Grand Oaks S/D
Homes for Sale in Niceville, FL
All 179 homes for sale in Niceville, FL · median $499,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Grand Oaks S/D in Niceville, FL has 1 home for sale. Homes listed or recently sold were built 1996–2025 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).
Grand Oaks is a small, established pocket in Niceville — 17 homes total, most built in the late 1990s, with the newest construction stretching to 2023. That mix matters: with a median year built of 1997, price here is driven less by any published range and more by condition, updates, and which end of the build spectrum a given home falls on. There is no single premium feature carrying the neighborhood; you are buying the house, not an amenity package.
With only 2 active listings against 17 homes, this is a thin, low-turnover market. That cuts both ways. For sellers, scarcity means a well-presented home does not have much direct competition inside the subdivision. For buyers, it means you may wait for the right listing rather than choose among several, so patience and readiness to move on a clean home are worth more here than aggressive negotiation.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Grand Oaks S/D right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Grand Oaks is a compact subdivision in Niceville with homes of a comfortable, mid-sized footprint — a median around 2,282 living square feet — spanning nearly three decades of construction. Roughly two-thirds of the homes are homesteaded, which points to an owner-occupied, hold-and-live profile rather than a rental-heavy street.
Emerald Coast MLS sales records identify 8 homes in GRAND OAKS S/D that have changed hands since 2016, built between 1995 and 2025 (median 2003), with a median living area of about 2,790 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grand Oaks S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Grand Oaks S/D
Grand Oaks S/D
Grand Oaks S/D
Grand Oaks S/DPhotos from Emerald Coast MLS listings in Grand Oaks S/D; content deemed reliable but not guaranteed.
Who Grand Oaks S/D is best for.
Best for
- Buyers seeking a mid-sized home around 2,300 square feet in an established Niceville subdivision
- Long-term owner-occupants who value low turnover over frequent inventory
- Buyers with the patience to wait for the right listing rather than pick from many
Probably not for
- Buyers who need to choose among several active homes right away
- Anyone wanting resort-style or shared community amenities
- Investors chasing high-turnover, rental-heavy streets
The market around Grand Oaks S/D
Grand Oaks S/D is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Niceville.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Niceville), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Grand Oaks S/D specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Grand Oaks S/D
Live MLS inventory for Grand Oaks S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Grand Oaks S/D listings as of 2026-10-21, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Grand Oaks S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Grand Oaks S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Grand Oaks S/D address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Niceville High School
The Grand Oaks S/D buying strategy.
If we were buying in Grand Oaks S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Oaks S/D.
A small subdivision where the house sets the price
The build range from 1994 to 2023 is the story here. In a 17-home subdivision, a handful of newer or fully updated homes can sit alongside originals from the mid-1990s, and the gap between them shows up in price. Because the only reliable figure is the median, treat every listing on its own merits: age, systems, roof, kitchen, and how much of the interior has been touched since it was built.
The median living area of about 2,282 square feet suggests homes with usable, right-sized layouts rather than sprawling or minimal footprints. No community amenities surface in current MLS data, so value rests on the lot, the structure, and location within Niceville — not on shared facilities you would pay to maintain.
The location and the amenities are priced into every listing in Grand Oaks S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small with only a couple of homes on the market, the edge comes from knowing what has actually traded and in what condition — not from a formula. We read each home against the median and the wide build spread so you are pricing or offering on the house in front of you, not a neighborhood average that hides the details.
Grand Oaks S/D in 15 seconds.
Tools for a Grand Oaks S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Oaks S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Oaks S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Oaks S/D home worth?
Get a no-obligation home value based on real comparable sales in Grand Oaks S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
Recently off market in GRAND OAKS S/D
Homes in GRAND OAKS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 305 Boggy Bayou Court · off market
- 327 Grand Oaks Drive · off market
Housing distress & ownership in GRAND OAKS S/D, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Grand Oaks S D Right Now (1)
All 1 active and pending Grand Oaks S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3579 Grand Oaks Way · $529,900 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Jon Howard Realty LLC
Recently sold in Grand Oaks S D
- 327 Grand Oaks Drive · sold $1,200,000
- 305 Boggy Bayou Court · sold $1,250,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Niceville home searches
- All homes for sale in Niceville, FL
- Homes for sale in Okaloosa County, FL
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- Homes under $300K in Niceville
- Homes from $300K to $500K in Niceville
- 4-bedroom homes for sale in Niceville
- Niceville home values: what is my house worth?
- ZIP 32541 housing scorecard
Niceville guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
10% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
What it really costs to own in Grand Oaks S/D
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,185/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2003 across 3 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Grand Oaks S/D
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Grand Oaks S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Grand Oaks S/D will answer, and the answer is published on this page for the next buyer.
Recent Developments in Grand Oaks S D
Development, infrastructure, retail, and school activity affecting Grand Oaks S D, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 10 miles southwest of Grand Oaks S D, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 17 miles northwest of Grand Oaks S D, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 9 miles south of Grand Oaks S D, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is less than a mile northwest of Grand Oaks S D.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 18 miles north of Grand Oaks S D, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 15 miles northwest of Grand Oaks S D, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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Where is Grand Oaks S/D, and what county is it in?
Should you buy in Grand Oaks S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541/32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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