66
Live Market Pulse
66/100
Momentum
Healthy Market
Tracking 41 communities across 34639. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34639 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$430K
Median sold · 12 moConfidence: High
down 0.7% vs the prior 12 months
-0.7%
1-yr price change
n = 608 recent sales
$183/sf
Sold $/sqft · 12 mo
Pasco County: $192 · -6.3% vs prior yr
94.9%
Sale vs ask
Pasco County: 94.9% · -1.5pp vs prior yr
$332K
Pasco County home value
Zillow ZHVI, monthly · -2.8% vs a year ago
Tempo
2.5mo
Supply
3 to 6 months is the balanced band
35days
Median DOM · closed
Pasco County: 47 days · +5.0 days vs prior yr
31%
Under contract
Pasco County: 23%
34 · 18 ▲97
For sale · pending
live counts, refreshed twice daily
161
Sold · last 12 mo
closed across all tracked communities · -11.4% vs prior yr
Market context
32%
Listings with price cuts
Pasco County · Zillow · +0.7pp vs prior month
4,601
County for-sale inventory
Zillow, monthly · +0.7% vs prior month
26%
New construction
share of recent sales · +0.4pp vs prior yr
18%
Cash buyers
share of sales · peak 34% · -1.2pp vs prior yr
66/100
Momentum score
Healthy Market
Economy & people · county layer
$67,384
Median household income
U.S. Census ACS, county
588,758
County population
+15.3% since 2018
4.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,028/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.5 months of supply — tight by the 3-to-6-month balanced benchmark, and 31% of listed homes are already under contract. Prices are down 0.7% versus the prior year, but sellers are still collecting 94.9% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 66
Momentum Score
Buyer leverage34
Seller leverage66

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 31% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34639 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34639 is hot — and where it isn't

Each dot is a community (41 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34639 (Land O' Lakes)

The median sale price across 34639 currently stands at $429,500, down 0.7% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 35 days. Sellers are capturing 94.9% of their original asking price on average.

There are 34 active listings on the market, with 18 more already under contract. At the current sales pace that works out to 2.5 months of supply — a seller-leaning market by the standard six-month benchmark. 161 homes closed here over the trailing 12 months.

Zillow's home value index for Pasco County stands at $331,852. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34639 is 66 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34639 since 2012 — and where it’s heading

A median home here sold for $142,837 in 2012 and $397,699 over the last recorded year — 178% appreciation across 14 years of recorded sales. Cash buyers took 18% of recent sales, down from a 34% peak.

Median sale price · 2012–2026 (5,955 recorded sales)

$137K$277K$416K$398K2012: $143K2013: $156K2014: $164K2015: $181K2016: $194K2017: $200K2018: $197K2019: $208K2021: $315K2022: $358K2023: $411K2024: $394K2025: $380K2026: $398K20122015201920232026

Days on market by year

2d32d61d35d2012: 60d2013: 42d2014: 57d2015: 54d2016: 37d2017: 33d2018: 28d2019: 58d2021: 4d2022: 5d2023: 17d2024: 22d2025: 30d2026: 35d20122015201920232026

Cash buyers · share of sales

18%26%34%18%2016: 33%2017: 27%2018: 22%2019: 23%2020: 21%2021: 21%2022: 34%2023: 24%2024: 18%2025: 19%2026: 18%20162018202120242026

Home value trend · Pasco County (Zillow ZHVI)

$332K$337K$342K$332KJun '25: $341KJul '25: $339KAug '25: $337KSep '25: $336KOct '25: $335KNov '25: $335KDec '25: $334KJan '26: $334KFeb '26: $334KMar '26: $334KApr '26: $334KMay '26: $333KJun '26: $332KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

4,2244,4894,7544,601Jun '25: 4,721Jul '25: 4,744Aug '25: 4,728Sep '25: 4,662Oct '25: 4,589Nov '25: 4,461Dec '25: 4,304Jan '26: 4,235Feb '26: 4,251Mar '26: 4,424Apr '26: 4,515May '26: 4,569Jun '26: 4,601Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Pasco County (MLS)

1,3753,0524,729Jul 07 · Active: 4,578Aug 03 · Active: 4,663Aug 04 · Active: 4,488Aug 05 · Active: 4,585Jul 07Aug 04Aug 05ActivePending
Single-family 93%Townhome 4%Villa 1%? 1%Condo 1%
Local Economics · county layer

What’s driving 34639

Who’s moving here
+18,430 net residents/yr

Top inbound states: NY, NJ, IL, CA. Movers arriving report ~$76,486 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,659/yr avg premium

8,233 Citizens policies in force in Pasco County — the state-backed insurer of last resort. Budget insurance into any Pasco purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,878 units permitted +16% YoY

6,191 single-family · 1,687 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
LAKE PADGETT ESTATES EAST ▲ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Pasco

MarketMedianActiveScore
34639 ← this page$430K3466
33543$415K18252Open →
34652$239K17747Open →
34667$250K16543Open →
33541$400K15345Open →
33545$439K9848Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
LAKE PADGETT ESTATES EASTLand O' Lakes$360K▲ 25%
VALENCIA GARDENS PH 03Land O' Lakes$564K▲ 11%
STONEGATE PH 01Land O' Lakes$659K▲ 10%
LAKE PADGETT SOUTHLand O' Lakes$348K▲ 6%
CONNERTONLand O' Lakes$464K▲ 4%
Prices cooling fastest
SUNCOAST LAKES PH 01Land O' Lakes$385K▼ 21%
DUPREE LAKES PH 01Land O' Lakes$369K▼ 18%
CYPRESS ESTATESTampa$450K▼ 10%
PLANTATION PALMS PH 01Land O' Lakes$430K▼ 8%
LAKE TALIA PH 01Land O' Lakes$552K▼ 6%
Most homes for sale
CONNERTONLand O' Lakes$464K16
LAKE PADGETT ESTATESLand O' Lakes$386K11
CYPRESS ESTATESTampa$450K3
ARDEN PRESERVELand O' Lakes$435K2
GRAND OAKS PH 02Land O' Lakes$392K1
Selling fastest
GRAND OAKS PH 02 UNIT 03 & 05Land O' Lakes$428K6 days
PLANTATION PALMS PH 01Land O' Lakes$430K12 days
VALENCIA GARDENS PH 03Land O' Lakes$564K16 days
CONNERTONLand O' Lakes$464K18 days
STONEGATE PH 01Land O' Lakes$659K21 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34639 right now?

The data says conditions currently favor sellers in 34639 — the Momentum Score reads 66/100 with 2.5 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34639 becoming more affordable?

Yes, modestly — the median sale price in 34639 is $429,500, down 0.7% versus the prior year, while sellers still capture 94.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34639?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SUNCOAST LAKES PH 01 (-21%); DUPREE LAKES PH 01 (-18%); CYPRESS ESTATES (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34639 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are GRAND OAKS PH 02 UNIT 03 & 05 (6 days); PLANTATION PALMS PH 01 (12 days); VALENCIA GARDENS PH 03 (16 days) — homes there go under contract well ahead of the market-wide pace of 35 days.

Questions

34639 (Land O' Lakes) housing market FAQ

What is the median home price in 34639?

The median sale price in 34639 is currently $429,500, down 0.7% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34639 a buyer's or seller's market right now?

The data currently favors sellers. 34639 scores 66 of 100 on the Momentum Score, with 2.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34639?

The typical home in 34639 goes under contract in about 35 days, per current MLS data.

How many homes are for sale in 34639?

There are approximately 34 active listings in 34639 as of August 6, 2026.

Are home prices in 34639 rising or falling?

Median sale prices are down 0.7% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34639 (Land O' Lakes). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.