Grand Oaks S/D
Homes for Sale in Niceville, FL
All 182 homes for sale in Niceville, FL · median $499,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Grand Oaks S/D in Niceville, FL has 1 home for sale. Homes listed or recently sold were built 1996–2025 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).
| Location | Niceville, Okaloosa County, FL · ZIP 32541, 32578 |
|---|---|
| Homes in the community | 17 (FL DOR 2025 assessment roll) |
| Years built | 1994–2023 (median 1997) |
| Typical living area | 2,282 sq ft (median) |
| Amenities listed by sellers | Waterfront, Boat Launch, Deed Access, Fishing, Security System |
| For sale right now | 1 active, 1 pending · median asking $529,900 · 6.0 months of supply |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GRAND OAKS S/D key facts,” movewithmomentum.com/neighborhoods/grand-oaks-s-d, data as of September 20, 2026.
Last 30 days in Grand Oaks S/D: 1 new listing (median asking $529,900), 1 under contract right now. As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Grand Oaks is a small, established pocket in Niceville — 17 homes total, most built in the late 1990s, with the newest construction stretching to 2023. That mix matters: with a median year built of 1997, price here is driven less by any published range and more by condition, updates, and which end of the build spectrum a given home falls on. There is no single premium feature carrying the neighborhood; you are buying the house, not an amenity package.
With only 2 active listings against 17 homes, this is a thin, low-turnover market. That cuts both ways. For sellers, scarcity means a well-presented home does not have much direct competition inside the subdivision. For buyers, it means you may wait for the right listing rather than choose among several, so patience and readiness to move on a clean home are worth more here than aggressive negotiation.
Grand Oaks S/D right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Grand Oaks is a compact subdivision in Niceville with homes of a comfortable, mid-sized footprint — a median around 2,282 living square feet — spanning nearly three decades of construction. Roughly two-thirds of the homes are homesteaded, which points to an owner-occupied, hold-and-live profile rather than a rental-heavy street.
Emerald Coast MLS sales records identify 8 homes in GRAND OAKS S/D that have changed hands since 2016, built between 1995 and 2025 (median 2003), with a median living area of about 2,790 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grand Oaks S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Grand Oaks S/D; content deemed reliable but not guaranteed.
Who Grand Oaks S/D is best for.
Best for
- Buyers seeking a mid-sized home around 2,300 square feet in an established Niceville subdivision
- Long-term owner-occupants who value low turnover over frequent inventory
- Buyers with the patience to wait for the right listing rather than pick from many
Probably not for
- Buyers who need to choose among several active homes right away
- Anyone wanting resort-style or shared community amenities
- Investors chasing high-turnover, rental-heavy streets
The market around Grand Oaks S/D
Grand Oaks S/D is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Niceville.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Niceville), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Grand Oaks S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in GRAND OAKS S/D, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Grand Oaks S/D
Live MLS inventory for Grand Oaks S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Grand Oaks S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Grand Oaks S D Right Now (2)
All 2 active and pending Grand Oaks S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3579 Grand Oaks Way · $529,900 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Jon Howard Realty LLC
- 327 Grand Oaks Drive · $1,260,000 · 3 bd / 2.5 ba · pending · listed Jul 2, 2026 · listed by Elite Real Estate Services of NWFL LLC
Grand Oaks S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Grand Oaks S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Grand Oaks S/D address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Niceville High School
The Grand Oaks S/D buying strategy.
If we were buying in Grand Oaks S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Oaks S/D.
A small subdivision where the house sets the price
The build range from 1994 to 2023 is the story here. In a 17-home subdivision, a handful of newer or fully updated homes can sit alongside originals from the mid-1990s, and the gap between them shows up in price. Because the only reliable figure is the median, treat every listing on its own merits: age, systems, roof, kitchen, and how much of the interior has been touched since it was built.
The median living area of about 2,282 square feet suggests homes with usable, right-sized layouts rather than sprawling or minimal footprints. No community amenities surface in current MLS data, so value rests on the lot, the structure, and location within Niceville — not on shared facilities you would pay to maintain.
The location and the amenities are priced into every listing in Grand Oaks S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small with only a couple of homes on the market, the edge comes from knowing what has actually traded and in what condition — not from a formula. We read each home against the median and the wide build spread so you are pricing or offering on the house in front of you, not a neighborhood average that hides the details.
Grand Oaks S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Oaks S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Oaks S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Oaks S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Oaks S/D home worth?
Get a no-obligation home value based on real comparable sales in Grand Oaks S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
Recently off market in GRAND OAKS S/D
Homes in GRAND OAKS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 305 Boggy Bayou Court · off market
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Grand Oaks S/D a buyer's or seller's market right now?
How many homes are in Grand Oaks S/D?
What share of Grand Oaks S/D is owner-occupied?
When were the homes in Grand Oaks S/D built?
Who is the best real estate agent for Grand Oaks S/D?
How do I find a top Niceville real estate agent who knows Grand Oaks S/D?
Can Momentum Realty connect me with an agent for Grand Oaks S/D?
Where is Grand Oaks S/D, and what county is it in?
Should you buy in Grand Oaks S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541/32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how GRAND OAKS S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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