Florida Housing IntelligencePasco County › 34639 (Land O' Lakes)
Aerial view of 34639, Florida

34639 (Land O' Lakes)
Homes for Sale & Housing Market

ZIP code market report · Pasco County

Median sale price $375,000, down 1.6% year over year, with homes going under contract in about 39 days, 63 homes on the market.

54 communities reporting833 sales analyzedRefreshed twice dailyMomentum Score 56
Live Market Pulse
56/100
Momentum
Balanced Market
240 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34639 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$375K
Median sold · 12 moConfidence: High
down 1.6% vs the prior 12 months
-1.6%
1-yr price change
n = 833 recent sales
$183/sf
Sold $/sqft · 12 mo
Pasco County: $191 · -4.4% vs prior yr
94.6%
Sale vs ask
Pasco County: 94.9% · -1.1pp vs prior yr
$332K
Pasco County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
3.4mo
Supply
3 to 6 months is the balanced band
39days
Median DOM · closed
Pasco County: 47 days · +3.0 days vs prior yr
16%
Under contract
Pasco County: 27%
63 · 22 ▼1
For sale · pending
live counts, refreshed twice daily
240
Sold · last 12 mo
closed across all tracked communities · -4.6% vs prior yr
Market context
32%
Listings with price cuts
Pasco County · Zillow · +0.2pp vs prior month
4,644
County for-sale inventory
Zillow, monthly · +0.9% vs prior month
2%
New construction
share of recent sales · -2.3pp vs prior yr
24%
Cash buyers
share of sales · peak 36% · +0.7pp vs prior yr
56/100
Momentum score
Balanced Market
Economy & people · county layer
$67,384
Median household income
U.S. Census ACS, county
588,758
County population
+15.3% since 2018
4.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,028/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 16% of listed homes are already under contract. Prices are down 1.6% versus the prior year, but sellers are still collecting 94.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 56
Momentum Score
Buyer leverage44
Seller leverage56

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 16% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34639 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
2.4 mo · seller-tilted · 5 active
$300K–$500K
3.3 mo · balanced band · 58 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34639 is hot — and where it isn't

Each dot is a community (54 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34639 (Land O' Lakes)

The median sale price across 34639 currently stands at $375,000, down 1.6% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 39 days. Sellers are capturing 94.6% of their original asking price on average.

There are 63 active listings on the market, with 22 more already under contract. At the current sales pace that works out to 3.4 months of supply — a seller-leaning market by the standard six-month benchmark. 240 homes closed here over the trailing 12 months.

Zillow's home value index for Pasco County stands at $331,636. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34639 is 56 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

34639 since 2012 — and where it’s heading

A median home here sold for $143,492 in 2012 and $368,211 over the last recorded year — 157% appreciation across 14 years of recorded sales. Cash buyers took 24% of recent sales, down from a 36% peak.

Median sale price · 2012–2026 (8,953 recorded sales)

$138K$263K$388K$368K2012: $143K2013: $156K2014: $169K2015: $183K2016: $190K2017: $193K2018: $191K2019: $214K2021: $324K2022: $357K2023: $384K2024: $362K2025: $362K2026: $368K20122015201920232026

Days on market by year

2d34d66d39d2012: 65d2013: 41d2014: 59d2015: 53d2016: 38d2017: 32d2018: 22d2019: 59d2021: 4d2022: 6d2023: 18d2024: 23d2025: 36d2026: 39d20122015201920232026

Cash buyers · share of sales

21%29%37%24%2016: 36%2017: 30%2018: 28%2019: 26%2020: 26%2021: 22%2022: 36%2023: 27%2024: 23%2025: 23%2026: 24%20162018202120242026

Home value trend · Pasco County (Zillow ZHVI)

$331K$336K$340K$332KJul '25: $340KAug '25: $338KSep '25: $337KOct '25: $336KNov '25: $335KDec '25: $335KJan '26: $335KFeb '26: $335KMar '26: $335KApr '26: $334KMay '26: $334KJun '26: $332KJul '26: $332KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

4,2244,4894,7544,644Jul '25: 4,744Aug '25: 4,728Sep '25: 4,662Oct '25: 4,589Nov '25: 4,461Dec '25: 4,304Jan '26: 4,235Feb '26: 4,251Mar '26: 4,424Apr '26: 4,515May '26: 4,569Jun '26: 4,601Jul '26: 4,644Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Pasco County (MLS)

1,3443,1004,856Jul 07 · Active: 4,578Aug 03 · Active: 4,663Aug 04 · Active: 4,488Aug 05 · Active: 4,585Aug 06 · Active: 4,605Aug 07 · Active: 4,652Aug 08 · Active: 4,666Aug 09 · Active: 4,669Aug 10 · Active: 4,654Aug 11 · Active: 4,614Aug 12 · Active: 4,612Aug 13 · Active: 4,613Aug 15 · Active: 4,676Aug 17 · Active: 4,646Aug 19 · Active: 4,646Aug 22 · Active: 4,717Aug 23 · Active: 4,721Aug 28 · Active: 4,722Aug 29 · Active: 4,758Aug 30 · Active: 4,758Aug 31 · Active: 4,753Sep 07 · Active: 4,753Sep 09 · Active: 4,690Sep 11 · Active: 4,786Sep 12 · Active: 4,782Sep 13 · Active: 4,781Sep 14 · Active: 4,729Sep 15 · Active: 4,728Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$374K$402K$431K$375KAug 06: $430KAug 08: $430KAug 09: $430KAug 10: $430KAug 11: $430KAug 12: $430KAug 13: $430KAug 15: $430KAug 17: $430KAug 18: $430KAug 19: $430KAug 20: $430KAug 21: $430KAug 22: $430KAug 23: $430KAug 24: $430KAug 26: $430KAug 28: $430KAug 29: $430KAug 30: $430KAug 31: $430KSep 01: $430KSep 04: $430KSep 05: $430KSep 06: $430KSep 07: $430KSep 08: $430KSep 09: $430KSep 10: $430KSep 11: $430KSep 12: $375KSep 13: $375KSep 14: $375KSep 15: $375KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 98%Villa 1%? 1%
Local Economics · county layer

What’s driving 34639

Who’s moving here
+18,430 net residents/yr

Top inbound states: NY, NJ, IL, CA. Movers arriving report ~$76,486 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,659/yr avg premium

8,233 Citizens policies in force in Pasco County — the state-backed insurer of last resort. Budget insurance into any Pasco purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,878 units permitted +16% YoY

6,191 single-family · 1,687 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
East Lake Add ▼ 42%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 3.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34639 right now.

Biggest opportunity
Under $300K: 2.4 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Pasco

MarketMedianActiveScore
34639 ← this page$375K6356
33543$415K30456Open →
33541$400K28948Open →
34667$254K24847Open →
33545$445K20159Open →
34652$220K19846Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
LAKE PADGETT ESTATES EASTLand O' Lakes$360K▲ 25%
Lake Padgett Estates East UnrecLand O' Lakes$358K▲ 24%
VALENCIA GARDENS PH 03Land O' Lakes$564K▲ 11%
Valencia Gardens Ph 3Land O' Lakes$560K▲ 10%
STONEGATE PH 01Land O' Lakes$659K▲ 10%
Prices cooling fastest
East Lake AddLand O' Lakes$454K▼ 42%
Suncoast Lakes Ph 3Land O' Lakes$370K▼ 24%
SUNCOAST LAKES PH 01Land O' Lakes$385K▼ 21%
DUPREE LAKES PH 01Land O' Lakes$369K▼ 18%
Plantation PalmsLand O' Lakes$420K▼ 10%
Most homes for sale
ConnertonLand O' Lakes$442K18
Lake Padgett EstatesLand O' Lakes$420K11
Plantation PalmsLand O' Lakes$420K10
sable ridge ph 3aLand O' Lakes$390K6
edgewater at grand oaks ph 1Land O' Lakes$245K3
Selling fastest
Grand Oaks Ph 02 Unit 03 & 05Land O' Lakes$438K5 days
PLANTATION PALMS PH 01Land O' Lakes$430K12 days
Lake Padgett SouthLand O' Lakes$290K15 days
Valencia Gardens Ph 3Land O' Lakes$560K15 days
VALENCIA GARDENS PH 03Land O' Lakes$564K16 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34639 right now?

The data says conditions currently favor neither side decisively in 34639 — the Momentum Score reads 56/100 with 3.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34639 becoming more affordable?

Yes, modestly — the median sale price in 34639 is $375,000, down 1.6% versus the prior year, while sellers still capture 94.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34639?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are East Lake Add (-42%); Suncoast Lakes Ph 3 (-24%); SUNCOAST LAKES PH 01 (-21%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34639 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Grand Oaks Ph 02 Unit 03 & 05 (5 days); PLANTATION PALMS PH 01 (12 days); Lake Padgett South (15 days) — homes there go under contract well ahead of the market-wide pace of 39 days.

Questions

34639 (Land O' Lakes) housing market FAQ

How is the housing market in 34639 right now?

As of September 15, 2026, the 34639 housing market is roughly balanced: the median sale price is $375,000 (down 1.6% year over year), 63 homes are for sale against 240 sales in the last 12 months, which is 3.4 months of supply, and the typical home goes under contract in about 39 days.

How much is a house in 34639?

The median home sold for $375,000 in 34639 over the last 12 months, about $183 per square foot; asking prices on the 63 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34639?

By the numbers, sellers in 34639 are getting 94.6% of asking price and going under contract in about 39 days with 3.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34639 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34639 median sale prices are down 1.6% year over year, inventory stands at 3.4 months of supply, and 16% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34639?

The median sale price in 34639 is currently $375,000, down 1.6% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34639 a buyer's or seller's market right now?

The data currently is roughly balanced. 34639 scores 56 of 100 on the Momentum Score, with 3.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34639?

The typical home in 34639 goes under contract in about 39 days, per current MLS data.

How many homes are for sale in 34639?

There are approximately 63 active listings in 34639 as of September 15, 2026.

Are home prices in 34639 rising or falling?

Median sale prices are down 1.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34639 (Land O' Lakes). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.