Grand Oaks S/D in Niceville

Grand Oaks S/D
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32541
17 homesBuilt 1994–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Grand Oaks S/D in Niceville, FL has 1 home for sale. Homes listed or recently sold were built 1996–2025 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).

GRAND OAKS S/D key facts
LocationNiceville, Okaloosa County, FL · ZIP 32541, 32578
Homes in the community17 (FL DOR 2025 assessment roll)
Years built1994–2023 (median 1997)
Typical living area2,282 sq ft (median)
Amenities listed by sellersWaterfront, Boat Launch, Deed Access, Fishing, Security System
For sale right now1 active, 1 pending · median asking $529,900 · 6.0 months of supply
Owner-occupied (homestead) share67%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GRAND OAKS S/D key facts,” movewithmomentum.com/neighborhoods/grand-oaks-s-d, data as of September 20, 2026.

Last 30 days in Grand Oaks S/D: 1 new listing (median asking $529,900), 1 under contract right now. As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Grand Oaks S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
67%
Owner-occupied · Grand Oaks S/D
12 of 18 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Grand Oaks S/D
incl. 22% trust or LLC-held · 6% out-of-state
17
Homes in the community
plus 1 vacant residential lots · 18 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1994
Community established
homes built 1994-2023, median 1997 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Grand Oaks is a small, established pocket in Niceville — 17 homes total, most built in the late 1990s, with the newest construction stretching to 2023. That mix matters: with a median year built of 1997, price here is driven less by any published range and more by condition, updates, and which end of the build spectrum a given home falls on. There is no single premium feature carrying the neighborhood; you are buying the house, not an amenity package.

With only 2 active listings against 17 homes, this is a thin, low-turnover market. That cuts both ways. For sellers, scarcity means a well-presented home does not have much direct competition inside the subdivision. For buyers, it means you may wait for the right listing rather than choose among several, so patience and readiness to move on a clean home are worth more here than aggressive negotiation.

Grand Oaks S/D Housing Pulse · Momentum Research · as of September 20, 2026

Grand Oaks S/D right now

🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Grand Oaks is a compact subdivision in Niceville with homes of a comfortable, mid-sized footprint — a median around 2,282 living square feet — spanning nearly three decades of construction. Roughly two-thirds of the homes are homesteaded, which points to an owner-occupied, hold-and-live profile rather than a rental-heavy street.

Emerald Coast MLS sales records identify 8 homes in GRAND OAKS S/D that have changed hands since 2016, built between 1995 and 2025 (median 2003), with a median living area of about 2,790 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a mid-sized home around 2,300 square feet in an established Niceville subdivision
  • Long-term owner-occupants who value low turnover over frequent inventory
  • Buyers with the patience to wait for the right listing rather than pick from many

Probably not for

  • Buyers who need to choose among several active homes right away
  • Anyone wanting resort-style or shared community amenities
  • Investors chasing high-turnover, rental-heavy streets

The market around Grand Oaks S/D

Grand Oaks S/D is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Niceville.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32541 (Niceville), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Grand Oaks S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in GRAND OAKS S/D, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Grand Oaks S/D

Live MLS inventory for Grand Oaks S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Grand Oaks S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Grand Oaks S D Right Now (2)

All 2 active and pending Grand Oaks S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 3579 Grand Oaks Way · $529,900 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Jon Howard Realty LLC
  • 327 Grand Oaks Drive · $1,260,000 · 3 bd / 2.5 ba · pending · listed Jul 2, 2026 · listed by Elite Real Estate Services of NWFL LLC

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Destin · High

Zoned schools reflect the assignments reported on recent Grand Oaks S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Grand Oaks S/D address.

If we were buying in Grand Oaks S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Oaks S/D.

Best Buy
Buyers who want an established Niceville address and are willing to wait for the right home.
Biggest Risk
A thin inventory means fewer choices and less leverage at any given moment.
Sweet Spot
A mid-sized home near the median footprint that has been updated from its original build.
Avoid If
You need options now or want shared amenities baked into the community.

A small subdivision where the house sets the price

The build range from 1994 to 2023 is the story here. In a 17-home subdivision, a handful of newer or fully updated homes can sit alongside originals from the mid-1990s, and the gap between them shows up in price. Because the only reliable figure is the median, treat every listing on its own merits: age, systems, roof, kitchen, and how much of the interior has been touched since it was built.

The median living area of about 2,282 square feet suggests homes with usable, right-sized layouts rather than sprawling or minimal footprints. No community amenities surface in current MLS data, so value rests on the lot, the structure, and location within Niceville — not on shared facilities you would pay to maintain.

“

The location and the amenities are priced into every listing in Grand Oaks S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a subdivision this small with only a couple of homes on the market, the edge comes from knowing what has actually traded and in what condition — not from a formula. We read each home against the median and the wide build spread so you are pricing or offering on the house in front of you, not a neighborhood average that hides the details.

Grand Oaks S/D in 15 seconds.

Best forBuyers who want an established Niceville address and are willing to wait for the right home.
Biggest advantageLow turnover and owner-occupied stability with no amenity dues weighing on value.
Biggest riskA thin inventory means fewer choices and less leverage at any given moment.
Sweet spotA mid-sized home near the median footprint that has been updated from its original build.
Avoid ifYou need options now or want shared amenities baked into the community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Grand Oaks S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Grand Oaks S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Oaks S/D sales matched to your home.

What is your Grand Oaks S/D home worth?

Get a no-obligation home value based on real comparable sales in Grand Oaks S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Niceville →

Real comps, not an automated estimate.

Recently off market in GRAND OAKS S/D

Homes in GRAND OAKS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Is Grand Oaks S/D a buyer's or seller's market right now?
As of September 20, 2026, Grand Oaks S/D is roughly balanced: 6.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Grand Oaks S/D?
The Florida DOR 2025 assessment roll shows 17 homes plus 1 vacant residential lots in Grand Oaks S/D (public records).
What share of Grand Oaks S/D is owner-occupied?
67% of Grand Oaks S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Grand Oaks S/D built?
Homes in Grand Oaks S/D were built between 1994 and 2023, with a median year built of 1997 (FL DOR 2025 roll).
Who is the best real estate agent for Grand Oaks S/D?
The best agent for Grand Oaks S/D is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Grand Oaks S/D.
How do I find a top Niceville real estate agent who knows Grand Oaks S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Grand Oaks S/D and the wider Niceville area.
Can Momentum Realty connect me with an agent for Grand Oaks S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Grand Oaks S/D purchase or sale - no call center and no pressure.
Where is Grand Oaks S/D, and what county is it in?
Grand Oaks S/D is in Niceville, Okaloosa County, FL, ZIP codes 32541, 32578. The community's center is about 7 miles west of the center of Niceville (straight-line).
Buyers seeking a mid-sized home around 2,300 square feet in an established Niceville subdivisionExcellent fit
Long-term owner-occupants who value low turnover over frequent inventoryExcellent fit
Buyers with the patience to wait for the right listing rather than pick from manyExcellent fit
Buyers who need to choose among several active homes right awayProbably not
Anyone wanting resort-style or shared community amenitiesProbably not
Investors chasing high-turnover, rental-heavy streetsProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32541/32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Grand Oaks S/D with Momentum Realty’s local guides.

Busey S Place0.3 mi away · 34 homes, built 1949–22, 1 for saleHelms Allen S D0.4 mi awayWater Oaks 2 T H0.4 mi away · 54 homes, built 1983–88, 1 for saleHelms Allen0.5 mi away · 311 homes, built 1939–23, 2 for salePowell S D0.5 mi away · 119 homes, built 1940–24Leota Miller0.6 mi away · median $338K, 3 sales/12 mo

Browse all neighborhood guides →

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